Phillips County KS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Unlock detailed Phillips County KS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 82 |
| Total Mortgage Loan Application Amount | $8,220,000 |
| Average Mortgage Loan Application Amount | $100,000 |
| Highest Mortgage Loan Application Amount | $235,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $193,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| GOLDEN PLAINS CREDIT UNION 1714 EAST KANSAS AVENUE GARDEN CITY, KS 67846 |
* | $ 674,892,000 | 37 | $ 3,325,000 |
| MORTGAGE INVESTMENT SERVICES CORPORATION 22316 MIDLAND DRIVE SHAWNEE, KS 66226 |
* | $ -1,000 | 3 | $ 285,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 3 | $ 345,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 2 | $ 300,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 2 | $ 180,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 486,004,220,000 | 2 | $ 30,000 |
| LOW VA RATES, LLC 384 SOUTH 400 WEST, #100 LINDON, UT 84042 |
* | $ -1,000 | 2 | $ 390,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 313,272,000 | 1 | $ 195,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 1 | $ 155,000 |
| OUTDOOR BANK 2401 N SETH CHILD RD MANHATTAN, KS 66503 |
* | $ 257,149,000 | 1 | $ 15,000 |
| COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 25,955,469,000 | 1 | $ 25,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 85,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 1 | $ 115,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 1 | $ 95,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 1 | $ 45,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 88,826,789,000 | 1 | $ 195,000 |
| MEMBERS MORTGAGE SERVICES, L.L.C. 200 E 1ST AVE HUTCHINSON, KS 67501 |
* | $ -1,000 | 1 | $ 105,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 707,275,000 | 1 | $ 235,000 |
| CREDIT UNION OF AMERICA 711 W DOUGLAS WICHITA, KS 67213 |
* | $ 985,502,000 | 1 | $ 105,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 112,384,202,000 | 1 | $ 65,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 165,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 195,000 |
| DATA MORTGAGE, INC. 2200 W. ORANGEWOOD AVE SUITE 150 SACRAMENTO, CA 92868 |
* | $ -1,000 | 1 | $ 165,000 |
| EMPRISE BANK 257 N BROADWAY WICHITA, KS 67202 |
* | $ 1,817,179,000 | 1 | $ 75,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 1 | $ 95,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,453,998,000,000 | 1 | $ 15,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 1,498,327,000 | 1 | $ 55,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,337,646,000,000 | 1 | $ 115,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Phillips County KS in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 35 | $3,515,000 | $100,000 | $225,000 | $69,000 | $127,000 |
| Refinancing | 29 | $3,025,000 | $104,000 | $195,000 | $67,000 | $154,000 |
| Cash-out Refinancing | 9 | $985,000 | $109,000 | $165,000 | $64,000 | $101,000 |
| Other Purpose | 4 | $460,000 | $115,000 | $235,000 | $107,000 | $170,000 |
| Home Improvement | 3 | $45,000 | $15,000 | $25,000 | $80,000 | $193,000 |
| Not Applicable | 2 | $190,000 | $95,000 | $165,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 69 | $6,935,000 | $100,000 | $235,000 | $72,000 | $193,000 |
| Not Provided | 6 | $490,000 | $81,000 | $125,000 | $39,000 | $56,000 |
| Not applicable | 5 | $605,000 | $121,000 | $195,000 | $126,000 | $126,000 |
| American Indian or Alaskan Native | 1 | $55,000 | $55,000 | $55,000 | $47,000 | $47,000 |
| Black or African American | 1 | $135,000 | $135,000 | $135,000 | $71,000 | $71,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 54 | $4,940,000 | $91,000 | $235,000 | $76,000 | $193,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,060,000 | $147,000 | $195,000 | $61,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $605,000 | $67,000 | $115,000 | $44,000 | $65,000 |
| FHA-insured (Federal Housing Administration) | 5 | $615,000 | $123,000 | $165,000 | $68,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 48 | $4,750,000 | $98,000 | $225,000 | $70,000 | $154,000 |
| Application Denied By Financial Institution | 10 | $880,000 | $88,000 | $235,000 | $84,000 | $170,000 |
| File Closed For Incompleteness | 6 | $590,000 | $98,000 | $195,000 | $57,000 | $193,000 |
| Loan Purchased By The Institution | 6 | $720,000 | $120,000 | $195,000 | $87,000 | $126,000 |
| Application Withdrawn By Applicant | 5 | $725,000 | $145,000 | $195,000 | $67,000 | $107,000 |
| Application Approved But Not Accepted | 4 | $350,000 | $87,000 | $155,000 | $80,000 | $110,000 |
| Preapproval Denied by Financial Institution | 2 | $150,000 | $75,000 | $95,000 | $49,000 | $52,000 |
| Preapproval Approved but not Accepted | 1 | $55,000 | $55,000 | $55,000 | $41,000 | $41,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 70 | $7,190,000 | $102,000 | $225,000 | $69,000 | $193,000 |
| Collateral | 3 | $245,000 | $81,000 | $195,000 | $82,000 | $111,000 |
| Credit History | 2 | $110,000 | $55,000 | $95,000 | $38,000 | $52,000 |
| Debt-To-Income Ratio | 2 | $290,000 | $145,000 | $235,000 | $108,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $210,000 | $105,000 | $115,000 | $97,000 | $127,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $98,000 | $98,000 |
| Credit Application Incomplete | 1 | $45,000 | $45,000 | $45,000 | $105,000 | $105,000 |
| Unverifiable Information | 1 | $25,000 | $25,000 | $25,000 | $4,000 | $4,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.