Unlock detailed St. Helena Parish LA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Louisiana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 569 |
| Total Mortgage Loan Application Amount | $44,812,000 |
| Average Mortgage Loan Application Amount | $78,000 |
| Highest Mortgage Loan Application Amount | $486,000 |
| Average Applicant Income | $50,000 |
| Highest Applicant Income | $429,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANK OF GREENSBURG PO BOX 10 GREENBURG, LA 70441 |
* | $ 69,684,000 | 62 | $ 4,174,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 29,707,759,000 | 36 | $ 1,964,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 35 | $ 1,682,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 31 | $ 1,058,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,013,985,000,000 | 23 | $ 2,295,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 175,085,370,000 | 19 | $ 1,613,000 |
| PEOPLES BANK OF LOUISIANA P O BOX 669, 201 W OAK ST AMITE, LA 70422 |
* | $ 95,052,000 | 14 | $ 450,000 |
| RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 14 | $ 1,224,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 403,258,000,000 | 12 | $ 1,132,000 |
| HANCOCK BANK OF LOUISIANA PO BOX 591 BATON ROUGE, LA 70821 |
* | $ 2,163,124,000 | 12 | $ 962,000 |
| WELLS FARGO FIN'L LOUISIANA 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 36,752,895,000 | 12 | $ 1,259,000 |
| GMFS, LLC 7389 FLORIDA BLVD, STE 200-A BATON ROUGE, LA 70806 |
* | $ 10,000,000 | 11 | $ 867,000 |
| AMERIQUEST MORTGAGE COMPANY 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 10 | $ 1,066,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 9 | $ 775,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 9 | $ 851,000 |
| HFC COMPANY LLC 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 16,981,282,000 | 9 | $ 676,000 |
| CENTRAL PROGRESSIVE BANK 29092 KRENTEL ROAD LACOMBE, LA 70445 |
* | $ 547,923,000 | 8 | $ 251,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 208,867,410,000 | 8 | $ 379,000 |
| STATE BANK & TRUST COMPANY 147 SOUTH RAILROAD AVENUE BROOKHAVEN, MS 39601 |
* | $ 776,183,000 | 7 | $ 1,288,000 |
| ELOAN 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 48,624,000,000 | 6 | $ 520,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 81,074,402,000 | 6 | $ 816,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 6 | $ 361,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 6 | $ 666,000 |
| COUNTRYWIDE BANK, N.A. 35 NORTH LAKE, MS 35-148 PASADENA, CA 91101 |
* | $ 73,116,292,000 | 6 | $ 557,000 |
| HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 6 | $ 593,000 |
| GREEN TREE SERVICING LLC 345 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 31,000,000 | 6 | $ 259,000 |
| ARGENT MORTGAGE COMPANY 1100 TOWN & COUNTRY ORANGE, CA 92868 |
* | $ 10,000,000 | 6 | $ 424,000 |
| FIRST NLC FINANCIAL SERVICES, 4680 CONFERENCE WAY SOUTH BOCA RATON, FL 33431 |
* | $ 10,000,000 | 6 | $ 531,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 22,481,092,000 | 5 | $ 336,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 2,673,256,000 | 5 | $ 403,000 |
| AMSOUTH BANK P.O. BOX 11007 - AC-10 BIRMINGHAM, AL 35288 |
* | $ 52,569,628,000 | 5 | $ 265,000 |
| ABN AMRO MTG GROUP INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 4 | $ 530,000 |
| HANCOCK BANK ONE HANCOCK PLAZA GULFPORT, MS 39501 |
* | $ 3,571,753,000 | 4 | $ 37,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 81,074,402,000 | 4 | $ 361,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 4 | $ 451,000 |
| INDYMAC BANK, F.S.B. 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 20,329,938,000 | 4 | $ 501,000 |
| TIERONE BANK 1235 "N" STREET LINCOLN, NE 68508 |
* | $ 3,218,381,000 | 4 | $ 135,000 |
| CALUSA INVESTMENTS, L.L.C. P.O. BOX 710840 HERNDON, VA 20171 |
* | $ 10,000,000 | 4 | $ 402,000 |
| NOVASTAR MORTGAGE 2114 CENTRAL SUITE 600 KANSAS CITY, MO 64108 |
* | $ 10,000,000 | 4 | $ 465,000 |
| SOUTHSTAR FUNDING, LLC 400 NORTHRDIGE ROAD, SUITE 1000 ATLANTA, GA 30350 |
* | $ 10,000,000 | 4 | $ 576,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 706,497,000 | 4 | $ 466,000 |
| CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 75,051,579,000 | 4 | $ 418,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ 59,713,000 | 3 | $ 366,000 |
| CREVECOR MORTGAGE INC 1150 HANLEY INDUSTRIAL CRT BRENTWOOD, MO 63144 |
* | $ 12,730,945,000 | 3 | $ 255,000 |
| NOVASTAR HOME MORTGAGE, INC. 8140 WARD PARKWAY KANSAS CITY, MO 64114 |
* | $ 10,000,000 | 3 | $ 400,000 |
| AEGIS FUNDING CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 3 | $ 386,000 |
| PELICAN STATE CREDIT UNION P.O. BOX 40088 BATON ROUGE, LA 70835 |
* | $ 117,135,000 | 3 | $ 83,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 36,499,554,000 | 3 | $ 330,000 |
| HOMESTEAD BANK 195 N. 6TH STREET PONCHATOULA, LA 70454 |
* | $ 134,332,000 | 3 | $ 516,000 |
| CU FACTORY BUILT LENDING, LP 6061 IH-10 WEST SAN ANTONIO, TX 78201 |
* | $ 1,761,607,000 | 3 | $ 90,000 |
| DECISION ONE MORTGAGE 26525 N. RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 3,387,027,000 | 3 | $ 289,000 |
| FIRST COMMUNITY BANK 600 SOUTHWEST RAILROAD AVE HAMMOND, LA 70403 |
* | $ 87,601,000 | 3 | $ 221,000 |
| STATEWIDE BANK 2008 RONALD REAGAN HIGHWAY COVINGTON, LA 70433 |
* | $ 177,634,000 | 3 | $ 128,000 |
| GULF COAST BANK AND TRUST COMPANY 200 ST. CHARLES AVE NEW ORLEANS, LA 70130 |
* | $ 664,496,000 | 2 | $ 164,000 |
| WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 330,706,384,000 | 2 | $ 190,000 |
| HSBC MORTGAGE SERVICES, INC. 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 16,981,282,000 | 2 | $ 225,000 |
| FIRST GUARANTY BANK 400 EAST THOMAS STREET HAMMOND, LA 70401 |
* | $ 713,760,000 | 2 | $ 106,000 |
| FIRST AMERICAN BANK AND TRUST PO BOX 550 VACHERIE, LA 70090 |
* | $ 610,633,000 | 2 | $ 45,000 |
| IRWIN MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 47037 |
* | $ 6,179,872,000 | 2 | $ 256,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 2 | $ 115,000 |
| TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 8,239,012,000 | 2 | $ 182,000 |
| EUSTIS MORTGAGE CORPORATION 1100 POYDRAS STREET, SUITE 2525 NEW ORLEANS, LA 70163 |
* | $ 10,000,000 | 2 | $ 251,000 |
| WMC MORTGAGE CORP. 3100 THORTON AVE BURBANK, CA 91504 |
* | $ 31,000,000 | 2 | $ 259,000 |
| OPTION ONE MORTGAGE CORP 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 253,000 |
| LIME FINANCIAL SERVICES, LTD. 3815 SOUTH WEST TEMPLE SALT LAKE CITY, UT 84115 |
* | $ 10,000,000 | 2 | $ 95,000 |
| AEGIS WHOLESALE CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 2 | $ 143,000 |
| WILMINGTON FINANCE, INC. 620 W GERMANTOWN RD PLYMOUTH MEETING, PA 19462 |
* | $ 10,000,000 | 2 | $ 271,000 |
| DELTA FUNDING CORPORATION 1000 WOODBURY ROAD WOODBURY, NY 11797 |
* | $ 31,000,000 | 2 | $ 165,000 |
| WHITNEY NATIONAL BANK 400 LABARRE ROAD, 3RD FLOOR JEFFERSON, LA 70121 |
* | $ 10,095,543,000 | 2 | $ 193,000 |
| NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 69,482,177,000 | 2 | $ 190,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 159,000 |
| ALLIED HOME MORTGAGE CORP. 6110 PINEMONT DR., STE. 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 1 | $ 93,000 |
| H&R BLOCK MORTGAGE CORPORATION 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 195,000 |
| AMERICAN HOME MORTGAGE CORP. 538 BROADHOLLOW RD MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 89,000 |
| CHARTER ONE BANK 1215 SUPERIOR AVE CLEVELAND, OH 44114 |
* | $ 41,397,196,000 | 1 | $ 24,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 706,497,000,000 | 1 | $ 25,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,082,250,290,000 | 1 | $ 244,000 |
| FIRST NATIONAL BANK USA P O BOX 508, 13386 HWY 90 BOUTTE, LA 70039 |
* | $ 185,714,000 | 1 | $ 110,000 |
| MBNA AMERICA DELAWARE, N.A. 200 N COLLEGE ST NC1-004-04-13 CHARLOTTE, NC 28255 |
* | $ 5,455,865,000 | 1 | $ 87,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 97,000 |
| SUNCAP MORTGAGE, INC. 2834 S. SHERWOOD FOREST, B-10 BATON ROUGE, LA 70816 |
* | $ 189,000 | 1 | $ 34,000 |
| HOME CAPITAL, INC. 5909 PEACHTREE-DUNWOODY ROAD NE, STE 100 ATLANTA, GA 30328 |
* | $ 5,165,631,000 | 1 | $ 100,000 |
| ACCREDITED HOME LENDERS, INC 15253 AVENUE OF SCIENCE BLDG 1 SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 1 | $ 135,000 |
| CAPITAL LENDING 2020 DICKORY AVE STE. 104 HARAHAN, LA 70123 |
* | $ 10,000,000 | 1 | $ 47,000 |
| MORTGAGEAMERICA, INC. 1800 INTERNATIONAL PARK DR, SUITE 100 BIRMINGHAM, AL 35243 |
* | $ 10,000,000 | 1 | $ 158,000 |
| HOME123 CORPORATION 3351 MICHELSON DRIVE, SUITE 400 IRVINE, CA 92612 |
* | $ 10,000,000 | 1 | $ 67,000 |
| ARK-LA-TEX FINANCIAL SERVICES 5160 TENNYSON PKWY, SUITE 2000W PLANO, TX 75024 |
* | $ 10,000,000 | 1 | $ 146,000 |
| BEST RATE FUNDING CORP 2 MAC ARTHUR PLACE, STE. 800 SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 191,000 |
| MORTGAGE IT INC 60 WALL ST NEW YORK, NY 10005 |
* | $ 10,000,000 | 1 | $ 114,000 |
| STANDARD MORTGAGE CORPORATION 701 POYDRAS ST 300 PLAZA NEW ORLEANS, LA 70139 |
* | $ 31,000,000 | 1 | $ 70,000 |
| RESMAE MORTGAGE CORPORATION 6 POINTE DRIVE BREA, CA 92821 |
* | $ 10,000,000 | 1 | $ 190,000 |
| AMTEC FUNDING GROUP, LLC. 3330 HARBOR BOULEVARD COSTA MESA, CA 92626 |
* | $ 10,000,000 | 1 | $ 108,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,024,688,000 | 1 | $ 106,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 19,653,232,000 | 1 | $ 72,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 2,429,481,000 | 1 | $ 75,000 |
| GUARANTY SAVINGS BANK 3798 VETERANS BOULEVARD METAIRIE, LA 70002 |
* | $ 176,144,000 | 1 | $ 150,000 |
| TECHE FEDERAL BANK 1120 JEFFERSON TERRACE BLVD. NEW IBERIA, LA 70560 |
* | $ 683,501,000 | 1 | $ 19,000 |
| LONG BEACH MORTGAGE CO. 227 EAST AVENUE ALBION, NY 14411 |
* | $ 330,706,384,000 | 1 | $ 99,000 |
| NEW SOUTH FEDERAL SAVINGS BANK 1900 CRESTWOOD BOULEVARD BIRMINGHAM, AL 35210 |
* | $ 1,692,258,000 | 1 | $ 113,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 15,054,001,000 | 1 | $ 118,000 |
| TOTAL CHOICE FEDERAL CREDIT UNION 14963 RIVER RD HAHNVILLE, LA 70057 |
* | $ 41,621,000 | 1 | $ 35,000 |
| ESSENTIAL 21925 HWY 1 SOUTH BATON ROUGE, LA 70764 |
* | $ 115,935,000 | 1 | $ 122,000 |
| NEIGHBORS FEDERAL CREDIT UNION 5423 S SHERWOOD FOREST BLVD BATON ROUGE, LA 70816 |
* | $ 281,960,000 | 1 | $ 120,000 |
| PRICELINE MORTGAGE COMPANY LLC 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 75,254,000 | 1 | $ 150,000 |
| CAMPUS FEDERAL CREDIT UNION 6230 PERKINS ROAD BATON ROUGE, LA 70808 |
* | $ 319,875,000 | 1 | $ 51,000 |
| IBERIABANK 200 W CONGRESS STREET LAFAYETTE, LA 70501 |
* | $ 2,846,117,000 | 1 | $ 143,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 98,000 |
| WACHOVIA MORTGAGE CORP 301 S COLLEGE ST CHARLOTTE, NC 28202 |
* | $ 2,687,938,000 | 1 | $ 55,000 |
| M&T MORTGAGE CORPORATION 465 MAIN STREET - 5TH FLR - LAFAYETTE CT BUFFALO, NY 14203 |
* | $ 54,391,344,000 | 1 | $ 160,000 |
| LANDMARK BANK 12225 ST. HELENA STREET CLINTON, LA 70722 |
* | $ 68,627,000 | 1 | $ 37,000 |
| HIGHLANDS BANK, THE PO BOX 248 JACKSON, LA 70748 |
* | $ 84,037,000 | 1 | $ 14,000 |
| AMERICAN GATEWAY BANK 11307 COURSEY BLVD BATON ROUGE, LA 70816 |
* | $ 338,046,000 | 1 | $ 47,000 |
| CITIZENS BANK 814 MAIN STREET COLUMBIA, MS 39429 |
* | $ 301,089,000 | 1 | $ 16,000 |
| FELICIANA BANK & TRUST COMPANY 10926 HIGHWAY 67 P. O. BOX 247 CLINTON, LA 70722 |
* | $ 81,368,000 | 1 | $ 34,000 |
| SOUTH LAFOURCHE BANK & TRUST COMPANY PO BOX 489 LAROSE, LA 70373 |
* | $ 92,462,000 | 1 | $ 101,000 |
| COREFIRST BANK & TRUST 3035 S TOPEKA BLVD TOPEKA, KS 66611 |
* | $ 1,136,095,000 | 1 | $ 42,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2006, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 252 | $24,143,000 | $95,000 | $486,000 | $51,000 | $260,000 |
| Home Purchase | 251 | $18,619,000 | $74,000 | $409,000 | $49,000 | $429,000 |
| Home Improvement | 66 | $2,050,000 | $31,000 | $154,000 | $48,000 | $175,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 277 | $23,328,000 | $84,000 | $486,000 | $61,000 | $429,000 |
| Black or African American | 159 | $9,819,000 | $61,000 | $200,000 | $41,000 | $148,000 |
| Not Provided | 76 | $6,377,000 | $83,000 | $244,000 | $50,000 | $166,000 |
| Not applicable | 45 | $4,342,000 | $96,000 | $224,000 | $12,000 | $132,000 |
| Hispanic | 4 | $428,000 | $107,000 | $242,000 | $80,000 | $113,000 |
| Asian | 4 | $285,000 | $71,000 | $167,000 | $32,000 | $50,000 |
| American Indian or Alaskan Native | 3 | $225,000 | $75,000 | $75,000 | $100,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $8,000 | $8,000 | $8,000 | $60,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 532 | $41,833,000 | $78,000 | $486,000 | $51,000 | $429,000 |
| FHA-insured (Federal Housing Administration) | 30 | $2,148,000 | $71,000 | $160,000 | $41,000 | $113,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $393,000 | $98,000 | $141,000 | $32,000 | $50,000 |
| VA-guaranteed (Veterans Administration) | 3 | $438,000 | $146,000 | $188,000 | $49,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 209 | $16,922,000 | $80,000 | $486,000 | $62,000 | $429,000 |
| Application Denied By Financial Institution | 171 | $11,067,000 | $64,000 | $261,000 | $45,000 | $260,000 |
| Loan Purchased By The Institution | 62 | $6,075,000 | $97,000 | $224,000 | $27,000 | $132,000 |
| Application Approved But Not Accepted | 61 | $4,458,000 | $73,000 | $274,000 | $43,000 | $78,000 |
| Application Withdrawn By Applicant | 54 | $4,982,000 | $92,000 | $216,000 | $51,000 | $160,000 |
| File Closed For Incompleteness | 12 | $1,308,000 | $109,000 | $150,000 | $58,000 | $166,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 51 | $2,769,000 | $54,000 | $190,000 | $38,000 | $149,000 |
| Other | 18 | $1,344,000 | $74,000 | $195,000 | $51,000 | $200,000 |
| Collateral | 11 | $926,000 | $84,000 | $150,000 | $76,000 | $122,000 |
| Credit Application Incomplete | 11 | $952,000 | $86,000 | $143,000 | $50,000 | $148,000 |
| Debt-To-Income Ratio | 9 | $532,000 | $59,000 | $122,000 | $39,000 | $90,000 |
| Unverifiable Information | 7 | $288,000 | $41,000 | $120,000 | $28,000 | $43,000 |
| Employment History | 1 | $10,000 | $10,000 | $10,000 | $15,000 | $15,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $160,000 | $160,000 | $160,000 | $96,000 | $96,000 |
| Mortgage Insurance Denied | 1 | $97,000 | $97,000 | $97,000 | $27,000 | $27,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.