Perry County, IL Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 502 mortgage applications in Perry County, IL totaling $44.3 million, down 7% from 2008. The average application was for $88,000, and applicants reported an average income of $54,000. 42% of applications resulted in an originated loan and 20% were denied. The most active lender was Banterra Bank, with 53 applications, followed by Regions Bank and Embrace Home Loans, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 502
Total Mortgage Loan Application Amount $44,274,000
Average Mortgage Loan Application Amount $88,000
Highest Mortgage Loan Application Amount $396,000
Average Applicant Income $54,000
Highest Applicant Income $261,000

Mortgage Company List for Lending in Perry County, IL for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ 1,101,044,000 53 $ 4,844,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 43 $ 4,092,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 42 $ 3,257,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 35 $ 3,217,000
The Farmers and Merchants National Bank
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 133,943,000 26 $ 1,885,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 26 $ 2,678,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 791,055,000 22 $ 2,038,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 21 $ 1,963,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 16 $ 1,112,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 13 $ 1,466,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 13 $ 468,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 121,900,000 10 $ 440,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 10 $ 932,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 10 $ 994,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 10 $ 798,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 8 $ 846,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 334,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 6 $ 485,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 796,873,000 6 $ 768,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 6 $ 339,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 5 $ 335,000
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 7,712,867,000 5 $ 240,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 5 $ 485,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 5 $ 544,000
Midcountry Bank
2611 BLUE HERON DR.
MARION, IL 62959
* $ 967,308,000 4 $ 246,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 4 $ 410,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 4 $ 278,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 4 $ 341,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 4 $ 309,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 236,301,000 3 $ 265,000
Citizens Community Bank
9 E MAIN ST
MASCOUTAH, IL 62258
* $ 235,930,000 3 $ 558,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 3 $ 22,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 444,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 3 $ 271,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 501,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 257,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 1,959,803,000 2 $ 114,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 157,000
Tierone Bank
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,316,406,000 2 $ 139,000
Genfed Financial CU
85 MASSILLON RD
AKRON, OH 44312
* $ 173,441,000 2 $ 165,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 196,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 2 $ 174,000
UMB Bank, NA
1008 OAK ST.
KANSAS CITY, MO 64106
* $ 9,262,734,000 2 $ 7,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 438,020,000 2 $ 206,000
First State Bank of Red Bud
115 W MARKET
RED BUD, IL 62278
* $ 106,063,000 1 $ 162,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 1,396,918,000 1 $ 74,000
Rbc Bank
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 30,436,225,000 1 $ 99,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 533,469,000 1 $ 84,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 1 $ 92,000
The Village Bank
856 SPARTA ST., PO BOX 325
ST LIBORY, IL 62282
* $ 66,694,000 1 $ 19,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 10,737,031,000 1 $ 59,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 1 $ 32,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 266,475,000 1 $ 200,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 30,786,926,000 1 $ 36,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 1 $ 60,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 102,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 34,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 190,000
Earth Mortgage
2245 KELLER WAY
CARROLLTON, TX 75006
* $ 10,000,000 1 $ 238,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 74,000
Gcs Federal Credit Union
4101 STATE HWY 111
PONTOON BEACH, IL 62040
* $ 253,818,000 1 $ 132,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 556,487,000 1 $ 82,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 1,215,323,000 1 $ 60,000
Gershman Investment Corp.
7 N. BEMISTON
ST. LOUIS, MO 63105
* $ 31,000,000 1 $ 221,000
Paramount Mortgage Company
347 N. LINDBERGH BLVD.
ST. LOUIS, MO 63141
* $ 10,000,000 1 $ 71,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 1 $ 68,000
Sovereign Bank
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 77,029,703,000 1 $ 126,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 1 $ 136,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 529,592,000 1 $ 187,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 1 $ 82,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 155,344,000 1 $ 50,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 1 $ 97,000
World Alliance Financial Corp.
3 HUNTINGTON QUADRANGLE SUITE 201N
MELVILLE, NY 11747
* $ 389,397,000 1 $ 50,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 190,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 190,000
Mld Mortgage Inc.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 104,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 107,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 80,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 159,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 54,000
Security Atlantic Wholesale
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 104,000

The tables below break down 2009 mortgage applications in Perry County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Perry County, IL in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 376 $35,055,000 $93,000 $333,000 $56,000 $250,000
Home Purchase 108 $8,566,000 $79,000 $396,000 $46,000 $261,000
Home Improvement 18 $653,000 $36,000 $140,000 $53,000 $97,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 420 $36,870,000 $87,000 $396,000 $56,000 $261,000
Not applicable 37 $3,514,000 $94,000 $298,000 $35,000 $129,000
Not Provided 36 $3,183,000 $88,000 $224,000 $55,000 $144,000
Black or African American 6 $485,000 $80,000 $153,000 $40,000 $80,000
Hispanic 2 $167,000 $83,000 $131,000 $28,000 $56,000
American Indian or Alaskan Native 1 $55,000 $55,000 $55,000 $33,000 $33,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 334 $28,618,000 $85,000 $396,000 $61,000 $261,000
FHA-insured (Federal Housing Administration) 136 $12,353,000 $90,000 $224,000 $42,000 $220,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $1,413,000 $83,000 $219,000 $31,000 $81,000
VA-guaranteed (Veterans Administration) 15 $1,890,000 $126,000 $298,000 $30,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 213 $20,103,000 $94,000 $396,000 $59,000 $261,000
Application Denied By Financial Institution 102 $7,203,000 $70,000 $215,000 $51,000 $172,000
Application Withdrawn By Applicant 73 $6,502,000 $89,000 $238,000 $58,000 $250,000
Loan Purchased By The Institution 58 $5,288,000 $91,000 $298,000 $36,000 $129,000
Application Approved But Not Accepted 34 $2,813,000 $82,000 $297,000 $56,000 $112,000
File Closed For Incompleteness 22 $2,365,000 $107,000 $219,000 $51,000 $120,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 23 $1,247,000 $54,000 $130,000 $55,000 $144,000
Collateral 15 $1,316,000 $87,000 $178,000 $53,000 $115,000
Debt-To-Income Ratio 11 $881,000 $80,000 $180,000 $47,000 $162,000
Credit Application Incomplete 5 $293,000 $58,000 $134,000 $47,000 $80,000
Other 4 $580,000 $145,000 $215,000 $73,000 $135,000
Unverifiable Information 3 $116,000 $38,000 $74,000 $50,000 $59,000
Employment History 1 $71,000 $71,000 $71,000 $26,000 $26,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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