Unlock detailed Union County MS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 861 |
| Total Mortgage Loan Application Amount | $86,660,000 |
| Average Mortgage Loan Application Amount | $100,000 |
| Highest Mortgage Loan Application Amount | $1,578,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $3,128,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 3,634,677,000 | 102 | $ 7,194,000 |
| BANCORPSOUTH BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 13,163,459,000 | 99 | $ 10,112,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 138,006,763,000 | 89 | $ 10,232,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 66 | $ 7,088,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 65 | $ 7,473,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 54 | $ 6,927,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 52 | $ 2,088,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 38 | $ 3,521,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 38 | $ 5,059,000 |
| CIMARRON MORTGAGE COMPANY 6311 RIDGEWOOD RD, SUITE 400W JACKSON, MS 39211 |
* | $ 10,000,000 | 36 | $ 5,007,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 35 | $ 4,634,000 |
| BANK OF HOLLY SPRINGS 970 HIGHWAY 7 SOUTH HOLLY SPRINGS, MS 38635 |
* | $ 177,159,000 | 22 | $ 1,404,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 19 | $ 1,336,000 |
| FIRST FEDERAL 2440 MALL DR SUITE 100 NORTH CHARLESTON, SC 29406 |
* | $ 3,421,986,000 | 14 | $ 523,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 9 | $ 584,000 |
| TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 9,396,294,000 | 8 | $ 803,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 159,675,538,000 | 6 | $ 930,000 |
| EVERETT FINANCIAL INC. 14801 QUORUM DR SUITE 300 DALLAS, TX 75254 |
* | $ 3,642,000 | 6 | $ 717,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 6 | $ 780,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 5 | $ 547,000 |
| NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 40,150,052,000 | 4 | $ 653,000 |
| MERCHANTS & FARMERS BANK 650 HWY 7 SOUTH HOLLY SPRINGS, MS 38635 |
* | $ 78,667,000 | 4 | $ 239,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 17,832,340,000 | 4 | $ 368,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 4 | $ 402,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 4 | $ 457,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 3 | $ 272,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 3 | $ 402,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 3 | $ 212,000 |
| BANKERS MORTGAGE CENTER, INC. 909 NORTH 18TH STREET STE 110 MONROE, LA 71201 |
* | $ 10,000,000 | 3 | $ 274,000 |
| AFFILIATED MORTGAGE COMPANY 1301 HUDSON LANE MONROE, LA 71201 |
* | $ 212,423,000 | 2 | $ 202,000 |
| COMMUNITY BANK, NORTH MISSISSIPPI P. O. BOX 270 AMORY, MS 38821 |
* | $ 489,763,000 | 2 | $ 245,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 2 | $ 152,000 |
| MERCHANTS AND FARMERS BANK 134 WEST WASHINGTON ST KOSCIUSKO, MS 39090 |
* | $ 1,661,125,000 | 2 | $ 340,000 |
| GATEWAY MORTGAGE GROUP LLC 6910 E 14TH ST TULSA, OK 74112 |
* | $ 10,000,000 | 2 | $ 237,000 |
| GMFS, LLC 7389 FLORIDA BLVD, STE 200-A BATON ROUGE, LA 70806 |
* | $ 10,000,000 | 2 | $ 269,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 156,000 |
| ADVANCE MORTGAGE & INVESTMENT 30500 STATE HWY 181, STE 460 SPANISH FORT, AL 36527 |
* | $ 10,000,000 | 1 | $ 107,000 |
| ASSURANCE FINANCIAL GROUP, L.L.C. 9029 JEFFERSON HIGHWAY SUITE 100 BATON ROUGE, LA 70809 |
* | $ 1,000,000,000 | 1 | $ 143,000 |
| R.H. LENDING, INC. 6209 COLLEYVILLE BLVD. COLLEYVILLE, TX 76034 |
* | $ 10,000,000 | 1 | $ 88,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 89,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 72,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ 10,000,000 | 1 | $ 60,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD, SUITE 400 BRENTWOOD, TN 37027 |
* | $ 10,000,000 | 1 | $ 80,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 1 | $ 91,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 1 | $ 162,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 1 | $ 87,000 |
| MORTGAGE RESEARCH CENTER, LLC 2101 CHAPEL PLAZA COURT SUITE 107 COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 60,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 144,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 137,000 |
| WORTHINGTON FEDERAL BANK 3301 MEMORIAL PARKWAY SW HUNTSVILLE, AL 35801 |
* | $ 173,403,000 | 1 | $ 115,000 |
| FIRST SOUTH FINANCIAL FEDERALLY INSURED STATE-CHARTERED CREDIT UNION 6471 STAGE RD, STE 101 BARTLETT, TN 38134 |
* | $ 351,107,000 | 1 | $ 157,000 |
| FIRST STATE BANK P O BOX 580 HOLLY SPRINGS, MS 38635 |
* | $ 103,299,000 | 1 | $ 37,000 |
| CITIZENS BANK 8077 HWY 178, P.O. BOX 667 BYHALIA, MS 38611 |
* | $ 64,267,000 | 1 | $ 113,000 |
| FORT FINANCIAL FEDERAL CREDIT UNION 3102 SPRING ST FORT WAYNE, IN 46808 |
* | $ 179,118,000 | 1 | $ 80,000 |
| GREAT SOUTHERN BANK 218 S GLENSTONE AVE REEDS SPRING, MO 65802 |
* | $ 3,639,987,000 | 1 | $ 53,000 |
| HANCOCK BANK ONE HANCOCK PLAZA GULFPORT, MS 39501 |
* | $ 5,301,159,000 | 1 | $ 140,000 |
| CB&S BANK, INC. 200 JACKSON AVE. S. RUSSELLVILLE, AL 35653 |
* | $ 1,353,638,000 | 1 | $ 26,000 |
| CARNEGIE MORTGAGE 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 1 | $ 123,000 |
| EDWARD JONES MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,783,443,000 | 1 | $ 191,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 164,340,844,000 | 1 | $ 20,000 |
| SOUTHERN BANCORP BANK 601 MAIN STREET ARKADELPHIA, AR 71923 |
* | $ 709,743,000 | 1 | $ 3,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 1 | $ 231,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 1 | $ 115,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 1 | $ 24,000 |
| THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 51,111,245,000 | 1 | $ 162,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 1 | $ 10,000 |
| CHARLES SCHWAB BANK 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 43,242,751,000 | 1 | $ 90,000 |
| LIBERTY MORTGAGE CORPORATION 223 W NASH STREET WILSON, NC 27893 |
* | $ 2,406,088,000 | 1 | $ 183,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 1 | $ 90,000 |
| IBERIABANK MORTGAGE COMPANY 12719 CANTRELL ROAD LITTLE ROCK, AR 72223 |
* | $ 499,416,000 | 1 | $ 224,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 25,841,918,000 | 1 | $ 44,000 |
| CITIZENS NATIONAL BANK 110 WEST COURT ST PARIS, IL 61944 |
* | $ 240,050,000 | 1 | $ 69,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 530 | $61,044,000 | $115,000 | $1,578,000 | $64,000 | $642,000 |
| Home Purchase | 289 | $23,719,000 | $82,000 | $284,000 | $65,000 | $3,128,000 |
| Home Improvement | 42 | $1,897,000 | $45,000 | $224,000 | $53,000 | $145,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 710 | $72,785,000 | $102,000 | $1,578,000 | $69,000 | $3,128,000 |
| Black or African American | 73 | $5,192,000 | $71,000 | $203,000 | $45,000 | $387,000 |
| Not Provided | 38 | $4,213,000 | $110,000 | $300,000 | $50,000 | $125,000 |
| Not applicable | 25 | $3,129,000 | $125,000 | $243,000 | $7,000 | $98,000 |
| Hispanic | 15 | $1,341,000 | $89,000 | $160,000 | $43,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 596 | $58,071,000 | $97,000 | $1,578,000 | $62,000 | $642,000 |
| FHA-insured (Federal Housing Administration) | 185 | $20,491,000 | $110,000 | $365,000 | $80,000 | $3,128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $6,309,000 | $92,000 | $197,000 | $37,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 12 | $1,789,000 | $149,000 | $218,000 | $36,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 430 | $45,201,000 | $105,000 | $1,578,000 | $72,000 | $3,128,000 |
| Application Denied By Financial Institution | 215 | $16,830,000 | $78,000 | $290,000 | $45,000 | $498,000 |
| Loan Purchased By The Institution | 95 | $11,915,000 | $125,000 | $332,000 | $76,000 | $3,127,000 |
| Application Withdrawn By Applicant | 64 | $7,207,000 | $112,000 | $417,000 | $63,000 | $387,000 |
| Application Approved But Not Accepted | 41 | $3,599,000 | $87,000 | $251,000 | $45,000 | $130,000 |
| File Closed For Incompleteness | 16 | $1,908,000 | $119,000 | $197,000 | $60,000 | $157,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 49 | $2,921,000 | $59,000 | $235,000 | $43,000 | $108,000 |
| Debt-To-Income Ratio | 29 | $1,805,000 | $62,000 | $220,000 | $26,000 | $62,000 |
| Collateral | 14 | $1,757,000 | $125,000 | $290,000 | $70,000 | $160,000 |
| Credit Application Incomplete | 10 | $1,159,000 | $115,000 | $242,000 | $99,000 | $498,000 |
| Other | 9 | $813,000 | $90,000 | $198,000 | $65,000 | $182,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $157,000 | $52,000 | $83,000 | $27,000 | $35,000 |
| Unverifiable Information | 2 | $324,000 | $162,000 | $188,000 | $60,000 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.