Suwannee County, FL Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 930 mortgage applications in Suwannee County, FL totaling $92.6 million, down 26% from 2009. The average application was for $99,000, and applicants reported an average income of $53,000. 38% of applications resulted in an originated loan and 33% were denied. The most active lender was First Federal Bank of Florida, with 223 applications, followed by Bank of America, N.A. and 21st Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 930
Total Mortgage Loan Application Amount $92,575,000
Average Mortgage Loan Application Amount $99,000
Highest Mortgage Loan Application Amount $469,000
Average Applicant Income $53,000
Highest Applicant Income $450,000

Mortgage Company List for Lending in Suwannee County, FL for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Federal Bank of Florida
4705 WEST U S HWY 90
LAKE CITY, FL 32055
* $ 833,227,000 223 $ 24,076,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 87 $ 9,131,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 67 $ 3,159,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 66 $ 4,535,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 60 $ 6,690,000
First Federal
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 3,421,986,000 43 $ 2,104,000
Citifinancial Equity Services
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 38 $ 2,470,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 29 $ 3,202,000
Carolina First Bank
102 S MAIN STREET
GREENVILLE, SC 29601
* $ 11,876,234,000 27 $ 2,689,000
Vystar Credit Union
4949 BLANDING BLVD
JACKSONVILLE, FL 32202
* $ 3,991,124,000 20 $ 2,045,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 17 $ 2,056,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 17 $ 2,436,000
Campus USA Credit Union
14007 NW 1ST RD
NEWBERRY, FL 32669
* $ 1,088,626,000 14 $ 1,338,000
Capital City Bank
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32301
* $ 2,688,005,000 12 $ 754,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 11 $ 1,197,000
Lafayette State Bank
340 W MAIN STREET
MAYO, FL 32066
* $ 75,522,000 11 $ 1,160,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 10 $ 1,691,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 8 $ 724,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 475,815,000 7 $ 267,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 7 $ 1,027,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 6 $ 1,031,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 4 $ 410,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 4 $ 606,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 4 $ 287,000
TD Bank N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 140,038,551,000 4 $ 327,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 4 $ 230,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 431,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 629,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 3 $ 350,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 278,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 3 $ 273,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 3 $ 522,000
The Park Avenue Bank
3250 N. VALDOSTA RD.
VALDOSTA, GA 31604
* $ 1,231,609,000 3 $ 636,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 3 $ 325,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 164,340,844,000 3 $ 186,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 3 $ 350,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 3 $ 474,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 416,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 394,000
Homeland Lending Inc
2612 N ADAMS ST
PLANT CITY, FL 33563
* $ 10,000,000 3 $ 308,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 2 $ 428,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 205,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 487,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 225,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 404,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 190,000
Drummond Community Bank
P O BOX 1039, 1627 NORTH YOUNG BLVD.
CHIEFLAND, FL 32644
* $ 174,266,000 2 $ 91,000
Urban Trust Bank
400 COLONIAL CENTER PARKWAY
LAKE MARY, FL 32746
* $ 696,889,000 2 $ 118,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 2 $ 113,000
Florida Credit Union
PO BOX 5549
GAINESVILLE, FL 32627
* $ 449,029,000 2 $ 138,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 2 $ 313,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 2 $ 204,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 2 $ 329,000
Atlantic Coast Bank
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 906,535,000 2 $ 90,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 961,881,000 2 $ 172,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 146,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 295,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 196,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 249,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 392,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 136,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 1 $ 76,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 1 $ 114,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 52,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ 1,000,000,000 1 $ 161,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 104,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 169,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 288,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 167,000
Americahomekey, Inc
3838 OAK LAWN STE 1050
DALLAS, TX 75219
* $ 10,000,000 1 $ 44,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 96,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 107,000
Eagle National Bank
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 273,674,000 1 $ 78,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 1 $ 117,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 86,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 1 $ 180,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 1 $ 141,000
BNC National Bank

BISMARCK, ND 58501
* $ 866,920,000 1 $ 176,000
Homebanc, N.A.
3704 W. LAKE MARY BLVD
LAKE MARY, FL 32746
* $ 270,708,000 1 $ 136,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 123,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 96,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 1 $ 110,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 1 $ 120,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 1 $ 71,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 400,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 83,000
Gateway Mortgage Group LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 1 $ 216,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 201,000
Powernet Credit Union
5619 HARNEY RD
TAMPA, FL 33610
* $ 73,783,000 1 $ 133,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 98,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 1 $ 219,000
Ark-La-Tex Financial Services
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 1 $ 60,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 107,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 104,000
Oxford Lending Group, LLC
1 EAST CAMPUS VIEW BLVD STE #200
COLUMBUS, OH 43235
* $ 700,000,000 1 $ 372,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 1 $ 130,000

The tables below break down 2010 mortgage applications in Suwannee County, FL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Suwannee County, FL in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 447 $37,737,000 $84,000 $392,000 $51,000 $257,000
Refinancing 436 $52,122,000 $119,000 $469,000 $55,000 $450,000
Home Improvement 47 $2,716,000 $57,000 $294,000 $47,000 $112,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 739 $74,035,000 $100,000 $469,000 $55,000 $450,000
Not Provided 68 $8,404,000 $123,000 $330,000 $50,000 $200,000
Black or African American 46 $2,940,000 $63,000 $248,000 $40,000 $192,000
Hispanic 46 $4,369,000 $94,000 $250,000 $46,000 $138,000
Not applicable 17 $1,766,000 $103,000 $248,000 $4,000 $70,000
Native Hawaiian or Other Pacific Islander 5 $419,000 $83,000 $160,000 $78,000 $257,000
Asian 5 $459,000 $91,000 $121,000 $40,000 $58,000
American Indian or Alaskan Native 4 $183,000 $45,000 $113,000 $26,000 $33,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 608 $56,586,000 $93,000 $469,000 $58,000 $450,000
FHA-insured (Federal Housing Administration) 255 $27,933,000 $109,000 $330,000 $43,000 $191,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $3,669,000 $104,000 $193,000 $38,000 $70,000
VA-guaranteed (Veterans Administration) 32 $4,387,000 $137,000 $310,000 $53,000 $151,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 358 $37,100,000 $103,000 $469,000 $54,000 $192,000
Application Denied By Financial Institution 303 $26,985,000 $89,000 $372,000 $49,000 $257,000
Application Withdrawn By Applicant 103 $11,164,000 $108,000 $315,000 $53,000 $200,000
Loan Purchased By The Institution 61 $7,320,000 $120,000 $248,000 $44,000 $191,000
Application Approved But Not Accepted 56 $4,578,000 $81,000 $412,000 $62,000 $450,000
File Closed For Incompleteness 49 $5,428,000 $110,000 $330,000 $61,000 $163,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 97 $6,166,000 $63,000 $292,000 $46,000 $257,000
Collateral 46 $5,669,000 $123,000 $288,000 $59,000 $200,000
Debt-To-Income Ratio 43 $4,292,000 $99,000 $372,000 $48,000 $163,000
Other 20 $1,569,000 $78,000 $165,000 $75,000 $200,000
Credit Application Incomplete 8 $967,000 $120,000 $241,000 $74,000 $184,000
Insufficient Cash (Downpayment, Closing Cost) 4 $274,000 $68,000 $86,000 $52,000 $138,000
Unverifiable Information 3 $308,000 $102,000 $200,000 $44,000 $62,000
Employment History 2 $143,000 $71,000 $84,000 $25,000 $31,000
Mortgage Insurance Denied 1 $86,000 $86,000 $86,000 $41,000 $41,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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