Ward County, TX Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 203 mortgage applications in Ward County, TX totaling $14.5 million, down 47% from 2008. The average application was for $71,000, and applicants reported an average income of $73,000. 44% of applications resulted in an originated loan and 27% were denied. The most active lender was Security Bank, with 30 applications, followed by Community National Bank and Complex Community Federal CU.

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Total Number of Mortgage Applications 203
Total Mortgage Loan Application Amount $14,495,000
Average Mortgage Loan Application Amount $71,000
Highest Mortgage Loan Application Amount $210,000
Average Applicant Income $73,000
Highest Applicant Income $1,920,000

Mortgage Company List for Lending in Ward County, TX for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Security Bank
600 N. MARIENFELD, STE 200
MIDLAND, TX 79701
* $ 253,536,000 30 $ 1,351,000
Community National Bank
401 W. TEXAS AVE.
MIDLAND, TX 79701
* $ 579,695,000 17 $ 1,914,000
Complex Community Federal CU
2201 S GRANDVIEW
ODESSA, TX 79766
* $ 208,347,000 13 $ 532,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 13 $ 1,018,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 12 $ 361,000
Firstcapital Bank of Texas, National Association
3900 S. SONCY RD
AMARILLO, TX 79119
* $ 316,973,000 11 $ 1,072,000
West Texas State Bank
1501 W UNIVERSITY
ODESSA, TX 79764
* $ 247,041,000 11 $ 636,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 10 $ 571,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 10 $ 753,000
Citifinancial Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 6 $ 142,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 5 $ 499,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 5 $ 421,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 5 $ 30,000
Pioneer Mortgage Company
3000 N. MAIN ST./P. O. BOX 130
ROSWELL, NM 88201
* $ 226,357,000 4 $ 466,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 3 $ 28,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 3 $ 270,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 3 $ 339,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 3 $ 263,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 3 $ 221,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 2 $ 147,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 2 $ 128,000
First Basin Credit Union
2740 NORTH COUNTY ROAD WEST
ODESSA, TX 79764
* $ 126,603,000 2 $ 100,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 340,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 159,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 40,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 1 $ 197,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 102,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 93,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 128,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 145,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 140,000
Cendera Funding Inc.
3600 BENBROOK HWY
FORT WORTH, TX 76116
* $ 1,141,000 1 $ 126,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 1 $ 151,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 182,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,041,440,000 1 $ 60,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 1 $ 175,000
Southwest Bank
4800 E. 42ND STREET
ODESSA, TX 79762
* $ 169,438,000 1 $ 86,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 1 $ 84,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 40,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 58,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 68,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 165,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 118,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 84,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 57,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 54,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 488,155,000 1 $ 110,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 1 $ 40,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 1,432,212,000 1 $ 80,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,049,192,000 1 $ 151,000

The tables below break down 2009 mortgage applications in Ward County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Ward County, TX in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 91 $7,771,000 $85,000 $210,000 $95,000 $1,920,000
Refinancing 83 $5,988,000 $72,000 $208,000 $55,000 $444,000
Home Improvement 29 $736,000 $25,000 $101,000 $54,000 $109,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 100 $7,860,000 $78,000 $208,000 $65,000 $390,000
Hispanic 61 $3,544,000 $58,000 $210,000 $56,000 $245,000
Not applicable 19 $1,198,000 $63,000 $208,000 $24,000 $136,000
Not Provided 12 $867,000 $72,000 $128,000 $84,000 $444,000
Black or African American 6 $520,000 $86,000 $165,000 $74,000 $137,000
Asian 5 $506,000 $101,000 $149,000 $589,000 $1,920,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 146 $8,894,000 $60,000 $210,000 $83,000 $1,920,000
FHA-insured (Federal Housing Administration) 42 $4,129,000 $98,000 $197,000 $57,000 $137,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $868,000 $96,000 $168,000 $11,000 $58,000
VA-guaranteed (Veterans Administration) 6 $604,000 $100,000 $140,000 $18,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 90 $7,426,000 $82,000 $210,000 $71,000 $390,000
Application Denied By Financial Institution 55 $2,484,000 $45,000 $182,000 $94,000 $1,920,000
Loan Purchased By The Institution 38 $2,994,000 $78,000 $208,000 $40,000 $245,000
Application Withdrawn By Applicant 12 $1,172,000 $97,000 $197,000 $87,000 $444,000
Application Approved But Not Accepted 7 $362,000 $51,000 $165,000 $89,000 $133,000
File Closed For Incompleteness 1 $57,000 $57,000 $57,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 15 $554,000 $36,000 $182,000 $37,000 $101,000
Debt-To-Income Ratio 8 $464,000 $58,000 $101,000 $34,000 $50,000
Collateral 6 $517,000 $86,000 $149,000 $523,000 $1,920,000
Other 2 $132,000 $66,000 $102,000 $61,000 $63,000
Unverifiable Information 1 $46,000 $46,000 $46,000 $60,000 $60,000
Credit Application Incomplete 1 $76,000 $76,000 $76,000 $115,000 $115,000
Mortgage Insurance Denied 1 $60,000 $60,000 $60,000 $23,000 $23,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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