Teton County, MT Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 297 mortgage applications in Teton County, MT totaling $54.7 million, up 29% from 2019. The average application was for $184,000, and applicants reported an average income of $86,000. 56% of applications resulted in an originated loan and 13% were denied. The most active lender was Opportunity Bank of Montana, with 45 applications, followed by Stockman Bank of Montana and Glacier Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 297
Total Mortgage Loan Application Amount $54,705,000
Average Mortgage Loan Application Amount $184,000
Highest Mortgage Loan Application Amount $635,000
Average Applicant Income $86,000
Highest Applicant Income $720,000

Mortgage Company List for Lending in Teton County, MT for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ 1,039,105,000 45 $ 8,675,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 3,986,026,000 38 $ 7,830,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 13,673,038,000 33 $ 3,965,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 22 $ 4,250,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 14,582,546,000 17 $ 3,335,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 11 $ 2,015,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 10 $ 2,030,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 9 $ 1,075,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 8 $ 1,130,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 6 $ 1,060,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 5 $ 835,000
Embark
1500 RIVER DRIVE NORTH
GREAT FALLS, MT 59401
* $ 108,676,000 5 $ 335,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 5 $ 915,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 4 $ 800,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 745,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 475,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 3 $ 235,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ -1,000 3 $ 765,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 685,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 3 $ 235,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 3 $ 595,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 2 $ 340,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 2 $ 310,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 340,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 2 $ 480,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 310,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 2 $ 700,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 390,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 300,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 1 $ 55,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 155,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ 300,000,000 1 $ 195,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 145,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 1,671,850,000 1 $ 135,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 515,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 85,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 225,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ -1,000 1 $ 635,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 1 $ 65,000
Wyoming Bank & Trust
5827 YELLOWSTONE RD
CHEYENNE, WY 82009
* $ 206,728,000 1 $ 225,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 225,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 215,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 225,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 265,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 1 $ 75,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 305,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 125,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 195,000
Citizens Alliance Bank
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ 847,122,000 1 $ 425,000

The tables below break down 2020 mortgage applications in Teton County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Teton County, MT in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 114 $21,210,000 $186,000 $635,000 $90,000 $720,000
Refinancing 111 $20,835,000 $187,000 $515,000 $84,000 $292,000
Cash-out Refinancing 45 $9,835,000 $218,000 $605,000 $84,000 $185,000
Other Purpose 16 $1,760,000 $110,000 $355,000 $71,000 $154,000
Home Improvement 6 $630,000 $105,000 $285,000 $102,000 $144,000
Not Applicable 5 $435,000 $87,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 235 $44,445,000 $189,000 $635,000 $86,000 $720,000
Not applicable 26 $4,320,000 $166,000 $375,000 $51,000 $51,000
Not Provided 25 $4,105,000 $164,000 $555,000 $73,000 $174,000
American Indian or Alaskan Native 8 $1,520,000 $190,000 $295,000 $131,000 $185,000
Native Hawaiian or Other Pacific Islander 2 $280,000 $140,000 $145,000 $51,000 $51,000
Hispanic 1 $35,000 $35,000 $35,000 $65,000 $65,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 209 $36,575,000 $175,000 $635,000 $92,000 $720,000
VA-guaranteed (Veterans Administration) 55 $12,315,000 $223,000 $605,000 $66,000 $211,000
FHA-insured (Federal Housing Administration) 28 $4,880,000 $174,000 $315,000 $56,000 $117,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $935,000 $187,000 $255,000 $63,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 167 $30,555,000 $182,000 $515,000 $87,000 $654,000
Application Withdrawn By Applicant 43 $8,345,000 $194,000 $605,000 $80,000 $222,000
Application Denied By Financial Institution 40 $7,640,000 $191,000 $635,000 $87,000 $720,000
Loan Purchased By The Institution 24 $4,260,000 $177,000 $375,000 $71,000 $92,000
File Closed For Incompleteness 16 $2,830,000 $176,000 $515,000 $100,000 $245,000
Application Approved But Not Accepted 7 $1,075,000 $153,000 $195,000 $69,000 $97,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 254 $46,280,000 $182,000 $605,000 $86,000 $654,000
Debt-To-Income Ratio 16 $3,550,000 $221,000 $635,000 $75,000 $130,000
Collateral 8 $1,560,000 $195,000 $305,000 $78,000 $172,000
Credit History 8 $1,350,000 $168,000 $555,000 $71,000 $129,000
Unverifiable Information 4 $790,000 $197,000 $445,000 $65,000 $75,000
Other 3 $525,000 $175,000 $185,000 $87,000 $110,000
Employment History 3 $445,000 $148,000 $255,000 $251,000 $720,000
Credit Application Incomplete 1 $205,000 $205,000 $205,000 $66,000 $66,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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