|
| Location |
Evangeline Parish LA
• Apply Here |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,773 |
| Total Amount of All Mortgage Loans Applied For | $108,449,000 |
| Average Mortgage Loan Amount Applied For | $61,000 |
| Highest Mortgage Loan Amount Applied For | $495,000 |
| Average Applicant Income | $46,000 |
| Highest Applicant Income | $613,000 |
|
|
|
| Home Improvement (one-to-four family) |
142 | $2,543,000 |
$17,000 | $130,000 |
$45,000 | $132,000 |
| Home Purchase (one-to-four family) |
439 | $23,732,000 |
$54,000 | $488,000 |
$42,000 | $300,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
1,192 | $82,174,000 |
$68,000 | $495,000 |
$48,000 | $613,000 |
|
| American Indian or Alaskan Native |
6 | $439,000 |
$73,000 | $111,000 |
$46,000 | $69,000 |
| Asian or Pacific Islander |
4 | $519,000 |
$129,000 | $216,000 |
$95,000 | $330,000 |
| Black |
205 | $9,409,000 |
$45,000 | $495,000 |
$40,000 | $458,000 |
| Hispanic |
11 | $1,153,000 |
$104,000 | $377,000 |
$104,000 | $300,000 |
| Information not provided by applicant in mail or telephone application |
202 | $13,609,000 |
$67,000 | $344,000 |
$43,000 | $168,000 |
| Not applicable |
60 | $3,724,000 |
$62,000 | $146,000 |
$2,000 | $105,000 |
| Other |
9 | $625,000 |
$69,000 | $120,000 |
$56,000 | $124,000 |
| White |
1,276 | $78,971,000 |
$61,000 | $488,000 |
$49,000 | $613,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,726 | $105,276,000 |
$60,000 | $495,000 |
$47,000 | $613,000 |
| FHA-insured (Federal Housing Administration) |
22 | $1,476,000 |
$67,000 | $102,000 |
$30,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
9 | $577,000 |
$64,000 | $118,000 |
$34,000 | $66,000 |
| VA-guaranteed (Veterans Administration) |
16 | $1,120,000 |
$70,000 | $121,000 |
$36,000 | $102,000 |
|
| Application Approved But Not Accepted |
102 | $6,319,000 |
$61,000 | $216,000 |
$53,000 | $168,000 |
| Application Denied By Financial Institution |
346 | $17,370,000 |
$50,000 | $250,000 |
$40,000 | $613,000 |
| Application Withdrawn By Applicant |
133 | $10,423,000 |
$78,000 | $495,000 |
$57,000 | $564,000 |
| File Closed For Incompleteness |
36 | $2,522,000 |
$70,000 | $180,000 |
$44,000 | $151,000 |
| Loan Originated |
985 | $56,971,000 |
$57,000 | $488,000 |
$52,000 | $330,000 |
| Loan Purchased By The Institution |
171 | $14,844,000 |
$86,000 | $243,000 |
$27,000 | $120,000 |
|
| Collateral |
30 | $2,293,000 |
$76,000 | $250,000 |
$54,000 | $297,000 |
| Credit Application Incomplete |
22 | $1,382,000 |
$62,000 | $120,000 |
$47,000 | $109,000 |
| Credit History |
109 | $4,625,000 |
$42,000 | $152,000 |
$39,000 | $613,000 |
| Debt-To-Income Ratio |
30 | $1,499,000 |
$49,000 | $94,000 |
$36,000 | $109,000 |
| Employment History |
4 | $222,000 |
$55,000 | $83,000 |
$48,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $35,000 |
$35,000 | $35,000 |
$8,000 | $8,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
31 | $1,825,000 |
$58,000 | $120,000 |
$51,000 | $179,000 |
| Unverifiable Information |
3 | $152,000 |
$50,000 | $89,000 |
$26,000 | $33,000 |
|
|