|
| Location |
Evangeline Parish LA
• Apply Here |
| Year | 2004 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,410 |
| Total Amount of All Mortgage Loans Applied For | $90,117,000 |
| Average Mortgage Loan Amount Applied For | $63,000 |
| Highest Mortgage Loan Amount Applied For | $717,000 |
| Average Applicant Income | $45,000 |
| Highest Applicant Income | $1,020,000 |
|
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|
| Home Improvement |
164 | $4,185,000 |
$25,000 | $132,000 |
$44,000 | $110,000 |
| Home Purchase |
442 | $24,791,000 |
$56,000 | $717,000 |
$42,000 | $336,000 |
| Refinancing |
804 | $61,141,000 |
$76,000 | $351,000 |
$47,000 | $1,020,000 |
|
| American Indian or Alaskan Native |
3 | $263,000 |
$87,000 | $116,000 |
$55,000 | $72,000 |
| Asian |
4 | $189,000 |
$47,000 | $77,000 |
$51,000 | $67,000 |
| Black or African American |
229 | $11,445,000 |
$49,000 | $333,000 |
$36,000 | $139,000 |
| Hispanic |
18 | $1,819,000 |
$101,000 | $272,000 |
$65,000 | $249,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
120 | $6,221,000 |
$51,000 | $717,000 |
$9,000 | $124,000 |
| Not Provided |
215 | $15,014,000 |
$69,000 | $260,000 |
$51,000 | $876,000 |
| White |
821 | $55,166,000 |
$67,000 | $351,000 |
$49,000 | $1,020,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,367 | $87,253,000 |
$63,000 | $717,000 |
$46,000 | $1,020,000 |
| FHA-insured (Federal Housing Administration) |
26 | $1,628,000 |
$62,000 | $105,000 |
$35,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
14 | $969,000 |
$69,000 | $107,000 |
$28,000 | $53,000 |
| VA-guaranteed (Veterans Administration) |
3 | $267,000 |
$89,000 | $121,000 |
$19,000 | $32,000 |
|
| Application Approved But Not Accepted |
119 | $6,938,000 |
$58,000 | $207,000 |
$58,000 | $500,000 |
| Application Denied By Financial Institution |
357 | $21,232,000 |
$59,000 | $717,000 |
$41,000 | $1,020,000 |
| Application Withdrawn By Applicant |
127 | $10,056,000 |
$79,000 | $270,000 |
$48,000 | $120,000 |
| File Closed For Incompleteness |
70 | $5,680,000 |
$81,000 | $351,000 |
$46,000 | $480,000 |
| Loan Originated |
539 | $32,772,000 |
$60,000 | $333,000 |
$49,000 | $539,000 |
| Loan Purchased By The Institution |
198 | $13,439,000 |
$67,000 | $272,000 |
$24,000 | $249,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
41 | $2,979,000 |
$72,000 | $232,000 |
$60,000 | $300,000 |
| Credit Application Incomplete |
20 | $1,555,000 |
$77,000 | $185,000 |
$36,000 | $90,000 |
| Credit History |
95 | $5,712,000 |
$60,000 | $717,000 |
$38,000 | $124,000 |
| Debt-To-Income Ratio |
25 | $1,673,000 |
$66,000 | $155,000 |
$34,000 | $70,000 |
| Employment History |
4 | $259,000 |
$64,000 | $80,000 |
$48,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $438,000 |
$87,000 | $204,000 |
$34,000 | $60,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
63 | $3,964,000 |
$62,000 | $188,000 |
$46,000 | $1,020,000 |
| Unverifiable Information |
4 | $217,000 |
$54,000 | $102,000 |
$34,000 | $53,000 |
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