Piute County, UT Mortgage Lenders & HMDA Data, 2003

In 2003, lenders reported 137 mortgage applications in Piute County, UT totaling $12.4 million. The average application was for $90,000, and applicants reported an average income of $52,000. 53% of applications resulted in an originated loan and 19% were denied. The most active lender was State Bank of Southern Utah, with 27 applications, followed by Zions First National Bank and Countrywide Home Loans.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 137
Total Mortgage Loan Application Amount $12,417,000
Average Mortgage Loan Application Amount $90,000
Highest Mortgage Loan Application Amount $650,000
Average Applicant Income $52,000
Highest Applicant Income $420,000

Mortgage Company List for Lending in Piute County, UT for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
State Bank of Southern Utah
377 N MAIN
CEDAR CITY, UT 84721
* $ 316,154,000 27 $ 1,819,000
Zions First National Bank
ONE S MAIN ST 11TH FL
SALT LAKE CITY, UT 84133
* $ 10,598,673,000 20 $ 1,296,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 19 $ 1,999,000
Wells Fargo Home Mortgage
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 10 $ 1,062,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 5 $ 659,000
National City Mortgage Corpora
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 5 $ 506,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 4 $ 597,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 4 $ 294,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 3 $ 394,000
Bank One, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 3 $ 139,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 2 $ 329,000
Argent Mortgage Company
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 2 $ 303,000
Abn Amro Mtg Group Inc
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 2 $ 254,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 85,000
Santa Cruz Community Credit Union
324 FRONT STREET
SANTA CRUZ, CA 95060
* $ 1,102,105,000 2 $ 151,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 2 $ 175,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 26,723,000,000 1 $ 650,000
Washington Mutual Bank, FSB
227 EAST AVENUE
ALBION, NY 14411
* $ 924,206,000 1 $ 78,000
Sterling Capital Mortgage Co.
13100 NORTHWEST FWY #200
HOUSTON, TX 77040
* $ 10,000,000 1 $ 160,000
The Cit Group/Consumer Finance
650 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 1,358,138,000 1 $ 76,000
Universal Mortgage Corporation
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 1 $ 77,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 127,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 58,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 52,000
Scme Mortgage Bankers, Inc
6265 GREENWICH DRIVE, SUITE 200
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 80,000
Oakwood Acceptance Corporation
7800 MCCLOUD ROAD
GREENSBORO, NC 27409
* $ 10,000,000 1 $ 123,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 65,000
American Lending Network
1256 SOUTH STATE STREET #201
OREM, UT 84097
* $ 10,000,000 1 $ 78,000
American Pioneer Financial Svc
12894 SOUTH PONY EXPRESS RD SUITE 600
DRAPER, UT 84020
* $ 10,000,000 1 $ 66,000
Chase Manhattan Mortgage Corp
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 1 $ 81,000
Citifinancial Mortgage Company
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 1 $ 32,000
Comunity Lending Incorporated
610 JARVIS DRIVE SUITE 200
MORGAN HILL, CA 95037
* $ 10,000,000 1 $ 88,000
Countrywide Bank, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 5,110,819,000 1 $ 18,000
E-Loan, Inc.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 1 $ 30,000
Far West Bank
201 EAST CENTER STREET
PROVO, UT 84606
* $ 294,894,000 1 $ 64,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 4,164,526,000 1 $ 65,000
First Franklin Financial Corp.
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 592,000,000 1 $ 77,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 1 $ 48,000
Full Spectrum Lending
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 1 $ 64,000
Greenpoint Mortgage Funding
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 1 $ 48,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 50,000

The tables below break down 2003 mortgage applications in Piute County, UT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Piute County, UT in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 110 $9,860,000 $89,000 $650,000 $52,000 $420,000
Home Purchase (one-to-four family) 22 $2,310,000 $105,000 $250,000 $52,000 $137,000
Home Improvement (one-to-four family) 5 $247,000 $49,000 $96,000 $42,000 $58,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 116 $10,466,000 $90,000 $650,000 $54,000 $420,000
Information not provided by applicant in mail or telephone application 13 $1,477,000 $113,000 $256,000 $58,000 $200,000
Not applicable 6 $399,000 $66,000 $127,000 $9,000 $45,000
Other 1 $30,000 $30,000 $30,000 $36,000 $36,000
Hispanic 1 $45,000 $45,000 $45,000 $45,000 $45,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian or Pacific Islander 0 $0 $0 $0 $0 $0
Black 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 135 $12,281,000 $90,000 $650,000 $53,000 $420,000
FHA-insured (Federal Housing Administration) 1 $76,000 $76,000 $76,000 $23,000 $23,000
VA-guaranteed (Veterans Administration) 1 $60,000 $60,000 $60,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 72 $5,726,000 $79,000 $261,000 $55,000 $420,000
Application Denied By Financial Institution 26 $3,068,000 $118,000 $650,000 $67,000 $200,000
Loan Purchased By The Institution 17 $1,483,000 $87,000 $227,000 $26,000 $75,000
Application Withdrawn By Applicant 14 $1,384,000 $98,000 $164,000 $44,000 $75,000
Application Approved But Not Accepted 5 $569,000 $113,000 $225,000 $46,000 $86,000
File Closed For Incompleteness 3 $187,000 $62,000 $81,000 $45,000 $60,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 7 $776,000 $110,000 $248,000 $68,000 $137,000
Credit Application Incomplete 6 $591,000 $98,000 $256,000 $51,000 $200,000
Credit History 5 $849,000 $169,000 $650,000 $91,000 $190,000
Debt-To-Income Ratio 2 $105,000 $52,000 $100,000 $59,000 $72,000
Other 1 $250,000 $250,000 $250,000 $137,000 $137,000
Unverifiable Information 1 $77,000 $77,000 $77,000 $30,000 $30,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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