Stephens County OK
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Unlock detailed Stephens County OK mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Oklahoma.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,471
Total Mortgage Loan Application Amount $222,017,000
Average Mortgage Loan Application Amount $89,000
Highest Mortgage Loan Application Amount $1,932,000
Average Applicant Income $68,000
Highest Applicant Income $2,981,000

Mortgage Company List for Lending in Stephens County OK for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANCFIRST
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 3,854,707,000 455 $ 29,086,000
FIRST BANK & TRUST CO.
PO BOX 580
DUNCAN, OK 73534
* $ 439,358,000 367 $ 24,779,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 10,638,109,000 158 $ 10,254,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 144 $ 17,353,000
ARVEST BANK GROUP
4500 SOUTH GARNETT SUIT 440
TULSA, OK 74146
* $ 10,210,879,000 99 $ 5,876,000
ARVEST MORTGAGE COMPANY
931 W MONROE
LOWELL, AR 72745
* $ 10,210,879,000 96 $ 10,486,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 90 $ 10,467,000
LEGACY BANK
101 W MAIN
HINTON, OK 73047
* $ 478,370,000 82 $ 4,864,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 71 $ 8,501,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 58 $ 5,782,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 46 $ 5,446,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 44 $ 6,354,000
MORTGAGE CLEARING CORPORATION
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 44 $ 4,746,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 39 $ 4,978,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 38 $ 2,371,000
BANK OF OKLAHOMA, NA
PO BOX 2300
TULSA, OK 74102
* $ 16,610,571,000 33 $ 4,231,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 33 $ 3,035,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 28 $ 3,144,000
CORNERSTONE HOME LOANS, LLC
1101 SW C AVENUE
LAWTON, OK 73501
* $ 81,889,000 28 $ 2,936,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 21 $ 2,659,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 18 $ 2,842,000
HALLIBURTON EMPLOYEES FEDERAL CREDIT UNION
703 SOUTH 9TH STREET
DUNCAN, OK 73533
* $ 70,150,000 17 $ 547,000
THE CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON
PO BOX 2009
LAWTON, OK 73502
* $ 278,594,000 16 $ 644,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 15 $ 2,068,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 15 $ 2,020,000
LIBERTY NATIONAL BANK
629 SW C AVE
LAWTON, OK 73501
* $ 156,468,000 14 $ 889,000
CITIFINANCIAL EQUITY SERVICES
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 14 $ 699,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 13 $ 1,104,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 13 $ 1,362,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 13 $ 1,252,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 13 $ 1,179,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 13 $ 1,920,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 12 $ 1,297,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 11 $ 1,444,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 11 $ 1,430,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 9 $ 765,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 9 $ 1,710,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 9 $ 1,265,000
WASHITA MORTGAGE INC.
1207 WEST GRAND
CHICKASHA, OK 73018
* $ 185,650,000 8 $ 1,501,000
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 2,039,978,000 7 $ 798,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 7 $ 815,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 7 $ 976,000
OKLAHOMA'S CREDIT UNION
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 264,025,000 7 $ 529,000
ASSOCIATED MORTGAGE CORPORATION
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74133
* $ 5,500,000 6 $ 789,000
CENTENNIAL LENDING, LLC
4112 KODIAK COURT, UNIT D
CENTENNIAL, CO 80504
* $ 3,406,000,000 6 $ 714,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 6 $ 664,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 6 $ 733,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 6 $ 890,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 6 $ 844,000
THE FIRST NATIONAL BANK AND TRUST CO.
PO BOX 1130
CHICKASHA, OK 73023
* $ 334,064,000 6 $ 339,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 5 $ 438,000
FIRST MORTGAGE COMPANY, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 5 $ 519,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 5 $ 416,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 5 $ 658,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 4 $ 979,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 4 $ 496,000
COMMUNICATION FEDERAL CREDIT UNION
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73162
* $ 509,209,000 4 $ 269,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 4 $ 304,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 4 $ 31,000
SHELTER FINANCIAL BANK
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 155,344,000 4 $ 471,000
SPIRITBANK
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 1,265,063,000 4 $ 601,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 4 $ 458,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 3 $ 508,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,853,520,000 3 $ 167,000
FSNB, NATIONAL ASSOCIATION
PO BOX 33309
LAWTON, OK 73501
* $ 295,097,000 3 $ 313,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 368,229,000 3 $ 938,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 3 $ 28,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,677,931,000 3 $ 149,000
TINKER FEDERAL CREDIT UNION
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 1,806,878,000 3 $ 293,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 3 $ 227,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 3 $ 358,000
CLASSIC HOME FINANCIAL, INC.
10700 RICHMOND AVENUE #150
HOUSTON, TX 77042
* $ 428,000,000 3 $ 210,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 2 $ 240,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 2 $ 331,000
SHELTER MORTGAGE COMPANY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 2 $ 395,000
GATEWAY MORTGAGE GROUP LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 2 $ 196,000
FORT SILL
PO BOX 1527
LAWTON, OK 73502
* $ 184,932,000 2 $ 165,000
SOUTHWEST OKLAHOMA FEDERAL CREDIT UNION
1806 NW LIBERTY AVE
LAWTON, OK 73507
* $ 71,818,000 2 $ 66,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 147,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 215,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 416,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 2 $ 295,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 2 $ 300,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 82,981,000 2 $ 213,000
FIRST AMERICAN BANK
324 W MAIN
PURCELL, OK 73080
* $ 289,265,000 2 $ 299,000
EAGLE NATIONAL BANK
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 258,044,000 2 $ 197,000
FIRST NB OF JACKSBORO
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 488,155,000 2 $ 244,000
INTRUST BANK, NATIONAL ASSOCIATION
105 N MAIN ST
WICHITA, KS 67202
* $ 3,480,952,000 1 $ 118,000
FIRST NATIONAL BANK OF CC
P.O. BOX 523
WEST CHESTER, PA 19381
* $ 1,297,208,000 1 $ 211,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 100,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 409,625,000 1 $ 18,000
QUAIL CREEK BANK, NATIONAL ASSOCIATION
12201 N. MAY AVENUE
OKLAHOMA CITY, OK 73120
* $ 402,651,000 1 $ 16,000
FIRST FIDELITY BANK, NA
5100 N CLASSEN BLVD SUITE 500
OKLAHOMA CITY, OK 73118
* $ 1,135,463,000 1 $ 190,000
FIRST NATIONAL BANK AND TRUST COMPANY
130 E MACARTHUR
SHAWNEE, OK 74804
* $ 185,625,000 1 $ 240,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 61,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 1 $ 83,000
BANK OF TEXAS, NA
PO BOX 2300
TULSA, OK 74102
* $ 4,280,804,000 1 $ 44,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 118,000
CHICKASHA BANK & TRUST COMPANY
1924 S. 4TH
CHICKASHA, OK 73018
* $ 185,650,000 1 $ 46,000
FIRST INDEPENDENT CAPITAL INC
602 GRAND AVENUE
CHICKASHA, OK 73018
* $ 224,457,000 1 $ 150,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA, MD 20814
* $ 16,022,456,000 1 $ 36,000
PRIMEWEST MORTGAGE CORPORATION
7806 INDIANA AVENUE
LUBBOCK, TX 79423
* $ 10,000,000 1 $ 97,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 2,657,417,000 1 $ 65,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,629,217,000 1 $ 204,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 25,365,108,000 1 $ 87,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 171,486,000 1 $ 139,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 66,890,239,000 1 $ 208,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 279,777,049,000 1 $ 152,000
BANK OF BLUE VALLEY
11935 RILEY
OVERLAND PARK, KS 66213
* $ 800,974,000 1 $ 45,000
MCCLAIN BANK
131 W. MAIN STREET
PURCELL, OK 73080
* $ 168,275,000 1 $ 83,000
HERRING BANK
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 351,242,000 1 $ 18,000
F&M BANK
17100 N MAY AVE
EDMOND, OK 73012
* $ 137,341,000 1 $ 55,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 1 $ 111,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 79,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 145,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ 26,864,000 1 $ 80,000
PINNACLE MORTGAGE GROUP, INC.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 102,000
W. J. BRADLEY MORTGAGE CAPITAL
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 127,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 40,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 99,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 122,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 107,000
IBERIABANK MORTGAGE COMPANY
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 499,416,000 1 $ 35,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 1 $ 280,000
TRUITY FEDERAL CREDIT UNION
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 459,189,000 1 $ 86,000
WEOKIE FEDERAL CREDIT UNION
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 665,217,000 1 $ 7,000
TRUE SKY CREDIT UNION
P.O. BOX 26406
OKLAHOMA CITY, OK 73126
* $ 350,262,000 1 $ 79,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 1,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 91,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 98,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 1 $ 114,000
MIDWEST MORTGAGE CAPITAL, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 98,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 1 $ 47,000
CONTINENTAL HOME LOANS INC.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 1 $ 161,000
WEALTHBRIDGE MORTGAGE CORP.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 1 $ 103,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 140,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Stephens County OK in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,350 $138,097,000 $102,000 $1,932,000 $73,000 $2,981,000
Home Purchase 748 $68,477,000 $91,000 $416,000 $59,000 $600,000
Home Improvement 373 $15,443,000 $41,000 $681,000 $71,000 $2,040,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,019 $179,234,000 $88,000 $976,000 $73,000 $2,981,000
Not applicable 142 $16,132,000 $113,000 $1,932,000 $25,000 $298,000
Not Provided 138 $13,855,000 $100,000 $681,000 $68,000 $578,000
Hispanic 71 $4,471,000 $62,000 $276,000 $49,000 $303,000
American Indian or Alaskan Native 63 $5,057,000 $80,000 $248,000 $59,000 $161,000
Black or African American 22 $1,700,000 $77,000 $166,000 $47,000 $108,000
Asian 10 $1,311,000 $131,000 $195,000 $59,000 $152,000
Native Hawaiian or Other Pacific Islander 6 $257,000 $42,000 $94,000 $40,000 $70,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,737 $141,619,000 $81,000 $1,932,000 $76,000 $2,981,000
FHA-insured (Federal Housing Administration) 573 $62,167,000 $108,000 $276,000 $55,000 $193,000
VA-guaranteed (Veterans Administration) 108 $13,138,000 $121,000 $222,000 $44,000 $119,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 53 $5,093,000 $96,000 $189,000 $28,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,475 $117,662,000 $79,000 $1,932,000 $75,000 $2,981,000
Loan Purchased By The Institution 355 $41,843,000 $117,000 $372,000 $56,000 $336,000
Application Denied By Financial Institution 322 $29,187,000 $90,000 $650,000 $53,000 $398,000
Application Withdrawn By Applicant 202 $22,276,000 $110,000 $417,000 $67,000 $391,000
Application Approved But Not Accepted 68 $5,989,000 $88,000 $417,000 $71,000 $578,000
File Closed For Incompleteness 49 $5,060,000 $103,000 $417,000 $59,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 76 $5,614,000 $73,000 $351,000 $47,000 $166,000
Collateral 33 $4,232,000 $128,000 $417,000 $81,000 $398,000
Debt-To-Income Ratio 27 $3,974,000 $147,000 $650,000 $54,000 $230,000
Other 12 $1,147,000 $95,000 $200,000 $69,000 $157,000
Credit Application Incomplete 8 $786,000 $98,000 $130,000 $59,000 $86,000
Unverifiable Information 3 $270,000 $90,000 $109,000 $39,000 $49,000
Employment History 2 $174,000 $87,000 $110,000 $60,000 $80,000
Insufficient Cash (Downpayment, Closing Cost) 1 $60,000 $60,000 $60,000 $39,000 $39,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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