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| Location |
Greene County GA
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 1,060 |
| Total Amount of All Mortgage Loans Applied For | $334,185,000 |
| Average Mortgage Loan Amount Applied For | $315,000 |
| Highest Mortgage Loan Amount Applied For | $1,907,000 |
| Average Applicant Income | $183,000 |
| Highest Applicant Income | $2,421,000 |
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| Home Improvement |
40 | $4,471,000 |
$111,000 | $1,341,000 |
$111,000 | $1,750,000 |
| Home Purchase |
237 | $68,444,000 |
$288,000 | $1,379,000 |
$194,000 | $2,421,000 |
| Refinancing |
783 | $261,270,000 |
$333,000 | $1,907,000 |
$184,000 | $1,969,000 |
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| American Indian or Alaskan Native |
1 | $67,000 |
$67,000 | $67,000 |
$24,000 | $24,000 |
| Asian |
4 | $1,721,000 |
$430,000 | $680,000 |
$295,000 | $446,000 |
| Black or African American |
74 | $7,315,000 |
$98,000 | $595,000 |
$50,000 | $374,000 |
| Hispanic |
17 | $4,296,000 |
$252,000 | $650,000 |
$212,000 | $543,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
87 | $35,214,000 |
$404,000 | $1,484,000 |
$104,000 | $1,125,000 |
| Not Provided |
106 | $30,384,000 |
$286,000 | $1,200,000 |
$186,000 | $1,392,000 |
| White |
771 | $255,188,000 |
$330,000 | $1,907,000 |
$204,000 | $2,421,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
937 | $312,756,000 |
$333,000 | $1,907,000 |
$200,000 | $2,421,000 |
| FHA-insured (Federal Housing Administration) |
104 | $18,121,000 |
$174,000 | $669,000 |
$55,000 | $378,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
10 | $1,241,000 |
$124,000 | $179,000 |
$41,000 | $60,000 |
| VA-guaranteed (Veterans Administration) |
9 | $2,067,000 |
$229,000 | $950,000 |
$59,000 | $148,000 |
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| Application Approved But Not Accepted |
32 | $11,287,000 |
$352,000 | $1,360,000 |
$282,000 | $1,452,000 |
| Application Denied By Financial Institution |
190 | $56,731,000 |
$298,000 | $1,907,000 |
$146,000 | $1,860,000 |
| Application Withdrawn By Applicant |
99 | $30,027,000 |
$303,000 | $1,200,000 |
$179,000 | $2,000,000 |
| File Closed For Incompleteness |
24 | $7,464,000 |
$311,000 | $1,400,000 |
$174,000 | $1,392,000 |
| Loan Originated |
473 | $150,474,000 |
$318,000 | $1,484,000 |
$201,000 | $2,421,000 |
| Loan Purchased By The Institution |
242 | $78,202,000 |
$323,000 | $1,320,000 |
$168,000 | $1,969,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
46 | $17,240,000 |
$374,000 | $1,348,000 |
$292,000 | $1,860,000 |
| Credit Application Incomplete |
11 | $4,504,000 |
$409,000 | $1,014,000 |
$204,000 | $450,000 |
| Credit History |
21 | $3,992,000 |
$190,000 | $1,907,000 |
$47,000 | $225,000 |
| Debt-To-Income Ratio |
43 | $16,118,000 |
$374,000 | $1,200,000 |
$90,000 | $403,000 |
| Employment History |
1 | $1,034,000 |
$1,034,000 | $1,034,000 |
$270,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $925,000 |
$462,000 | $565,000 |
$273,000 | $400,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
18 | $4,516,000 |
$250,000 | $750,000 |
$151,000 | $430,000 |
| Unverifiable Information |
7 | $1,691,000 |
$241,000 | $528,000 |
$189,000 | $840,000 |
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