San Juan-Caguas-Guaynabo, PR Metro Area Mortgage Lenders & HMDA Data, 2010
In 2010, lenders reported 61,341 mortgage applications in San Juan-Caguas-Guaynabo, PR metro area totaling $7.3 billion, down 30% from 2009. The average application was for $119,226, and applicants reported an average income of $52,000. 42% of applications resulted in an originated loan and 23% were denied. The most active lender was Popular Mortgage, Inc., with 12,224 applications, followed by Banco Popular De Puerto Rico and Scotiabank De Puerto Rico.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 61,341 |
| Total Mortgage Loan Application Amount | $7,313,486,000 |
| Average Mortgage Loan Application Amount | $119,226 |
| Highest Mortgage Loan Application Amount | $4,819,000 |
| Average Applicant Income | $52,000 |
| Highest Applicant Income | $9,999,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Popular Mortgage, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 12,224 | $ 1,786,456,000 |
| Banco Popular De Puerto Rico PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 23,271,000,000 | 8,882 | $ 132,682,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,775,127,000 | 8,484 | $ 892,166,000 |
| Doral Mortgage LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 5,932 | $ 920,923,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 9,288,322,000 | 3,812 | $ 555,239,000 |
| Firstbank Puerto Rico PO BOX 9146 SANTURCE, PR 00908 |
* | $ 19,616,388,000 | 3,211 | $ 455,618,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 6,412,164,000 | 2,488 | $ 351,353,000 |
| Banco Santander P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 6,591,027,000 | 1,984 | $ 297,204,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 1,751 | $ 275,562,000 |
| Reliable Financial Services PO BOX 21382, MAC F0302-001 SAN JUAN, PR 00928 |
* | $ 481,996,000 | 1,571 | $ 186,897,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 1,489 | $ 197,789,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 1,300 | $ 155,406,000 |
| Banco Bilbao Vizcaya Argentari 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 5,519,043,000 | 742 | $ 151,061,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 730 | $ 80,943,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ 10,000,000 | 645 | $ 83,808,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 494 | $ 63,504,000 |
| Santander Financial Services P.O. BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 473 | $ 31,523,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 399 | $ 56,252,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 392 | $ 50,028,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ 789,772,000 | 380 | $ 54,393,000 |
| First Equity Mortgage Bankers 9300 S DADELAND BLVD SUITE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 341 | $ 64,056,000 |
| First Security Mortgage 97 DE DIEGO AVE. SAN JUAN, PR 00929 |
* | $ 10,000,000 | 336 | $ 49,321,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ 10,000,000 | 321 | $ 42,397,000 |
| Aaa Concordia Mortgage Corp RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 305 | $ 41,512,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 1,000,000,000 | 220 | $ 26,194,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 195 | $ 26,238,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ 10,000,000 | 183 | $ 26,618,000 |
| Rbs Mortgage Corporation 894-D MUNOZ RIVERA AVE SUITE 106 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 173 | $ 24,456,000 |
| Express Solution Mortgage Corp 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 165 | $ 20,169,000 |
| First Mortgage Capital P.O BOX 550 BAYAMON, PR 00960 |
* | $ 10,000,000 | 143 | $ 19,685,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ 10,000,000 | 140 | $ 24,470,000 |
| The Mortgage House Inc. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 134 | $ 15,186,000 |
| Advance Mortgage Bankers, Inc. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 128 | $ 16,113,000 |
| James B. Nutter & Co. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 88 | $ 8,660,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 1,422,795,000 | 76 | $ 10,461,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ 279,615,000 | 76 | $ 8,906,000 |
| The Mortgage Loan Co. 915 CAMPO RICO AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 72 | $ 10,354,000 |
| Coop Ac De La Industria Biopha VILLA CAROLINA, C9 AVE. ROBERTO CLEMENTE CAROLINA, PR 00985 |
* | $ 10,000,000 | 65 | $ 10,255,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ 10,000,000 | 57 | $ 4,758,000 |
| Cooperativa De A/C Arecibo PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 54 | $ 4,255,000 |
| Caguas Coop AVE JOSE GAUTIER BENITEZ, CARR 1 KM 37.5 CAGUAS, PR 00726 |
* | $ 67,650,000 | 52 | $ 7,228,000 |
| Top Mortgage Bankers PONCE DE LEON AVE. 1913 SANTURCE, PR 00607 |
* | $ 100,000,000 | 45 | $ 5,342,000 |
| Cooperativa De Ac Hatillo PO BOX 95 HATILLO, PR 00659 |
* | $ 97,971,000 | 42 | $ 4,249,000 |
| World Mortgage Bankers 1108 AVE. ROOSEVELT SAN JUAN, PR 00920 |
* | $ 10,000,000 | 39 | $ 5,147,000 |
| Coop Ac De Los Gerenciales De 1200 AVE. PONCE DE LEON SAN JUAN, PR 00987 |
* | $ 70,473,000 | 36 | $ 6,017,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ 262,934,000 | 32 | $ 1,620,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ 95,017,000 | 31 | $ 3,617,000 |
| Cooperativa De Ac Valenciano PO BOX 1510 JUNCOS, PR 00777 |
* | $ 10,000,000 | 29 | $ 2,117,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 29 | $ 2,241,000 |
| Cooperativa De A\C Aibonite+¦A 100 CALLE JOSE C VAZQUE AIBONITO, PR 00705 |
* | $ 62,637,000 | 28 | $ 2,782,000 |
| Cooperativa De Ahorro Y Credito De Camuy 300 AVE. BALTAZAR JIMENEZ MENDEZ CAMUY, PR 00627 |
* | $ 10,000,000 | 27 | $ 2,627,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ 40,000,000 | 25 | $ 1,933,000 |
| Pentagon Federal Credit Union 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 24 | $ 4,678,000 |
| Puerto Rico Federal Credit Uni RESOLUCION 55 ESQ. AVE ROOSEVELT SAN JUAN, PR 00922 |
* | $ 112,056,000 | 21 | $ 2,441,000 |
| Cooperativa De Ac Saulo De Rod APTDO 678, #54 CALLE SAN JOSE GURABO, PR 00778 |
* | $ 10,000,000 | 21 | $ 2,063,000 |
| American Airlines Federal Cred 4151 AMON CARTER BLVD FORT WORTH, TX 76155 |
* | $ 5,061,586,000 | 20 | $ 2,268,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ 10,000,000 | 19 | $ 1,470,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ 222,466,000 | 16 | $ 1,398,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 214,658,000 | 15 | $ 2,180,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ 10,000,000 | 13 | $ 1,540,000 |
| Cooperativa A/C Hnos Unidos 229 CALLE DUARTE SAN JUAN, PR 00917 |
* | $ 52,826,000 | 12 | $ 1,369,000 |
| Jr Mortgage Home 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 11 | $ 1,472,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ 10,000,000 | 11 | $ 1,369,000 |
| Coopa/C Asoc De Maestros De Pr P.O. BOX 192770 SAN JUAN, PR 00919 |
* | $ 83,800,000 | 10 | $ 920,000 |
| Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy HC 02 BOX 7873 CAMUY, PR 00627 |
* | $ 10,000,000 | 9 | $ 461,000 |
| Merrill Lynch Credit Corp 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 9 | $ 4,002,000 |
| Cooperativa De A/C Morovena PO BOX 577 MOROVIS, PR 00687 |
* | $ 80,807,158,000 | 7 | $ 773,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ 137,000,000 | 6 | $ 439,000 |
| Vapr Federal Credit Union 2400 177 ROAD GUAYNABO, PR 00969 |
* | $ 133,777,000 | 6 | $ 1,066,000 |
| Nfcu 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 39,610,194,000 | 5 | $ 48,000 |
| Cooperativa De Ac Jesus Obrero PMB 159 HC 01 BOX 29030 GUAYNABO, PR 00969 |
* | $ 10,000,000 | 5 | $ 808,000 |
| Flagstar Bank 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 4 | $ 976,000 |
| Cooperativa Ahorro Y Credito Aguadilla APARTADO 541 AGUADILLA, PR 00605 |
* | $ 10,000,000 | 3 | $ 285,000 |
| Alianza Hipotecaria P.O. BOX 366201 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 3 | $ 217,000 |
| Coop Agustin Burgos CARR 149 KM 58.0 POBLADO TIERRA SANTA VILLALBA, PR 00766 |
* | $ 42,226,000 | 2 | $ 210,000 |
| Cooperativa De Ac Santa Isabel P.O. BOX 812 SANTA ISABEL, PR 00757 |
* | $ 10,000,000 | 2 | $ 107,000 |
| First Technology Federal Credit Union HILLSBORO, OR 97124 |
* | $ 2,475,868,000 | 2 | $ 16,000 |
| TD Bank N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 140,038,551,000 | 2 | $ 14,000 |
| Justice Federal Credit Union 5175 PARKSTONE DRIVE, STE. 200 CHANTILLY, VA 20151 |
* | $ 484,362,000 | 1 | $ 22,000 |
| Wells Fargo Bank, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 1 | $ 25,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 1 | $ 2,400,000 |
| Regions Bank 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 138,006,763,000 | 1 | $ 18,000 |
| United Nations Federal CU 24-01 44TH ROAD 7TH FLOOR LONG ISLAND CITY, NY 11101 |
* | $ 3,092,074,000 | 1 | $ 3,000 |
| Andrews Federal Credit Union 5711 ALLENTOWN ROAD SUITLAND, MD 20746 |
* | $ 848,885,000 | 1 | $ 35,000 |
| Member One Federal Credit Union P.O. BOX 12288 ROANOKE, VA 24024 |
* | $ 484,627,000 | 1 | $ 5,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 1 | $ 176,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 1 | $ 1,000 |
| Cooperativa De Mayaguez PO BOX 416 MAYAGUEZ, PR 00680 |
* | $ 49,000,000 | 1 | $ 83,000 |
| Cooperativa De A/C De Adjuntas 8 PRIMO DELGADO ST ADJUNTAS,PR 00601 00601, PR 00601 |
* | $ 10,000,000 | 1 | $ 85,000 |
| Coop A/C Padre Mac Donald P O BOX 7022 PONCE, PR 00728 |
* | $ 49,286,000 | 1 | $ 62,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ 10,000,000 | 1 | $ 190,000 |
The tables below break down 2010 mortgage applications in San Juan-Caguas-Guaynabo, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for San Juan-Caguas-Guaynabo, PR in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 24,666 | $3,652,617,000 | $148,000 | $4,819,000 | $55,000 | $5,408,000 |
| Home Purchase | 22,953 | $3,219,931,000 | $140,000 | $4,650,000 | $56,000 | $9,999,000 |
| Home Improvement | 13,722 | $440,938,000 | $32,000 | $2,024,000 | $38,000 | $2,620,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 51,383 | $5,959,840,000 | $115,000 | $4,817,000 | $53,000 | $9,999,000 |
| Not applicable | 9,080 | $1,247,069,000 | $137,000 | $4,819,000 | $41,000 | $1,759,000 |
| Not Provided | 427 | $19,225,000 | $45,000 | $1,379,000 | $51,000 | $1,144,000 |
| White | 369 | $72,896,000 | $197,000 | $4,317,000 | $105,000 | $1,751,000 |
| Asian | 48 | $10,093,000 | $210,000 | $926,000 | $105,000 | $278,000 |
| Black or African American | 29 | $3,669,000 | $126,000 | $780,000 | $84,000 | $674,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $503,000 | $167,000 | $237,000 | $166,000 | $413,000 |
| American Indian or Alaskan Native | 2 | $191,000 | $95,000 | $188,000 | $119,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,110 | $3,839,587,000 | $106,000 | $4,819,000 | $61,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 20,509 | $2,818,181,000 | $137,000 | $620,000 | $39,000 | $863,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,900 | $348,331,000 | $120,000 | $340,000 | $30,000 | $259,000 |
| VA-guaranteed (Veterans Administration) | 1,822 | $307,387,000 | $168,000 | $545,000 | $51,000 | $623,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 25,908 | $3,185,408,000 | $122,000 | $4,819,000 | $55,000 | $9,999,000 |
| Application Denied By Financial Institution | 13,830 | $1,211,771,000 | $87,000 | $4,817,000 | $44,000 | $5,408,000 |
| Loan Purchased By The Institution | 10,612 | $1,440,187,000 | $135,000 | $1,954,000 | $40,000 | $4,727,000 |
| Application Withdrawn By Applicant | 6,010 | $841,760,000 | $140,000 | $2,400,000 | $63,000 | $3,476,000 |
| File Closed For Incompleteness | 3,006 | $417,287,000 | $138,000 | $2,550,000 | $71,000 | $9,999,000 |
| Application Approved But Not Accepted | 1,975 | $217,073,000 | $109,000 | $3,125,000 | $56,000 | $864,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,305 | $126,512,000 | $96,000 | $1,200,000 | $43,000 | $718,000 |
| Debt-To-Income Ratio | 832 | $102,625,000 | $123,000 | $976,000 | $44,000 | $999,000 |
| Other | 696 | $114,493,000 | $164,000 | $4,817,000 | $74,000 | $5,408,000 |
| Collateral | 604 | $85,943,000 | $142,000 | $2,460,000 | $61,000 | $998,000 |
| Unverifiable Information | 139 | $14,221,000 | $102,000 | $1,485,000 | $42,000 | $287,000 |
| Employment History | 121 | $15,673,000 | $129,000 | $480,000 | $46,000 | $233,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 94 | $15,529,000 | $165,000 | $1,000,000 | $57,000 | $406,000 |
| Credit Application Incomplete | 69 | $8,534,000 | $123,000 | $615,000 | $46,000 | $295,000 |
| Mortgage Insurance Denied | 4 | $278,000 | $69,000 | $129,000 | $36,000 | $90,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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