South Carolina
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Discover comprehensive South Carolina mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all South Carolina based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into South Carolina's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 457,423
Total Mortgage Loan Application Amount $112,447,840,000
Average Mortgage Loan Application Amount $245,000
Highest Mortgage Loan Application Amount $67,815,000
Average Applicant Income $108,000
Highest Applicant Income $9,917,000

Explore comprehensive HMDA mortgage statistics and application trends for 2021 in South Carolina. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in South Carolina, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2021 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in South Carolina.

Download the South Carolina Lender List

Mortgage Loan Application Detail Totals for South Carolina in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 201,535 $54,548,070,000 $270,000 $55,305,000 $107,000 $9,917,000
Refinancing 149,210 $35,668,900,000 $239,000 $67,815,000 $109,000 $7,274,000
Cash-out Refinancing 78,266 $18,448,700,000 $235,000 $41,045,000 $97,000 $7,999,000
Home Improvement 13,325 $1,593,005,000 $119,000 $65,905,000 $130,000 $9,434,000
Other Purpose 13,051 $1,933,635,000 $148,000 $11,205,000 $145,000 $9,289,000
Not Applicable 2,036 $255,530,000 $125,000 $3,695,000 $49,000 $325,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 268,863 $66,444,615,000 $247,000 $8,005,000 $115,000 $9,917,000
Not Provided 63,841 $15,399,650,000 $241,000 $41,045,000 $111,000 $8,400,000
Black or African American 56,387 $10,184,845,000 $180,000 $8,205,000 $69,000 $8,134,000
Not applicable 41,685 $14,097,695,000 $338,000 $65,905,000 $115,000 $3,080,000
Hispanic 14,454 $3,190,320,000 $220,000 $4,415,000 $87,000 $4,363,000
Asian 7,731 $2,092,245,000 $270,000 $67,815,000 $124,000 $7,999,000
American Indian or Alaskan Native 2,268 $468,020,000 $206,000 $4,715,000 $90,000 $6,141,000
Native Hawaiian or Other Pacific Islander 331 $76,265,000 $230,000 $625,000 $91,000 $849,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 329,678 $82,754,645,000 $251,000 $67,815,000 $118,000 $9,917,000
VA-guaranteed (Veterans Administration) 62,612 $16,733,800,000 $267,000 $2,405,000 $80,000 $7,200,000
FHA-insured (Federal Housing Administration) 58,201 $11,604,135,000 $199,000 $48,165,000 $58,000 $2,636,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6,932 $1,355,260,000 $195,000 $4,575,000 $56,000 $1,417,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 257,916 $67,506,705,000 $261,000 $65,905,000 $114,000 $9,917,000
Application Denied By Financial Institution 56,670 $10,534,020,000 $185,000 $47,495,000 $81,000 $9,387,000
Application Withdrawn By Applicant 56,207 $14,222,035,000 $253,000 $67,815,000 $113,000 $8,400,000
Loan Purchased By The Institution 44,930 $11,885,500,000 $264,000 $5,525,000 $118,000 $3,080,000
File Closed For Incompleteness 29,137 $5,600,545,000 $192,000 $6,625,000 $91,000 $7,150,000
Application Approved But Not Accepted 11,856 $2,543,310,000 $214,000 $22,695,000 $97,000 $4,737,000
Preapproval Approved but not Accepted 535 $122,965,000 $229,000 $705,000 $87,000 $493,000
Preapproval Denied by Financial Institution 172 $32,760,000 $190,000 $505,000 $69,000 $294,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 397,120 $101,075,715,000 $254,000 $67,815,000 $112,000 $9,917,000
Debt-To-Income Ratio 18,864 $3,859,990,000 $204,000 $46,975,000 $66,000 $3,980,000
Credit History 17,221 $2,499,605,000 $145,000 $41,045,000 $79,000 $7,891,000
Credit Application Incomplete 7,957 $1,684,650,000 $211,000 $6,105,000 $96,000 $7,450,000
Collateral 5,775 $1,085,735,000 $188,000 $3,505,000 $115,000 $9,387,000
Other 4,930 $1,210,015,000 $245,000 $47,495,000 $104,000 $7,999,000
Unverifiable Information 3,533 $602,175,000 $170,000 $2,735,000 $86,000 $4,352,000
Insufficient Cash (Downpayment, Closing Cost) 1,173 $252,025,000 $214,000 $2,585,000 $96,000 $950,000
Employment History 839 $176,115,000 $209,000 $2,695,000 $64,000 $810,000
Mortgage Insurance Denied 11 $1,815,000 $165,000 $325,000 $76,000 $258,000
Download the South Carolina Lender List

Mortgage Loan Application Totals in 2021 by South Carolina Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHARLESTON-NORTH CHARLESTON, SC 94,165 $ 30,184,180,000 $ 320,000 $ 131,000
COLUMBIA, SC 69,953 $ 14,659,945,000 $ 209,000 $ 94,000
FLORENCE, SC 10,571 $ 1,808,045,000 $ 171,000 $ 80,000
GREENVILLE-ANDERSON-MAULDIN, SC 74,954 $ 17,164,770,000 $ 229,000 $ 102,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 27,440 $ 9,153,650,000 $ 333,000 $ 156,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 46,511 $ 10,230,575,000 $ 219,000 $ 105,000
SPARTANBURG, SC 27,869 $ 5,631,545,000 $ 202,000 $ 82,000
SUMTER, SC 8,443 $ 1,426,425,000 $ 168,000 $ 75,000
Download the South Carolina Lender List

Mortgage Loan Application Totals in 2021 by South Carolina County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Abbeville 1,017 $ 161,365,000 $ 158,000 $ 71,000
Aiken 13,441 $ 2,777,795,000 $ 206,000 $ 92,000
Allendale 146 $ 19,150,000 $ 131,000 $ 73,000
Anderson 15,617 $ 3,123,830,000 $ 200,000 $ 89,000
Bamberg 386 $ 54,440,000 $ 141,000 $ 69,000
Barnwell 830 $ 112,760,000 $ 135,000 $ 69,000
Beaufort 24,675 $ 8,537,085,000 $ 345,000 $ 164,000
Berkeley 27,958 $ 7,743,165,000 $ 276,000 $ 102,000
Calhoun 772 $ 131,780,000 $ 170,000 $ 74,000
Charleston 47,009 $ 17,861,405,000 $ 379,000 $ 164,000
Cherokee 2,426 $ 374,880,000 $ 154,000 $ 68,000
Chester 1,763 $ 285,795,000 $ 162,000 $ 70,000
Chesterfield 1,919 $ 265,885,000 $ 138,000 $ 64,000
Clarendon 1,665 $ 269,005,000 $ 161,000 $ 80,000
Colleton 2,380 $ 464,400,000 $ 195,000 $ 95,000
Darlington 2,830 $ 425,380,000 $ 150,000 $ 74,000
Dillon 1,000 $ 114,710,000 $ 114,000 $ 59,000
Dorchester 19,198 $ 4,579,610,000 $ 238,000 $ 87,000
Edgefield 1,601 $ 332,765,000 $ 207,000 $ 97,000
Fairfield 1,046 $ 199,630,000 $ 190,000 $ 100,000
Florence 7,741 $ 1,382,665,000 $ 178,000 $ 83,000
Georgetown 5,949 $ 1,650,405,000 $ 277,000 $ 141,000
Greenville 47,602 $ 11,514,805,000 $ 241,000 $ 108,000
Greenwood 3,648 $ 621,510,000 $ 170,000 $ 81,000
Hampton 698 $ 85,880,000 $ 123,000 $ 62,000
Horry 46,511 $ 10,230,575,000 $ 219,000 $ 105,000
Jasper 2,765 $ 616,565,000 $ 222,000 $ 88,000
Kershaw 5,653 $ 1,128,315,000 $ 199,000 $ 85,000
Lancaster 11,225 $ 2,954,135,000 $ 263,000 $ 103,000
Laurens 3,644 $ 615,620,000 $ 168,000 $ 75,000
Lee 555 $ 72,915,000 $ 131,000 $ 67,000
Lexington 27,334 $ 5,550,240,000 $ 203,000 $ 94,000
Marion 1,110 $ 128,960,000 $ 116,000 $ 60,000
Marlboro 738 $ 83,250,000 $ 112,000 $ 55,000
McCormick 771 $ 164,955,000 $ 213,000 $ 96,000
Newberry 2,044 $ 388,820,000 $ 190,000 $ 91,000
Oconee 5,736 $ 1,568,290,000 $ 273,000 $ 127,000
Orangeburg 3,946 $ 577,920,000 $ 146,000 $ 71,000
Pickens 8,091 $ 1,910,515,000 $ 236,000 $ 103,000
Richland 34,279 $ 7,489,185,000 $ 218,000 $ 97,000
Saluda 869 $ 160,795,000 $ 185,000 $ 89,000
Spartanburg 27,869 $ 5,631,545,000 $ 202,000 $ 82,000
Sumter 6,778 $ 1,157,420,000 $ 170,000 $ 73,000
Union 866 $ 120,080,000 $ 138,000 $ 65,000
Williamsburg 1,011 $ 124,015,000 $ 122,000 $ 60,000
York 32,311 $ 8,683,625,000 $ 268,000 $ 111,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into South Carolina's 2021 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of South Carolina's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the South Carolina Lender List