In 2011, lenders reported 293 mortgage applications in Teton County, MT totaling $35.1 million, up 31% from 2010. The average application was for $119,000, and applicants reported an average income of $74,000. 58% of applications resulted in an originated loan and 11% were denied. The most active lender was Wells Fargo Bank NA, with 46 applications, followed by US Bank, N.A. and Teton Banks.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 293 |
| Total Mortgage Loan Application Amount | $35,131,000 |
| Average Mortgage Loan Application Amount | $119,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $6,000,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,104,833,000,000 | 46 | $ 6,303,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 28 | $ 4,132,000 |
| Teton Banks 321 CENTRAL AVE, DRAWER 9 FAIRFIELD, MT 59436 |
* | $ 183,439,000 | 28 | $ 1,562,000 |
| Stockman Bank of Montana 700 MAIN STREET MILES CITY, MT 59301 |
* | $ 2,009,048,000 | 22 | $ 2,664,000 |
| Guild Mortgage Company 5898 COPLEY DRIVE SAN DIEGO, CA 92111 |
* | $ 31,000,000 | 20 | $ 2,804,000 |
| Universal Lending Corporation 6775 EAST EVANS AVE. DENVER, CO 80224 |
* | $ 10,000,000 | 18 | $ 2,244,000 |
| Russell Country Federal Credit Union 810 1ST AVE S GREAT FALLS, MT 59401 |
* | $ 56,903,000 | 17 | $ 714,000 |
| US Bk NA Nd 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,955,059,000 | 15 | $ 891,000 |
| Ally Bank 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 12 | $ 1,708,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,454,050,584,000 | 11 | $ 1,707,000 |
| First Interstate Bank PO BOX 30918 BILLINGS, MT 59116 |
* | $ 7,473,004,000 | 11 | $ 1,017,000 |
| Gmac Mortgage, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 10 | $ 1,451,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 7 | $ 1,103,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 6 | $ 597,000 |
| Mountain West Bank, N.A. 1225 CEDAR STREET / PO BOX 6013 HELENA, MT 59604 |
* | $ 708,901,000 | 5 | $ 789,000 |
| Embark 1500 RIVER DRIVE NORTH GREAT FALLS, MT 59401 |
* | $ 77,816,000 | 4 | $ 311,000 |
| Agwest Farm Credit, Flca 2001 SOUTH FLINT ROAD SPOKANE, WA 99224 |
* | $ 4,658,882,000 | 3 | $ 400,000 |
| Home Loan Center, Inc. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 2 | $ 333,000 |
| Onemain Financial, Inc. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 0 | 2 | $ 120,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 2 | $ 439,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 254,825,730,000 | 1 | $ 160,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 1 | $ 288,000 |
| Citifinancial, Inc. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 1 | $ 71,000 |
| Suntrust Mortgage, Inc. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 162,509,568,000 | 1 | $ 126,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 206,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 1 | $ 114,000 |
| Stearns Lending, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 107,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ 12,648,357,000 | 1 | $ 111,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,216,291,000,000 | 1 | $ 93,000 |
| Montana Federal Credit Union 15 14TH STREET SOUTH GREAT FALLS, MT 59401 |
* | $ 162,251,000 | 1 | $ 50,000 |
| Prairie Mountain Bank 1019 7TH STREET SOUTH GREAT FALLS, MT 59405 |
* | $ 66,794,000 | 1 | $ 304,000 |
| First State Mortgage Services 502 N HERSHEY ROAD BLOOMINGTON, IL 61704 |
* | $ 327,995,000 | 1 | $ 190,000 |
| 1st Liberty 6200 3RD AVE N GREAT FALLS, MT 59401 |
* | $ 135,947,000 | 1 | $ 71,000 |
| Gateway Community FCU 2300 GREAT NORTHERN WAY MISSOULA, MT 59808 |
* | $ 54,708,000 | 1 | $ 30,000 |
| Signature Federal Credit Union 12 HERBERT ST. ALEXANDRIA, VA 22305 |
* | $ 271,648,000 | 1 | $ 25,000 |
| Valley Financial Credit Union PO BOX 20417 BILLINGS, MT 59102 |
* | $ 157,504,000 | 1 | $ 53,000 |
| Mill City Credit Union 9999 WAYZATA BOULEVARD MINNETONKA, MN 55305 |
* | $ 273,029,000 | 1 | $ 168,000 |
| One Reverse Mortgage, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 408,000 |
| Access National Bank 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 830,474,000 | 1 | $ 178,000 |
| Ing Bank, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 91,413,704,000 | 1 | $ 294,000 |
| United Bankers Bank 1650 WEST 82ND ST BLOOMINGTON, MN 55431 |
* | $ 643,052,000 | 1 | $ 128,000 |
| First Star Bank, S.S.B. 109 S COMMERCE / PO BOX 7 BREMOND, TX 76629 |
* | $ 193,110,000 | 1 | $ 206,000 |
The tables below break down 2011 mortgage applications in Teton County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 175 | $22,534,000 | $128,000 | $417,000 | $54,000 | $300,000 |
| Home Purchase | 91 | $11,571,000 | $127,000 | $265,000 | $117,000 | $6,000,000 |
| Home Improvement | 27 | $1,026,000 | $38,000 | $115,000 | $60,000 | $139,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 234 | $26,709,000 | $114,000 | $417,000 | $88,000 | $6,000,000 |
| Not applicable | 47 | $6,918,000 | $147,000 | $280,000 | $10,000 | $84,000 |
| Not Provided | 7 | $992,000 | $141,000 | $294,000 | $77,000 | $153,000 |
| Hispanic | 3 | $346,000 | $115,000 | $141,000 | $27,000 | $31,000 |
| American Indian or Alaskan Native | 2 | $166,000 | $83,000 | $126,000 | $36,000 | $54,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 248 | $28,633,000 | $115,000 | $417,000 | $81,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 16 | $2,461,000 | $153,000 | $408,000 | $33,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $1,513,000 | $100,000 | $184,000 | $37,000 | $58,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,524,000 | $180,000 | $220,000 | $30,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 171 | $18,468,000 | $108,000 | $339,000 | $98,000 | $6,000,000 |
| Loan Purchased By The Institution | 60 | $8,633,000 | $143,000 | $280,000 | $21,000 | $99,000 |
| Application Denied By Financial Institution | 32 | $3,703,000 | $115,000 | $408,000 | $44,000 | $121,000 |
| Application Withdrawn By Applicant | 19 | $3,088,000 | $162,000 | $417,000 | $89,000 | $300,000 |
| File Closed For Incompleteness | 6 | $826,000 | $137,000 | $288,000 | $62,000 | $144,000 |
| Application Approved But Not Accepted | 5 | $413,000 | $82,000 | $164,000 | $46,000 | $71,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $480,000 | $80,000 | $265,000 | $37,000 | $73,000 |
| Collateral | 6 | $1,027,000 | $171,000 | $408,000 | $49,000 | $73,000 |
| Other | 5 | $541,000 | $108,000 | $195,000 | $67,000 | $121,000 |
| Debt-To-Income Ratio | 3 | $373,000 | $124,000 | $152,000 | $23,000 | $30,000 |
| Unverifiable Information | 2 | $216,000 | $108,000 | $115,000 | $78,000 | $95,000 |
| Credit Application Incomplete | 2 | $111,000 | $55,000 | $85,000 | $30,000 | $44,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $14,000 | $14,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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