Somerset County PA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Unlock detailed Somerset County PA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Pennsylvania.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,766 |
| Total Mortgage Loan Application Amount | $536,420,000 |
| Average Mortgage Loan Application Amount | $69,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $5,200,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF PA 166 MAIN ST GREENVILLE, PA 16125 |
* | $ 4,187,539,000 | 1,393 | $ 71,903,000 |
| SOMERSET TRUST COMPANY 151 W MAIN STREET SOMERSET, PA 15501 |
* | $ 375,706,000 | 600 | $ 37,682,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 59,635,661,000 | 538 | $ 34,220,000 |
| FIRST COMMONWEALTH BANK PO BOX 400 INDIANA, PA 15701 |
* | $ 4,496,460,000 | 459 | $ 21,639,000 |
| BENEFICIAL 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 10,000,000 | 362 | $ 27,151,000 |
| AMERIQUEST MORTGAGE COMPANY 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 269 | $ 23,325,000 |
| WELLS FARGO HOME MORTGAGE 1 HOME CAMPUS, X9902-1R DES MOINES, IA 50328 |
* | $ 35,000,000,000 | 267 | $ 25,521,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 58,034,697,000 | 263 | $ 25,370,000 |
| AMERISERV FINANCIAL BANK 216 FRANKLIN ST JOHNSTOWN, PA 15901 |
* | $ 1,165,807,000 | 241 | $ 12,626,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 153 | $ 13,580,000 |
| USSCO JOHNSTOWN FEDERAL CREDIT UNION 532 OAKRIDGE DRIVE JOHNSTOWN, PA 15904 |
* | $ 59,927,000 | 146 | $ 6,349,000 |
| WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 236,422,336,000 | 119 | $ 10,682,000 |
| DELTA FUNDING CORPORATION 1000 WOODBURY ROAD WOODBURY, NY 11797 |
* | $ 31,000,000 | 101 | $ 9,025,000 |
| 1ST SUMMIT BANK 125 DONALD LANE JOHNSTOWN, PA 15904 |
* | $ 296,733,000 | 92 | $ 3,802,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 90 | $ 6,564,000 |
| THE CIT GROUP/CONSUMER FINANCE 650 CIT DRIVE LIVINGSTON, NJ 07039 |
* | $ 1,358,138,000 | 88 | $ 6,429,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 85 | $ 5,853,000 |
| CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 32,738,033,000 | 81 | $ 3,627,000 |
| CITIZENS NATIONAL BANK P.O. BOX 29 MEYERSDALE, PA 15552 |
* | $ 53,677,000 | 75 | $ 3,114,000 |
| ABN AMRO MTG GROUP INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 68 | $ 6,823,000 |
| NORTHWEST BANK 100 LIBERTY STREET WARREN, PA 16365 |
* | $ 4,676,845,000 | 67 | $ 4,986,000 |
| CHASE MANHATTAN MORTGAGE CORP 343 THORNALL STREET EDISON, NJ 08837 |
* | $ 622,388,000,000 | 65 | $ 5,902,000 |
| NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 43,721,511,000 | 63 | $ 3,956,000 |
| CITIFINANCIAL MORTGAGE COMPANY 1111 NORTHPOINT DRIVE COPPELL, TX 75019 |
* | $ 1,097,190,000,000 | 62 | $ 4,760,000 |
| HFC 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 10,000,000 | 60 | $ 4,671,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,097,190,000,000 | 56 | $ 2,262,000 |
| NATIONAL CITY MORTGAGE CORPORA 1900 E9TH STREET LOCATOR 01-3013 CLEVELAND, OH 44114 |
* | $ 12,000,000,000 | 53 | $ 5,819,000 |
| C-B-W SCHOOLS FEDERAL CREDIT UNION 460 LOCUST ST SIDMAN, PA 15955 |
* | $ 70,848,000 | 51 | $ 1,683,000 |
| BANK ONE, NA 45303 VAN DYKE SUITE 9048 UTICA, MI 48317 |
* | $ 53,001,000,000 | 51 | $ 2,933,000 |
| E-LOAN, INC. 6230 STONERIDGE MALL ROAD PLEASANTON, CA 94588 |
* | $ 10,000,000 | 50 | $ 2,543,000 |
| PRINCIPAL RESIDENTIAL MORTGAGE ONE COURT SQUARE, 45TH FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 10,000,000 | 50 | $ 5,056,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 45 | $ 4,541,000 |
| SLOVENIAN SAVINGS & LOAN ASSN. 512 CENTRAL AVENUE JOHNSTOWN, PA 15902 |
* | $ 89,646,000 | 44 | $ 3,420,000 |
| KEYBANK USA, N.A. 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 8,943,095,000 | 43 | $ 2,171,000 |
| CITIZENS BANK OF PENNSYLVANIA 1701 JOHN F. KENNEDY BOULEVARD PHILADELPHIA, PA 19103 |
* | $ 20,038,191,000 | 40 | $ 3,897,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 40 | $ 1,389,000 |
| AMERICAN BUSINESS FINANCIAL 100 PENN SQUARE EAST PHILADELPHIA, PA 19107 |
* | $ 10,000,000 | 39 | $ 2,582,000 |
| ACCREDITED HOME LENDERS, INC 15253 AVENUE OF SCIENCE BLDG 1 SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 39 | $ 2,934,000 |
| HOMEOWNERS LOAN CORPORATION 4501 CIRCLE 75 PARKWAY, SUITE D-4300 ATLANTA, GA 30339 |
* | $ 1,840,459,615,000 | 35 | $ 2,590,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 318,870,000,000 | 35 | $ 3,144,000 |
| FIRST HORIZON HOME LOAN CORP 4000 HORIZON WAY IRVING, TX 75063 |
* | $ 1,446,000,000 | 33 | $ 2,471,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 31 | $ 1,134,000 |
| NEW CENTURY MORTGAGE CORPORATI 18400 VON KARMAN AVE., SUITE 1000 IRVINE, CA 92612 |
* | $ 10,000,000 | 29 | $ 2,514,000 |
| AAMES FUNDING CORPORATION 15090 AVENUE OF SCIENCE SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 28 | $ 2,038,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 8,190,484,000 | 28 | $ 2,818,000 |
| H&R BLOCK MORTGAGE CORPORATION 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 27 | $ 1,886,000 |
| CITIFINANCIAL SERVICES INC 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,097,190,000,000 | 26 | $ 1,166,000 |
| CITIZENS MORTGAGE CORP. 10 TRIPPS LANE RIVERSIDE, RI 02915 |
* | $ 3,623,074,000 | 25 | $ 2,841,000 |
| PENNSYLVANIA STATE EMPLOYEES CREDIT UNION PO BOX 67013 HARRISBURG, PA 17106 |
* | $ 1,974,219,000 | 25 | $ 922,000 |
| M&T MORTGAGE CORPORATION 465 MAIN STREET - 5TH FLR - LAFAYETTE CT BUFFALO, NY 14203 |
* | $ 32,664,121,000 | 24 | $ 2,768,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 565,382,000,000 | 24 | $ 2,085,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 11,370,323,000 | 23 | $ 1,781,000 |
| EQUITY ONE 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 10,538,602,000 | 23 | $ 1,521,000 |
| FLEET NATIONAL BANK 525 N TRYON ST NC1-023-06-04 CHARLOTTE, NC 28255 |
* | $ 179,362,000,000 | 21 | $ 1,581,000 |
| GREENPOINT MORTGAGE FUNDING 4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD CHARLOTTE, NC 28217 |
* | $ 6,677,533,000 | 20 | $ 2,113,000 |
| AMERISERV MORTGAGE COMPANY OAKLEY PARK II SUITE 202 RR 7 BOX 147 GREENSBURG, PA 15601 |
* | $ 1,165,807,000 | 19 | $ 1,480,000 |
| RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 19 | $ 1,353,000 |
| OPTION ONE MORTGAGE CORP 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 18 | $ 1,585,000 |
| AIG FEDERAL SAVINGS BANK 600 N KING STREET, SUITE 2 WILMINGTON, DE 19801 |
* | $ 879,740,000 | 18 | $ 1,001,000 |
| DOLLAR BANK, FSB #3 GATEWAY CENTER PITTSBURGH, PA 15222 |
* | $ 4,783,158,000 | 18 | $ 2,760,000 |
| GATEWAY FUNDING DMS, LP 300 WELSH ROAD, BUILDING 5 HORSHAM, PA 19044 |
* | $ 10,000,000 | 17 | $ 1,293,000 |
| ARGENT MORTGAGE COMPANY 1100 TOWN & COUNTRY ORANGE, CA 92868 |
* | $ 10,000,000 | 17 | $ 1,610,000 |
| S&T BANK 800 PHILADELPHIA STREET PO BOX 190 INDIANA, PA 15701 |
* | $ 2,782,493,000 | 17 | $ 1,569,000 |
| DECISION ONE MORTGAGE 6060 J.A. JONES DRIVE CHARLOTTE, NC 28287 |
* | $ 10,000,000 | 16 | $ 1,699,000 |
| GMAC BANK 4 WALNUT GROVE HORSHAM, PA 19044 |
* | $ 2,448,525,000 | 16 | $ 1,088,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 44,835,341,000 | 16 | $ 1,539,000 |
| FIRST UNITED CORPORATION 19 S SECOND STREET OAKLAND, MD 21550 |
* | $ 946,858,000 | 16 | $ 648,000 |
| MAINLINE NATIONAL BANK 325 INDUSTRIAL PARK ROAD, PO BOX 660 EBENSBURG, PA 15931 |
* | $ 185,144,000 | 15 | $ 527,000 |
| ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 14 | $ 762,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 14 | $ 1,020,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 14 | $ 2,564,000 |
| FULL SPECTRUM LENDING 35 N. LAKE AVENUE MS 55-11 PASADENA, CA 91101 |
* | $ 58,034,697,000 | 14 | $ 1,214,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 13,961,613,000 | 14 | $ 886,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 14 | $ 987,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 65,629,555,000 | 13 | $ 1,473,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 44,835,341,000 | 13 | $ 1,287,000 |
| AEGIS FUNDING CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 12 | $ 791,000 |
| MERITAGE MORTGAGE CORP. 7215 FINANCIAL WAY JACKSONVILLE, FL 32256 |
* | $ 10,000,000 | 11 | $ 814,000 |
| MBNA AMERICA DELAWARE, N.A. 200 N COLLEGE ST NC1-004-04-13 CHARLOTTE, NC 28255 |
* | $ 1,708,852,000 | 11 | $ 534,000 |
| LIBERTY MORTGAGE CORPORATION 2713 FOREST HILLS RD WILSON, NC 27893 |
* | $ 43,553,752,000 | 11 | $ 1,364,000 |
| NOVASTAR MORTGAGE 2114 CENTRAL SUITE 600 KANSAS CITY, MO 64108 |
* | $ 10,000,000 | 11 | $ 1,139,000 |
| UVANTAGE HOME LENDING SERVICES 2300 E LINCOLN HWY STE 609 LANGHORNE, PA 19047 |
* | $ 10,000,000 | 11 | $ 837,000 |
| WILMINGTON FINANCE, INC. 620 W GERMANTOWN RD PLYMOUTH MEETING, PA 19462 |
* | $ 10,000,000 | 10 | $ 794,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 17,573,420,000 | 10 | $ 473,000 |
| SKY BANK C/O HUNTINGTON BANK 137 CLOUGH ST. BOWLING GREEN, OH 43402 |
* | $ 10,198,758,000 | 10 | $ 1,244,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 115,148,694,000 | 10 | $ 955,000 |
| FIRST FRANKLIN FINANCIAL CORP. 2150 NORTH FIRST STREET SAN JOSE, CA 95131 |
* | $ 592,000,000 | 10 | $ 901,000 |
| PEOPLE'S CHOICE FINANCIAL CORP 7515 IRVINE CENTER DR. IRVINE, CA 92618 |
* | $ 10,000,000 | 9 | $ 505,000 |
| WMC MORTGAGE CORP. 3100 THORTON AVE BURBANK, CA 91504 |
* | $ 31,000,000 | 9 | $ 581,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 12,348,756,000 | 8 | $ 751,000 |
| WASHTENAW MORTGAGE COMPANY 3767 RANCHERO DRIVE ANN ARBOR, MI 48108 |
* | $ 204,000,000 | 8 | $ 738,000 |
| WAYPOINT FINANCIAL CORP PO BOX 1711 HARRISBURG, PA 17105 |
* | $ 5,404,058,000 | 8 | $ 925,000 |
| TAMMAC CORPORATION 275 MUNDAY STREET WILKES BARRE, PA 18702 |
* | $ 10,000,000 | 8 | $ 391,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 32,664,121,000 | 8 | $ 706,000 |
| FARMERS & MERCHANTS BANK AND T 59 W WASHINGTON STREET HAGERSTOWN, MD 21740 |
* | $ 811,448,000 | 8 | $ 450,000 |
| EMMCO, LLC 113 REED AVENUE LEXINGTON, SC 29072 |
* | $ 10,000,000 | 8 | $ 636,000 |
| CITIMORTGAGE, INC 1 COURT SQUARE, 45TH FLOOR, ZONE 15 LONG ISLAND CITY, NY 11120 |
* | $ 281,018,000,000 | 8 | $ 700,000 |
| COMMERCIAL BANK AND TRUST OF PA PO BOX 429, 900 LIGONIER STREET LATROBE, PA 15650 |
* | $ 379,293,000 | 8 | $ 1,653,000 |
| FORWARD FINANCIAL 70 GRAY ROAD WEST FALMOUTH, ME 04105 |
* | $ 43,255,000 | 7 | $ 314,000 |
| PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 7 | $ 651,000 |
| PROVIDENT BANK 1900 E 9TH STREET LOCATOR 01-3013 CLEVELAND, OH 44114 |
* | $ 17,521,326,000 | 7 | $ 385,000 |
| SAXON MORTGAGE 4840 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 7 | $ 697,000 |
| STANDARD BANK, PASB 2640 MONROEVILLE BLVD MONROEVILLE, PA 15146 |
* | $ 278,120,000 | 6 | $ 639,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 4,586,886,000 | 6 | $ 547,000 |
| UNITED BANK INC 5TH & AVERY/UNITED SQUARE PARKERSBURG, WV 26102 |
* | $ 3,462,208,000 | 6 | $ 69,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 272,504,000 | 6 | $ 201,000 |
| CORINTHIAN MORTGAGE CORP 5750 W 95TH STREET, SUITE 155 OVERLAND PARK, KS 66207 |
* | $ 341,661,000 | 6 | $ 290,000 |
| CHARTER ONE BANK 1215 SUPERIOR AVE CLEVELAND, OH 44114 |
* | $ 42,042,160,000 | 6 | $ 430,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 12,811,549,000 | 5 | $ 495,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 5 | $ 482,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 2,437,029,000 | 5 | $ 537,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 183,712,000,000 | 5 | $ 272,000 |
| WASHINGTON FEDERAL SAVINGS BAN 77 SOUTH MAIN STREET WASHINGTON, PA 15301 |
* | $ 669,101,000 | 5 | $ 610,000 |
| WEST PENN FINANCIAL SERVICE CENTER, INC. 2250 BABCOCK BLVD ALLISON PARK, PA 15237 |
* | $ 10,000,000 | 5 | $ 490,000 |
| SIB MORTGAGE CORP. 195 MONTAGUE STREET BROOKLYN, NY 11201 |
* | $ 2,646,970,000 | 5 | $ 484,000 |
| LONG BEACH MORTGAGE CO. 227 EAST AVENUE ALBION, NY 14411 |
* | $ 10,000,000 | 5 | $ 323,000 |
| OAK STREET MORTGAGE 11555 N MERIDIAN ST CARMEL, IN 46032 |
* | $ 10,000,000 | 5 | $ 410,000 |
| OMEGA FINANCIAL SERVICES, INC. 900 WASHINGTON AVENUE CARNEGIE, PA 15106 |
* | $ 10,000,000 | 5 | $ 455,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 4 | $ 398,000 |
| MORTGAGE LENDERS NETWORK USA 213 COURT STREET MIDDLETOWN, CT 06457 |
* | $ 10,000,000 | 4 | $ 274,000 |
| SUPERIOR MORTGAGE CORP. 854 S WHITE HORSE PIKE HAMMONTON, NJ 08037 |
* | $ 10,000,000 | 4 | $ 297,000 |
| SUNSET MORTGAGE COMPANY, L.P. 3 DICKENSON DRIVE CHADDS FORD, PA 19317 |
* | $ 10,000,000 | 4 | $ 306,000 |
| HSBC BANK, USA ONE HSBC CENTER/24TH FLOOR BUFFALO, NY 14203 |
* | $ 86,415,769,000 | 4 | $ 507,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 11,903,989,000 | 4 | $ 518,000 |
| EQUITY RESOURCES, INC. PO BOX 5177 NEWARK, OH 43058 |
* | $ 10,000,000 | 4 | $ 243,000 |
| AMERICAS MONEYLINE 4880 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 4 | $ 258,000 |
| AEGIS MORTGAGE CORPORATION 3250 BRIARPARK DRIVE, SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 4 | $ 344,000 |
| AMERICAN HOME BANK 3840 HEMPLAND ROAD MOUNTVILLE, PA 17554 |
* | $ 72,365,000 | 4 | $ 541,000 |
| CHAPEL MORTGAGE 593 RANCOCAS ROAD PO BOX 550 RANCOCAS, NJ 08073 |
* | $ 10,000,000 | 4 | $ 431,000 |
| PENNCREST BANK 1201 12TH STREET ALTOONA, PA 16601 |
* | $ 109,425,000 | 3 | $ 153,000 |
| CITIBANK, FSB 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 23,205,467,000 | 3 | $ 266,000 |
| CONCORDE ACCEPTANCE CORPORATIO 7929 BROOKRIVER DR., SUITE 500 DALLAS, TX 75247 |
* | $ 10,000,000 | 3 | $ 181,000 |
| CONTINENTAL CAPITAL CORP 290 BROADWAY ROAD, SUITE 201 MELVILLE, NY 11747 |
* | $ 863,473,000 | 3 | $ 42,000 |
| CONTINENTAL CAPITAL CORP 290 BROADHOLLOW ROAD 2ND FLOOR EAST MELVILLE, NY 11747 |
* | $ 10,000,000 | 3 | $ 42,000 |
| AMERICAN HOME MORTGAGE CORP. 538 BROADHOLLOW RD MELVILLE, NY 11747 |
* | $ 10,000,000 | 3 | $ 575,000 |
| ALLSTATE FINANCIAL SERVICES, I ONE FORESTWOOD DRIVE PITTSBURGH, PA 15237 |
* | $ 10,000,000 | 3 | $ 373,000 |
| BNC MORTGAGE 1901 MAIN ST IRVINE, CA 92614 |
* | $ 10,000,000 | 3 | $ 320,000 |
| ARLINGTON CAPITAL MORTGAGE 3260 TILLMAN DRIVE, SUITE 90 BENSALEM, PA 19020 |
* | $ 10,000,000 | 3 | $ 239,000 |
| FARMERS AND MECHANICS BANK 110 THOMAS JOHNSON DR FREDERICK, MD 21702 |
* | $ 2,090,387,000 | 3 | $ 121,000 |
| ENCORE CREDIT CORP 1833 ALTON PARKWAY IRVINE, CA 92606 |
* | $ 10,000,000 | 3 | $ 329,000 |
| E*TRADE BANK 671 NORTH GLEBE RD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 17,039,747,000 | 3 | $ 902,000 |
| FIRST AMERICAN BANK OF PA 140 E MAIN ST EVERETT, PA 15537 |
* | $ 205,374,000 | 3 | $ 1,350,000 |
| FIRST MAGNUS FINANCIAL CORP 603 N. WILMOT ROAD TUCSON, AZ 85711 |
* | $ 10,000,000 | 3 | $ 454,000 |
| IRWIN BANK & TRUST COMPANY 309 MAIN STREET IRWIN, PA 15642 |
* | $ 583,177,000 | 3 | $ 393,000 |
| HOWARD HANNA FINANCIAL SERVICES, INC. 1000 GAMMA DRIVE PITTSBURGH, PA 15238 |
* | $ 10,000,000 | 3 | $ 196,000 |
| SOUTHSTAR FUNDING, LLC 400 NORTHRDIGE ROAD, SUITE 1000 ATLANTA, GA 30350 |
* | $ 10,000,000 | 3 | $ 150,000 |
| SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 39,750,759,000 | 3 | $ 129,000 |
| QUAKER CITY BANK 7021 GREENLEAF AVENUE WHITTIER, CA 90602 |
* | $ 1,571,786,000 | 3 | $ 211,000 |
| PARAGON HOME LENDING, LLC 19435 W. CAPITOL DRIVE, SUITE 201 BROOKFIELD, WI 53045 |
* | $ 10,000,000 | 3 | $ 399,000 |
| MERRILL LYNCH CREDIT CORP. 4802 DEER LAKE DRIVE EAST BLDG 3 JACKSONVILLE, FL 32246 |
* | $ 31,000,000 | 3 | $ 515,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 8,575,434,000 | 3 | $ 179,000 |
| MON VALLEY COMMUNITY FEDERAL CREDIT UNION PO BOX 189, 1932 MAIN STREET ALLENPORT, PA 15412 |
* | $ 111,687,000 | 3 | $ 541,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 1,059,670,000 | 3 | $ 157,000 |
| NEXSTAR FINANCIAL CORPORATION 19 RESEARCH PARK COURT ST. CHARLES, MO 63304 |
* | $ 10,000,000 | 2 | $ 391,000 |
| NOVASTAR HOME MORTGAGE, INC. 8140 WARD PARKWAY KANSAS CITY, MO 64114 |
* | $ 10,000,000 | 2 | $ 235,000 |
| INDYMAC BANK, F.S.B. 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 9,508,220,000 | 2 | $ 215,000 |
| PARAMOUNT MORTGAGE SERVICES, I 231 CROSSWICKS RD., SUITE 5 BORDENTOWN, NJ 08505 |
* | $ 10,000,000 | 2 | $ 184,000 |
| PARKVALE SAVINGS BANK 4220 WILLIAM PENN HIGHWAY MONROEVILLE, PA 15146 |
* | $ 1,616,351,000 | 2 | $ 301,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 2 | $ 194,000 |
| TD BANK N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 23,378,958,000 | 2 | $ 139,000 |
| SOUTH CENTRAL BANK 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 144,420,000 | 2 | $ 28,000 |
| SECOND NAT'L BANK C/O SKY BANK 137 CLOUGH ST BOWLING GREEN, OH 43402 |
* | $ 1,890,166,000 | 2 | $ 308,000 |
| IRON AND GLASS BANK 1114 E. CARSON STREET PITTSBURGH, PA 15203 |
* | $ 302,515,000 | 2 | $ 394,000 |
| LASALLE BANK NA 135 SOUTH LASALLE STREET, STE 2325 CHICAGO, IL 60603 |
* | $ 57,441,766,000 | 2 | $ 236,000 |
| IRWIN UNION BANK 500 WASHINGTON ST COLUMBUS, IN 47201 |
* | $ 4,567,878,000 | 2 | $ 179,000 |
| IVANHOEFINANCIAL 604 COURTLAND STREET, STE 320 ORLANDO, FL 32804 |
* | $ 10,000,000 | 2 | $ 246,000 |
| HOME EQUITY OF AMERICA 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 25,145,204,000 | 2 | $ 44,000 |
| GREEN TREE SERVICING LLC 345 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 31,000,000 | 2 | $ 144,000 |
| HEARTLAND ENTERPRISES, INC. 1401 BRANDING LANE DOWNERS GROVE, IL 60515 |
* | $ 10,000,000 | 2 | $ 128,000 |
| FIRST MUTUAL BANK 400 108TH AVE NE BELLEVUE, WA 98004 |
* | $ 742,648,000 | 2 | $ 26,000 |
| FIRST NLC FINANCIAL SERVICES, 4680 CONFERENCE WAY SOUTH BOCA RATON, FL 33431 |
* | $ 10,000,000 | 2 | $ 231,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 23,392,515,000 | 2 | $ 78,000 |
| FIRST NATIONAL BANK OF ARIZONA 17600 NORTH PERIMETER DRIVE SCOTTSDALE, AZ 85255 |
* | $ 728,315,000 | 2 | $ 186,000 |
| EMC MORTGAGE CORPORATION 909 HIDDEN RIDGE, SUITE 200 IRVING, TX 75038 |
* | $ 31,000,000 | 2 | $ 151,000 |
| AMERICAN FINANCIAL MORTGAGE CO 1121 BOYCE ROAD STE 1700 PITTSBURGH, PA 15241 |
* | $ 10,000,000 | 2 | $ 319,000 |
| AMERUS HOME LENDING, INC 4121 NW URBANDALE DRIVE URBANDALE, IA 50322 |
* | $ 10,000,000 | 2 | $ 187,000 |
| AEGIS WHOLESALE CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 2 | $ 266,000 |
| COUNTRYWIDE BANK, N.A. 35 NORTH LAKE, MS 35-148 PASADENA, CA 91101 |
* | $ 5,110,819,000 | 2 | $ 139,000 |
| CHESSIE FEDERAL CREDIT UNION 15 COMMERCE DRIVE CUMBERLAND, MD 21502 |
* | $ 134,575,000 | 2 | $ 42,000 |
| CHEVY CHASE BANK, F.S.B. 7501 WISCONSIN AVE 13TH FLR-W BETHESDA,, MD 20814 |
* | $ 11,591,871,000 | 2 | $ 50,000 |
| CAMBRIA COUNTY FEDERAL S & L 700 SECOND STREET CRESSON, PA 16630 |
* | $ 37,699,000 | 2 | $ 208,000 |
| CHAMPION ENTERPRISE 10801 MASTIN DRIVE OVERLAND PARK, KS 66210 |
* | $ 10,000,000 | 2 | $ 28,000 |
| CHARLEROI FEDERAL SAVINGS BANK 101 MCKEAN AVE CHARLEROI, PA 15022 |
* | $ 352,762,000 | 1 | $ 148,000 |
| CARDINAL FINANCIAL COMPANY 444 JACKSONVILLE ROAD WARMINSTER, PA 18974 |
* | $ 10,000,000 | 1 | $ 40,000 |
| CENTRA BANK INC (WV) 990 ELMER PRINCE DRIVE MORGANTOWN, WV 26505 |
* | $ 266,123,000 | 1 | $ 44,000 |
| DEEPGREEN 5800 LOMBARDO CENTER SEVEN HILLS, OH 44131 |
* | $ 314,093,000 | 1 | $ 63,000 |
| CUNA MUTUAL MORTGAGE CORPORATI 2908 MARKETPLACE DRIVE SUITE 100 MADISON, WI 53719 |
* | $ 10,000,000 | 1 | $ 62,000 |
| COMMERCIAL FEDERAL BANK 11207 WEST DODGE ROAD 2ND FL OMAHA, NE 68154 |
* | $ 13,094,324,000 | 1 | $ 76,000 |
| COMPASS FEDERAL SAVINGS BANK 111 WESTINGHOUSE AVENUE WILMERDING, PA 15148 |
* | $ 34,477,000 | 1 | $ 120,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,430,439,000 | 1 | $ 81,000 |
| AGRICULTURAL MORTGAGE COMPANY 2209 RIVER ROAD LOUISVILLE, KY 40206 |
* | $ 10,000,000 | 1 | $ 323,000 |
| ALLEGHENY MORTGAGE CORP OAK PARK MALL, 2001 LINCOLN WAY WHITE OAK, PA 15131 |
* | $ 10,000,000 | 1 | $ 55,000 |
| ALLEGHENY VALLEY BANK OF PITTSBURGH 5137 BUTLER ST PITTSBURGH, PA 15201 |
* | $ 286,745,000 | 1 | $ 90,000 |
| ALLIED HOME MORTGAGE CORP. 6110 PINEMONT DR., STE. 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 1 | $ 68,000 |
| ALLIED MORTGAGE GROUP, INC. 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ 10,000,000 | 1 | $ 120,000 |
| ALLSTATE BANK 3100 SANDERS RD, SUITE N4A NORTHBROOK, IL 60062 |
* | $ 739,169,000 | 1 | $ 55,000 |
| ALTOONA FIRST SAVINGS BANK 203 N. LOGAN BOULEVARD ALTOONA, PA 16602 |
* | $ 142,110,000 | 1 | $ 210,000 |
| AMC MORTGAGE SERVICES, INC. 1100 TOWN & COUNTRY ROAD, SUITE 1100 IRVINE, CA 92868 |
* | $ 10,000,000 | 1 | $ 81,000 |
| AMERICAN MORTGAGE EXPRESS CORP 136 GAITHER DRIVE MOUNT LAUREL, NJ 08054 |
* | $ 10,000,000 | 1 | $ 230,000 |
| AMERICAN MORTGAGE NETWORK 10421 WATERIDGE CIR STE 250 SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 1 | $ 126,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 127,000 |
| BANK OF BLUE VALLEY 11935 RILEY OVERLAND PARK, KS 66213 |
* | $ 597,854,000 | 1 | $ 264,000 |
| BRADFORD BANK ONE M&T PLAZA 15TH FLOOR - COMPLIANCE BUFFALO, NY 14203 |
* | $ 303,320,000 | 1 | $ 58,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 199,260,000 | 1 | $ 106,000 |
| DISCOVER BANK 502 EAST MARKET STREET GREENWOOD, DE 19950 |
* | $ 24,051,676,000 | 1 | $ 26,000 |
| FIELDSTONE MORTGAGE COMPANY 11000 BROKEN LAND PARKWAY, SUITE 900 COLUMBIA, MD 21044 |
* | $ 10,000,000 | 1 | $ 70,000 |
| FINANCE AMERICA, LLC 16802 ASTON ST. IRVINE, CA 92606 |
* | $ 10,000,000 | 1 | $ 105,000 |
| ERIE SHORES CREDIT UNION, INC 1688 WOODLANDS DRIVE MAUMEE, OH 43537 |
* | $ 103,730,000 | 1 | $ 62,000 |
| ESB BANK LAWRENCE AVE ELLWOOD CITY, PA 16117 |
* | $ 1,287,008,000 | 1 | $ 125,000 |
| FLORIDA BANK, N. A. 151 CORLEY MILL ROAD LEXINGTON, SC 29072 |
* | $ 749,141,000 | 1 | $ 96,000 |
| FIRST HOME MORTGAGE CORPORATION 5355 NOTTINGHAM DRIVE, SUITE 130 LUTHERVILLE-TIMONIUM, MD 21236 |
* | $ 10,000,000 | 1 | $ 178,000 |
| FIRST NATIONAL ACCEPTANCE COMPANY 241 EAST SAGINAW/P.O. BOX 980 EAST LANSING, MI 48826 |
* | $ 10,498,000 | 1 | $ 11,000 |
| FIRST FEDERAL S&L GREENE CO. 25 EAST HIGH STREET WAYNESBURG, PA 15370 |
* | $ 569,749,000 | 1 | $ 65,000 |
| FULTON BANK PO BOX 4887 LANCASTER, PA 17604 |
* | $ 3,796,753,000 | 1 | $ 83,000 |
| GB HOME EQUITY, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 12,000,000 | 1 | $ 7,000 |
| GREATER ATLANTIC MORTGAGE CORP 8230 OLD COURTHOUSE ROAD S520 VIENNA, VA 22182 |
* | $ 117,754,000 | 1 | $ 211,000 |
| JUSTICE FEDERAL CREDIT UNION 5175 PARKSTONE DRIVE, STE. 200 CHANTILLY, VA 20151 |
* | $ 287,673,000 | 1 | $ 42,000 |
| M. S. FLYNN, INC. 6101 BABCOCK BOULEVARD PITTSBURGH, PA 15237 |
* | $ 10,000,000 | 1 | $ 131,000 |
| LAUREL SAVINGS BANK 2724 HARTS RUN RD ALLISON PARK, PA 15101 |
* | $ 271,087,000 | 1 | $ 82,000 |
| LESCO FEDERAL CREDIT UNION 2613 LIGONIER STREET LATROBE, PA 15650 |
* | $ 48,887,000 | 1 | $ 35,000 |
| IRWIN MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 47037 |
* | $ 4,567,878,000 | 1 | $ 86,000 |
| HSBC MORTGAGE CORPORATION ONE HSBC CENTER BUFFALO, NY 14203 |
* | $ 86,415,769,000 | 1 | $ 52,000 |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 971 CORPORATE BLVD LINTHICUM, MD 21090 |
* | $ 1,280,395,000 | 1 | $ 66,000 |
| SSB BANK 8700 PERRY HIGHWAY PITTSBURGH, PA 15237 |
* | $ 41,011,000 | 1 | $ 75,000 |
| SUSQUEHANNA MTG CORP 10075 RED RUN BLVD., SUITE 500 OWINGS MILLS, MD 21117 |
* | $ 474,456,000 | 1 | $ 140,000 |
| SPECIALTY MORTGAGE CORPORATION 2901 JUAN TABO NE, STE 100 ALBUQUERQUE, NM 87112 |
* | $ 10,000,000 | 1 | $ 181,000 |
| STERLING NATIONAL MORTGAGE CO. 98 CUTTERMILL RD GREAT NECK, NY 11021 |
* | $ 964,388,000 | 1 | $ 96,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 1 | $ 89,000 |
| SCOTTDALE BANK & TRUST CO. THE 150 PITTSBURGH STREET SCOTTDALE, PA 15683 |
* | $ 164,469,000 | 1 | $ 25,000 |
| OAKWOOD ACCEPTANCE CORPORATION 7800 MCCLOUD ROAD GREENSBORO, NC 27409 |
* | $ 10,000,000 | 1 | $ 32,000 |
| OMEGA FEDERAL CREDIT UNION PO BOX 15038 WEXFORD, PA 15237 |
* | $ 69,395,000 | 1 | $ 25,000 |
| NORTHSIDE BANK 5000 MCKNIGHT ROAD PITTSBURGH, PA 15237 |
* | $ 511,041,000 | 1 | $ 400,000 |
| M&I MORTGAGE CORP W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 202,128,000 | 1 | $ 80,000 |
| LOANCITY 5671 SANTA TERESA BOULEVARD SAN JOSE, CA 95123 |
* | $ 10,000,000 | 1 | $ 122,000 |
| MASTER FINANCIAL, INC. 505 CITY PARKWAY WEST SUITE 800 ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 147,000 |
| BNY MELLON, N.A. 500 GRANT STREET, ROOM 2850 PITTSBURGH, PA 15258 |
* | $ 26,841,350,000 | 1 | $ 80,000 |
| UNITEDTRUST BANK 1130 RT 22 EAST BRIDGEWATER, NJ 08807 |
* | $ 2,863,903,000 | 1 | $ 41,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 176,049,792,000 | 1 | $ 71,000 |
| THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 27,399,278,000 | 1 | $ 60,000 |
| TRANSLAND FINANCIAL SERVICES 2701 MAITLAND CENTER PARKWAY, STE 300 MAITLAND, FL 32751 |
* | $ 10,000,000 | 1 | $ 70,000 |
| TRIBECA LENDING CORPORATION 101 HUDSON STREET 25TH FLOOR JERSEY CITY, NJ 07302 |
* | $ 10,000,000 | 1 | $ 59,000 |
| UNIMORTGAGE LLC 8647 BAYPINE ROAD SUITE 100 JACKSONVILLE, FL 32256 |
* | $ 10,000,000 | 1 | $ 59,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ 10,000,000 | 1 | $ 126,000 |
| UNION PLANTERS BANK P.O. BOX 10247 BIRMINGHAM, AL 35202 |
* | $ 33,756,573,000 | 1 | $ 85,000 |
| WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 26,723,000,000 | 1 | $ 260,000 |
| WESBANCO BANK, INC. 1 BANK PLAZA WHEELING, WV 26003 |
* | $ 3,286,404,000 | 1 | $ 100,000 |
| WORTHINGTON FEDERAL BANK 3301 MEMORIAL PARKWAY SW HUNTSVILLE, AL 35801 |
* | $ 59,388,000 | 1 | $ 176,000 |
| WRIGHT EXPERSS FSC 3995 SOUTH 700 EAST, SUITE 450 SALT LAKE CITY, UT 84107 |
* | $ 253,533,000 | 1 | $ 66,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2003, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Somerset County PA in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 5,232 | $390,954,000 | $74,000 | $800,000 | $63,000 | $5,200,000 |
| Home Purchase (one-to-four family) | 1,441 | $112,211,000 | $77,000 | $1,000,000 | $71,000 | $1,400,000 |
| Home Improvement (one-to-four family) | 1,089 | $32,946,000 | $30,000 | $712,000 | $54,000 | $1,032,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 4 | $309,000 | $77,000 | $100,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,204 | $411,498,000 | $66,000 | $800,000 | $67,000 | $5,200,000 |
| Information not provided by applicant in mail or telephone application | 1,176 | $92,012,000 | $78,000 | $800,000 | $58,000 | $1,032,000 |
| Not applicable | 174 | $15,534,000 | $89,000 | $499,000 | $7,000 | $240,000 |
| Other | 162 | $12,479,000 | $77,000 | $210,000 | $74,000 | $590,000 |
| Black | 16 | $1,624,000 | $101,000 | $1,000,000 | $77,000 | $546,000 |
| Hispanic | 16 | $1,158,000 | $72,000 | $176,000 | $62,000 | $172,000 |
| Asian or Pacific Islander | 10 | $1,426,000 | $142,000 | $323,000 | $332,000 | $1,400,000 |
| American Indian or Alaskan Native | 8 | $689,000 | $86,000 | $149,000 | $71,000 | $125,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,524 | $518,443,000 | $68,000 | $1,000,000 | $68,000 | $5,200,000 |
| FHA-insured (Federal Housing Administration) | 138 | $8,955,000 | $64,000 | $133,000 | $20,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 83 | $7,491,000 | $90,000 | $219,000 | $18,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $1,531,000 | $72,000 | $180,000 | $25,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,154 | $278,209,000 | $66,000 | $800,000 | $84,000 | $3,200,000 |
| Application Denied By Financial Institution | 1,688 | $106,843,000 | $63,000 | $1,000,000 | $51,000 | $5,200,000 |
| Application Withdrawn By Applicant | 774 | $59,996,000 | $77,000 | $800,000 | $59,000 | $488,000 |
| Application Approved But Not Accepted | 586 | $40,122,000 | $68,000 | $323,000 | $58,000 | $940,000 |
| Loan Purchased By The Institution | 464 | $43,455,000 | $93,000 | $500,000 | $33,000 | $760,000 |
| File Closed For Incompleteness | 100 | $7,795,000 | $77,000 | $288,000 | $96,000 | $1,032,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 428 | $21,353,000 | $49,000 | $325,000 | $59,000 | $5,200,000 |
| Debt-To-Income Ratio | 216 | $15,963,000 | $73,000 | $1,000,000 | $50,000 | $546,000 |
| Collateral | 164 | $12,177,000 | $74,000 | $428,000 | $59,000 | $469,000 |
| Credit Application Incomplete | 141 | $11,464,000 | $81,000 | $260,000 | $39,000 | $590,000 |
| Other | 128 | $9,876,000 | $77,000 | $800,000 | $48,000 | $395,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 65 | $4,969,000 | $76,000 | $345,000 | $53,000 | $223,000 |
| Employment History | 20 | $1,081,000 | $54,000 | $124,000 | $29,000 | $78,000 |
| Unverifiable Information | 10 | $746,000 | $74,000 | $157,000 | $54,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.