Top 100 FHA Lenders of 2025
In 2025, 1,277 lenders made 906,942 FHA loans worth $288.6 billion, according to Home Mortgage Disclosure Act (HMDA) data. The 10 largest made 33% of them. United Wholesale Mortgage tops this ranking with 87,294 FHA loans ($30.3 billion).
The 100 largest FHA lenders, 2025
Ranked by the number of FHA loans each lender made (originated) in 2025, nationwide. Click a column to re-sort, for example by loan volume; click a lender for its full HMDA history.
| # | Lender | Based in | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage | Plymouth, MI | 87,294 | $30.3B | $347,000 | 9.6% | 21.4% |
| 2 | DHI Mortgage Company, Ltd. | Austin, TX | 31,767 | $11.0B | $346,000 | 3.5% | 20.6% |
| 3 | Freedom Mortgage Corporation | Boca Raton, FL | 27,636 | $8.4B | $305,000 | 3.0% | 19.9% |
| 4 | Crosscountry Mortgage, LLC | Cleveland, OH | 27,608 | $8.7B | $317,000 | 3.0% | 6.3% |
| 5 | PennyMac Loan Services LLC | Westlake Village, CA | 24,044 | $7.4B | $308,000 | 2.7% | 22.9% |
| 6 | loanDepot.com LLC | Irvine, CA | 22,700 | $6.9B | $305,000 | 2.5% | 34.6% |
| 7 | Guild Mortgage Company | San Diego, CA | 20,919 | $6.4B | $307,000 | 2.3% | 6.6% |
| 8 | Lennar Mortgage, LLC | Miami, FL | 19,597 | $6.5B | $330,000 | 2.2% | 22.9% |
| 9 | New American Funding, Llc. | Tustin, CA | 18,653 | $5.2B | $278,000 | 2.1% | 26.6% |
| 10 | Fairway Independent Mort Corp | Madison, WI | 16,473 | $4.7B | $285,000 | 1.8% | 8.3% |
| 11 | CMG Mortgage Inc | San Ramon, IL | 14,086 | $4.8B | $342,000 | 1.6% | 6.2% |
| 12 | Movement Mortgage, LLC | Indian Land, SC | 11,656 | $3.6B | $312,000 | 1.3% | 5.9% |
| 13 | Guaranteed Rate, Inc. | Chicago, IL | 10,677 | $3.6B | $335,000 | 1.2% | 13.4% |
| 14 | Newrez LLC | Fort Washington, PA | 10,547 | $3.4B | $322,000 | 1.2% | 52.8% |
| 15 | Mutual of Omaha Mortgage | Lombard, IL | 10,518 | $2.6B | $251,000 | 1.2% | 28.9% |
| 16 | Union Home Mortgage Corp. | Strongsville, OH | 8,048 | $2.2B | $272,000 | 0.9% | 8.3% |
| 17 | Kind Lending, LLC | Irvine, CA | 7,692 | $2.7B | $355,000 | 0.8% | 27.6% |
| 18 | Paramount Residential Mortgage | Corona, CA | 7,515 | $2.8B | $371,000 | 0.8% | 5.8% |
| 19 | American Pacific Mortgage Corporation | Roseville, CA | 7,137 | $2.3B | $321,000 | 0.8% | 12.8% |
| 20 | Equity Prime Mortgage LLC | Atlanta, GA | 6,940 | $1.9B | $280,000 | 0.8% | 20.5% |
| 21 | Finance of America Reverse LLC | Tulsa, OK | 6,075 | $1.5B | $245,000 | 0.7% | 11.8% |
| 22 | Planet Home Lending, LLC | Meriden, CT | 5,823 | $1.8B | $307,000 | 0.6% | 17.8% |
| 23 | Nationstar Mortgage | Coppell, TX | 5,480 | $1.5B | $282,000 | 0.6% | 26.5% |
| 24 | Carrington Mortgage Services LLC | Orange, CA | 5,141 | $1.3B | $246,000 | 0.6% | 58.4% |
| 25 | American Financial Network, Inc. | Brea, CA | 5,106 | $1.7B | $326,000 | 0.6% | 15.3% |
| 26 | Lakeview Loan Servicing, LLC | Coral Gables, FL | 5,048 | $1.6B | $323,000 | 0.6% | 57.0% |
| 27 | Click N' Close, Inc. | Addison, TX | 4,976 | $1.5B | $311,000 | 0.5% | 9.2% |
| 28 | Primelending | Dallas, TX | 4,862 | $1.5B | $302,000 | 0.5% | 9.1% |
| 29 | NVR Mortgage Finance, Inc. | Pittsburgh, PA | 4,857 | $1.8B | $374,000 | 0.5% | 34.0% |
| 30 | Cardinal Financial Company, Li | Charlotte, NC | 4,856 | $1.3B | $272,000 | 0.5% | 12.0% |
| 31 | American Financial Resources LLC | Parsippany, NJ | 4,846 | $1.4B | $288,000 | 0.5% | 10.4% |
| 32 | Amerisave Mortgage Company | Sandy Springs, GA | 4,774 | $993.8M | $208,000 | 0.5% | 78.7% |
| 33 | Everett Financial, Inc. | Dallas, TX | 4,752 | $1.4B | $295,000 | 0.5% | 10.1% |
| 34 | Lower, LLC | Columbia, MD | 4,731 | $1.4B | $304,000 | 0.5% | 22.3% |
| 35 | NFM, Inc | Linthicum, MD | 4,609 | $1.6B | $354,000 | 0.5% | 4.1% |
| 36 | Plaza Home Mortgage, Inc | San Diego, CA | 4,502 | $1.4B | $302,000 | 0.5% | 33.3% |
| 37 | Amerihome Mortgage Company, LLC | Thousand Oaks, CA | 4,424 | $1.4B | $322,000 | 0.5% | 14.3% |
| 38 | Ark-La-Tex Financial Services LLC | Plano, TX | 4,395 | $1.3B | $298,000 | 0.5% | 4.6% |
| 39 | Flat Branch Mortgage, Inc. | Columbia, MO | 4,062 | $893.8M | $220,000 | 0.4% | 1.8% |
| 40 | Longbridge Financial, LLC | Mahwah, NJ | 4,020 | $940.1M | $234,000 | 0.4% | 11.4% |
| 41 | Sun West Mortgage Company, Inc | Cerritos, CA | 3,575 | $1.2B | $331,000 | 0.4% | 20.0% |
| 42 | Kbhs Home Loans, LLC | Chicago, IL | 3,424 | $1.4B | $403,000 | 0.4% | 12.2% |
| 43 | American Neighborhood Mortgage Acceptance Company | Mt. Laurel, NJ | 3,347 | $1.1B | $336,000 | 0.4% | 4.6% |
| 44 | Prosperity Home Mortgage, LLC | Chantilly, VA | 3,315 | $1.0B | $308,000 | 0.4% | 18.1% |
| 45 | Village Capital & Investment | Henderson, NV | 3,255 | $1.2B | $358,000 | 0.4% | 33.3% |
| 46 | Ocmbc, Inc. | Irvine, CA | 3,156 | $1.5B | $467,000 | 0.3% | 10.4% |
| 47 | Inspire Home Loans Inc. | Newport Beach, CA | 3,119 | $1.1B | $347,000 | 0.3% | 15.7% |
| 48 | Plains Commerce Bank | Hoven, SD | 3,117 | $983.7M | $316,000 | 0.3% | 14.5% |
| 49 | Velocio Mortgage, L.L.C. | Houston, TX | 3,013 | $1.1B | $351,000 | 0.3% | 4.0% |
| 50 | Atlantic Bay Mortgage Group | Virginia Beach, VA | 2,995 | $819.6M | $274,000 | 0.3% | 3.6% |
| 51 | Pulte Mortgage LLC | Denver, CO | 2,917 | $1.2B | $396,000 | 0.3% | 26.8% |
| 52 | The Loan Store, Inc | Tucson, AZ | 2,884 | $1.1B | $398,000 | 0.3% | 10.9% |
| 53 | Towne Mortgage Company | Troy, MI | 2,802 | $726.1M | $259,000 | 0.3% | 5.5% |
| 54 | Primary Residential Mortgage, Inc. | Salt Lake City, UT | 2,725 | $874.0M | $321,000 | 0.3% | 10.7% |
| 55 | First Community Mortgage, Inc. | Murfreesboro, TN | 2,705 | $756.1M | $280,000 | 0.3% | 9.5% |
| 56 | Lakeview Community Capital | Coral Gables, FL | 2,652 | $951.8M | $359,000 | 0.3% | 1.8% |
| 57 | Mortgage Research Center | Columbia, MO | 2,629 | $641.8M | $244,000 | 0.3% | 36.3% |
| 58 | Canopy Mortgage, LLC | Lindon, UT | 2,592 | $808.8M | $312,000 | 0.3% | 4.3% |
| 59 | T2 Financial LLC | Westerville, OH | 2,586 | $742.6M | $287,000 | 0.3% | 9.2% |
| 60 | PHH Mortgage Corporation | West Palm Beach, FL | 2,574 | $761.1M | $296,000 | 0.3% | 27.1% |
| 61 | Zillow Home Loans, LLC | Irvine, CA | 2,554 | $778.7M | $305,000 | 0.3% | 12.4% |
| 62 | Stockton Mortgage Corporation | Frankfort, KY | 2,482 | $576.2M | $232,000 | 0.3% | 16.3% |
| 63 | Vanderbilt Mortgage and Finance, Inc | Maryville, TN | 2,446 | $826.1M | $338,000 | 0.3% | 2.7% |
| 64 | Ruoff Mortgage Company | Fort Wayne, IN | 2,413 | $517.0M | $214,000 | 0.3% | 9.4% |
| 65 | Securitynational Mortgage Company | Salt Lake City, UT | 2,392 | $798.3M | $334,000 | 0.3% | 13.9% |
| 66 | American Financing Corporation | Aurora, CO | 2,327 | $652.1M | $280,000 | 0.3% | 71.0% |
| 67 | Ixonia Bank | Ixonia, WI | 2,282 | $591.9M | $259,000 | 0.3% | 6.7% |
| 68 | M/I Financial. LLC | Columbus, OH | 2,267 | $851.1M | $375,000 | 0.2% | 5.2% |
| 69 | Advantagefirst Lending Inc | Lake Forest, CA | 2,243 | $685.7M | $306,000 | 0.2% | 37.6% |
| 70 | Das Acquisition Company, LLC | Saint Louis, MO | 2,234 | $547.7M | $245,000 | 0.2% | 4.7% |
| 71 | Acrisure Mortgage, LLC | Orlando, FL | 2,211 | $750.0M | $339,000 | 0.2% | 8.8% |
| 72 | Goodleap, LLC | Roseville, CA | 2,138 | $496.5M | $232,000 | 0.2% | 35.5% |
| 73 | Synergy One Lending, Inc. | San Diego, CA | 2,097 | $621.7M | $296,000 | 0.2% | 10.8% |
| 74 | Highlands Residential Mortgage, Ltd. | Allen, TX | 2,003 | $584.3M | $292,000 | 0.2% | 3.0% |
| 75 | Gold Star Mortgage Financial Group, Corporation | Ann Arbor, MI | 1,997 | $588.6M | $295,000 | 0.2% | 7.0% |
| 76 | Ameris Bank | Atlanta, GA | 1,996 | $610.1M | $306,000 | 0.2% | 10.2% |
| 77 | Premier Mortgage Resources, LLC | Meridian, ID | 1,977 | $671.5M | $340,000 | 0.2% | 5.2% |
| 78 | Huntington National Bank | Columbus, OH | 1,975 | $414.3M | $210,000 | 0.2% | 26.3% |
| 79 | US Bank, N.A. | Cincinnati, OH | 1,958 | $575.1M | $294,000 | 0.2% | 23.5% |
| 80 | Nations Lending Corporation | Independence, OH | 1,925 | $518.3M | $269,000 | 0.2% | 11.1% |
| 81 | Top Flite Financial, Inc. | Williamston, MI | 1,908 | $450.1M | $236,000 | 0.2% | 15.2% |
| 82 | First Colony Mortgage Corporat | Orem, UT | 1,906 | $738.4M | $387,000 | 0.2% | 5.6% |
| 83 | Geneva Financial LLC | Chandler, AZ | 1,888 | $530.8M | $281,000 | 0.2% | 3.6% |
| 84 | Luminate Bank | Minneapolis, MN | 1,846 | $564.6M | $306,000 | 0.2% | 7.3% |
| 85 | First Heritage Mortgage, LLC | Fairfax, VA | 1,840 | $686.2M | $373,000 | 0.2% | 7.2% |
| 86 | V.I.P. Mortgage, Inc. | Scottsdale, AZ | 1,834 | $619.3M | $338,000 | 0.2% | 4.9% |
| 87 | Gateway First Bank | Jenks, OK | 1,808 | $462.1M | $256,000 | 0.2% | 7.7% |
| 88 | Homeamerican Mortgage Corporation | Denver, CO | 1,777 | $861.0M | $485,000 | 0.2% | 12.9% |
| 89 | JPMorgan Chase Bank, NA | Columbus, OH | 1,735 | $489.3M | $282,000 | 0.2% | 42.2% |
| 90 | Flagstar Bank NA | Troy, MI | 1,706 | $468.0M | $274,000 | 0.2% | 40.7% |
| 91 | Jet Homeloans, LP | Jacksonville, FL | 1,654 | $644.7M | $390,000 | 0.2% | 10.0% |
| 92 | Taylor Morrison Home Funding, Inc. | Maitland, FL | 1,643 | $661.0M | $402,000 | 0.2% | 26.8% |
| 93 | Emm Loans LLC | Cherry Hill, NJ | 1,642 | $530.7M | $323,000 | 0.2% | 11.2% |
| 94 | Guaranteed Rate Affinity, LLC | Chicago, IL | 1,638 | $556.8M | $340,000 | 0.2% | 12.9% |
| 95 | Waterstone Mortgage Corporation | Brookfield, WI | 1,638 | $468.9M | $286,000 | 0.2% | 7.1% |
| 96 | Cornerstone First Mortgage, LLC | San Diego, CA | 1,631 | $561.2M | $344,000 | 0.2% | 7.0% |
| 97 | Loanunited.Com, LLC | Duluth, GA | 1,626 | $552.5M | $340,000 | 0.2% | 24.8% |
| 98 | Alcova Mortgage, LLC | Roanoke, VA | 1,601 | $439.3M | $274,000 | 0.2% | 3.9% |
| 99 | Leaderone Financial Corp. | Overland Park, KS | 1,596 | $430.0M | $269,000 | 0.2% | 15.8% |
| 100 | Calcon Mutual Mortgage LLC | San Diego, CA | 1,589 | $514.5M | $324,000 | 0.2% | 24.1% |
Get the numbers for every lender, not just the top 100
The U.S. mortgage lender list has all 17,667 lenders that have reported HMDA data since 2003, with addresses, phone numbers and each lender's applications and dollar volume every year through 2025. The 2025 detail file breaks every lender's business down by loan type (conventional, FHA, VA, USDA), loan purpose, outcome and denial reason. Excel or CSV: $498 for 2025, $998 for 2003–2025.
See what's in the U.S. lender list Lender lists by stateHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans a lender bought from other lenders are not counted, so each loan counts once, for the lender that made it.
- Market share is the lender's share of all 906,942 FHA loans made in the U.S. in 2025.
- Denial rate is applications the lender denied, divided by applications it approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out of the ranking.
More lender rankings
- Top Mortgage lenders of 2025
- Top Home Purchase lenders of 2025
- Top Refinance lenders of 2025
- Top Cash-Out Refinance lenders of 2025
- Top VA lenders of 2025
- Top USDA lenders of 2025
Top mortgage lenders by state
The lenders that made the most home loans in each state, with the top FHA, VA, purchase and refinance lenders there:
Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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