Ponce County PR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Unlock detailed Ponce County PR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Puerto Rico.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,178 |
| Total Mortgage Loan Application Amount | $541,255,000 |
| Average Mortgage Loan Application Amount | $75,000 |
| Highest Mortgage Loan Application Amount | $1,210,000 |
| Average Applicant Income | $44,000 |
| Highest Applicant Income | $1,200,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANCO POPULAR DE PUERTO RICO PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 23,802,000,000 | 1,003 | $ 27,780,000 |
| DORAL MORTGAGE CORP. PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 15,140,693,000 | 845 | $ 69,805,000 |
| DORAL BANK 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 11,189,511,000 | 570 | $ 61,480,000 |
| R & G MORTGAGE CORPORATION P O BOX 362394 SAN JUAN, PR 00936 |
* | $ 10,198,602,000 | 537 | $ 44,138,000 |
| HF MORTGAGE BANKERS DORAL FINANCIAL PLAZA 1451 ROOSEVELT AVE S.J., PR 00921 |
* | $ 15,140,693,000 | 436 | $ 34,334,000 |
| POPULAR MORTGAGE, INC. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 23,802,000,000 | 425 | $ 47,554,000 |
| R-G PREMIER BANK OF P.R. PO BOX 2510 GUAYNABO, PR 00970 |
* | $ 7,573,646,000 | 422 | $ 38,206,000 |
| BANCO SANTANDER P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,258,362,000 | 348 | $ 26,713,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 694,529,000,000 | 313 | $ 8,217,000 |
| CITIFINANCIAL 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 273,753,702,000 | 230 | $ 8,029,000 |
| WESTERNBAK PUERTO RICO PO BOX 1180 MAYAGUEZ, PR 00681 |
* | $ 14,200,158,000 | 210 | $ 6,182,000 |
| ORIENTAL BANK PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 4,128,894,000 | 203 | $ 17,352,000 |
| SANTANDER MORTGAGE CORPORATION PO BOX 192199 SAN JUAN, PR 00919 |
* | $ 47,000,000 | 189 | $ 25,308,000 |
| FIRSTBANK PUERTO RICO PO BOX 9146 SANTURCE, PR 00908 |
* | $ 15,504,754,000 | 176 | $ 18,464,000 |
| SANA MORTGAGE PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 15,140,693,000 | 173 | $ 13,565,000 |
| FIRSTMORTGAGE PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 141 | $ 13,712,000 |
| SCOTIABANK DE PUERTO RICO 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,243,517,000 | 134 | $ 5,197,000 |
| BANCO BILBAO VIZCAYA ARGENTARI 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 5,541,779,000 | 133 | $ 15,293,000 |
| THE MORTGAGE STORE OF P.R. PO BOX 362394 SAN JUAN, PR 00936 |
* | $ 10,198,602,000 | 113 | $ 9,692,000 |
| NEW YORK MORTGAGE BANKERS AVE.PONCE DE LEON #818 MIRAMAR SAN JUAN, PR 00908 |
* | $ 10,000,000 | 109 | $ 11,088,000 |
| POPULAR FINANCE, INC. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 23,802,000,000 | 75 | $ 3,996,000 |
| MASTER MORTGAGE CORPORATION 280 DOMENECH AVE. BALDRICH DEV. SAN JUAN, PR 00918 |
* | $ 10,000,000 | 55 | $ 5,011,000 |
| RF MORTGAGE (TEL 782-8255; FAX 1148 AVE FRANKLIN D. ROOSEVELT SAN JUAN, PR 00920 |
* | $ 10,000,000 | 44 | $ 3,693,000 |
| METRO ISLAND MORTGAGE, INC. VILLA NEVAREZ PROF. CENTER SUITE 201 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 43 | $ 4,504,000 |
| CITIFINANCIAL PLUS 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 273,753,702,000 | 38 | $ 2,804,000 |
| FIRST SECURITY MORTGAGE 97 DE DIEGO AVE. SAN JUAN, PR 00929 |
* | $ 10,000,000 | 30 | $ 2,662,000 |
| FIRST EQUITY MORTGAGE BANKERS 9300 S DADELAND BLVD SUITE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 30 | $ 3,031,000 |
| CENTRO HIPOTECARIO PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 15,140,693,000 | 25 | $ 2,479,000 |
| CITIMORTGAGE, INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 59,720,267,000 | 23 | $ 2,384,000 |
| PREFERRED MORTGAGE CORPORATION 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 20 | $ 1,471,000 |
| CMFC, INC. 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 273,753,702,000 | 17 | $ 1,850,000 |
| EUROBANK PO BOX 191009 SAN JUAN, PR 00926 |
* | $ 2,101,351,000 | 12 | $ 1,156,000 |
| MONEY EXPRESS - MORTGAGE DIVIS 19 MARGINAL SAN AGUSTIN SAN JUAN, PR 00926 |
* | $ 10,000,000 | 8 | $ 287,000 |
| EMI EQUITY MORTGAGE INC. 413 BOLIVAR ST SAN JUAN, PR 00912 |
* | $ 10,000,000 | 7 | $ 638,000 |
| BENEFICIAL MORTGAGE CORP. 1322 F.D. ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ 10,000,000 | 7 | $ 686,000 |
| AEELA MORTGAGE PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 6 | $ 375,000 |
| POPULAR AUTO PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 23,802,000,000 | 6 | $ 59,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 366,256,000,000 | 5 | $ 417,000 |
| BEEWEE MORTGAGE BANKERS CORPOR 416 PONCE DE LEON UNION PLAZA SAN JUAN, PR 00918 |
* | $ 10,000,000 | 4 | $ 581,000 |
| AMERIQUEST MORTGAGE COMPANY 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 65,000 |
| CARIBE FEDERAL CREDIT UNION 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 162,486,000 | 1 | $ 85,000 |
| COOPERATIVA DE CREDITO Y AHORRO SAN JOSE CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ 95,017,000 | 1 | $ 22,000 |
| COOPERATIVA DE A/C ARECIBO PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 1 | $ 43,000 |
| CUNA MUTUAL MORTGAGE CORPORATI 2908 MARKETPLACE DRIVE SUITE 100 MADISON, WI 53719 |
* | $ 10,000,000 | 1 | $ 132,000 |
| ENCORE BANK NINE GREENWAY PLAZA SUITE 1000 HOUSTON, TX 77046 |
* | $ 1,271,653,000 | 1 | $ 38,000 |
| FORT BUCHANAN FEDERAL CREDIT U PO BOX 34120 FORT BUCHANAN, PR 00934 |
* | $ 83,497,000 | 1 | $ 50,000 |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 265 SUB WAY MILFORD, CT 06461 |
* | $ 93,266,000 | 1 | $ 70,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 1 | $ 135,000 |
| THE CIT GROUP/CONSUMER FINANCE 1 CIT DRIVE LIVINGSTON, NJ 07039 |
* | $ 10,000,000 | 1 | $ 88,000 |
| THE MORTGAGE HOUSE INC. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 1 | $ 122,000 |
| THE MORTGAGE LOAN CO. 915 CAMPO RICO AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 1 | $ 136,000 |
| RBS MORTGAGE CORPORATION 894-D MUNOZ RIVERA AVE SUITE 106 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 1 | $ 76,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2005, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Ponce County PR in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,983 | $260,015,000 | $87,000 | $1,210,000 | $44,000 | $892,000 |
| Home Purchase | 2,354 | $248,953,000 | $105,000 | $840,000 | $49,000 | $1,200,000 |
| Home Improvement | 1,841 | $32,287,000 | $17,000 | $600,000 | $36,000 | $613,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 6,254 | $452,136,000 | $72,000 | $1,210,000 | $45,000 | $1,200,000 |
| Not applicable | 603 | $70,000,000 | $116,000 | $800,000 | $20,000 | $431,000 |
| Not Provided | 292 | $16,204,000 | $55,000 | $353,000 | $50,000 | $405,000 |
| White | 22 | $2,354,000 | $107,000 | $420,000 | $60,000 | $397,000 |
| American Indian or Alaskan Native | 3 | $270,000 | $90,000 | $170,000 | $38,000 | $49,000 |
| Asian | 3 | $173,000 | $57,000 | $98,000 | $33,000 | $38,000 |
| Black or African American | 1 | $118,000 | $118,000 | $118,000 | $51,000 | $51,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,638 | $500,900,000 | $75,000 | $1,210,000 | $48,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 496 | $36,057,000 | $72,000 | $156,000 | $27,000 | $175,000 |
| VA-guaranteed (Veterans Administration) | 30 | $3,020,000 | $100,000 | $207,000 | $25,000 | $81,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,278,000 | $91,000 | $146,000 | $17,000 | $40,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,509 | $275,363,000 | $78,000 | $840,000 | $54,000 | $1,200,000 |
| Application Denied By Financial Institution | 1,482 | $64,871,000 | $43,000 | $617,000 | $38,000 | $308,000 |
| Application Withdrawn By Applicant | 859 | $77,948,000 | $90,000 | $1,210,000 | $49,000 | $892,000 |
| Loan Purchased By The Institution | 777 | $85,488,000 | $110,000 | $800,000 | $22,000 | $319,000 |
| File Closed For Incompleteness | 286 | $21,573,000 | $75,000 | $500,000 | $42,000 | $288,000 |
| Application Approved But Not Accepted | 265 | $16,012,000 | $60,000 | $567,000 | $47,000 | $287,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 399 | $18,884,000 | $47,000 | $600,000 | $38,000 | $240,000 |
| Other | 151 | $9,373,000 | $62,000 | $452,000 | $40,000 | $192,000 |
| Debt-To-Income Ratio | 116 | $5,856,000 | $50,000 | $522,000 | $32,000 | $121,000 |
| Collateral | 101 | $6,162,000 | $61,000 | $617,000 | $37,000 | $224,000 |
| Credit Application Incomplete | 28 | $2,054,000 | $73,000 | $310,000 | $33,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $749,000 | $53,000 | $160,000 | $41,000 | $219,000 |
| Employment History | 13 | $752,000 | $57,000 | $170,000 | $28,000 | $49,000 |
| Mortgage Insurance Denied | 9 | $860,000 | $95,000 | $150,000 | $54,000 | $80,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.