Unlock detailed Reagan County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 74 |
| Total Mortgage Loan Application Amount | $5,325,000 |
| Average Mortgage Loan Application Amount | $71,000 |
| Highest Mortgage Loan Application Amount | $191,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $391,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| SECURITY BANK 600 N. MARIENFELD, STE 200 MIDLAND, TX 79701 |
* | $ 460,866,000 | 13 | $ 683,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 12 | $ 694,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,104,833,000,000 | 8 | $ 816,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 4 | $ 413,000 |
| FIRST FINANCIAL BANK, N.A. 301 W. BEAUREGARD SAN ANGELO, TX 76903 |
* | $ 383,454,000 | 3 | $ 235,000 |
| FIRST NATIONAL BANK OF MERTZON, THE P O BOX 589 MERTZON, TX 76941 |
* | $ 192,690,000 | 3 | $ 41,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 2 | $ 64,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 2 | $ 263,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 2 | $ 131,000 |
| 1ST COMMUNITY FEDERAL CREDIT UNION 3505 WILDEWOOD DRIVE SAN ANGELO, TX 76904 |
* | $ 168,830,000 | 2 | $ 74,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 2 | $ 164,000 |
| AFFILIATED MORTGAGE COMPANY 5700 LEGACY DRIVE STE 10 PLANO, TX 75024 |
* | $ 212,423,000 | 1 | $ 116,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 57,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 1 | $ 72,000 |
| TIB THE INDEPENDENT BANKERSBAN 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 2,285,632,000 | 1 | $ 59,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,054,163,000 | 1 | $ 48,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,454,050,584,000 | 1 | $ 80,000 |
| LONE STAR FEDERALLY INSURED STATE-CHARTERED CREDIT UNION 7508 FERGUSON ROAD DALLAS, TX 75228 |
* | $ 96,275,000 | 1 | $ 12,000 |
| CITIZENS STATE BANK 329 W. HARRIS SAN ANGELO, TX 76903 |
* | $ 77,020,000 | 1 | $ 59,000 |
| TEXAS STAR BANK SSB 101 GASSAWAY LOTT, TX 76656 |
* | $ 67,913,000 | 1 | $ 116,000 |
| AMERICAN STATE BANK 1401 AVENUE Q LUBBOCK, TX 79401 |
* | $ 2,687,035,000 | 1 | $ 70,000 |
| COMMUNITY NATIONAL BANK 401 W. TEXAS AVE. MIDLAND, TX 79701 |
* | $ 621,304,000 | 1 | $ 122,000 |
| THE FIRST NATIONAL BANK OF SONORA 5710 SHERWOOD WAY SONORA, TX 76901 |
* | $ 234,301,000 | 1 | $ 21,000 |
| NTFN, INC. 700 STATE HIGHWAY 121, SUITE 100 PLANO, TX 75067 |
* | $ 10,000,000 | 1 | $ 102,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 59,000 |
| CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ 57,509,481,000 | 1 | $ 73,000 |
| ALLQUEST HOME MORTGAGE CORPORA 6110 PINEMONT DR, STE 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 1 | $ 47,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ 10,000,000 | 1 | $ 156,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 87,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,285,622,000 | 1 | $ 136,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 51 | $3,698,000 | $72,000 | $191,000 | $77,000 | $391,000 |
| Refinancing | 20 | $1,608,000 | $80,000 | $155,000 | $62,000 | $102,000 |
| Home Improvement | 3 | $19,000 | $6,000 | $7,000 | $78,000 | $84,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 38 | $3,212,000 | $84,000 | $191,000 | $77,000 | $245,000 |
| Hispanic | 29 | $1,506,000 | $51,000 | $127,000 | $83,000 | $391,000 |
| Not applicable | 5 | $484,000 | $96,000 | $182,000 | $0 | $0 |
| Not Provided | 2 | $123,000 | $61,000 | $72,000 | $33,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 53 | $3,187,000 | $60,000 | $191,000 | $76,000 | $391,000 |
| FHA-insured (Federal Housing Administration) | 19 | $1,930,000 | $101,000 | $182,000 | $69,000 | $245,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $47,000 | $47,000 | $47,000 | $44,000 | $44,000 |
| VA-guaranteed (Veterans Administration) | 1 | $161,000 | $161,000 | $161,000 | $36,000 | $36,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 33 | $2,339,000 | $70,000 | $191,000 | $81,000 | $245,000 |
| Application Denied By Financial Institution | 19 | $1,013,000 | $53,000 | $87,000 | $86,000 | $391,000 |
| Loan Purchased By The Institution | 16 | $1,620,000 | $101,000 | $182,000 | $50,000 | $120,000 |
| Application Approved But Not Accepted | 5 | $281,000 | $56,000 | $100,000 | $60,000 | $93,000 |
| Application Withdrawn By Applicant | 1 | $72,000 | $72,000 | $72,000 | $21,000 | $21,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $367,000 | $52,000 | $85,000 | $69,000 | $95,000 |
| Debt-To-Income Ratio | 2 | $116,000 | $58,000 | $82,000 | $228,000 | $391,000 |
| Employment History | 1 | $29,000 | $29,000 | $29,000 | $12,000 | $12,000 |
| Other | 1 | $40,000 | $40,000 | $40,000 | $72,000 | $72,000 |
| Unverifiable Information | 1 | $80,000 | $80,000 | $80,000 | $102,000 | $102,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.