Sheridan County NE
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Unlock detailed Sheridan County NE mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Nebraska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 90 |
| Total Mortgage Loan Application Amount | $8,540,000 |
| Average Mortgage Loan Application Amount | $94,000 |
| Highest Mortgage Loan Application Amount | $675,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $690,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| SECURITY FIRST BANK 5505 RED ROCK LANE LINCOLN, NE 68516 |
* | $ 1,622,947,000 | 22 | $ 1,610,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 176,980,258,000 | 7 | $ 265,000 |
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 28,274,145,000 | 6 | $ 440,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 4 | $ 320,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 35,526,360,000 | 3 | $ 145,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 1,121,085,000 | 3 | $ 205,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 3 | $ 265,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 3 | $ 365,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 3 | $ 315,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 2 | $ 200,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ -1,000 | 2 | $ 220,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 2 | $ 130,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 2 | $ 180,000 |
| NEBRASKA BANK 355 2ND ST DODGE, NE 68633 |
* | $ 407,729,000 | 2 | $ 130,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 2 | $ 70,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 2 | $ 260,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 91,580,361,000 | 1 | $ 75,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 1 | $ 85,000 |
| EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 1,991,835,000 | 1 | $ 75,000 |
| FIRST NATIONAL BANK 125 WEST SIOUX AVE FT. PIERRE, SD 57501 |
* | $ 1,670,754,000 | 1 | $ 75,000 |
| GLACIER BANK 202 MAIN KALISPELL, MT 59901 |
* | $ 26,612,483,000 | 1 | $ 675,000 |
| CENTENNIAL LENDING, LLC 4112 KODIAK COURT, UNIT D CENTENNIAL, CO 80504 |
* | $ -1,000 | 1 | $ 35,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 1,576,681,000 | 1 | $ 225,000 |
| BLACK HILLS FEDERAL CREDIT UNION PO BOX 1420-225 MAIN ST RAPID CITY, SD 57709 |
* | $ 2,170,479,000 | 1 | $ 205,000 |
| BUILDER FINANCE INC. 1418 N C AVE SIOUX FALLS, SD 57104 |
* | $ -1,000 | 1 | $ 105,000 |
| BANK OF COLORADO 1609 EAST HARMONY RD FORT COLLINS, CO 80525 |
* | $ 6,600,477,000 | 1 | $ 615,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 182,325,674,000 | 1 | $ 45,000 |
| MISSION LOANS, LLC 5686 DRESSLER ROAD, NW UPPER ARLINGTON, OH 44720 |
* | $ -1,000 | 1 | $ 65,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,765,608,000 | 1 | $ 165,000 |
| UNION BANK AND TRUST COMPANY PO BOX 82535 LINCOLN, NE 68501 |
* | $ 7,608,489,000 | 1 | $ 35,000 |
| PINNACLE BANK - WYOMING PO BOX 760 CODY, WY 82240 |
* | $ 1,264,296,000 | 1 | $ 25,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Sheridan County NE in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 48 | $5,910,000 | $123,000 | $675,000 | $96,000 | $690,000 |
| Cash-out Refinancing | 14 | $1,290,000 | $92,000 | $195,000 | $74,000 | $290,000 |
| Home Improvement | 12 | $460,000 | $38,000 | $75,000 | $74,000 | $150,000 |
| Other Purpose | 10 | $470,000 | $47,000 | $85,000 | $51,000 | $110,000 |
| Refinancing | 6 | $410,000 | $68,000 | $105,000 | $72,000 | $187,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 61 | $6,005,000 | $98,000 | $675,000 | $81,000 | $690,000 |
| Not Provided | 9 | $1,015,000 | $112,000 | $245,000 | $117,000 | $238,000 |
| Not applicable | 6 | $620,000 | $103,000 | $135,000 | $0 | $0 |
| Hispanic | 6 | $420,000 | $70,000 | $95,000 | $59,000 | $137,000 |
| American Indian or Alaskan Native | 4 | $240,000 | $60,000 | $85,000 | $63,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $90,000 | $45,000 | $55,000 | $49,000 | $65,000 |
| Asian | 1 | $105,000 | $105,000 | $105,000 | $122,000 | $122,000 |
| Black or African American | 1 | $45,000 | $45,000 | $45,000 | $109,000 | $109,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 70 | $6,530,000 | $93,000 | $675,000 | $90,000 | $690,000 |
| FHA-insured (Federal Housing Administration) | 10 | $840,000 | $84,000 | $145,000 | $37,000 | $70,000 |
| VA-guaranteed (Veterans Administration) | 7 | $815,000 | $116,000 | $205,000 | $76,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $355,000 | $118,000 | $135,000 | $39,000 | $49,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 45 | $4,495,000 | $99,000 | $615,000 | $85,000 | $389,000 |
| Application Withdrawn By Applicant | 17 | $1,815,000 | $106,000 | $675,000 | $98,000 | $690,000 |
| Application Denied By Financial Institution | 16 | $1,180,000 | $73,000 | $225,000 | $69,000 | $290,000 |
| Loan Purchased By The Institution | 6 | $600,000 | $100,000 | $135,000 | $64,000 | $64,000 |
| Application Approved But Not Accepted | 4 | $290,000 | $72,000 | $115,000 | $52,000 | $94,000 |
| File Closed For Incompleteness | 2 | $160,000 | $80,000 | $105,000 | $33,000 | $33,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 72 | $7,230,000 | $100,000 | $675,000 | $87,000 | $690,000 |
| Debt-To-Income Ratio | 10 | $870,000 | $87,000 | $225,000 | $60,000 | $290,000 |
| Credit History | 4 | $320,000 | $80,000 | $165,000 | $77,000 | $109,000 |
| Collateral | 3 | $85,000 | $28,000 | $35,000 | $60,000 | $88,000 |
| Other | 1 | $35,000 | $35,000 | $35,000 | $96,000 | $96,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.