Taliaferro County, GA Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 30 mortgage applications in Taliaferro County, GA totaling $2.2 million, down 33% from 2013. The average application was for $71,000, and applicants reported an average income of $48,000. 47% of applications resulted in an originated loan and 27% were denied. The most active lender was F & M Bank, with 10 applications, followed by Wells Fargo Bank NA and Regions Bank.

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Total Number of Mortgage Applications 30
Total Mortgage Loan Application Amount $2,151,000
Average Mortgage Loan Application Amount $71,000
Highest Mortgage Loan Application Amount $198,000
Average Applicant Income $48,000
Highest Applicant Income $200,000

Mortgage Company List for Lending in Taliaferro County, GA for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
F & M Bank
911 EAST ROBERT TOOMBS AVE
WASHINGTON, GA 30673
* $ 258,702,000 10 $ 724,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 2 $ 88,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 2 $ 82,000
Banksouth
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 354,733,000 2 $ 67,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 2 $ 150,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 102,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 95,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 71,000
Queensborough National Bank and Trust
3617 WALTON WAY EXT.
LOUISVILLE, GA 30434
* $ 836,474,000 1 $ 15,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 129,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 1 $ 76,000
The Southern Credit Union
430 EAST LANIER AVENUE
FAYETTEVILLE, GA 30214
* $ 312,390,000 1 $ 77,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 100,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 129,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 138,000

The tables below break down 2014 mortgage applications in Taliaferro County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Taliaferro County, GA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 19 $1,686,000 $88,000 $198,000 $50,000 $200,000
Home Purchase 9 $452,000 $50,000 $77,000 $52,000 $119,000
Home Improvement 2 $13,000 $6,000 $10,000 $19,000 $24,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16 $1,316,000 $82,000 $198,000 $55,000 $200,000
Black or African American 12 $670,000 $55,000 $138,000 $44,000 $119,000
Not applicable 1 $36,000 $36,000 $36,000 $0 $0
Not Provided 1 $129,000 $129,000 $129,000 $58,000 $58,000
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 26 $1,763,000 $67,000 $198,000 $47,000 $200,000
VA-guaranteed (Veterans Administration) 3 $288,000 $96,000 $138,000 $63,000 $80,000
FHA-insured (Federal Housing Administration) 1 $100,000 $100,000 $100,000 $36,000 $36,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14 $1,028,000 $73,000 $198,000 $50,000 $200,000
Application Denied By Financial Institution 8 $441,000 $55,000 $100,000 $50,000 $137,000
Application Withdrawn By Applicant 5 $401,000 $80,000 $129,000 $40,000 $58,000
File Closed For Incompleteness 3 $281,000 $93,000 $138,000 $52,000 $80,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 2 $176,000 $88,000 $100,000 $86,000 $137,000
Other 1 $75,000 $75,000 $75,000 $61,000 $61,000
Credit History 1 $3,000 $3,000 $3,000 $15,000 $15,000
Debt-To-Income Ratio 1 $75,000 $75,000 $75,000 $48,000 $48,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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