Pratt County KS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Unlock detailed Pratt County KS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 281
Total Mortgage Loan Application Amount $32,415,000
Average Mortgage Loan Application Amount $115,000
Highest Mortgage Loan Application Amount $765,000
Average Applicant Income $77,000
Highest Applicant Income $510,000

Mortgage Company List for Lending in Pratt County KS for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CREDIT UNION OF AMERICA
711 W DOUGLAS
WICHITA, KS 67213
* $ 985,502,000 68 $ 7,710,000
MEMBERS MORTGAGE SERVICES, L.L.C.
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 28 $ 3,430,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 11 $ 1,915,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,712,919,000,000 9 $ 775,000
HEARTLAND CREDIT UNION
900 EAST 23RD AVENUE
WINFIELD, KS 67502
* $ 325,706,000 8 $ 1,080,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 7 $ 975,000
LEGACY BANK
3711 N RIDGE RD
COLWICH, KS 67205
* $ 468,066,000 6 $ 660,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 5 $ 315,000
LANDMARK NATIONAL BANK
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 995,323,000 5 $ 235,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 5 $ 505,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 5 $ 455,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 5 $ 575,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 965,305,000 4 $ 360,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 4 $ 600,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 3 $ 315,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 3 $ 375,000
GOLDEN PLAINS CREDIT UNION
1714 EAST KANSAS AVENUE
GARDEN CITY, KS 67846
* $ 674,892,000 3 $ 465,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 707,275,000 3 $ 375,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 3 $ 285,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 3 $ 205,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 3 $ 495,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 335,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 2 $ 420,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 112,384,202,000 2 $ 190,000
CITIZENS BANK OF KANSAS
300 N MAIN ST
KINGMAN, KS 67068
* $ 380,175,000 2 $ 220,000
MID AMERICAN CREDIT UNION
8404 W. KELLOGG DR.
WICHITA, KS 67209
* $ 315,655,000 2 $ 70,000
MERITRUST FEDERAL CREDIT UNION
8710 E 32ND ST NORTH
WICHITA, KS 67226
* $ 1,266,155,000 2 $ 150,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 210,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 2 $ 260,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 2 $ 260,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 2 $ 220,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 2 $ 150,000
THE HALSTEAD BANK
314 MAIN ST
HALSTEAD, KS 67056
* $ 118,223,000 1 $ 165,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 1,289,704,000 1 $ 65,000
KANZA BANK
2233 N GREENWICH RD
KINGMAN, KS 67226
* $ 236,634,000 1 $ 55,000
ENVISTA CREDIT UNION
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 398,753,000 1 $ 165,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 1 $ 115,000
ROUNDPOINT MORTGAGE SERVICING LLC
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
WILMINGTON, DE 28219
* $ -1,000 1 $ 95,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
ST. LOUIS, MO 63141
* $ -1,000 1 $ 95,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 1 $ 65,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 1 $ 55,000
FIRST STATE BANK AND TRUST
PO BOX 219
TONGANOXIE, KS 66086
* $ 296,395,000 1 $ 105,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 2,411,656,000 1 $ 135,000
MORTGAGE INVESTMENT SERVICES CORPORATION
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 1 $ 115,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 19,445,554,000 1 $ 195,000
FIRSTAR BANK
PO BOX 308
SALLISAW, OK 74954
* $ 710,305,000 1 $ 55,000
SKYWARD CREDIT UNION
4 CESSNA BLVD
WICHITA, KS 67215
* $ 343,686,000 1 $ 65,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 1 $ 115,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 1 $ 145,000
RCB BANK
PO BOX 189
CLAREMORE, OK 74018
* $ 3,176,415,000 1 $ 105,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 1 $ 215,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 1 $ 15,000
FINANCIAL CONCEPTS MORTGAGE, LLC
2949 S BRYANT
EDMOND, OK 73013
* $ -1,000 1 $ 135,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 1 $ 75,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 1 $ 95,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 167,492,000,000 1 $ 95,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 1 $ 95,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 115,000
WICHITA FEDERAL CREDIT UNION
9835 E 21ST ST N
WICHITA, KS 67206
* $ 132,334,000 1 $ 155,000
GREAT WESTERN BANK
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,848,070,000 1 $ 175,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 85,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 155,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 1 $ 85,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 1 $ 285,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Pratt County KS in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 134 $13,340,000 $99,000 $765,000 $68,000 $510,000
Refinancing 85 $10,945,000 $128,000 $335,000 $89,000 $326,000
Cash-out Refinancing 37 $5,795,000 $156,000 $395,000 $90,000 $191,000
Other Purpose 13 $1,485,000 $114,000 $375,000 $88,000 $200,000
Home Improvement 6 $390,000 $65,000 $125,000 $56,000 $78,000
Not Applicable 6 $460,000 $76,000 $145,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 192 $22,520,000 $117,000 $765,000 $82,000 $510,000
Not applicable 47 $5,325,000 $113,000 $395,000 $69,000 $159,000
Not Provided 34 $3,920,000 $115,000 $205,000 $57,000 $217,000
Hispanic 5 $305,000 $61,000 $65,000 $57,000 $67,000
Native Hawaiian or Other Pacific Islander 1 $115,000 $115,000 $115,000 $46,000 $46,000
American Indian or Alaskan Native 1 $185,000 $185,000 $185,000 $95,000 $95,000
Black or African American 1 $45,000 $45,000 $45,000 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 201 $23,745,000 $118,000 $765,000 $82,000 $510,000
FHA-insured (Federal Housing Administration) 45 $4,855,000 $107,000 $235,000 $59,000 $117,000
VA-guaranteed (Veterans Administration) 25 $2,815,000 $112,000 $205,000 $60,000 $151,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,000,000 $100,000 $145,000 $41,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 155 $17,355,000 $111,000 $395,000 $75,000 $408,000
Loan Purchased By The Institution 46 $5,250,000 $114,000 $395,000 $69,000 $159,000
Application Denied By Financial Institution 41 $3,625,000 $88,000 $225,000 $59,000 $200,000
Application Withdrawn By Applicant 22 $2,850,000 $129,000 $335,000 $93,000 $320,000
Application Approved But Not Accepted 12 $2,130,000 $177,000 $375,000 $108,000 $326,000
File Closed For Incompleteness 5 $1,205,000 $241,000 $765,000 $203,000 $510,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 232 $27,820,000 $119,000 $765,000 $79,000 $510,000
Debt-To-Income Ratio 19 $1,915,000 $100,000 $335,000 $89,000 $408,000
Credit History 15 $1,075,000 $71,000 $205,000 $48,000 $191,000
Credit Application Incomplete 9 $935,000 $103,000 $225,000 $36,000 $77,000
Collateral 3 $305,000 $101,000 $205,000 $143,000 $200,000
Other 2 $250,000 $125,000 $215,000 $43,000 $72,000
Employment History 1 $115,000 $115,000 $115,000 $46,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Kansas Lender List