Top Mortgage Lenders in Oregon (2025)
In 2025, 628 lenders made 89,084 home loans worth $32.6 billion in Oregon, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 23.6% of them. Onpoint Community Credit Union made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Oregon, 2025
Ranked by the number of home loans each lender made (originated) in Oregon in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Onpoint Community Credit Union Portland, OR | 7,535 | $1.6B | $212,000 | 8.5% | 17.2% |
| 2 | United Wholesale Mortgage Plymouth, MI | 4,910 | $2.1B | $421,000 | 5.5% | 12.0% |
| 3 | Guild Mortgage Company San Diego, CA | 4,218 | $1.5B | $367,000 | 4.7% | 3.3% |
| 4 | US Bank, N.A. Cincinnati, OH | 2,465 | $706.4M | $287,000 | 2.8% | 37.8% |
| 5 | Columbia Bank Lake Oswego, OR | 1,939 | $589.7M | $304,000 | 2.2% | 26.6% |
| 6 | CMG Mortgage Inc San Ramon, IL | 1,929 | $834.3M | $433,000 | 2.2% | 3.5% |
| 7 | Rogue Credit Union Medford, OR | 1,751 | $297.8M | $170,000 | 2.0% | 12.5% |
| 8 | Oregon Community Credit Union Eugene, OR | 1,593 | $228.3M | $143,000 | 1.8% | 14.0% |
| 9 | First Technology Federal Credit Union Hillsboro, OR | 1,545 | $381.4M | $247,000 | 1.7% | 14.2% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 1,517 | $544.0M | $359,000 | 1.7% | 14.7% |
| 11 | Crosscountry Mortgage, LLC Cleveland, OH | 1,515 | $640.3M | $423,000 | 1.7% | 6.2% |
| 12 | Nations Direct Mortgage, LLC Henderson, NV | 1,427 | $629.6M | $441,000 | 1.6% | 1.4% |
| 13 | Newrez LLC Fort Washington, PA | 1,321 | $486.0M | $368,000 | 1.5% | 22.1% |
| 14 | loanDepot.com LLC Irvine, CA | 1,270 | $360.2M | $284,000 | 1.4% | 19.2% |
| 15 | First Community Credit Union Coquille, OR | 1,177 | $254.8M | $216,000 | 1.3% | 22.8% |
| 16 | Fairway Independent Mort Corp Madison, WI | 1,175 | $443.8M | $378,000 | 1.3% | 7.0% |
| 17 | Selco Community Credit Union Springfield, OR | 1,167 | $173.4M | $149,000 | 1.3% | 32.3% |
| 18 | Mortgage Express Portland, OR | 1,084 | $460.7M | $425,000 | 1.2% | 4.0% |
| 19 | Guaranteed Rate, Inc. Chicago, IL | 1,065 | $468.0M | $439,000 | 1.2% | 4.8% |
| 20 | Bank of America NA Westlake Village, CA | 1,044 | $325.0M | $311,000 | 1.2% | 37.3% |
| 21 | Movement Mortgage, LLC Indian Land, SC | 906 | $356.8M | $394,000 | 1.0% | 5.5% |
| 22 | Kind Lending, LLC Irvine, CA | 864 | $351.2M | $406,000 | 1.0% | 22.8% |
| 23 | American Pacific Mortgage Corporation Roseville, CA | 860 | $319.3M | $371,000 | 1.0% | 6.0% |
| 24 | Mortgage Research Center Columbia, MO | 838 | $336.4M | $401,000 | 0.9% | 29.5% |
| 25 | Oregon State Credit Union Corvallis, OR | 831 | $163.2M | $196,000 | 0.9% | 14.2% |
Top Home Purchase Lenders in Oregon
530 lenders made 43,905 home purchase loans worth $20.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Guild Mortgage Company San Diego, CA | 3,370 | 7.7% |
| 2 | United Wholesale Mortgage Plymouth, MI | 2,651 | 6.0% |
| 3 | Onpoint Community Credit Union Portland, OR | 1,972 | 4.5% |
| 4 | CMG Mortgage Inc San Ramon, IL | 1,465 | 3.3% |
| 5 | Nations Direct Mortgage, LLC Henderson, NV | 1,171 | 2.7% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 1,083 | 2.5% |
| 7 | Fairway Independent Mort Corp Madison, WI | 961 | 2.2% |
| 8 | Mortgage Express Portland, OR | 894 | 2.0% |
| 9 | Columbia Bank Lake Oswego, OR | 885 | 2.0% |
| 10 | Guaranteed Rate, Inc. Chicago, IL | 817 | 1.9% |
Top Refinance Lenders in Oregon
384 lenders made 12,774 refinance loans worth $5.6 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Onpoint Community Credit Union Portland, OR | 1,821 | 14.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 1,341 | 10.5% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 424 | 3.3% |
| 4 | Oregon Community Credit Union Eugene, OR | 412 | 3.2% |
| 5 | Guild Mortgage Company San Diego, CA | 382 | 3.0% |
| 6 | Columbia Bank Lake Oswego, OR | 306 | 2.4% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 294 | 2.3% |
| 8 | CMG Mortgage Inc San Ramon, IL | 262 | 2.1% |
| 9 | Newrez LLC Fort Washington, PA | 250 | 2.0% |
| 10 | US Bank, N.A. Cincinnati, OH | 218 | 1.7% |
Top Cash-Out Refinance Lenders in Oregon
339 lenders made 11,935 cash-out refinance loans worth $3.6 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 918 | 7.7% |
| 2 | Guild Mortgage Company San Diego, CA | 441 | 3.7% |
| 3 | Newrez LLC Fort Washington, PA | 413 | 3.5% |
| 4 | US Bank, N.A. Cincinnati, OH | 379 | 3.2% |
| 5 | First Technology Federal Credit Union Hillsboro, OR | 323 | 2.7% |
| 6 | Amerisave Mortgage Company Sandy Springs, GA | 282 | 2.4% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 274 | 2.3% |
| 8 | First Community Credit Union Coquille, OR | 266 | 2.2% |
| 9 | loanDepot.com LLC Irvine, CA | 263 | 2.2% |
| 10 | Freedom Mortgage Corporation Boca Raton, FL | 205 | 1.7% |
Top FHA Lenders in Oregon
225 lenders made 10,331 FHA loans worth $4.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 946 | 9.2% |
| 2 | Guild Mortgage Company San Diego, CA | 867 | 8.4% |
| 3 | CMG Mortgage Inc San Ramon, IL | 400 | 3.9% |
| 4 | Fairway Independent Mort Corp Madison, WI | 299 | 2.9% |
| 5 | Crosscountry Mortgage, LLC Cleveland, OH | 288 | 2.8% |
| 6 | Freedom Mortgage Corporation Boca Raton, FL | 268 | 2.6% |
| 7 | Mortgage Express Portland, OR | 241 | 2.3% |
| 8 | Nations Direct Mortgage, LLC Henderson, NV | 239 | 2.3% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 239 | 2.3% |
| 10 | Newrez LLC Fort Washington, PA | 234 | 2.3% |
Top VA Lenders in Oregon
198 lenders made 6,425 VA loans worth $2.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 915 | 14.2% |
| 2 | Mortgage Research Center Columbia, MO | 785 | 12.2% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 357 | 5.6% |
| 4 | Guild Mortgage Company San Diego, CA | 248 | 3.9% |
| 5 | Newrez LLC Fort Washington, PA | 226 | 3.5% |
| 6 | CMG Mortgage Inc San Ramon, IL | 190 | 3.0% |
| 7 | Nations Direct Mortgage, LLC Henderson, NV | 178 | 2.8% |
| 8 | Navy Federal Credit Union Vienna, VA | 163 | 2.5% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 157 | 2.4% |
| 10 | Crosscountry Mortgage, LLC Cleveland, OH | 127 | 2.0% |
Top USDA Lenders in Oregon
52 lenders made 265 USDA loans worth $72.5 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Guild Mortgage Company San Diego, CA | 37 | 14.0% |
| 2 | CMG Mortgage Inc San Ramon, IL | 34 | 12.8% |
| 3 | Kind Lending, LLC Irvine, CA | 17 | 6.4% |
| 4 | Mason-Mcduffie Mortgage Corporation San Ramon, CA | 13 | 4.9% |
| 5 | Sierra Pacific Mortgage Co. Inc Folsom, CA | 11 | 4.2% |
| 6 | Newrez LLC Fort Washington, PA | 11 | 4.2% |
| 7 | Fairway Independent Mort Corp Madison, WI | 10 | 3.8% |
| 8 | Synergy One Lending, Inc. San Diego, CA | 9 | 3.4% |
| 9 | Paramount Residential Mortgage Corona, CA | 8 | 3.0% |
| 10 | United Wholesale Mortgage Plymouth, MI | 8 | 3.0% |
Get the lender lists
The Oregon mortgage lender list has the 141 lenders based in Oregon, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($59 for 2025, $118 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Oregon lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Oregon.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Oregon. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Oregon
Oregon mortgage data by county and metro area · mortgage lenders by city in Oregon
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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