Wabash County, IL Mortgage Lenders & HMDA Data, 2006

In 2006, lenders reported 473 mortgage applications in Wabash County, IL totaling $31.9 million, up 8% from 2005. The average application was for $67,000, and applicants reported an average income of $55,000. 43% of applications resulted in an originated loan and 21% were denied. The most active lender was Old National Bank, with 77 applications, followed by The First National Bank of Carmi and JPMorgan Chase Bank, NA.

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Total Number of Mortgage Applications 473
Total Mortgage Loan Application Amount $31,913,000
Average Mortgage Loan Application Amount $67,000
Highest Mortgage Loan Application Amount $500,000
Average Applicant Income $55,000
Highest Applicant Income $1,395,000

Mortgage Company List for Lending in Wabash County, IL for 2006

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 8,340,413,000 77 $ 4,168,000
The First National Bank of Carmi
201 E MAIN STREET, P.O. BOX 70
CARMI, IL 62821
* $ 197,883,000 75 $ 4,381,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,013,985,000,000 25 $ 1,763,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 175,085,370,000 18 $ 1,281,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 81,074,402,000 17 $ 753,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000 12 $ 560,000
Delta Funding Corporation
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 11 $ 788,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 11 $ 760,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 57,612,849,000 11 $ 936,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 177,231,290,000 10 $ 997,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 69,482,177,000 10 $ 528,000
Hfc Company LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 16,981,282,000 9 $ 540,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 8 $ 466,000
BNC Mortgage
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 8 $ 778,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,960,716,000 8 $ 514,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 7 $ 580,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 7 $ 748,000
First Nlc Financial Services,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 7 $ 488,000
Wells Fargo Fin'l Illinois Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 7 $ 580,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 240,529,000 7 $ 281,000
Toyota Federal Credit Union
19001 S WESTERN AVENUE, T206
TORRANCE, CA 90501
* $ 233,816,000 6 $ 431,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 242,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 403,258,000,000 6 $ 343,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 6 $ 577,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 5 $ 246,000
Citifinancial Mtg Co, Inc
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 5 $ 254,000
HSBC Mortgage Services, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 5 $ 407,000
Merrill Lynch Mortgage Lending
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 4 $ 225,000
Lasalle Bank NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 71,060,868,000 4 $ 320,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 4 $ 232,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 333,000
Countrywide Bank, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 73,116,292,000 3 $ 192,000
Wmc Mortgage Corp.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 3 $ 113,000
Oak Street Mortgage
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 3 $ 252,000
Home123 Corporation
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 3 $ 211,000
Intervale Mortgage
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 203,824,000 3 $ 209,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 3 $ 255,000
First Horizon Home Loan Corp
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 3 $ 223,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 9,147,305,000 2 $ 200,000
Integra Bank
PO BOX 868
EVANSVILLE, IN 47705
* $ 2,701,269,000 2 $ 14,000
Decision One Mortgage
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 3,387,027,000 2 $ 144,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 2 $ 138,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 22,481,092,000 2 $ 89,000
American Home Mortgage Corp.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 215,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 75,051,579,000 2 $ 127,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000,000 2 $ 210,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 208,867,410,000 1 $ 86,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,900,290,000 1 $ 40,000
Fieldstone Mortgage Company
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 128,000
First National Bank of Arizona
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 2,356,411,000 1 $ 30,000
First Indiana Bank
135 NORTH PENNSYLVANIA
INDIANAPOLIS, IN 46204
* $ 1,963,333,000 1 $ 107,000
Universal Mortgage Corporation
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 1 $ 105,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 70,000
People's Choice Financial Corp
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 1 $ 86,000
Ace Mortgage Funding, Llc.
7820 INNOVATION BLVD. SUITE 300
INDIANAPOLIS, IN 46278
* $ 10,000,000 1 $ 48,000
Sallie Mae Home Loans
28175 CABOT DR
NOVI, MI 48377
* $ 10,000,000 1 $ 72,000
Mld Mortgage Inc.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 72,000
Wilmington Finance, Inc.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 48,000
Aegis Funding Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 104,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 32,000
Quick Loan Funding Inc
535 ANTON BLVD, SUITE 600
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 211,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 101,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 20,329,938,000 1 $ 24,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,241,462,000 1 $ 85,000
Greenpoint Mortgage Funding
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 1 $ 417,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 2,429,481,000 1 $ 170,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 1,531,636,000 1 $ 85,000
Farmers State Bank of Alto Pass
555 S. COMMERCIAL
HARRISBURG, IL 62946
* $ 151,727,000 1 $ 142,000
Casey State Bank
305-307 NORTH CENTRAL AVENUE
CASEY, IL 62420
* $ 141,001,000 1 $ 40,000
Long Beach Mortgage Co.
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 1 $ 417,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 1 $ 113,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,054,001,000 1 $ 417,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 1 $ 40,000
Guaranty Bank, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,846,471,000 1 $ 113,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 20,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 81,074,402,000 1 $ 83,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 2,673,256,000 1 $ 53,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 12,218,679,000 1 $ 15,000
Fifth Third Bank Michigan
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 47,605,076,000 1 $ 41,000
Southtrust Mort dba Equibanc
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 390,787,000 1 $ 90,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 535,114,000 1 $ 81,000

The tables below break down 2006 mortgage applications in Wabash County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wabash County, IL in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 229 $16,690,000 $72,000 $500,000 $59,000 $600,000
Home Purchase 199 $14,098,000 $70,000 $216,000 $44,000 $425,000
Home Improvement 45 $1,125,000 $25,000 $100,000 $86,000 $1,395,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 364 $24,100,000 $66,000 $500,000 $62,000 $1,395,000
Not applicable 64 $4,493,000 $70,000 $196,000 $21,000 $153,000
Not Provided 38 $2,811,000 $73,000 $200,000 $48,000 $98,000
American Indian or Alaskan Native 4 $319,000 $79,000 $211,000 $34,000 $96,000
Hispanic 2 $146,000 $73,000 $95,000 $50,000 $68,000
Native Hawaiian or Other Pacific Islander 1 $44,000 $44,000 $44,000 $9,000 $9,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 439 $29,415,000 $67,000 $500,000 $57,000 $1,395,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $1,592,000 $63,000 $107,000 $17,000 $53,000
FHA-insured (Federal Housing Administration) 8 $838,000 $104,000 $126,000 $55,000 $70,000
VA-guaranteed (Veterans Administration) 1 $68,000 $68,000 $68,000 $36,000 $36,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 203 $12,969,000 $63,000 $500,000 $66,000 $1,395,000
Application Denied By Financial Institution 100 $6,777,000 $67,000 $480,000 $57,000 $540,000
Loan Purchased By The Institution 88 $6,520,000 $74,000 $201,000 $30,000 $153,000
Application Withdrawn By Applicant 47 $3,671,000 $78,000 $200,000 $52,000 $132,000
Application Approved But Not Accepted 29 $1,548,000 $53,000 $122,000 $58,000 $126,000
File Closed For Incompleteness 6 $428,000 $71,000 $116,000 $47,000 $79,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $1,425,000 $50,000 $180,000 $49,000 $120,000
Collateral 17 $1,628,000 $95,000 $417,000 $65,000 $168,000
Other 10 $711,000 $71,000 $211,000 $100,000 $540,000
Debt-To-Income Ratio 7 $288,000 $41,000 $54,000 $37,000 $73,000
Credit Application Incomplete 4 $254,000 $63,000 $90,000 $57,000 $76,000
Unverifiable Information 2 $69,000 $34,000 $39,000 $120,000 $120,000
Employment History 2 $489,000 $244,000 $480,000 $26,000 $28,000
Insufficient Cash (Downpayment, Closing Cost) 1 $165,000 $165,000 $165,000 $79,000 $79,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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