Wyoming County NY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Unlock detailed Wyoming County NY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in New York.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,169
Total Mortgage Loan Application Amount $178,520,000
Average Mortgage Loan Application Amount $82,000
Highest Mortgage Loan Application Amount $1,150,000
Average Applicant Income $55,000
Highest Applicant Income $720,000

Mortgage Company List for Lending in Wyoming County NY for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 168 $ 9,785,000
FIVE STAR BANK
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 1,902,153,000 161 $ 7,675,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 123 $ 12,398,000
THE BANK OF CASTILE
90 MAIN ST
BATAVIA, NY 14020
* $ 590,444,000 118 $ 8,241,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 111 $ 7,205,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 99 $ 10,674,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 95 $ 8,448,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 86 $ 7,829,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 80 $ 4,752,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 56,382,388,000 79 $ 6,305,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 68 $ 6,338,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 63 $ 5,194,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 51 $ 3,474,000
WELLS FARGO FIN'L CRED SERV NY
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 49 $ 4,978,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 48 $ 4,313,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 45 $ 4,140,000
CITIFINANCIAL COMPANY(DE)
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 37 $ 2,484,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 33 $ 3,464,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 17,125,177,000 27 $ 1,227,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 27 $ 2,235,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 20 $ 3,318,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 20 $ 2,350,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 19 $ 1,821,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 19 $ 791,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, NY 13057
* $ 10,000,000 16 $ 1,342,000
FIRST NIAGARA BANK
6950 SOUTH TRANSIT ROAD
LOCKPORT, NY 14094
* $ 7,932,660,000 15 $ 1,143,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 14 $ 718,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 14 $ 1,548,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 4,480,742,000 14 $ 730,000
ALDEN STATE BANK
13216 BROADWAY
ALDEN, NY 14004
* $ 185,439,000 14 $ 366,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 13 $ 1,584,000
CASTLE POINT MORTGAGE, INC.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 12 $ 840,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 12 $ 1,116,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 254,471,000 12 $ 1,131,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 12 $ 1,306,000
DEVERE MORTGAGE CORPORATION
5400 BROADWAY STREET
LANCASTER, NY 14085
* $ 10,000,000 11 $ 1,392,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,081,220,000 10 $ 382,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 10 $ 766,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 10 $ 1,630,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 9 $ 1,181,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 8 $ 1,042,000
FIRST FRANKLIN FINANCIAL CORP
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 8 $ 448,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 8 $ 1,032,000
GREENPOINT MORTGAGE FUNDING
100 WOOD HOLLOW DRIVE
NOVATO, CA 94945
* $ 6,677,533,000 8 $ 1,027,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 8 $ 750,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 7 $ 667,000
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 2,856,302,000 7 $ 307,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 7 $ 845,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 7 $ 581,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 7 $ 731,000
GREATER BUFFALO SAVINGS BANK
6950 S TRANSIT ROAD
LOCKPORT, NY 14095
* $ 805,144,000 6 $ 1,155,000
STEUBEN TRUST COMPANY
ONE STEUBEN SQUARE
HORNELL, NY 14843
* $ 309,789,000 6 $ 654,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 6 $ 502,000
FIRST ALTERNATIVE MORTGAGE COR
145 HUGUENOT ST, SUITE 109
NEW ROCHELL, NY 10801
* $ 10,000,000 6 $ 573,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 234,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 6 $ 548,000
NOTHNAGLE HOME SECURITIES CORP
217 WEST MAIN STREET, SUITE 200
ROCHESTER, NY 14614
* $ 10,000,000 6 $ 535,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 6 $ 748,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 6 $ 622,000
CNB MORTGAGE COMPANY
63A MONROE AVENUE
PITTSFORD, NY 14534
* $ 1,205,895,000 6 $ 277,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 5 $ 456,000
WEBSTER BANK, N.A.
145 BANK ST
WATERBURY, CT 06702
* $ 16,847,591,000 5 $ 474,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 5 $ 414,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 37,608,492,000 5 $ 908,000
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 363,000,000 5 $ 125,000
LAKE SHORE SAVINGS
128 EAST FOURTH STREET
DUNKIRK, NY 14048
* $ 354,224,000 5 $ 733,000
BANK OF HOLLAND
12 SOUTH MAIN ST.
HOLLAND, NY 14080
* $ 66,057,000 5 $ 210,000
TOMPKINS COMMUNITY BANK
THE COMMONS
ITHACA, NY 14850
* $ 1,120,861,000 4 $ 429,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 4 $ 250,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 4 $ 889,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 322,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 4 $ 373,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 253,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 3 $ 746,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 3 $ 71,000
HOME FUNDING FINDERS, INC
621 COLUMBIA STREET EXT
COHOES, NY 12047
* $ 10,000,000 3 $ 190,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,419,450,000 3 $ 240,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 3 $ 340,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 3 $ 452,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 3 $ 173,000
GB HOME EQUITY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 3 $ 122,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 6,564,717,000 3 $ 82,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 3 $ 360,000
BEACON FEDERAL
6311 COURT STREET ROAD
EAST SYRACUSE, NY 13057
* $ 605,797,000 3 $ 266,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 3 $ 239,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 146,260,800,000 3 $ 426,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 11,121,365,000 2 $ 68,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 62,691,446,000 2 $ 152,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,914,631,000 2 $ 65,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 89,506,358,000 2 $ 160,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 27,121,892,000 2 $ 107,000
INTOUCH CREDIT UNION
P O BOX 250169
PLANO, TX 75025
* $ 506,234,000 2 $ 135,000
MORTGAGE SOURCE LLC
600 OLD COUNTRY ROAD
GARDEN CITY, NY 11530
* $ 10,000,000 2 $ 291,000
ORCHID ISLAND TRS, LLC
3305 FLAMINGO DRIVE
VERO BEACH, FL 32963
* $ 10,000,000 2 $ 258,000
THE FUNDING SOURCE LLC
906 SPENCER STREET
SYRACUSE, NY 13206
* $ 10,000,000 2 $ 296,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 2 $ 142,000
RESIDENTIAL HOME FUNDING CORP.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 2 $ 93,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILMINGTON, DE 18702
* $ 60,000,000 2 $ 153,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 2 $ 128,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 165,673,017,000 2 $ 302,000
EVANS BANK, NATIONAL ASSOCIATION
ONE GRIMSBY DRIVE
ANGOLA, NY 14075
* $ 461,486,000 2 $ 277,000
CITI RESIDENTIAL LENDING INC.
153 EAST 53RD ST, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,121,487,000 2 $ 150,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 2 $ 175,000
INTERSTATE HOME LOAN CENTER
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 2 $ 390,000
BEAR STEARNS RESIDENTIAL MORTG
9201 E. MOUNTAIN VIEW RD, STE 210
SCOTTSDALE, AZ 85258
* $ 2,926,352,230,000 2 $ 561,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 2 $ 90,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 1,185,767,000 2 $ 38,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 2 $ 218,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 2 $ 286,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 47,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 34,914,009,000 1 $ 107,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 90,142,449,000 1 $ 111,000
AMERIFIRST H.I. FINANCE CO.
4405 SO 96TH STREET
OMAHA, NE 68127
* $ 10,000,000 1 $ 83,000
COLUMBIA HOME LOANS, LLC.
C/O OCEAN FIRST BANK, 975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 1,717,409,000 1 $ 140,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 114,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 72,966,529,000 1 $ 40,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 2,947,186,000 1 $ 153,000
CAMBRIDGE HOME CAPITAL, LLC
80 CUTTERMILL ROAD SUITE 408
GREAT NECK, NY 11021
* $ 10,000,000 1 $ 131,000
PRECISION FINANCIAL INC
6800 JERICHO TURNPIKE SUITE206E
SYOSSET, NY 11791
* $ 1,626,831,000 1 $ 92,000
CONCORD MORTGAGE CORP
25 MELVILLE PARK ROAD SUITE 110
MELVILLE, NY 11747
* $ 10,000,000 1 $ 108,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 131,000
MORTGAGE LINE FINANCIAL CORP.
135 CROSSWAYS PARK DRIVE, SUITE 401
WOODBURY, NY 11797
* $ 10,000,000 1 $ 80,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 72,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 162,569,000 1 $ 32,000
ANDIGO CREDIT UNION
1501 E WOODFIELD RD
SCHAUMBURG, IL 60173
* $ 568,019,000 1 $ 15,000
TOWER FEDERAL CREDIT UNION
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 1,581,918,000 1 $ 69,000
GREATER WOODLAWN FEDERAL CREDIT UNION
3811 LAKESHORE RD
BLASDELL, NY 14219
* $ 79,396,000 1 $ 25,000
BUFFALO METROPOLITAN FEDERAL CREDIT UNION
62 S ELMWOOD AVE
BUFFALO, NY 14202
* $ 47,482,000 1 $ 29,000
DISCOVER BANK
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 25,164,842,000 1 $ 10,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 1 $ 129,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 157,717,000 1 $ 189,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 12,762,288,000 1 $ 305,000
KEYSTONE NAZARETH BANK & TRUST
90 HIGHLAND AVE
BETHLEHEM, PA 18017
* $ 2,928,707,000 1 $ 108,000
H&R BLOCK BANK
ONE H&R BLOCK WAY
KANSAS CITY, MO 64105
* $ 937,864,000 1 $ 81,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 490,969,000 1 $ 171,000
EASTERN SAVINGS BANK, FSB
EXEC PLAZA II - 11350 MCCORMICK RD
HUNT VALLEY, MD 21031
* $ 980,325,000 1 $ 80,000
ELMIRA SAVINGS BANK, FSB
333 E WATER ST
ELMIRA, NY 14901
* $ 371,470,000 1 $ 60,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2007, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Wyoming County NY in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,156 $112,348,000 $97,000 $1,150,000 $56,000 $543,000
Home Purchase 603 $52,407,000 $86,000 $554,000 $55,000 $720,000
Home Improvement 410 $13,765,000 $33,000 $342,000 $54,000 $206,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,744 $137,937,000 $79,000 $1,150,000 $57,000 $720,000
Not Provided 333 $32,376,000 $97,000 $414,000 $57,000 $432,000
Not applicable 72 $6,383,000 $88,000 $264,000 $14,000 $150,000
Hispanic 7 $430,000 $61,000 $117,000 $51,000 $90,000
Black or African American 5 $356,000 $71,000 $114,000 $68,000 $162,000
Native Hawaiian or Other Pacific Islander 3 $229,000 $76,000 $90,000 $44,000 $52,000
American Indian or Alaskan Native 3 $374,000 $124,000 $142,000 $54,000 $70,000
Asian 2 $435,000 $217,000 $320,000 $31,000 $63,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,991 $161,140,000 $80,000 $1,150,000 $56,000 $720,000
FHA-insured (Federal Housing Administration) 148 $14,520,000 $98,000 $261,000 $50,000 $113,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $1,861,000 $93,000 $142,000 $44,000 $66,000
VA-guaranteed (Veterans Administration) 10 $999,000 $99,000 $138,000 $48,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 857 $66,857,000 $78,000 $1,150,000 $58,000 $720,000
Application Denied By Financial Institution 618 $49,985,000 $80,000 $450,000 $53,000 $432,000
Application Withdrawn By Applicant 308 $28,497,000 $92,000 $480,000 $57,000 $397,000
Loan Purchased By The Institution 188 $17,568,000 $93,000 $264,000 $41,000 $150,000
Application Approved But Not Accepted 146 $10,486,000 $71,000 $240,000 $56,000 $281,000
File Closed For Incompleteness 52 $5,127,000 $98,000 $414,000 $66,000 $240,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 83 $8,022,000 $96,000 $404,000 $63,000 $300,000
Credit History 67 $3,728,000 $55,000 $270,000 $50,000 $162,000
Other 59 $4,773,000 $80,000 $325,000 $52,000 $132,000
Debt-To-Income Ratio 40 $3,129,000 $78,000 $261,000 $39,000 $112,000
Credit Application Incomplete 21 $2,690,000 $128,000 $380,000 $67,000 $150,000
Unverifiable Information 6 $908,000 $151,000 $428,000 $85,000 $186,000
Insufficient Cash (Downpayment, Closing Cost) 5 $557,000 $111,000 $152,000 $38,000 $72,000
Employment History 4 $359,000 $89,000 $158,000 $56,000 $81,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the New York Lender List