Schuyler County, IL Mortgage Lenders & HMDA Data, 2006

In 2006, lenders reported 197 mortgage applications in Schuyler County, IL totaling $14.9 million, down 4% from 2005. The average application was for $75,000, and applicants reported an average income of $52,000. 42% of applications resulted in an originated loan and 27% were denied. The most active lender was Beneficial Company LLC, with 25 applications, followed by JPMorgan Chase Bank, NA and Countrywide Home Loans.

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Total Number of Mortgage Applications 197
Total Mortgage Loan Application Amount $14,893,000
Average Mortgage Loan Application Amount $75,000
Highest Mortgage Loan Application Amount $360,000
Average Applicant Income $52,000
Highest Applicant Income $888,000

Mortgage Company List for Lending in Schuyler County, IL for 2006

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 25 $ 1,973,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,013,985,000,000 21 $ 1,570,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 175,085,370,000 15 $ 1,267,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 620,595,000 10 $ 1,128,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,960,716,000 9 $ 567,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 6 $ 459,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 6 $ 835,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 90,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 577,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 403,258,000,000 5 $ 338,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 167,000
Home123 Corporation
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 3 $ 239,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 344,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 240,529,000 3 $ 193,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 3 $ 148,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 69,482,177,000 3 $ 163,000
Citizens National Bank
127 S SIDE SQUARE, P.O. BOX 1279
MACOMB, IL 61455
* $ 252,993,000 3 $ 132,000
Associated Bank, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 21,830,103,000 3 $ 129,000
Countrywide Bank, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 73,116,292,000 3 $ 107,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 3 $ 472,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 120,000
Hfc Company LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 16,981,282,000 3 $ 195,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 81,074,402,000 2 $ 184,000
Wells Fargo Fin'l Illinois Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 2 $ 55,000
Better Banks
10225 N KNOXVILLE AVE
PEORIA, IL 61615
* $ 128,357,000 2 $ 182,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,065,676,000 2 $ 66,000
Citizens Bank of Massachusetts
28 STATE STREET
BOSTON, MA 02109
* $ 34,500,279,000 2 $ 46,000
Lasalle Bank NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 71,060,868,000 2 $ 188,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 144,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,082,250,290,000 2 $ 125,000
Intervale Mortgage
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 203,824,000 2 $ 63,000
Netbank Fundings Services
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,753,483,000 2 $ 424,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 12,218,679,000 2 $ 95,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,329,271,000 2 $ 32,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 22,481,092,000 2 $ 150,000
Delta Funding Corporation
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 2 $ 212,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 56,000
South Central Illinois Mtg LLC
200 E. HOMER ADAMS PARKWAY
ALTON, IL 62002
* $ 10,000,000 1 $ 36,000
Green Tree Servicing LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 1 $ 59,000
First Federal Savings Bank
633 LASALLE STREET
OTTAWA, IL 61350
* $ 452,350,000 1 $ 70,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 217,625,000 1 $ 106,000
Union Federal C/O Sky Bank
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,323,181,000 1 $ 77,000
Amcore Bank, N.A.
501 SEVENTH ST
ROCKFORD, IL 61104
* $ 5,304,956,000 1 $ 134,000
Midamerica National Bank
100 W ELM ST
CANTON, IL 61520
* $ 416,997,000 1 $ 60,000
Harris N.A.
111 W. MONROE
CHICAGO, IL 60603
* $ 34,507,021,000 1 $ 50,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 50,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 38,000
The National Bank
852 MIDDLE ROAD
BETTENDORF, IA 52722
* $ 439,773,000 1 $ 13,000
American Home Mortgage Corp.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 77,000
Fieldstone Mortgage Company
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 67,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 404,342,000 1 $ 36,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 106,060,000 1 $ 25,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 131,728,000 1 $ 150,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 4,011,971,000 1 $ 187,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 288,134,000 1 $ 46,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 9,147,305,000 1 $ 99,000
The Northern Trust Company
50 S. LA SALLE, M-20
CHICAGO, IL 60603
* $ 44,864,893,000 1 $ 108,000
Southtrust Mort dba Equibanc
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 390,787,000 1 $ 64,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 395,639,000 1 $ 57,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 57,612,849,000 1 $ 49,000

The tables below break down 2006 mortgage applications in Schuyler County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Schuyler County, IL in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 105 $9,290,000 $88,000 $360,000 $58,000 $888,000
Home Purchase 67 $4,799,000 $71,000 $182,000 $47,000 $150,000
Home Improvement 25 $804,000 $32,000 $75,000 $41,000 $177,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 152 $11,578,000 $76,000 $360,000 $54,000 $177,000
Not Provided 24 $1,655,000 $68,000 $207,000 $78,000 $888,000
Not applicable 17 $1,495,000 $87,000 $360,000 $7,000 $87,000
Hispanic 4 $165,000 $41,000 $68,000 $31,000 $37,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 178 $13,442,000 $75,000 $360,000 $53,000 $888,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $1,192,000 $70,000 $134,000 $35,000 $58,000
FHA-insured (Federal Housing Administration) 2 $259,000 $129,000 $182,000 $104,000 $143,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 83 $6,134,000 $73,000 $187,000 $56,000 $150,000
Application Denied By Financial Institution 54 $3,410,000 $63,000 $360,000 $47,000 $177,000
Application Withdrawn By Applicant 24 $2,055,000 $85,000 $190,000 $85,000 $888,000
Loan Purchased By The Institution 24 $2,269,000 $94,000 $360,000 $24,000 $143,000
Application Approved But Not Accepted 7 $330,000 $47,000 $84,000 $39,000 $53,000
File Closed For Incompleteness 5 $695,000 $139,000 $215,000 $54,000 $63,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 9 $423,000 $47,000 $144,000 $52,000 $177,000
Collateral 6 $278,000 $46,000 $74,000 $40,000 $58,000
Other 4 $162,000 $40,000 $75,000 $49,000 $54,000
Debt-To-Income Ratio 3 $378,000 $126,000 $207,000 $49,000 $69,000
Insufficient Cash (Downpayment, Closing Cost) 1 $30,000 $30,000 $30,000 $53,000 $53,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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