Surry County VA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Unlock detailed Surry County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 686
Total Mortgage Loan Application Amount $64,130,000
Average Mortgage Loan Application Amount $93,000
Highest Mortgage Loan Application Amount $323,000
Average Applicant Income $47,000
Highest Applicant Income $309,000

Mortgage Company List for Lending in Surry County VA for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 49 $ 4,220,000
FIRST VA BANK-HAMPTON ROADS
223 WEST NASH STREET
WILSON, NC 27893
* $ 1,154,897,000 30 $ 1,677,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 27 $ 2,711,000
WELLS FARGO HOME MORTGAGE
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 26 $ 2,874,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 24 $ 2,868,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 565,382,000,000 23 $ 2,562,000
SOUTHSIDE BANK
412 DUKE STREET
TAPPAHANNOCK, VA 22560
* $ 278,135,000 21 $ 1,170,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 115,148,694,000 20 $ 1,720,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 19 $ 2,083,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 318,870,000,000 18 $ 1,206,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 15 $ 1,518,000
CHASE MANHATTAN MORTGAGE CORP
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 14 $ 1,467,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 14 $ 1,131,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,567,878,000 13 $ 1,726,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 65,629,555,000 12 $ 1,392,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 11 $ 1,294,000
OAKWOOD ACCEPTANCE CORPORATION
7800 MCCLOUD ROAD
GREENSBORO, NC 27409
* $ 10,000,000 10 $ 889,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 10 $ 399,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 1,209,000
NATIONAL CITY MORTGAGE CORPORA
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 9 $ 943,000
CITIFINANCIAL MORTGAGE COMPANY
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 9 $ 749,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 7 $ 693,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 7 $ 624,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 7 $ 1,165,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 115,148,694,000 7 $ 263,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 6 $ 903,000
RESOURCE BANK
4429 BONNEY ROAD
VIRGINIA BEACH, VA 23462
* $ 712,440,000 6 $ 788,000
KEYBANK USA, N.A.
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 8,943,095,000 6 $ 426,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 6 $ 344,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
WEST POINT, VA 23113
* $ 189,567,000 6 $ 937,000
BANK ONE, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 5 $ 405,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 5 $ 413,000
FIRST GREENSBORO HOME EQUITY
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 5 $ 391,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 5 $ 713,000
MOLTON, ALLEN & WILLIAMS MTG
1000 URBAN CENTER DRIVE, STE 500
BIRMINGHAM, AL 35242
* $ 10,000,000 4 $ 482,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 4 $ 658,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 11,370,323,000 4 $ 347,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 4 $ 254,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 278,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 27,399,278,000 4 $ 460,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 4 $ 273,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 272,504,000 4 $ 200,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,448,525,000 4 $ 409,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 200,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 4 $ 165,000
COLUMBIA NATIONAL, INC.
7142 COLUMBIA GATEWAY DRIVE
COLUMBIA, MD 21046
* $ 31,000,000 4 $ 440,000
CITIMORTGAGE, INC
1 COURT SQUARE, 45TH FLOOR, ZONE 15
LONG ISLAND CITY, NY 11120
* $ 281,018,000,000 3 $ 302,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 3 $ 472,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 3 $ 255,000
FIRST MARKET BANK, FSB
2001 MAYWILL STREET, SUITE 205
RICHMOND, VA 23230
* $ 912,103,000 3 $ 90,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 3 $ 189,000
LIBERTY MORTGAGE CORPORATION
2713 FOREST HILLS RD
WILSON, NC 27893
* $ 43,553,752,000 3 $ 436,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 258,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 44,835,341,000 3 $ 297,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 3 $ 234,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 188,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 3 $ 86,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 2 $ 185,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 2 $ 127,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 8,575,434,000 2 $ 175,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 2 $ 179,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 2 $ 174,000
TIDEWATER HOME FUNDING, LLC
1108 EDEN WAY NORTH
CHESAPEAKE, VA 23320
* $ 10,000,000 2 $ 540,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 33,756,573,000 2 $ 157,000
THE BANK OF SOUTHSIDE VIRGINIA
P. O. BOX 40
CARSON, VA 23830
* $ 401,512,000 2 $ 111,000
THE CIT GROUP/CONSUMER FINANCE
650 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 1,358,138,000 2 $ 170,000
SIDUS FINANCIAL, LLC
1905 TURNBURY DRIVE
GREENVILLE, NC 27858
* $ 10,000,000 2 $ 257,000
WESTSTAR MORTGAGE, INC.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 171,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 44,835,341,000 2 $ 234,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 2 $ 242,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 2 $ 318,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 246,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 180,000
LANGLEY FEDERAL CREDIT UNION
721 LAKEFRONT COMMONS, SUITE 102
NEWPORT NEWS, VA 23606
* $ 865,295,000 2 $ 60,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 6,363,082,000 2 $ 145,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 2 $ 429,000
ARISEN MORTGAGE CORPORATION
3526 GEO WASH MEM HWY
YORKTOWN, VA 23693
* $ 10,000,000 2 $ 233,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 188,000
1ST ADVANTAGE FEDERAL CREDIT UNION
110 CYBERNETICS WAY
YORKTOWN, VA 23693
* $ 324,133,000 2 $ 111,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 101,000
B. F. SAUL MORTGAGE COMPANY
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA, MD 20814
* $ 5,053,609,000 2 $ 237,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 13,961,613,000 2 $ 174,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 2 $ 97,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 11,591,871,000 2 $ 186,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 23,205,467,000 1 $ 60,000
BENCHMARK MORTGAGE, INC
4413 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 322,000
CRESCENT MORTGAGE COMPANY
115 PERIMETER CENTER PLACE STE 285
ATLANTA, GA 30346
* $ 561,042,000 1 $ 156,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 212,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 61,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 879,740,000 1 $ 63,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 853,534,000 1 $ 92,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 1 $ 62,000
AURORA LOAN SERVICES
10350 PARK MEADOWS DRIVE
LITTLETON, CO 80124
* $ 10,000,000 1 $ 52,000
TOUCHSTONE BANK
P. O. BOX 370
MC KENNEY, VA 23872
* $ 105,262,000 1 $ 100,000
AMERICAN EXPRESS CENTURION BK
4315 SOUTH 2700 WEST
SALT LAKE CITY, UT 84184
* $ 18,758,816,000 1 $ 20,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 89,000
AMERICAN MORTGAGE EXPRESS CORP
136 GAITHER DRIVE
MOUNT LAUREL, NJ 08054
* $ 10,000,000 1 $ 151,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 64,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 152,000
HAMILTON NATIONAL MORTGAGE COMPANY
1275 DRUMMERS LANE
WAYNE, PA 19087
* $ 10,000,000 1 $ 173,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 1 $ 35,000
HOMEBOUND MORTGAGE
150 WATER TOWER CIR
COLCHESTER, VT 05446
* $ 10,000,000 1 $ 86,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 100,000
HOME LOAN CORPORATION
450 GEARS ROAD, SUITE 600
HOUSTON, TX 77067
* $ 10,000,000 1 $ 92,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 57,441,766,000 1 $ 140,000
JOHNSON MORTGAGE COMPANY LLC
739 THIMBLE SHOALS BLVD. SUITE#507
NEWPORT NEWS, VA 23606
* $ 51,052,000 1 $ 63,000
HOMEFIRST MORTGAGE, INC.
30 EXECUTIVE PARK, STE 200
IRVINE, CA 92614
* $ 10,000,000 1 $ 63,000
HOMEONE CREDIT CORP.
10700 NORTH FREEWAY #1000
HOUSTON, TX 77037
* $ 10,000,000 1 $ 55,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 357,432,000 1 $ 102,000
FLEET NATIONAL BANK
525 N TRYON ST NC1-023-06-04
CHARLOTTE, NC 28255
* $ 179,362,000,000 1 $ 27,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 10,000
GREATER ACCEPTANCE MORTGAGE CO
940 TOWN & COUNTRY ROAD
ORNAGE, CA 92868
* $ 10,000,000 1 $ 110,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 1 $ 55,000
ARGENT FEDERAL CREDIT UNION
11651 ALLIANCE CIRCLE
CHESTER, VA 23831
* $ 135,947,000 1 $ 96,000
EMMCO, LLC
113 REED AVENUE
LEXINGTON, SC 29072
* $ 10,000,000 1 $ 129,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 54,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 151,000
WASHTENAW MORTGAGE COMPANY
3767 RANCHERO DRIVE
ANN ARBOR, MI 48108
* $ 204,000,000 1 $ 150,000
WEBSTER BANK
609 WEST JOHNSON AVE
CHESHIRE, CT 06410
* $ 13,354,305,000 1 $ 91,000
SOUTH TRUST MORTGAGE
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 50,569,489,000 1 $ 110,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 39,750,759,000 1 $ 39,000
SYNERGY MORTGAGE CORP.
510 N. VALLEY MILLS DRIVE SUITE 101
WACO, TX 76710
* $ 10,000,000 1 $ 83,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 77,000
UNITED FIRST MORTGAGE
1503 SANTA ROSA ROAD, SUITE 109
RICHMOND, VA 23229
* $ 13,934,000 1 $ 140,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 1 $ 2,000
MATRIX FINANCIAL SERVICES CORP
2133 WEST PEORIA AVE
PHOENIX, AZ 85029
* $ 1,138,000,000 1 $ 164,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 1,708,852,000 1 $ 32,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 1 $ 96,000
LIBERTY SAVINGS BANK, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,911,223,000 1 $ 63,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,316,308,000 1 $ 140,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 17,573,420,000 1 $ 10,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 175,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 59,635,661,000 1 $ 20,000
PREMIER MORTGAGE GROUP, LTD
7550 LUCERNE DRIVE, SUITE 204
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 1 $ 132,000
PENINSULA MORTGAGE, LLC
3232 NEWMARK DR.
MIAMISBURG, OH 45342
* $ 17,479,303,000 1 $ 115,000
SIB MORTGAGE CORP.
195 MONTAGUE STREET
BROOKLYN, NY 11201
* $ 2,646,970,000 1 $ 124,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 102,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 1 $ 100,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2003, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Surry County VA in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 521 $50,853,000 $97,000 $323,000 $49,000 $309,000
Home Purchase (one-to-four family) 132 $12,481,000 $94,000 $303,000 $42,000 $198,000
Home Improvement (one-to-four family) 33 $796,000 $24,000 $89,000 $45,000 $139,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 270 $26,884,000 $99,000 $323,000 $52,000 $309,000
Black 197 $15,236,000 $77,000 $300,000 $44,000 $284,000
Information not provided by applicant in mail or telephone application 176 $17,617,000 $100,000 $323,000 $52,000 $288,000
Not applicable 33 $3,346,000 $101,000 $323,000 $8,000 $86,000
Other 5 $671,000 $134,000 $280,000 $45,000 $80,000
Hispanic 4 $328,000 $82,000 $108,000 $17,000 $35,000
Asian or Pacific Islander 1 $48,000 $48,000 $48,000 $53,000 $53,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 609 $56,151,000 $92,000 $323,000 $51,000 $309,000
FHA-insured (Federal Housing Administration) 45 $4,443,000 $98,000 $149,000 $28,000 $77,000
VA-guaranteed (Veterans Administration) 32 $3,536,000 $110,000 $245,000 $17,000 $83,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 288 $28,004,000 $97,000 $323,000 $53,000 $300,000
Application Denied By Financial Institution 165 $13,125,000 $79,000 $225,000 $50,000 $309,000
Application Withdrawn By Applicant 88 $8,372,000 $95,000 $323,000 $54,000 $248,000
Loan Purchased By The Institution 82 $9,210,000 $112,000 $323,000 $24,000 $103,000
Application Approved But Not Accepted 55 $4,781,000 $86,000 $242,000 $42,000 $118,000
File Closed For Incompleteness 8 $638,000 $79,000 $155,000 $39,000 $74,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 39 $2,674,000 $68,000 $140,000 $45,000 $121,000
Other 22 $1,902,000 $86,000 $225,000 $56,000 $284,000
Collateral 18 $1,468,000 $81,000 $200,000 $65,000 $288,000
Debt-To-Income Ratio 12 $809,000 $67,000 $188,000 $59,000 $309,000
Credit Application Incomplete 6 $540,000 $90,000 $134,000 $49,000 $125,000
Insufficient Cash (Downpayment, Closing Cost) 3 $252,000 $84,000 $122,000 $51,000 $69,000
Unverifiable Information 1 $97,000 $97,000 $97,000 $0 $0
Employment History 1 $50,000 $50,000 $50,000 $18,000 $18,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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