Tucker County, WV Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 178 mortgage applications in Tucker County, WV totaling $32.5 million, down 28% from 2022. The average application was for $182,000, and applicants reported an average income of $139,000. 54% of applications resulted in an originated loan and 17% were denied. The most active lender was The Grant County Bank, with 40 applications, followed by Vanderbilt Mortgage and Finance, Inc and Amerisave Mortgage Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 178
Total Mortgage Loan Application Amount $32,540,000
Average Mortgage Loan Application Amount $182,000
Highest Mortgage Loan Application Amount $895,000
Average Applicant Income $139,000
Highest Applicant Income $720,000

Mortgage Company List for Lending in Tucker County, WV for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Grant County Bank
P. O. BOX 929
PETERSBURG, WV 26847
* $ 328,344,000 40 $ 6,720,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 10 $ 1,230,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 5 $ 725,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 5 $ 1,025,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 4 $ 670,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 4 $ 1,270,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 630,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 590,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 4 $ 720,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 325,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 3 $ 485,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 632,715,000 3 $ 315,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 16,894,686,000 3 $ 335,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 2 $ 260,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 5,832,156,000 2 $ 320,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 400,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 8,408,012,000 2 $ 490,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 110,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 2 $ 450,000
Summit Community Bank, Inc
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 3,890,541,000 2 $ 120,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 960,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 2 $ 190,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 2 $ 290,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 2 $ 430,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,739,271,000 2 $ 890,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 43,726,588,000 2 $ 330,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 2 $ 560,000
George Mason Mortgage, LLC
4100 MONUMENT CORNER DRIVE #100
PRINCE WILLIAM, VA 22030
* $ -1,000 1 $ 145,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 325,000
Homespire Mortgage Corporation

FAIRFAX, VA 22031
* $ -1,000 1 $ 65,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1 $ 135,000
Capon Valley Bank
PO BOX 119
WARDENSVILLE, WV 26851
* $ 201,384,000 1 $ 685,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 405,000
Townebank
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 15,845,722,000 1 $ 125,000
Bay Capital Mortgage Corporation
801 COMPASS WAY
ANNAPOLIS, MD 21401
* $ -1,000 1 $ 145,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 155,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 65,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 265,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 1 $ 695,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,099,887,000 1 $ 65,000
Wepco Federal Credit Union
204 NORTH BRANCH AVE
BLOOMINGTON, MD 21523
* $ 322,937,000 1 $ 55,000
First United Bank & Trust
19 S SECOND STREET
OAKLAND, MD 21550
* $ -1,000 1 $ 705,000
Sandy Spring Bank
6831 BENJAMIN FRANKIN DRIVE
COLUMBIA, MD 21046
* $ 13,827,883,000 1 $ 485,000
Intercoastal Mortgage, LLC
11911 FREEDOM DRIVE SUITE 500
RESTON, VA 20190
* $ -1,000 1 $ 255,000
United Bank VA

MORGANTOWN, WV 26505
* $ 29,430,409,000 1 $ 95,000
Chessie Federal Credit Union
15 COMMERCE DRIVE
CUMBERLAND, MD 21502
* $ 436,857,000 1 $ 35,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 7,971,719,000 1 $ 365,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 145,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 1,261,724,000 1 $ 25,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 245,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 4,112,771,000 1 $ 205,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 95,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 165,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 65,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 145,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 245,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 165,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 1 $ 115,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 1 $ 425,000
Jefferson Security Bank
P.O. BOX 35
SHEPHERDSTOWN, WV 25443
* $ 461,234,000 1 $ 725,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 1 $ 265,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 165,000
Idb Global Federal Credit Union
1300 NEW YORK AVE NW
WASHINGTON, DC 20577
* $ 757,560,000 1 $ 365,000
First Exchange Bank
11 W MAIN ST.
WHITE HALL, WV 26554
* $ 324,417,000 1 $ 235,000

The tables below break down 2023 mortgage applications in Tucker County, WV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Tucker County, WV in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 104 $23,010,000 $221,000 $895,000 $160,000 $574,000
Cash-out Refinancing 36 $5,390,000 $149,000 $595,000 $105,000 $720,000
Other Purpose 17 $2,205,000 $129,000 $395,000 $102,000 $397,000
Refinancing 11 $1,135,000 $103,000 $235,000 $74,000 $152,000
Home Improvement 10 $800,000 $80,000 $195,000 $182,000 $630,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 143 $26,545,000 $185,000 $895,000 $133,000 $720,000
Not Provided 24 $3,640,000 $151,000 $405,000 $138,000 $630,000
Not applicable 7 $1,075,000 $153,000 $245,000 $108,000 $108,000
Hispanic 3 $995,000 $331,000 $485,000 $359,000 $462,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 139 $26,425,000 $190,000 $895,000 $156,000 $720,000
FHA-insured (Federal Housing Administration) 28 $4,260,000 $152,000 $415,000 $71,000 $200,000
VA-guaranteed (Veterans Administration) 10 $1,710,000 $171,000 $415,000 $101,000 $267,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $145,000 $145,000 $145,000 $52,000 $52,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 97 $17,705,000 $182,000 $895,000 $141,000 $630,000
Application Denied By Financial Institution 31 $4,655,000 $150,000 $595,000 $93,000 $359,000
Application Withdrawn By Applicant 25 $5,615,000 $224,000 $695,000 $175,000 $574,000
File Closed For Incompleteness 14 $1,890,000 $135,000 $215,000 $148,000 $720,000
Application Approved But Not Accepted 6 $1,970,000 $328,000 $765,000 $182,000 $459,000
Loan Purchased By The Institution 5 $705,000 $141,000 $245,000 $108,000 $108,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 106 $19,310,000 $182,000 $895,000 $148,000 $720,000
Debt-To-Income Ratio 52 $10,810,000 $207,000 $765,000 $138,000 $459,000
Credit History 8 $430,000 $53,000 $75,000 $59,000 $99,000
Collateral 6 $720,000 $120,000 $185,000 $68,000 $188,000
Credit Application Incomplete 3 $445,000 $148,000 $265,000 $73,000 $163,000
Other 2 $670,000 $335,000 $485,000 $204,000 $207,000
Unverifiable Information 1 $155,000 $155,000 $155,000 $359,000 $359,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the West Virginia Lender List