Washita County, OK Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 298 mortgage applications in Washita County, OK totaling $25.3 million, up 8% from 2011. The average application was for $84,000, and applicants reported an average income of $57,000. 42% of applications resulted in an originated loan and 22% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 34 applications, followed by Interbank and Midfirst Bank.

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Total Number of Mortgage Applications 298
Total Mortgage Loan Application Amount $25,288,000
Average Mortgage Loan Application Amount $84,000
Highest Mortgage Loan Application Amount $323,000
Average Applicant Income $57,000
Highest Applicant Income $338,000

Mortgage Company List for Lending in Washita County, OK for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 34 $ 2,025,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 1,842,680,000 33 $ 2,192,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 32 $ 1,600,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 25 $ 2,489,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 16 $ 1,817,000
Bank of the Wichitas Mortgage
1801 NW CACHE RD
LAWTON, OK 73507
* $ 81,889,000 13 $ 986,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 5,407,792,000 11 $ 1,016,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 11 $ 743,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 10 $ 764,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 9 $ 775,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 7 $ 616,000
First American Mortgage, Inc.
1501 S. RANCHWOOD BLVD.
YUKON, OK 73099
* $ 1,749,000 6 $ 504,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 25,359,999,000 5 $ 576,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 4 $ 271,000
The First State Bank
3030 NW EXPRESSWAY, SUITE 130
OKLAHOMA CITY, OK 73112
* $ 105,266,000 4 $ 376,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 259,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 768,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 3 $ 282,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 3 $ 383,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 570,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 127,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 270,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 225,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 268,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 215,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 106,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 413,191,000 2 $ 165,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 2 $ 285,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 2 $ 119,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 2 $ 279,000
Frontier State Bank
5100 S. I-35 SVC RD
OKLAHOMA CITY, OK 73129
* $ 547,698,000 2 $ 160,000
Legacy Bank
101 W MAIN
HINTON, OK 73047
* $ 451,973,000 2 $ 73,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 1,250,584,000 2 $ 261,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,562,678,000 2 $ 86,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 2 $ 233,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 1 $ 45,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 2,647,148,000 1 $ 50,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 801,626,000 1 $ 28,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 1 $ 116,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 1 $ 25,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 101,534,000 1 $ 181,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,060,155,000 1 $ 216,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 145,000
Melanie Aguilar
205 INDUSTRIAL BLVD
SUGAR LAND, TX 77478
* $ 406,712,000 1 $ 46,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 143,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ 5,500,000 1 $ 257,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 3,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 121,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 147,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 125,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 121,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 180,000
First Bank and Trust Co
PO BOX 580
DUNCAN, OK 73533
* $ 489,272,000 1 $ 34,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 71,108,281,000 1 $ 5,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 42,000
Cgb Agri Financial Services
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 188,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 105,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 74,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 179,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 75,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 70,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 256,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 111,000

The tables below break down 2012 mortgage applications in Washita County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Washita County, OK in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 174 $14,712,000 $84,000 $312,000 $54,000 $338,000
Refinancing 99 $9,876,000 $99,000 $323,000 $59,000 $224,000
Home Improvement 25 $700,000 $28,000 $90,000 $66,000 $212,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 227 $20,123,000 $88,000 $323,000 $64,000 $338,000
Not applicable 27 $2,000,000 $74,000 $172,000 $2,000 $44,000
Not Provided 25 $1,773,000 $70,000 $126,000 $54,000 $149,000
Hispanic 11 $546,000 $49,000 $101,000 $32,000 $84,000
American Indian or Alaskan Native 7 $772,000 $110,000 $181,000 $73,000 $109,000
Black or African American 1 $74,000 $74,000 $74,000 $44,000 $44,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 179 $14,096,000 $78,000 $323,000 $65,000 $338,000
FHA-insured (Federal Housing Administration) 82 $7,122,000 $86,000 $181,000 $46,000 $131,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $1,798,000 $81,000 $174,000 $29,000 $52,000
VA-guaranteed (Veterans Administration) 15 $2,272,000 $151,000 $312,000 $59,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 124 $10,772,000 $86,000 $323,000 $62,000 $224,000
Application Denied By Financial Institution 66 $5,191,000 $78,000 $312,000 $61,000 $338,000
Loan Purchased By The Institution 57 $5,586,000 $98,000 $323,000 $40,000 $224,000
Application Withdrawn By Applicant 26 $2,017,000 $77,000 $175,000 $67,000 $150,000
Application Approved But Not Accepted 20 $1,212,000 $60,000 $153,000 $54,000 $92,000
File Closed For Incompleteness 5 $510,000 $102,000 $135,000 $21,000 $60,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 13 $800,000 $61,000 $200,000 $67,000 $207,000
Collateral 7 $1,174,000 $167,000 $312,000 $99,000 $338,000
Debt-To-Income Ratio 4 $330,000 $82,000 $125,000 $33,000 $63,000
Employment History 2 $290,000 $145,000 $147,000 $109,000 $131,000
Credit Application Incomplete 2 $119,000 $59,000 $77,000 $33,000 $45,000
Insufficient Cash (Downpayment, Closing Cost) 1 $74,000 $74,000 $74,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Oklahoma Lender List