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| Location |
Greene County GA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,166 |
| Total Amount of All Mortgage Loans Applied For | $326,215,000 |
| Average Mortgage Loan Amount Applied For | $279,000 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $177,000 |
| Highest Applicant Income | $9,731,000 |
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| Home Improvement |
58 | $6,060,000 |
$104,000 | $1,013,000 |
$88,000 | $413,000 |
| Home Purchase |
380 | $130,574,000 |
$343,000 | $2,310,000 |
$225,000 | $6,170,000 |
| Refinancing |
728 | $189,581,000 |
$260,000 | $3,000,000 |
$159,000 | $9,731,000 |
|
| American Indian or Alaskan Native |
2 | $430,000 |
$215,000 | $300,000 |
$513,000 | $564,000 |
| Asian |
2 | $796,000 |
$398,000 | $400,000 |
$255,000 | $396,000 |
| Black or African American |
178 | $18,587,000 |
$104,000 | $580,000 |
$68,000 | $1,080,000 |
| Hispanic |
11 | $3,454,000 |
$314,000 | $1,000,000 |
$148,000 | $443,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $168,000 |
$84,000 | $128,000 |
$299,000 | $564,000 |
| Not applicable |
87 | $39,496,000 |
$453,000 | $2,280,000 |
$116,000 | $2,160,000 |
| Not Provided |
173 | $56,954,000 |
$329,000 | $2,280,000 |
$220,000 | $6,170,000 |
| White |
711 | $206,330,000 |
$290,000 | $3,000,000 |
$200,000 | $9,731,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,034 | $307,655,000 |
$297,000 | $3,000,000 |
$193,000 | $9,731,000 |
| FHA-insured (Federal Housing Administration) |
124 | $17,035,000 |
$137,000 | $577,000 |
$46,000 | $379,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
6 | $980,000 |
$163,000 | $286,000 |
$35,000 | $81,000 |
| VA-guaranteed (Veterans Administration) |
2 | $545,000 |
$272,000 | $500,000 |
$86,000 | $158,000 |
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| Application Approved But Not Accepted |
69 | $17,783,000 |
$257,000 | $1,013,000 |
$281,000 | $6,170,000 |
| Application Denied By Financial Institution |
224 | $36,710,000 |
$163,000 | $1,000,000 |
$72,000 | $621,000 |
| Application Withdrawn By Applicant |
107 | $27,764,000 |
$259,000 | $1,017,000 |
$167,000 | $1,800,000 |
| File Closed For Incompleteness |
26 | $7,575,000 |
$291,000 | $1,118,000 |
$121,000 | $302,000 |
| Loan Originated |
558 | $177,450,000 |
$318,000 | $3,000,000 |
$218,000 | $9,731,000 |
| Loan Purchased By The Institution |
182 | $58,933,000 |
$323,000 | $2,280,000 |
$153,000 | $2,160,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
23 | $4,490,000 |
$195,000 | $660,000 |
$99,000 | $440,000 |
| Credit Application Incomplete |
14 | $3,442,000 |
$245,000 | $990,000 |
$101,000 | $250,000 |
| Credit History |
39 | $4,425,000 |
$113,000 | $1,000,000 |
$62,000 | $437,000 |
| Debt-To-Income Ratio |
38 | $7,864,000 |
$206,000 | $663,000 |
$80,000 | $379,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $594,000 |
$297,000 | $404,000 |
$69,000 | $93,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
15 | $3,541,000 |
$236,000 | $729,000 |
$141,000 | $621,000 |
| Unverifiable Information |
8 | $2,121,000 |
$265,000 | $900,000 |
$53,000 | $110,000 |
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