Vermilion Parish, LA Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 1,731 mortgage applications in Vermilion Parish, LA totaling $185.8 million, up 14% from 2009. The average application was for $107,000, and applicants reported an average income of $67,000. 41% of applications resulted in an originated loan and 25% were denied. The most active lender was Gulf Coast Bank, with 174 applications, followed by JPMorgan Chase Bank, NA and Capital One NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Louisiana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,731
Total Mortgage Loan Application Amount $185,830,000
Average Mortgage Loan Application Amount $107,000
Highest Mortgage Loan Application Amount $1,430,000
Average Applicant Income $67,000
Highest Applicant Income $927,000

Mortgage Company List for Lending in Vermilion Parish, LA for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Gulf Coast Bank
PO BOX DRAWER 490
ABBEVILLE, LA 70511
* $ 253,215,000 174 $ 12,710,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 173 $ 20,389,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 127,360,045,000 135 $ 7,720,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 110 $ 14,419,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 100 $ 14,319,000
Iberiabank
200 W CONGRESS STREET
LAFAYETTE, LA 70501
* $ 8,114,947,000 87 $ 3,253,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 81 $ 8,346,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 71 $ 10,133,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 63 $ 2,785,000
Iberiabank Mortgage Company
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 499,416,000 45 $ 6,114,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 41 $ 6,840,000
Bankers Mortgage Center, Inc.
909 NORTH 18TH STREET STE 110
MONROE, LA 71201
* $ 10,000,000 37 $ 4,456,000
Teche Federal Bank
1120 JEFFERSON TERRACE BLVD.
NEW IBERIA, LA 70560
* $ 754,910,000 30 $ 1,593,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 29 $ 4,791,000
Standard Mortgage Corporation
701 POYDRAS ST 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 26 $ 3,603,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 24 $ 3,389,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 21 $ 1,506,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 19 $ 3,090,000
St Martin Bank & Trust Company
P O BOX 199 (301 SOUTH MAIN ST)
ST MARTINVILLE, LA 70582
* $ 312,484,000 18 $ 795,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 16 $ 2,470,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 16 $ 893,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 16 $ 1,917,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 16 $ 2,304,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 16 $ 1,035,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 15 $ 2,672,000
Home Bank
PO BOX 81459, 503 KALISTE SALOOM RD.
LAFAYETTE, LA 70598
* $ 500,750,000 12 $ 1,535,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 12 $ 1,910,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 1,987,814,000 11 $ 1,425,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 10 $ 786,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 892,179,000 10 $ 1,197,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 10 $ 1,329,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 9 $ 1,752,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 8 $ 1,084,000
Cimarron Mortgage Company
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 8 $ 1,072,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 8 $ 1,412,000
Whitney National Bank
400 LABARRE ROAD, 3RD FLOOR
JEFFERSON, LA 70121
* $ 11,877,069,000 7 $ 637,000
First Guaranty Bank
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 930,723,000 7 $ 747,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 7 $ 341,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 7 $ 1,082,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 744,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ 10,000,000 6 $ 731,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 6 $ 593,000
Rayne State Bank & Trust Company
200 SOUTH ADAMS AVENUE
RAYNE, LA 70578
* $ 222,966,000 6 $ 173,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 6 $ 883,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 5 $ 606,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 5 $ 845,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 5 $ 1,269,000
Home Federal Bank
624 MARKET ST
SHREVEPORT, LA 71101
* $ 173,183,000 5 $ 578,000
Meritus Federal Credit Union
515 GUILBEAU ROAD
LAFAYETTE, LA 70506
* $ 115,972,000 5 $ 131,000
Coast Capital Inc
720 SAINT JOHN STREET
LAFAYETTE, LA 70501
* $ 10,000,000 5 $ 675,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 4 $ 501,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 725,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 4 $ 614,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 4 $ 453,000
Evangeline Bank & Trust Company
P.O. BOX 346--497 W. MAIN STREET
VILLE PLATTE, LA 70586
* $ 564,922,000 4 $ 131,000
Bancorpsouth Bank
P O BOX 789
TUPELO, MS 38802
* $ 13,163,459,000 4 $ 311,000
Midsouth Bank, National Association
102 VERSAILLES BLVD
LAFAYETTE, LA 70501
* $ 971,265,000 3 $ 21,000
Farmers-Merchants Bank and Trust
100 SOUTH MAIN STREET
BREAUX BRIDGE, LA, LA 70517
* $ 245,439,000 3 $ 140,000
Teche Bank & Trust Co.
606 SOUTH MAIN STREET
ST MARTINVILLE, LA 70582
* $ 74,968,000 3 $ 123,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 3 $ 415,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 3 $ 489,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 3 $ 352,000
The Bank
1304 N CUTTING AVENUE
JENNINGS, LA 70546
* $ 132,376,000 3 $ 147,000
Pedestal Bank
1300 W TUNNEL BLVD
HOUMA, LA 70360
* $ 335,295,000 3 $ 261,000
Community First Bank
1101 EAST ADMIRAL DOYLE DRIVE
NEW IBERIA, LA 70560
* $ 211,276,000 3 $ 137,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 3 $ 700,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 609,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 539,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 3 $ 628,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 3 $ 418,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 3 $ 353,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 3 $ 630,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 119,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 126,000
Bank of New Orleans
1600 VETERANS BLVD
METAIRIE, LA 70005
* $ 321,237,000 2 $ 40,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 2 $ 137,000
Pelican State Credit Union
P.O. BOX 40088
BATON ROUGE, LA 70835
* $ 171,392,000 2 $ 115,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 167,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 331,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 2 $ 215,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 212,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 332,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 142,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 2 $ 294,000
First National Bank of Louisiana
128 N PARKERSON AVENUE
CROWLEY, LA 70526
* $ 217,754,000 2 $ 69,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 2 $ 264,000
South Louisiana Bank
1362 WEST TUNNEL BLVD.
HOUMA, LA 70360
* $ 355,820,000 2 $ 1,545,000
First Louisiana National Bank
PO BOX 3745
LAFAYETTE, LA 70502
* $ 114,887,000 2 $ 335,000
Farmers State Bank & Trust Co.
110 W. PLAQUEMINE ST
CHURCH POINT, LA 70525
* $ 81,070,000 2 $ 71,000
Jd Bank
P O BOX 730
JENNINGS, LA 70546
* $ 503,695,000 2 $ 42,000
M C Bank & Trust Company
1201 BRASHEAR AVE.
MORGAN CITY, LA 70380
* $ 280,698,000 1 $ 205,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 1 $ 179,000
Britton & Koontz Bank, N.A.
500 MAIN STREET
NATCHEZ, MS 39120
* $ 392,883,000 1 $ 75,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 1 $ 220,000
Bank of Sunset and Trust Company
863 NAPOLEON AVE
SUNSET, LA 70584
* $ 101,995,000 1 $ 84,000
St Landry Bank & Trust Co
132 E LANDRY ST
OPELOUSAS, LA 70570
* $ 246,835,000 1 $ 13,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 276,676,000 1 $ 83,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 1,808,611,000 1 $ 370,000
Great Plains
2306 S RANGE LINE RD
JOPLIN, MO 64804
* $ 274,630,000 1 $ 172,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,639,987,000 1 $ 43,000
Hancock Bank of Louisiana
PO BOX 591
BATON ROUGE, LA 70821
* $ 2,896,605,000 1 $ 73,000
Cse Federal Credit Union
4321 NELSON RD
LAKE CHARLES, LA 70605
* $ 256,377,000 1 $ 11,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 209,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 1 $ 30,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,245,297,000 1 $ 200,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 40,000
Atlantic Coast Bank
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 906,535,000 1 $ 47,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 1 $ 190,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 1 $ 179,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 1 $ 90,000
Sterling National Mortgage Co.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 197,000
Campus Federal Credit Union
6230 PERKINS ROAD
BATON ROUGE, LA 70808
* $ 434,811,000 1 $ 90,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 123,758,000 1 $ 128,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 455,314,000 1 $ 98,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 174,000
Capwest Mortgage Corporation
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 1 $ 130,000
Main Street Financial FCU
1620 S RANGE AVE
DENHAM SPRINGS, LA 70706
* $ 112,582,000 1 $ 146,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 65,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 255,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 43,000
Advance Mortgage & Investment
30500 STATE HWY 181, STE 460
SPANISH FORT, AL 36527
* $ 10,000,000 1 $ 135,000
Cgb Agri Financial Services
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 192,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 126,000
Walker Jackson Mortgage Corpor
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 1 $ 130,000
Americahomekey, Inc
3838 OAK LAWN STE 1050
DALLAS, TX 75219
* $ 10,000,000 1 $ 124,000
Riverland Federal Credit Union
639 LOYOLA AVENUE SUITE 220
NEW ORLEANS, LA 70113
* $ 172,104,000 1 $ 200,000
Mortgageamerica, Inc.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 1 $ 191,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 111,000
Gateway Mortgage Group LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 1 $ 271,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 1 $ 175,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 132,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 55,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 95,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 86,000
Amtec Funding Group, Llc.
3330 HARBOR BOULEVARD
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 44,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 55,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 188,000

The tables below break down 2010 mortgage applications in Vermilion Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Vermilion Parish, LA in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 877 $113,193,000 $129,000 $1,430,000 $73,000 $805,000
Home Purchase 657 $66,197,000 $100,000 $370,000 $59,000 $927,000
Home Improvement 197 $6,440,000 $32,000 $300,000 $66,000 $452,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,328 $141,096,000 $106,000 $461,000 $73,000 $927,000
Black or African American 143 $10,058,000 $70,000 $461,000 $48,000 $240,000
Not Provided 138 $18,747,000 $135,000 $454,000 $64,000 $288,000
Not applicable 65 $10,312,000 $158,000 $1,430,000 $2,000 $98,000
Asian 31 $2,550,000 $82,000 $300,000 $54,000 $120,000
Hispanic 20 $2,321,000 $116,000 $345,000 $68,000 $276,000
American Indian or Alaskan Native 6 $746,000 $124,000 $163,000 $85,000 $156,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,137 $109,737,000 $96,000 $1,430,000 $72,000 $805,000
FHA-insured (Federal Housing Administration) 378 $48,874,000 $129,000 $297,000 $60,000 $195,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 163 $17,949,000 $110,000 $223,000 $44,000 $94,000
VA-guaranteed (Veterans Administration) 53 $9,270,000 $174,000 $370,000 $67,000 $927,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 706 $71,340,000 $101,000 $1,430,000 $70,000 $805,000
Application Denied By Financial Institution 435 $38,757,000 $89,000 $461,000 $60,000 $449,000
Loan Purchased By The Institution 269 $38,688,000 $143,000 $417,000 $60,000 $579,000
Application Withdrawn By Applicant 217 $27,228,000 $125,000 $454,000 $77,000 $927,000
Application Approved But Not Accepted 65 $4,584,000 $70,000 $461,000 $77,000 $462,000
File Closed For Incompleteness 39 $5,233,000 $134,000 $395,000 $62,000 $180,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 127 $8,270,000 $65,000 $345,000 $57,000 $306,000
Debt-To-Income Ratio 66 $6,321,000 $95,000 $326,000 $42,000 $158,000
Collateral 36 $3,546,000 $98,000 $297,000 $77,000 $334,000
Credit Application Incomplete 33 $5,112,000 $154,000 $461,000 $90,000 $449,000
Other 21 $3,142,000 $149,000 $417,000 $93,000 $425,000
Unverifiable Information 8 $723,000 $90,000 $215,000 $72,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,129,000 $141,000 $454,000 $83,000 $155,000
Employment History 6 $247,000 $41,000 $96,000 $57,000 $82,000
Mortgage Insurance Denied 1 $130,000 $130,000 $130,000 $34,000 $34,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Louisiana Lender List