Unlock detailed Union County SD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 837 |
| Total Mortgage Loan Application Amount | $132,104,000 |
| Average Mortgage Loan Application Amount | $157,000 |
| Highest Mortgage Loan Application Amount | $1,040,000 |
| Average Applicant Income | $117,000 |
| Highest Applicant Income | $9,999,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,104,833,000,000 | 116 | $ 18,844,000 |
| CENTRAL BANK 600 LAKE AVENUE STORM LAKE, IA 50588 |
* | $ 432,050,000 | 53 | $ 15,356,000 |
| STATE BANK OF ALCESTER 190 IOWA STREET PO BOX 168 ALCESTER, SD 57001 |
* | $ 101,651,000 | 42 | $ 3,721,000 |
| THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA 601 PIERCE STREET SIOUX CITY, IA 51106 |
* | $ 697,682,000 | 39 | $ 7,629,000 |
| SIOUXLAND FEDERAL CREDIT UNION 3000 PLAZA DRIVE SOUTH SIOUX CITY, NE 68776 |
* | $ 137,878,000 | 38 | $ 3,980,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 33 | $ 5,482,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 33 | $ 4,638,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 33 | $ 6,699,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ 10,000,000 | 28 | $ 5,282,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 26 | $ 3,393,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,454,050,584,000 | 25 | $ 4,211,000 |
| LIBERTY NATIONAL BANK 4425 SINGING HILLS BLVD SIOUX CITY, IA 51106 |
* | $ 218,152,000 | 25 | $ 4,058,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 20 | $ 3,299,000 |
| BANK 360 P.O. BOX 791 BERESFORD, SD 57004 |
* | $ 46,284,000 | 19 | $ 1,920,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 17 | $ 3,123,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 14 | $ 2,302,000 |
| CORTRUST MORTGAGE, INC. 2101 S MINNESOTA AVENUE SIOUX FALLS, SD 57105 |
* | $ 10,000,000 | 13 | $ 1,659,000 |
| SECURITY NATIONAL BANK OF SOUTH DAKOTA 325 DAKOTA DUNES BLVD DAKOTA DUNES, SD 57049 |
* | $ 129,498,000 | 12 | $ 467,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 400,984,000 | 12 | $ 1,465,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,955,059,000 | 10 | $ 804,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 59,517,025,000 | 10 | $ 1,261,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 9 | $ 1,632,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 8 | $ 1,289,000 |
| HOME FEDERAL BANK P.O. BOX 5000 SIOUX FALLS, SD 57117 |
* | $ 1,223,973,000 | 8 | $ 1,017,000 |
| NORTHWEST BANK 101 W 5TH ST. SPENCER, IA 51301 |
* | $ 812,864,000 | 8 | $ 1,666,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 162,509,568,000 | 7 | $ 1,015,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 7 | $ 1,099,000 |
| PIONEER BANK 4700 SINGING HILLS BLVD. SIOUX CITY, IA 51106 |
* | $ 129,684,000 | 7 | $ 1,786,000 |
| PRIMEBANK 37 1ST AVE NW LE MARS, IA 51031 |
* | $ 321,210,000 | 7 | $ 1,293,000 |
| PINNACLE BANK SIOUX CITY 1901 MORNINGSIDE AVENUE SIOUX CITY, IA 51106 |
* | $ 63,603,000 | 6 | $ 1,042,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 6 | $ 813,000 |
| FIRST PREMIER BANK 400 S SYCAMORE AVE, SUITE 101 SIOUX FALLS, SD 57110 |
* | $ 1,114,878,000 | 6 | $ 278,000 |
| FIRST SAVINGS BANK 201 N 3RD ST BERESFORD, SD 57004 |
* | $ 439,460,000 | 6 | $ 932,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 5 | $ 742,000 |
| FARM CREDIT SERVICES OF AMERICA, FLCA 5015 S 118TH ST OMAHA, NE 68137 |
* | $ 10,000,000 | 5 | $ 923,000 |
| FIRST BANK & TRUST 110 N. MINNESOTA AVE SIOUX FALLS, SD 57104 |
* | $ 393,705,000 | 5 | $ 797,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 4 | $ 757,000 |
| LEVO FEDERAL CREDIT UNION 700 E 14TH STREET SIOUX FALLS, SD 57104 |
* | $ 153,845,000 | 4 | $ 389,000 |
| TELCO TRIAD COMMUNITY CU 1420 TRI VIEW AVE SIOUX CITY, IA 51103 |
* | $ 71,277,000 | 4 | $ 69,000 |
| CU MORTGAGE DIRECT, LLC 5010 S. SOLBERG AVENUE SIOUX FALLS, SD 57108 |
* | $ 48,476,000 | 4 | $ 488,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 4 | $ 188,000 |
| SIOUXLAND NATIONAL BANK 1001 W 29TH ST SOUTH SIOUX CITY, NE 68776 |
* | $ 47,677,000 | 4 | $ 40,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 91,413,704,000 | 3 | $ 960,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 3 | $ 636,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 3 | $ 306,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 3 | $ 337,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,216,291,000,000 | 3 | $ 443,000 |
| SERVICE FIRST FEDERAL CREDIT UNION 3901 E 10TH STREET SIOUX FALLS, SD 57103 |
* | $ 115,873,000 | 3 | $ 269,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 743,483,000 | 3 | $ 259,000 |
| F&M BANK 204 NORTH MAIN STREET WEST POINT, NE 68788 |
* | $ 271,536,000 | 2 | $ 66,000 |
| FIRST BANK & TRUST 520 6TH STREET BROOKINGS, SD 57006 |
* | $ 808,857,000 | 2 | $ 50,000 |
| KINGSLEY STATE BANK 705 1ST ST PO BOX 66 SERGEANT BLUFF, IA 51054 |
* | $ 127,746,000 | 2 | $ 346,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 294,228,000 | 2 | $ 388,000 |
| GREAT SOUTHERN BANK 218 S GLENSTONE AVE REEDS SPRING, MO 65802 |
* | $ 3,409,826,000 | 2 | $ 265,000 |
| PREMIER BANK 1004 21ST AVENUE ROCK VALLEY, IA 51247 |
* | $ 220,760,000 | 2 | $ 82,000 |
| UNITED REPUBLIC BANK PO BOX 540126 OMAHA, NE 68154 |
* | $ 55,598,000 | 2 | $ 200,000 |
| FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 2 | $ 217,000 |
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 12,658,976,000 | 2 | $ 578,000 |
| METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 16,490,790,000 | 2 | $ 256,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 2 | $ 661,000 |
| FIRST DAKOTA NATIONAL BANK 225 CEDAR ST YANKTON, SD 57078 |
* | $ 787,708,000 | 2 | $ 470,000 |
| FIRST NATIONAL BANK 111 CENTRAL AVE NW LE MARS, IA 51031 |
* | $ 243,577,000 | 2 | $ 143,000 |
| AMERICAN NATIONAL BANK 8990 WEST DODGE RD OMAHA, NE 68114 |
* | $ 1,687,949,000 | 2 | $ 232,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 2 | $ 308,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 2 | $ 138,000 |
| 1ST FINANCIAL BANK USA 331 DAKOTA DUNES BLVD DAKOTA DUNES, SD 57049 |
* | $ 481,722,000 | 2 | $ 299,000 |
| FIRST AMERICAN BANK 1207 CENTRAL AVE FORT DODGE, IA 50501 |
* | $ 1,548,582,000 | 1 | $ 163,000 |
| CHICKASAW COMMUNITY BANK 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73108 |
* | $ 86,911,000 | 1 | $ 264,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 341,542,000 | 1 | $ 11,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 3,942,789,000 | 1 | $ 101,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 43,928,000 | 1 | $ 392,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,054,163,000 | 1 | $ 42,000 |
| MUTUAL OF OMAHA BANK 3333 FARNAM ST OMAHA, NE 68131 |
* | $ 4,876,840,000 | 1 | $ 38,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 555,205,000 | 1 | $ 141,000 |
| META FINANCIAL GROUP, INC. 4900 S WESTERN AVENUE SIOUX FALLS, SD 57108 |
* | $ 1,128,907,000 | 1 | $ 243,000 |
| CAPITOL FEDERAL SAVINGS BANK 700 S KANSAS AVE TOPEKA, KS 66603 |
* | $ 9,813,409,000 | 1 | $ 216,000 |
| CORTRUST BANK NATIONAL ASSOCIATION 100 EAST HAVENS MITCHELL, SD 57301 |
* | $ 622,931,000 | 1 | $ 15,000 |
| CBC NATIONAL BANK 1891 SOUTH 14TH STREET FERNANDINA BEACH, FL 32034 |
* | $ 427,083,000 | 1 | $ 205,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 745,184,000 | 1 | $ 570,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 1 | $ 100,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 192,000 |
| QR LENDING INC 555 ZOR SHRINE PLACE MADISON, WI 53719 |
* | $ 1,093,327,000 | 1 | $ 250,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 1 | $ 137,000 |
| MIDWEST FAMILY LENDING CORP. 2753 99TH STREET URBANDALE, IA 50322 |
* | $ 10,000,000 | 1 | $ 151,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 153,341,765,000 | 1 | $ 120,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 15,104,501,000 | 1 | $ 110,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 11,750,980,000 | 1 | $ 68,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 175,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ 10,000,000 | 1 | $ 115,000 |
| EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 471,002,000 | 1 | $ 112,000 |
| PREMIER LENDING ALLIANCE, LLC 8831THOMAS AVE. SUITE 100 DES MOINES, IA 50131 |
* | $ 100,000,000 | 1 | $ 56,000 |
| STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 1,778,147,000 | 1 | $ 410,000 |
| TRUITY FEDERAL CREDIT UNION 501 S JOHNSTONE BARTLESVILLE, OK 74003 |
* | $ 539,317,000 | 1 | $ 156,000 |
| BANK OF IDAHO 399 N CAPITAL IDAHO FALLS, ID 83402 |
* | $ 237,297,000 | 1 | $ 228,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 505 | $82,755,000 | $163,000 | $1,040,000 | $108,000 | $2,100,000 |
| Home Purchase | 260 | $45,868,000 | $176,000 | $950,000 | $137,000 | $9,999,000 |
| Home Improvement | 72 | $3,481,000 | $48,000 | $224,000 | $105,000 | $650,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 736 | $113,949,000 | $154,000 | $1,040,000 | $123,000 | $9,999,000 |
| Not applicable | 48 | $8,999,000 | $187,000 | $530,000 | $22,000 | $115,000 |
| Not Provided | 37 | $5,106,000 | $138,000 | $331,000 | $81,000 | $183,000 |
| Black or African American | 5 | $1,023,000 | $204,000 | $237,000 | $131,000 | $425,000 |
| Hispanic | 4 | $402,000 | $100,000 | $178,000 | $84,000 | $140,000 |
| Asian | 4 | $1,937,000 | $484,000 | $920,000 | $402,000 | $629,000 |
| American Indian or Alaskan Native | 3 | $688,000 | $229,000 | $264,000 | $137,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 694 | $111,053,000 | $160,000 | $1,040,000 | $128,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 97 | $13,472,000 | $138,000 | $264,000 | $63,000 | $250,000 |
| VA-guaranteed (Veterans Administration) | 28 | $5,976,000 | $213,000 | $409,000 | $62,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $1,603,000 | $89,000 | $124,000 | $40,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 463 | $72,841,000 | $157,000 | $950,000 | $137,000 | $9,999,000 |
| Application Denied By Financial Institution | 133 | $18,087,000 | $135,000 | $920,000 | $80,000 | $474,000 |
| Loan Purchased By The Institution | 94 | $15,223,000 | $161,000 | $417,000 | $65,000 | $602,000 |
| Application Withdrawn By Applicant | 93 | $15,849,000 | $170,000 | $570,000 | $117,000 | $700,000 |
| Application Approved But Not Accepted | 42 | $8,211,000 | $195,000 | $1,040,000 | $123,000 | $691,000 |
| File Closed For Incompleteness | 12 | $1,893,000 | $157,000 | $230,000 | $103,000 | $425,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $2,130,000 | $81,000 | $278,000 | $80,000 | $290,000 |
| Collateral | 25 | $4,115,000 | $164,000 | $394,000 | $90,000 | $378,000 |
| Debt-To-Income Ratio | 21 | $2,774,000 | $132,000 | $625,000 | $62,000 | $239,000 |
| Other | 15 | $3,412,000 | $227,000 | $920,000 | $111,000 | $474,000 |
| Unverifiable Information | 8 | $1,149,000 | $143,000 | $250,000 | $102,000 | $240,000 |
| Credit Application Incomplete | 7 | $1,016,000 | $145,000 | $215,000 | $67,000 | $151,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $137,000 | $68,000 | $69,000 | $73,000 | $111,000 |
| Employment History | 1 | $208,000 | $208,000 | $208,000 | $120,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.