Schoolcraft County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Schoolcraft County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 270 |
| Total Mortgage Loan Application Amount | $27,711,000 |
| Average Mortgage Loan Application Amount | $102,000 |
| Highest Mortgage Loan Application Amount | $496,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $504,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 112 | $ 11,480,000 |
| MBANK 130 S CEDAR ST MANISTIQUE, MI 49854 |
* | $ 498,255,000 | 80 | $ 8,565,000 |
| CONSUMER LOAN SERVICES, LLC 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 10,000,000 | 8 | $ 660,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 7 | $ 467,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 6 | $ 920,000 |
| INDEPENDENT BANK 4200 EAST BELTLINE GRAND RAPIDS, MI 49525 |
* | $ 2,304,743,000 | 3 | $ 134,000 |
| FIFTH THIRD MORTGAGE, MI LLC 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 48,969,000 | 3 | $ 299,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 3 | $ 475,000 |
| MORTGAGE CENTER L.C 29621 NORTHWESTERN HWY PLYMOUTH, MI 48034 |
* | $ 30,000,000 | 2 | $ 87,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 2 | $ 261,000 |
| CITIZENS BANK 328 S SAGINAW ST FLINT, MI 48502 |
* | $ 9,212,296,000 | 2 | $ 90,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 21,715,012,000 | 2 | $ 331,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 2 | $ 96,000 |
| CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 2 | $ 189,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 1 | $ 168,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 116,000 |
| UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 1 | $ 165,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 1 | $ 137,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 54,183,383,000 | 1 | $ 72,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 144,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 50,000 |
| NEIGHBORHOOD MORTGAGE SOLUTION PO BOX 209 544 N MAIN ST FRANKENMUTH, MI 48734 |
* | $ 77,551,000 | 1 | $ 126,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 1 | $ 102,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 12,019,539,000 | 1 | $ 186,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 1 | $ 82,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 1 | $ 33,000 |
| CHEMICAL BANK 333 E MAIN STREET MIDLAND, MI 48640 |
* | $ 5,331,931,000 | 1 | $ 143,000 |
| COMMERCIAL BANK 301 N. STATE ST ITHACA, MI 48801 |
* | $ 374,917,000 | 1 | $ 39,000 |
| GRUNDY BANK 201 LIBERTY STREET MORRIS, IL 60450 |
* | $ 253,104,000 | 1 | $ 64,000 |
| FRANKENMUTH CREDIT UNION 580 N. MAIN ST., PO BOX 209 FRANKENMUTH, MI 48734 |
* | $ 229,087,000 | 1 | $ 118,000 |
| TEAM ONE CREDIT UNION 520 HAYDEN SAGINAW, MI 48607 |
* | $ 342,214,000 | 1 | $ 97,000 |
| LAKE MICHIGAN CREDIT UNION PO BOX 2848 CALEDONIA, MI 49501 |
* | $ 2,423,017,000 | 1 | $ 81,000 |
| FIRSTBANK - WEST MICHIGAN 302 W MAIN ST IONIA, MI 48846 |
* | $ 202,538,000 | 1 | $ 132,000 |
| BANK OF ANN ARBOR 1333 W ANN ARBOR ROAD ANN ARBOR, MI 48185 |
* | $ 777,699,000 | 1 | $ 71,000 |
| MACATAWA BANK PO BOX 3119 HOLLAND, MI 49422 |
* | $ 1,505,983,000 | 1 | $ 189,000 |
| AFFILIATED MORTGAGE COMPANY 5700 LEGACY DRIVE STE 10 PLANO, TX 75024 |
* | $ 212,423,000 | 1 | $ 104,000 |
| ICNB MORTGAGE COMPANY LLC 302 W MAIN ST IONIA, MI 48846 |
* | $ 209,112,000 | 1 | $ 22,000 |
| LAFCU 106 N MARKETPLACE BLVD LANSING, MI 48917 |
* | $ 517,914,000 | 1 | $ 69,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,184,743,000 | 1 | $ 72,000 |
| PREMIER BANK 601 CLINTON STREET YOUNGSTOWN, OH 43512 |
* | $ 2,053,207,000 | 1 | $ 68,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 419,837,000 | 1 | $ 206,000 |
| FIRST PLACE BANK 185 EAST MARKET WARREN, OH 44481 |
* | $ 2,716,563,000 | 1 | $ 71,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 1 | $ 60,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 1 | $ 74,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Schoolcraft County MI in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 190 | $20,761,000 | $109,000 | $496,000 | $68,000 | $504,000 |
| Home Purchase | 62 | $5,630,000 | $90,000 | $250,000 | $59,000 | $205,000 |
| Home Improvement | 18 | $1,320,000 | $73,000 | $151,000 | $60,000 | $184,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 248 | $25,611,000 | $103,000 | $496,000 | $68,000 | $504,000 |
| Not applicable | 9 | $565,000 | $62,000 | $144,000 | $11,000 | $90,000 |
| Not Provided | 6 | $625,000 | $104,000 | $195,000 | $37,000 | $77,000 |
| American Indian or Alaskan Native | 6 | $705,000 | $117,000 | $164,000 | $65,000 | $116,000 |
| Black or African American | 1 | $205,000 | $205,000 | $205,000 | $175,000 | $175,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 216 | $22,422,000 | $103,000 | $496,000 | $76,000 | $504,000 |
| FHA-insured (Federal Housing Administration) | 34 | $3,209,000 | $94,000 | $272,000 | $17,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,015,000 | $101,000 | $202,000 | $39,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,065,000 | $106,000 | $209,000 | $21,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 176 | $19,032,000 | $108,000 | $496,000 | $65,000 | $416,000 |
| Application Denied By Financial Institution | 32 | $2,673,000 | $83,000 | $216,000 | $56,000 | $187,000 |
| Application Withdrawn By Applicant | 19 | $1,759,000 | $92,000 | $272,000 | $51,000 | $108,000 |
| Loan Purchased By The Institution | 19 | $1,695,000 | $89,000 | $206,000 | $28,000 | $120,000 |
| Application Approved But Not Accepted | 17 | $1,747,000 | $102,000 | $252,000 | $128,000 | $504,000 |
| File Closed For Incompleteness | 7 | $805,000 | $115,000 | $189,000 | $117,000 | $467,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 6 | $560,000 | $93,000 | $139,000 | $87,000 | $147,000 |
| Debt-To-Income Ratio | 5 | $534,000 | $106,000 | $216,000 | $30,000 | $61,000 |
| Credit Application Incomplete | 3 | $288,000 | $96,000 | $188,000 | $74,000 | $124,000 |
| Credit History | 3 | $192,000 | $64,000 | $96,000 | $35,000 | $66,000 |
| Other | 2 | $131,000 | $65,000 | $82,000 | $54,000 | $108,000 |
| Unverifiable Information | 1 | $118,000 | $118,000 | $118,000 | $65,000 | $65,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.