Sumner County KS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Unlock detailed Sumner County KS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,055 |
| Total Mortgage Loan Application Amount | $94,042,000 |
| Average Mortgage Loan Application Amount | $89,000 |
| Highest Mortgage Loan Application Amount | $450,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $993,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 83 | $ 8,650,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 68 | $ 6,419,000 |
| VALLEY STATE BANK 502 N MERCHANT BELLE PLAINE, KS 67013 |
* | $ 115,432,000 | 58 | $ 1,903,000 |
| PANHANDLE FEDERAL CREDIT UNION 403 NORTH WASHINGTON WELLINGTON, KS 67152 |
* | $ 41,851,000 | 53 | $ 2,519,000 |
| FIDELITY BANK 100 E ENGLISH WICHITA, KS 67202 |
* | $ 1,726,828,000 | 50 | $ 4,055,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 41 | $ 4,196,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 39 | $ 4,644,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 38 | $ 4,169,000 |
| FIRST NATIONAL BANK 206 EAST HARVEY WELLINGTON, KS 67152 |
* | $ 86,184,000 | 32 | $ 1,418,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 32 | $ 2,870,000 |
| BANK OF COMMERCE AND TRUST COMPANY 201 W HARVEY WELLINGTON, KS 67152 |
* | $ 48,764,000 | 32 | $ 1,474,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 26 | $ 2,627,000 |
| INTRUST BANK, NATIONAL ASSOCIATION 105 N MAIN ST WICHITA, KS 67202 |
* | $ 3,694,100,000 | 23 | $ 918,000 |
| MERITRUST FEDERAL CREDIT UNION 8710 E 32ND ST NORTH WICHITA, KS 67226 |
* | $ 658,197,000 | 23 | $ 1,437,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 21 | $ 2,646,000 |
| BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N MONTEREY PARK, CA 91755 |
* | $ 60,000,590,000 | 19 | $ 1,513,000 |
| GATEWAY MORTGAGE GROUP LLC 6910 E 14TH ST TULSA, OK 74112 |
* | $ 10,000,000 | 19 | $ 2,518,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 17 | $ 2,125,000 |
| CORNERBANK, N.A. 900 MAIN ST - PO BOX 545 WINFIELD, KS 67156 |
* | $ 234,746,000 | 16 | $ 1,100,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 866,920,000 | 13 | $ 1,228,000 |
| COMMUNITY NATIONAL BANK & TRUST 14 N LINCOLN CHANUTE, KS 66720 |
* | $ 641,413,000 | 12 | $ 853,000 |
| MORTGAGE INVESTMENT SERVICES CORPORATION 22316 MIDLAND DRIVE SHAWNEE, KS 66226 |
* | $ 10,000,000 | 12 | $ 1,370,000 |
| CARSON BANK 122 W MAIN PO BOX 158 MULVANE, KS 67110 |
* | $ 79,516,000 | 11 | $ 786,000 |
| SECURITY STATE BANK 101 N WASHINGTON WELLINGTON, KS 67152 |
* | $ 45,531,000 | 10 | $ 487,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 10 | $ 474,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 159,675,538,000 | 9 | $ 1,164,000 |
| SIMMONS FIRST NATIONAL BANK 501 MAIN PINE BLUFF, AR 71601 |
* | $ 1,603,491,000 | 9 | $ 859,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 234,124,000 | 8 | $ 97,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 8 | $ 787,000 |
| SKYWARD CREDIT UNION 4 CESSNA BLVD WICHITA, KS 67215 |
* | $ 171,375,000 | 8 | $ 886,000 |
| MID AMERICAN CREDIT UNION 8404 W. KELLOGG DR. WICHITA, KS 67209 |
* | $ 151,871,000 | 8 | $ 1,247,000 |
| PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 8 | $ 1,109,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 7 | $ 713,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 7 | $ 1,008,000 |
| FIRST STATE BANK AND TRUST PO BOX 219 TONGANOXIE, KS 66086 |
* | $ 321,448,000 | 7 | $ 595,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 7 | $ 861,000 |
| CREDIT UNION OF AMERICA 711 W DOUGLAS WICHITA, KS 67213 |
* | $ 327,592,000 | 6 | $ 647,000 |
| CAPITOL FEDERAL SAVINGS 700 S. KANSAS AVE TOPEKA, KS 66601 |
* | $ 8,392,268,000 | 6 | $ 541,000 |
| EMPRISE BANK 257 N BROADWAY WICHITA, KS 67202 |
* | $ 1,396,660,000 | 6 | $ 613,000 |
| GARDEN PLAIN STATE BANK PO BOX 75009 WICHITA, KS 67275 |
* | $ 68,391,000 | 6 | $ 706,000 |
| ALLIED HOME MORTGAGE CORP. 6110 PINEMONT DR., STE. 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 6 | $ 589,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 5 | $ 541,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 5 | $ 520,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 5 | $ 697,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 5 | $ 699,000 |
| WICHITA FEDERAL CREDIT UNION 9835 E 21ST ST N WICHITA, KS 67206 |
* | $ 77,126,000 | 5 | $ 377,000 |
| KANZA BANK 2233 N GREENWICH RD KINGMAN, KS 67226 |
* | $ 204,811,000 | 5 | $ 213,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 5 | $ 358,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 17,832,340,000 | 5 | $ 472,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,817,999,000 | 4 | $ 274,000 |
| VERUS BANK 1033 N. BUCKNER DERBY, KS 67037 |
* | $ 102,570,000 | 4 | $ 238,000 |
| SUNFLOWER BANK, NATIONAL ASSOCIATION 3025 CORTLAND CIRCLE - PO BOX 800 DALLAS, TX 67401 |
* | $ 1,809,955,000 | 4 | $ 678,000 |
| KS STATEBANK 1010 WESTLOOP PL MANHATTAN, KS 66502 |
* | $ 679,160,000 | 4 | $ 833,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 391,000 |
| UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ 1,000,000,000 | 3 | $ 355,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 3 | $ 485,000 |
| QUANTUM CREDIT UNION 6300 W 21ST ST N WICHITA, KS 67205 |
* | $ 62,244,000 | 3 | $ 226,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 1,834,445,000 | 3 | $ 462,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 3 | $ 229,000 |
| AFFILIATED MORTGAGE COMPANY 1301 HUDSON LANE MONROE, LA 71201 |
* | $ 212,423,000 | 3 | $ 352,000 |
| CENTRAL NATIONAL BANK 100 RIMROCK DRIVE JUNCTION CITY, KS 66441 |
* | $ 833,054,000 | 3 | $ 211,000 |
| TIB THE INDEPENDENT BANKERSBAN 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 1,987,814,000 | 3 | $ 515,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 2 | $ 254,000 |
| WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 2 | $ 163,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 2 | $ 206,000 |
| SHELTER FINANCIAL BANK 1817 W. BROADWAY COLUMBIA, MO 65218 |
* | $ 197,047,000 | 2 | $ 152,000 |
| HEARTLAND CREDIT UNION 900 EAST 23RD AVENUE WINFIELD, KS 67502 |
* | $ 157,308,000 | 2 | $ 16,000 |
| ROSE HILL BANK 107 N ROSE HILL RD PO BOX 68 ROSE HILL, KS 67133 |
* | $ 222,199,000 | 2 | $ 75,000 |
| FIRST STATE BANK OF ST. CHARLES, MISSOURI 2850 WEST CLAY ST ST CHARLES, MO 63301 |
* | $ 186,823,000 | 2 | $ 311,000 |
| CONWAY BANK, NA 121 E KELLOGG WICHITA, KS 67202 |
* | $ 77,427,000 | 2 | $ 56,000 |
| EQUITY BANK 7701 E KELLOGG STE 200 WICHITA, KS 67207 |
* | $ 434,154,000 | 2 | $ 212,000 |
| CENTRAL STAR CREDIT UNION 9555 CORPORATE HILLS DR WICHITA, KS 67207 |
* | $ 85,044,000 | 2 | $ 253,000 |
| FIRST CHOICE CREDIT UNION 1401 N. MAIZE RD WICHITA, KS 67212 |
* | $ 66,315,000 | 2 | $ 358,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 286,000 |
| EVERETT FINANCIAL INC. 14801 QUORUM DR SUITE 300 DALLAS, TX 75254 |
* | $ 3,642,000 | 2 | $ 236,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 2 | $ 279,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 210,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 2 | $ 197,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 115,000 |
| MORTGAGE CLEARING CORPORATION 5612 S LEWIS TULSA, OK 74105 |
* | $ 10,000,000 | 1 | $ 320,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 1 | $ 164,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 1 | $ 110,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 67,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 119,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 130,000 |
| ASPIRE FINANCIAL INC 4100 ALPHA RD #112 DALLAS, TX 75244 |
* | $ 10,000,000 | 1 | $ 128,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 1 | $ 40,000 |
| QR LENDING INC 555 ZOR SHRINE PLACE MADISON, WI 53719 |
* | $ 1,093,327,000 | 1 | $ 86,000 |
| SUPERIOR CHOICE CREDIT UNION 1320 GRAND AVENUE SUPERIOR, WI 54880 |
* | $ 170,688,000 | 1 | $ 42,000 |
| SPIRITBANK 1800 S BALTIMORE AVE STE 600 TULSA, OK 74119 |
* | $ 1,366,040,000 | 1 | $ 83,000 |
| HOME BANK AND TRUST COMPANY 217 N. MAIN EUREKA, KS 67045 |
* | $ 81,396,000 | 1 | $ 104,000 |
| LEAD BANK 200 N 3RD ST GARDEN CITY, MO 64747 |
* | $ 94,375,000 | 1 | $ 78,000 |
| THE CITIZENS STATE BANK OF CHENEY, KANSAS PO BOX 509 CHENEY, KS 67025 |
* | $ 46,958,000 | 1 | $ 55,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,011,062,000 | 1 | $ 71,000 |
| BANK OF KANSAS 524 N MAIN ST SOUTH HUTCHINSON, KS 67501 |
* | $ 365,852,000 | 1 | $ 60,000 |
| THE CITIZENS STATE BANK 201 S CHRISTIAN, PO BOX 110 MOUNDRIDGE, KS 67107 |
* | $ 228,842,000 | 1 | $ 187,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 1 | $ 127,000 |
| PULASKI BANK 12300 OLIVE BLVD ST LOUIS, MO 63141 |
* | $ 1,432,510,000 | 1 | $ 245,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 39,610,194,000 | 1 | $ 120,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 76,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 1 | $ 87,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 25,841,918,000 | 1 | $ 127,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 1 | $ 89,000 |
| SECURITY BANK, S.B. 510 E. MONROE ST SPRINGFIELD, IL 62701 |
* | $ 167,806,000 | 1 | $ 42,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 1 | $ 125,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 1 | $ 122,000 |
| UMB BANK, NA 1008 OAK ST. KANSAS CITY, MO 64106 |
* | $ 10,219,530,000 | 1 | $ 2,000 |
| THE MIDLAND NATIONAL BANK OF NEWTON 527 N MAIN ST NEWTON, KS 67114 |
* | $ 137,135,000 | 1 | $ 102,000 |
| CITIZENS BANK OF KANSAS, N.A. 300 N MAIN KINGMAN, KS 67068 |
* | $ 207,378,000 | 1 | $ 65,000 |
| THE HALSTEAD BANK 314 MAIN ST HALSTEAD, KS 67056 |
* | $ 68,875,000 | 1 | $ 64,000 |
| COMMERCE BANK, N.A. 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 17,958,713,000 | 1 | $ 203,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 4,542,636,000 | 1 | $ 146,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Sumner County KS in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 591 | $60,710,000 | $102,000 | $450,000 | $63,000 | $993,000 |
| Home Purchase | 353 | $30,090,000 | $85,000 | $247,000 | $50,000 | $228,000 |
| Home Improvement | 111 | $3,242,000 | $29,000 | $180,000 | $56,000 | $156,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 860 | $75,260,000 | $87,000 | $393,000 | $64,000 | $993,000 |
| Not applicable | 82 | $7,872,000 | $96,000 | $232,000 | $0 | $0 |
| Not Provided | 71 | $7,507,000 | $105,000 | $450,000 | $58,000 | $134,000 |
| Hispanic | 27 | $1,828,000 | $67,000 | $178,000 | $52,000 | $116,000 |
| American Indian or Alaskan Native | 5 | $414,000 | $82,000 | $152,000 | $50,000 | $86,000 |
| Asian | 5 | $614,000 | $122,000 | $156,000 | $31,000 | $49,000 |
| Black or African American | 3 | $211,000 | $70,000 | $97,000 | $30,000 | $36,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $336,000 | $168,000 | $168,000 | $69,000 | $69,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 671 | $54,019,000 | $80,000 | $450,000 | $63,000 | $993,000 |
| FHA-insured (Federal Housing Administration) | 316 | $32,946,000 | $104,000 | $256,000 | $52,000 | $624,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $3,023,000 | $88,000 | $187,000 | $41,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 34 | $4,054,000 | $119,000 | $245,000 | $43,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 566 | $46,109,000 | $81,000 | $344,000 | $62,000 | $685,000 |
| Application Denied By Financial Institution | 177 | $15,221,000 | $85,000 | $450,000 | $51,000 | $170,000 |
| Loan Purchased By The Institution | 164 | $18,270,000 | $111,000 | $393,000 | $36,000 | $406,000 |
| Application Withdrawn By Applicant | 86 | $7,896,000 | $91,000 | $242,000 | $69,000 | $624,000 |
| Application Approved But Not Accepted | 39 | $3,893,000 | $99,000 | $350,000 | $74,000 | $286,000 |
| File Closed For Incompleteness | 23 | $2,653,000 | $115,000 | $224,000 | $102,000 | $993,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 47 | $4,586,000 | $97,000 | $247,000 | $59,000 | $170,000 |
| Credit History | 37 | $2,012,000 | $54,000 | $161,000 | $47,000 | $122,000 |
| Debt-To-Income Ratio | 22 | $1,816,000 | $82,000 | $148,000 | $47,000 | $107,000 |
| Other | 15 | $1,405,000 | $93,000 | $248,000 | $54,000 | $114,000 |
| Credit Application Incomplete | 10 | $1,196,000 | $119,000 | $256,000 | $53,000 | $144,000 |
| Employment History | 3 | $188,000 | $62,000 | $64,000 | $40,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $275,000 | $91,000 | $156,000 | $54,000 | $97,000 |
| Unverifiable Information | 2 | $324,000 | $162,000 | $225,000 | $106,000 | $170,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.