Unlock detailed Somerset County ME mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,328 |
| Total Mortgage Loan Application Amount | $243,203,000 |
| Average Mortgage Loan Application Amount | $104,000 |
| Highest Mortgage Loan Application Amount | $630,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $632,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| SKOWHEGAN SAVINGS BANK 13 ELM ST SKOWHEGAN, ME 04976 |
* | $ 438,929,000 | 344 | $ 31,603,000 |
| BANGOR SAVINGS BANK 19 MAINE AVENUE BANGOR, ME 04401 |
* | $ 2,302,065,000 | 212 | $ 18,625,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 162 | $ 20,689,000 |
| THE CAMDEN NATIONAL BANK 2 ELM STREET CAMDEN, ME 04856 |
* | $ 2,322,457,000 | 136 | $ 9,613,000 |
| TD BANK N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 101,632,075,000 | 102 | $ 7,998,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 96 | $ 11,202,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 92 | $ 10,738,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 91 | $ 9,764,000 |
| SEBASTICOOK VALLEY FEDERAL CREDIT UNION PO BOX 10 PITTSFIELD, ME 04967 |
* | $ 55,880,000 | 73 | $ 4,246,000 |
| RESIDENTIAL MORTGAGE SERVICES, INC. 24 CHRISTOPHER TOPPI DRIVE SOUTH PORTLAND, ME 04106 |
* | $ 10,000,000 | 66 | $ 7,778,000 |
| SAVINGS BANK OF MAINE PO BOX 190 GARDINER, ME 04345 |
* | $ 974,637,000 | 51 | $ 6,199,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 50 | $ 4,603,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 44 | $ 5,796,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 10,273,647,000 | 41 | $ 4,329,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 40 | $ 5,505,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 39 | $ 2,236,000 |
| PEOPLE'S UNITED BANK 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 19,259,550,000 | 37 | $ 3,636,000 |
| CUSO MORTGAGE CORPORATION 101 WESTERN AVENUE PORTLAND, ME 04444 |
* | $ 10,000,000 | 33 | $ 3,602,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 101,868,610,000 | 28 | $ 2,536,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 24 | $ 3,045,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 24 | $ 1,825,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 24 | $ 2,804,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 23 | $ 3,257,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 23 | $ 3,194,000 |
| BORDER TRUST COMPANY 227 WATER STREET AUGUSTA, ME 04330 |
* | $ 90,977,000 | 23 | $ 1,844,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 21 | $ 2,430,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 20 | $ 3,260,000 |
| NORTHEAST BANK 500 CANAL ST LEWISTON, ME 04240 |
* | $ 616,325,000 | 16 | $ 1,777,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 15 | $ 1,705,000 |
| MAINE HIGHLANDS FEDERAL CREDIT UNION PO BOX 233 DEXTER, ME 04930 |
* | $ 59,383,000 | 14 | $ 1,142,000 |
| DOVER MORTGAGE COMPANY 711 E. MOREHEAD ST CHARLOTTE, NC 28202 |
* | $ 1,817,511,000 | 13 | $ 1,410,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 12 | $ 1,522,000 |
| SIDUS FINANCIAL, LLC 1905 TURNBURY DRIVE GREENVILLE, NC 27858 |
* | $ 10,000,000 | 12 | $ 1,208,000 |
| MECHANICS SAVINGS BANK 100 MINOT AVENUE AUBURN, ME 04210 |
* | $ 271,553,000 | 10 | $ 844,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,157,838,000 | 9 | $ 1,307,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 21,270,147,000 | 9 | $ 802,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 36,351,625,000 | 9 | $ 802,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 9 | $ 982,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 9 | $ 1,647,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 9 | $ 1,052,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 8 | $ 1,056,000 |
| MERRIMACK MORTGAGE COMPANY, IN 1045 ELM STREET, SUITE 601 MANCHESTER, NH 03101 |
* | $ 10,000,000 | 7 | $ 1,062,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 7 | $ 1,054,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 14,649,039,000 | 7 | $ 590,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 6 | $ 631,000 |
| MAINE SAVINGS FEDERAL CREDIT UNION PO BOX 347 HAMPDEN, ME 04444 |
* | $ 191,917,000 | 6 | $ 1,245,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 5 | $ 751,000 |
| CUMBERLAND COUNTY 101 GRAY RD FALMOUTH, ME 04105 |
* | $ 102,041,000 | 5 | $ 398,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 248,819,000 | 5 | $ 84,000 |
| SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 77,029,703,000 | 5 | $ 938,000 |
| BATH SAVINGS INSTITUTION 105 FRONT STREET BATH, ME 04530 |
* | $ 495,876,000 | 5 | $ 541,000 |
| NORWAY SAVINGS BANK 261 MAIN STREET, P.O. BOX 347 NORWAY, ME 04268 |
* | $ 901,546,000 | 5 | $ 266,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 64,824,244,000 | 5 | $ 1,104,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 5 | $ 504,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,098,787,000 | 4 | $ 417,000 |
| MERRILL LYNCH CREDIT CORP 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 4 | $ 1,158,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 115,142,306,000 | 4 | $ 51,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 4 | $ 473,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 7,047,356,000 | 4 | $ 473,000 |
| ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 36,000,000,000 | 4 | $ 333,000 |
| PLAZA HOME MORTGAGE, INC 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 4 | $ 557,000 |
| MLD MORTGAGE INC. 30B VREELAND ROAD FLORHAM PARK, NJ 07932 |
* | $ 10,000,000 | 4 | $ 574,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 4 | $ 518,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 4 | $ 708,000 |
| SECURITY ATLANTIC WHOLESALE 499 THORNALL ST, SUITE 220 EDISON, NJ 08837 |
* | $ 10,000,000 | 4 | $ 785,000 |
| LAND/HOME FINANCIAL SERVICES 1355 WILLOW WAY, SUITE 250 CONCORD, CA 94520 |
* | $ 10,000,000 | 3 | $ 351,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 3 | $ 270,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 3 | $ 319,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 3 | $ 632,000 |
| MORTGAGE RESEARCH CENTER, LLC 2101 CHAPEL PLAZA COURT SUITE 107 COLUMBIA, MO 65203 |
* | $ 880,000,000 | 3 | $ 369,000 |
| FIVE COUNTY CREDIT UNION 765 WASHINGTON STREET BATH, ME 04530 |
* | $ 162,791,000 | 3 | $ 262,000 |
| GORHAM SAVINGS BANK 10 WENTWORTH DRIVE GORHAM, ME 04038 |
* | $ 835,820,000 | 3 | $ 211,000 |
| KENNEBUNK SAVINGS BANK 104 MAIN STREET KENNEBUNK, ME 04043 |
* | $ 806,046,000 | 2 | $ 318,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 279,777,049,000 | 2 | $ 300,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 30,786,926,000 | 2 | $ 136,000 |
| FIRST EASTERN MORTGAGE CORP 100 BRICKSTONE SQUARE ANDOVER, MA 01810 |
* | $ 71,936,000 | 2 | $ 262,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,669,297,000 | 2 | $ 177,000 |
| ANDROSCOGGIN SAVINGS BANK 30 LISBON STREET LEWISTON, ME 04240 |
* | $ 641,088,000 | 2 | $ 301,000 |
| LENDUS, LLC 3236 STONE VALLEY ROAD W ALAMO, CA 94507 |
* | $ 10,000,000 | 2 | $ 205,000 |
| MORTGAGE NETWORK, INC. 99 CONIFER HILL DR DANVERS, MA 01923 |
* | $ 3,700,000 | 2 | $ 394,000 |
| PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 2 | $ 214,000 |
| AVELO MORTGAGE, L.L.C 250 EAST JOHN CARPENTER FREEWAY IRVING, TX 75062 |
* | $ 10,000,000 | 2 | $ 114,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ 40,000,000 | 2 | $ 509,000 |
| MEGASTAR FINANCIAL 1080 CHEROKEE ST DENVER, CO 80204 |
* | $ 10,000,000 | 2 | $ 226,000 |
| PREMIUM CAPITAL FUNDING LLC 125 JERICHO TPKE JERICHO, NY 11753 |
* | $ 10,000,000 | 2 | $ 276,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 2 | $ 189,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 2 | $ 303,000 |
| NATIONWIDE MORTGAGE CONCEPTS, 40380 DESERT CREEK LANE RANCHO MIRAGE, CA 92270 |
* | $ 10,000,000 | 2 | $ 368,000 |
| ALLIED HOME MORTGAGE CORP. 6110 PINEMONT DR., STE. 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 2 | $ 267,000 |
| NE MOVES MORTGAGE, LLC 52 SECOND AVENUE, 3RD FLOOR WALTHAM, MA 02451 |
* | $ 10,000,000 | 1 | $ 95,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 112,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 1 | $ 138,000 |
| MORTGAGE MASTER, INC. 102 ELM STREET WALPOLE, MA 02081 |
* | $ 11,250,346,000 | 1 | $ 157,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 134,000 |
| MID-ISLAND MORTGAGE CORP. 900 MERCHANTS CONCOURSE, SUITE #112 WESTBURY, NY 11554 |
* | $ 10,000,000 | 1 | $ 163,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 1 | $ 156,000 |
| WILMINGTON FINANCE, INC. 620 W GERMANTOWN RD PLYMOUTH MEETING, PA 19462 |
* | $ 10,000,000 | 1 | $ 161,000 |
| CONTINENTAL HOME LOANS INC. 175 PINELAWN ROAD, SUITE 303 MELVILLE, NY 11747 |
* | $ 14,386,000 | 1 | $ 150,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 130,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD. SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 132,000 |
| RELIANT MORTGAGE COMPANY, LLC 100 CUMMINGS CENTER, SUITE 303 C BEVERLY, MA 01915 |
* | $ 10,000,000 | 1 | $ 157,000 |
| DOWNEAST CREDIT UNION 23 THIRD AVE BAILEYVILLE, ME 04694 |
* | $ 80,930,000 | 1 | $ 70,000 |
| YORK COUNTY FEDERAL CREDIT UNION 1516 MAIN STREET SANFORD, ME 04073 |
* | $ 168,514,000 | 1 | $ 50,000 |
| BANGOR FEDERAL CREDIT UNION 339 HOGAN ROAD BANGOR, ME 04401 |
* | $ 94,223,000 | 1 | $ 39,000 |
| DIRIGO FEDERAL CREDIT UNION 391 MAIN STREET LEWISTON, ME 04243 |
* | $ 135,078,000 | 1 | $ 31,000 |
| USALLIANCE FEDERAL CREDIT UNION 411 THEODORE FREMD AVE, SUITE 350 RYE, NY 10580 |
* | $ 702,858,000 | 1 | $ 130,000 |
| DIGITAL FEDERAL CREDIT UNION 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 4,494,575,000 | 1 | $ 200,000 |
| RTN FEDERAL CREDIT UNION 600 MAIN STREET WALTHAM, MA 02452 |
* | $ 568,173,000 | 1 | $ 130,000 |
| CPORT PO BOX 777 PORTLAND, ME 04104 |
* | $ 118,672,000 | 1 | $ 92,000 |
| GREENWOOD CREDIT UNION 2669 POST ROAD WARWICK, RI 02889 |
* | $ 255,334,000 | 1 | $ 50,000 |
| 1ST CONSTITUTION BANK 1246 S. RIVER RD CRANBURY, NJ 08512 |
* | $ 545,140,000 | 1 | $ 403,000 |
| SALEM FIVE MORTGAGE COMPANY, LLC 210 ESSEX STREET WILMINGTON, DE 01970 |
* | $ 642,980,000 | 1 | $ 101,000 |
| HOMCASTLE MORTGAGE, LLC 50 APPLIED CARD WAY GLEN MILLS, PA 19342 |
* | $ 10,000,000 | 1 | $ 125,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 427,899,000 | 1 | $ 268,000 |
| FIRST FEDERAL SAVINGS AND LOAN 125 FRONT STREET BATH, ME 04530 |
* | $ 107,202,000 | 1 | $ 40,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 6,513,521,000 | 1 | $ 212,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 941,902,000 | 1 | $ 228,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 242,361,000 | 1 | $ 462,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 82,416,721,000 | 1 | $ 136,000 |
| SHELTER MORTGAGE COMPANY, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 12,000,000 | 1 | $ 188,000 |
| FINANCIAL FREEDOM ACQUISITION 1 BANTING IRVINE, CA 92618 |
* | $ 36,000,000,000 | 1 | $ 48,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 12,942,945,000 | 1 | $ 91,000 |
| ATLANTIC REGIONAL FEDERAL CREDIT UNION PO BOX 188 SOUTH PORTLAND, ME 04011 |
* | $ 223,815,000 | 1 | $ 104,000 |
| HANSCOM FEDERAL CREDIT UNION 25 PORTER ROAD, SUITE 100 BEDFORD, MA 01460 |
* | $ 660,039,000 | 1 | $ 200,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 140,777,455,000 | 1 | $ 115,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 1 | $ 166,000 |
| WEBSTER BANK, N.A. 145 BANK ST WATERBURY, CT 06702 |
* | $ 17,480,164,000 | 1 | $ 215,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,725,957,000 | 1 | $ 40,000 |
| STERLING NATIONAL MORTGAGE CO. 98 CUTTERMILL RD GREAT NECK, NY 11021 |
* | $ 964,388,000 | 1 | $ 105,000 |
| DISCOVER BANK 502 EAST MARKET STREET GREENWOOD, DE 19950 |
* | $ 36,276,270,000 | 1 | $ 25,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 175,104,000 | 1 | $ 120,000 |
| NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 30,307,736,000 | 1 | $ 89,000 |
| FORWARD NATIONAL COMPANY INC 300 EAST MAIN ST MILFORD, MA 01757 |
* | $ 336,774,000 | 1 | $ 72,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 220,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,539 | $176,338,000 | $114,000 | $462,000 | $57,000 | $632,000 |
| Home Purchase | 547 | $56,349,000 | $103,000 | $630,000 | $53,000 | $352,000 |
| Home Improvement | 242 | $10,516,000 | $43,000 | $350,000 | $48,000 | $493,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,976 | $201,546,000 | $101,000 | $462,000 | $57,000 | $632,000 |
| Not Provided | 165 | $19,365,000 | $117,000 | $350,000 | $58,000 | $267,000 |
| Not applicable | 147 | $17,815,000 | $121,000 | $630,000 | $29,000 | $240,000 |
| Hispanic | 20 | $1,908,000 | $95,000 | $162,000 | $46,000 | $137,000 |
| American Indian or Alaskan Native | 6 | $647,000 | $107,000 | $212,000 | $41,000 | $71,000 |
| Black or African American | 6 | $788,000 | $131,000 | $255,000 | $79,000 | $143,000 |
| Asian | 4 | $568,000 | $142,000 | $212,000 | $78,000 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $566,000 | $141,000 | $220,000 | $33,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,667 | $163,935,000 | $98,000 | $630,000 | $63,000 | $632,000 |
| FHA-insured (Federal Housing Administration) | 431 | $53,584,000 | $124,000 | $341,000 | $39,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 149 | $14,374,000 | $96,000 | $180,000 | $28,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 81 | $11,310,000 | $139,000 | $320,000 | $34,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,149 | $114,495,000 | $99,000 | $630,000 | $62,000 | $632,000 |
| Application Denied By Financial Institution | 535 | $53,690,000 | $100,000 | $462,000 | $52,000 | $602,000 |
| Loan Purchased By The Institution | 319 | $38,696,000 | $121,000 | $380,000 | $33,000 | $240,000 |
| Application Withdrawn By Applicant | 199 | $22,943,000 | $115,000 | $406,000 | $60,000 | $245,000 |
| Application Approved But Not Accepted | 92 | $8,928,000 | $97,000 | $273,000 | $56,000 | $250,000 |
| File Closed For Incompleteness | 34 | $4,451,000 | $130,000 | $260,000 | $47,000 | $144,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 107 | $13,237,000 | $123,000 | $375,000 | $65,000 | $251,000 |
| Debt-To-Income Ratio | 96 | $10,085,000 | $105,000 | $377,000 | $40,000 | $147,000 |
| Credit History | 87 | $5,633,000 | $64,000 | $462,000 | $46,000 | $264,000 |
| Other | 23 | $1,852,000 | $80,000 | $228,000 | $57,000 | $185,000 |
| Credit Application Incomplete | 15 | $1,789,000 | $119,000 | $204,000 | $57,000 | $135,000 |
| Unverifiable Information | 9 | $1,047,000 | $116,000 | $268,000 | $38,000 | $103,000 |
| Employment History | 6 | $336,000 | $56,000 | $100,000 | $35,000 | $81,000 |
| Mortgage Insurance Denied | 2 | $240,000 | $120,000 | $145,000 | $39,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $65,000 | $65,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.