21St Mortgage
Mortgage Loan Application
Totals and Details
for 2016

Mortgage Company & Address 21St Mortgage
620 Market St Suite 100
Knoxville, TN 37902
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 98,497
Total Mortgage Loan Application Amount $6,141,795,000
Average Mortgage Loan Application Amount $64,901
Highest Mortgage Loan Application Amount $2,724,000
Average Applicant Income $48,090
Highest Applicant Income $3,721,000
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Mortgage Loan Application Detail Totals for 21St Mortgage in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 96,229 $6,006,184,000 $62,000 $2,724,000 $48,000 $3,721,000
Refinancing 2,272 $135,877,000 $59,000 $400,000 $65,000 $1,980,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 55,126 $3,369,260,000 $61,000 $890,000 $50,000 $3,600,000
Hispanic 17,793 $1,116,907,000 $62,000 $395,000 $49,000 $3,721,000
Black or African American 12,938 $760,185,000 $58,000 $628,000 $41,000 $2,937,000
Not Provided 7,694 $473,513,000 $61,000 $928,000 $51,000 $1,500,000
American Indian or Alaskan Native 1,930 $124,665,000 $64,000 $237,000 $49,000 $720,000
Not applicable 1,891 $213,544,000 $112,000 $2,724,000 $0 $0
Asian 932 $69,879,000 $74,000 $297,000 $63,000 $1,240,000
Native Hawaiin or Other Pacific Islander 197 $14,108,000 $71,000 $195,000 $59,000 $1,723,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 98,501 $6,142,061,000 $62,000 $2,724,000 $48,000 $3,721,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 45,383 $2,796,266,000 $61,000 $890,000 $44,000 $3,721,000
File Closed For Incompleteness 27,899 $1,755,337,000 $62,000 $401,000 $56,000 $1,710,000
Loan Originated 20,959 $1,206,093,000 $57,000 $1,162,000 $48,000 $2,937,000
Application Withdrawn By Applicant 1,690 $121,718,000 $72,000 $928,000 $56,000 $660,000
Application Approved But Not Accepted 1,452 $85,800,000 $59,000 $2,724,000 $48,000 $234,000
Loan Purchased By The Institution 1,118 $176,847,000 $158,000 $574,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
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