| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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21ST MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
21ST MORTGAGE |
| Address | 620 MARKET ST SUITE 100
KNOXVILLE, TN 37902 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Loan Applications Processed | 46,294 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,712,771,000 |
| Average Mortgage Loan Amount Applied For | $58,036 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $46,085 |
| Highest Applicant Income | $941,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
74,870 | $4,194,928,000 |
$56,000 | $1,500,000 |
$45,000 | $941,000 |
| Refinancing |
6,396 | $405,259,000 |
$63,000 | $698,000 |
$54,000 | $687,000 |
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| American Indian or Alaskan Native |
1,044 | $58,980,000 |
$56,000 | $800,000 |
$43,000 | $447,000 |
| Asian |
570 | $41,721,000 |
$73,000 | $666,000 |
$66,000 | $941,000 |
| Black or African American |
7,608 | $382,506,000 |
$50,000 | $450,000 |
$35,000 | $816,000 |
| Hispanic |
7,687 | $462,151,000 |
$60,000 | $900,000 |
$48,000 | $540,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4,682 | $253,983,000 |
$54,000 | $571,000 |
$47,000 | $505,000 |
| White |
59,675 | $3,400,846,000 |
$56,000 | $1,500,000 |
$46,000 | $900,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
79,287 | $4,528,037,000 |
$57,000 | $1,500,000 |
$46,000 | $941,000 |
| FHA-insured (Federal Housing Administration) |
1,979 | $72,150,000 |
$36,000 | $86,000 |
$31,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
27,502 | $1,647,023,000 |
$59,000 | $1,500,000 |
$50,000 | $900,000 |
| Application Denied By Financial Institution |
39,779 | $2,269,154,000 |
$57,000 | $900,000 |
$42,000 | $941,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
13,985 | $684,010,000 |
$48,000 | $698,000 |
$48,000 | $720,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
396 | $37,082,000 |
$93,000 | $420,000 |
$70,000 | $551,000 |
| Credit Application Incomplete |
251 | $18,715,000 |
$74,000 | $450,000 |
$50,000 | $182,000 |
| Credit History |
27,329 | $1,455,469,000 |
$53,000 | $900,000 |
$43,000 | $742,000 |
| Debt-To-Income Ratio |
8,993 | $592,028,000 |
$65,000 | $800,000 |
$33,000 | $505,000 |
| Employment History |
1,308 | $68,066,000 |
$52,000 | $350,000 |
$37,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
796 | $51,072,000 |
$64,000 | $666,000 |
$64,000 | $941,000 |
| Unverifiable Information |
160 | $10,916,000 |
$68,000 | $312,000 |
$52,000 | $252,000 |
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Mortgage Loan Application Totals for 21ST MORTGAGE by:
Metropolitan Area And
County
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