Sherman County, OR Mortgage Lenders & HMDA Data, 2003

In 2003, lenders reported 100 mortgage applications in Sherman County, OR totaling $8.5 million. The average application was for $85,000, and applicants reported an average income of $81,000. 48% of applications resulted in an originated loan and 20% were denied. The most active lender was Columbia River Bank, with 11 applications, followed by Wells Fargo Home Mortgage and Wells Fargo Funding, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 100
Total Mortgage Loan Application Amount $8,500,000
Average Mortgage Loan Application Amount $85,000
Highest Mortgage Loan Application Amount $542,000
Average Applicant Income $81,000
Highest Applicant Income $2,400,000

Mortgage Company List for Lending in Sherman County, OR for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Columbia River Bank
PO BOX 1050
THE DALLES, OR 97058
* $ 544,411,000 11 $ 976,000
Wells Fargo Home Mortgage
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 9 $ 641,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 6 $ 620,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 26,723,000,000 6 $ 521,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 2,437,029,000 6 $ 328,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 115,148,694,000 4 $ 406,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 4 $ 300,000
Wealthbridge Mortgage Corp.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 3 $ 273,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 565,382,000,000 3 $ 141,000
Klamath First Federal S & L
540 MAIN STREET
KLAMATH FALLS, OR 97601
* $ 1,488,559,000 3 $ 176,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 3 $ 156,000
Citimortgage, Inc
1 COURT SQUARE, 45TH FLOOR, ZONE 15
LONG ISLAND CITY, NY 11120
* $ 281,018,000,000 2 $ 405,000
Wells Fargo Fin'l Oregon, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 18,988,174,000 2 $ 90,000
Union Planters Bank
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 33,756,573,000 2 $ 108,000
National City Mortgage Corpora
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 2 $ 155,000
Greenpoint Mortgage Funding
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 2 $ 232,000
First National Bank of Arizona
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 728,315,000 2 $ 246,000
Full Spectrum Lending
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 1 $ 542,000
Eagle Home Mortgage, LLC
301 116TH AVENUE SE #400
BELLEVUE, WA 98004
* $ 10,000,000 1 $ 110,000
First Mutual Bank
400 108TH AVE NE
BELLEVUE, WA 98004
* $ 742,648,000 1 $ 22,000
Keybank USA, N.A.
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 8,943,095,000 1 $ 110,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 22,000
Bank One, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 1 $ 50,000
Central Pacfic Mortgage
950 IRON POINT RD SUITE 200
FOLSOM, CA 95630
* $ 31,000,000 1 $ 54,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 1 $ 57,000
Citibank, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 23,205,467,000 1 $ 199,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 52,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 35,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 1 $ 64,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 35,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 1 $ 88,000
Novastar Home Mortgage, Inc.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 60,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 54,000
Oregon Territory Fed Cr Un
205 CHEMEKETA ST NE
SALEM, OR 97301
* $ 43,120,000 1 $ 67,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 57,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 80,000
Principal Residential Mortgage
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 1 $ 191,000
Riverview Community Bank
PO BOX 872290
VANCOUVER, WA 98687
* $ 420,024,000 1 $ 77,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 117,000
United Financial Mortgage Corp
815 COMMERCE DR., STE 100
OAK BROOK, IL 60523
* $ 10,000,000 1 $ 161,000
Unitus Community Credit Union
7632 SW DURHAM RD
TIGARD, OR 97224
* $ 572,567,000 1 $ 44,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 1 $ 58,000
Mbna America Delaware, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 1,708,852,000 1 $ 93,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 97,000
Washington Federal S&L
425 PIKE STREET
SEATTLE, WA 98101
* $ 7,358,676,000 1 $ 35,000
Wells Fargo Bank Nevada, NA
4406 PIEDRAS DR W, A SEFCIK, T5600-021
SAN ANTONIO, TX 78228
* $ 9,915,389,000 1 $ 25,000
Whidbey Island Bank
PO BOX 7001
OAK HARBOR, WA 98277
* $ 534,567,000 1 $ 70,000

The tables below break down 2003 mortgage applications in Sherman County, OR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sherman County, OR in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 74 $6,302,000 $85,000 $542,000 $92,000 $2,400,000
Home Purchase (one-to-four family) 22 $2,074,000 $94,000 $206,000 $54,000 $180,000
Home Improvement (one-to-four family) 4 $124,000 $31,000 $67,000 $62,000 $99,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 86 $6,817,000 $79,000 $206,000 $49,000 $231,000
Information not provided by applicant in mail or telephone application 11 $889,000 $80,000 $199,000 $83,000 $180,000
Not applicable 1 $191,000 $191,000 $191,000 $0 $0
Asian or Pacific Islander 1 $542,000 $542,000 $542,000 $2,400,000 $2,400,000
Hispanic 1 $61,000 $61,000 $61,000 $27,000 $27,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Black 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 95 $7,911,000 $83,000 $542,000 $85,000 $2,400,000
FHA-insured (Federal Housing Administration) 3 $295,000 $98,000 $132,000 $39,000 $46,000
VA-guaranteed (Veterans Administration) 2 $294,000 $147,000 $197,000 $17,000 $35,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 48 $3,653,000 $76,000 $199,000 $53,000 $180,000
Application Denied By Financial Institution 20 $1,449,000 $72,000 $172,000 $49,000 $231,000
Application Withdrawn By Applicant 13 $1,621,000 $124,000 $542,000 $246,000 $2,400,000
Loan Purchased By The Institution 11 $1,320,000 $120,000 $199,000 $67,000 $180,000
Application Approved But Not Accepted 5 $349,000 $69,000 $117,000 $46,000 $70,000
File Closed For Incompleteness 3 $108,000 $36,000 $51,000 $48,000 $97,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 6 $617,000 $102,000 $172,000 $71,000 $231,000
Credit History 4 $247,000 $61,000 $93,000 $42,000 $76,000
Debt-To-Income Ratio 3 $163,000 $54,000 $61,000 $28,000 $46,000
Other 2 $73,000 $36,000 $51,000 $49,000 $99,000
Credit Application Incomplete 1 $64,000 $64,000 $64,000 $66,000 $66,000
Employment History 1 $63,000 $63,000 $63,000 $30,000 $30,000
Insufficient Cash (Downpayment, Closing Cost) 1 $77,000 $77,000 $77,000 $38,000 $38,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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