Waller County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Unlock detailed Waller County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,218
Total Mortgage Loan Application Amount $442,415,000
Average Mortgage Loan Application Amount $199,000
Highest Mortgage Loan Application Amount $2,400,000
Average Applicant Income $96,000
Highest Applicant Income $3,215,000
Download the Texas Lender List

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Waller County TX in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,313 $286,925,000 $218,000 $2,000,000 $100,000 $886,000
Refinancing 732 $142,692,000 $194,000 $2,400,000 $90,000 $3,215,000
Home Improvement 173 $12,798,000 $73,000 $2,089,000 $90,000 $326,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,234 $260,551,000 $211,000 $2,400,000 $111,000 $3,215,000
Hispanic 307 $46,633,000 $151,000 $505,000 $77,000 $775,000
Not Provided 255 $50,039,000 $196,000 $850,000 $102,000 $737,000
Black or African American 196 $32,097,000 $163,000 $1,398,000 $85,000 $960,000
Not applicable 164 $39,212,000 $239,000 $2,089,000 $14,000 $173,000
Asian 40 $10,927,000 $273,000 $775,000 $130,000 $363,000
American Indian or Alaskan Native 19 $2,478,000 $130,000 $292,000 $108,000 $384,000
Native Hawaiin or Other Pacific Islander 3 $478,000 $159,000 $252,000 $117,000 $222,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,619 $319,315,000 $197,000 $2,400,000 $109,000 $3,215,000
FHA-insured (Federal Housing Administration) 417 $79,234,000 $190,000 $351,000 $62,000 $600,000
VA-guaranteed (Veterans Administration) 163 $41,389,000 $253,000 $519,000 $59,000 $345,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,477,000 $130,000 $208,000 $39,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 992 $218,699,000 $220,000 $2,400,000 $112,000 $3,215,000
Application Denied By Financial Institution 468 $69,786,000 $149,000 $760,000 $82,000 $775,000
Loan Purchased By The Institution 293 $68,566,000 $234,000 $689,000 $75,000 $886,000
Application Withdrawn By Applicant 263 $50,723,000 $192,000 $900,000 $95,000 $960,000
File Closed For Incompleteness 119 $18,357,000 $154,000 $2,000,000 $71,000 $660,000
Application Approved But Not Accepted 82 $16,066,000 $195,000 $450,000 $97,000 $507,000
Preapproval Approved but not Accepted 1 $218,000 $218,000 $218,000 $80,000 $80,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 86 $15,393,000 $178,000 $652,000 $85,000 $775,000
Credit History 66 $6,460,000 $97,000 $400,000 $74,000 $313,000
Collateral 47 $8,542,000 $181,000 $760,000 $119,000 $600,000
Other 28 $3,879,000 $138,000 $400,000 $68,000 $196,000
Credit Application Incomplete 21 $4,597,000 $218,000 $417,000 $109,000 $363,000
Unverifiable Information 7 $836,000 $119,000 $295,000 $76,000 $180,000
Employment History 4 $879,000 $219,000 $380,000 $124,000 $355,000
Insufficient Cash (Downpayment, Closing Cost) 2 $245,000 $122,000 $201,000 $77,000 $155,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Texas Lender List