Top 100 USDA Lenders of 2025
In 2025, 834 lenders made 39,133 USDA loans worth $7.3 billion, according to Home Mortgage Disclosure Act (HMDA) data. The 10 largest made 33% of them. CMG Mortgage Inc tops this ranking with 4,913 USDA loans ($184.8 million).
The 100 largest USDA lenders, 2025
Ranked by the number of USDA loans each lender made (originated) in 2025, nationwide. Click a column to re-sort, for example by loan volume; click a lender for its full HMDA history.
| # | Lender | Based in | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|---|
| 1 | CMG Mortgage Inc | San Ramon, IL | 4,913 | $184.8M | $38,000 | 12.6% | 7.1% |
| 2 | Guild Mortgage Company | San Diego, CA | 1,249 | $257.5M | $206,000 | 3.2% | 5.1% |
| 3 | DHI Mortgage Company, Ltd. | Austin, TX | 1,146 | $332.7M | $290,000 | 2.9% | 22.7% |
| 4 | United Wholesale Mortgage | Plymouth, MI | 997 | $233.9M | $235,000 | 2.5% | 15.6% |
| 5 | Flat Branch Mortgage, Inc. | Columbia, MO | 992 | $166.6M | $168,000 | 2.5% | 1.8% |
| 6 | Equity Prime Mortgage LLC | Atlanta, GA | 986 | $194.5M | $197,000 | 2.5% | 6.4% |
| 7 | Fairway Independent Mort Corp | Madison, WI | 739 | $151.8M | $205,000 | 1.9% | 7.6% |
| 8 | Crosscountry Mortgage, LLC | Cleveland, OH | 715 | $155.2M | $217,000 | 1.8% | 4.5% |
| 9 | Union Home Mortgage Corp. | Strongsville, OH | 661 | $131.6M | $199,000 | 1.7% | 12.1% |
| 10 | Newrez LLC | Fort Washington, PA | 558 | $114.5M | $205,000 | 1.4% | 16.8% |
| 11 | Firsttrust Home Loans | Sheridan, AR | 548 | $87.2M | $159,000 | 1.4% | 1.3% |
| 12 | Click N' Close, Inc. | Addison, TX | 534 | $99.4M | $186,000 | 1.4% | 4.4% |
| 13 | Das Acquisition Company, LLC | Saint Louis, MO | 509 | $82.1M | $161,000 | 1.3% | 3.4% |
| 14 | First Community Mortgage, Inc. | Murfreesboro, TN | 503 | $104.6M | $208,000 | 1.3% | 8.7% |
| 15 | Kind Lending, LLC | Irvine, CA | 481 | $114.8M | $239,000 | 1.2% | 22.4% |
| 16 | American Financial Resources LLC | Parsippany, NJ | 473 | $101.3M | $214,000 | 1.2% | 12.0% |
| 17 | Towne Mortgage Company | Troy, MI | 472 | $95.7M | $203,000 | 1.2% | 6.1% |
| 18 | Paramount Residential Mortgage | Corona, CA | 455 | $100.2M | $220,000 | 1.2% | 7.0% |
| 19 | Stockton Mortgage Corporation | Frankfort, KY | 436 | $79.4M | $182,000 | 1.1% | 8.9% |
| 20 | Alcova Mortgage, LLC | Roanoke, VA | 422 | $81.1M | $192,000 | 1.1% | 3.6% |
| 21 | American Pacific Mortgage Corporation | Roseville, CA | 400 | $90.0M | $225,000 | 1.0% | 7.8% |
| 22 | Lennar Mortgage, LLC | Miami, FL | 382 | $96.7M | $253,000 | 1.0% | 22.0% |
| 23 | Consumer Real Estate Finance Co dba Society Mortgage | Fort Lauderdale, FL | 334 | $47.5M | $142,000 | 0.9% | 41.4% |
| 24 | New American Funding, Llc. | Tustin, CA | 328 | $64.3M | $196,000 | 0.8% | 9.1% |
| 25 | Magnolia Bank | Hodgenville, KY | 322 | $61.9M | $192,000 | 0.8% | 12.9% |
| 26 | Guaranteed Rate, Inc. | Chicago, IL | 314 | $70.4M | $224,000 | 0.8% | 9.7% |
| 27 | Movement Mortgage, LLC | Indian Land, SC | 308 | $65.5M | $212,000 | 0.8% | 7.0% |
| 28 | Velocio Mortgage, L.L.C. | Houston, TX | 286 | $89.6M | $313,000 | 0.7% | 6.2% |
| 29 | Plaza Home Mortgage, Inc | San Diego, CA | 276 | $53.7M | $195,000 | 0.7% | 29.1% |
| 30 | Renasant Bank | Johns Creek, GA | 261 | $49.3M | $189,000 | 0.7% | 9.9% |
| 31 | Ark-La-Tex Financial Services LLC | Plano, TX | 256 | $56.7M | $221,000 | 0.7% | 1.5% |
| 32 | Primelending | Dallas, TX | 249 | $53.0M | $213,000 | 0.6% | 10.5% |
| 33 | Atlantic Bay Mortgage Group | Virginia Beach, VA | 245 | $56.3M | $230,000 | 0.6% | 3.5% |
| 34 | Ruoff Mortgage Company | Fort Wayne, IN | 242 | $43.1M | $178,000 | 0.6% | 4.5% |
| 35 | Gmfs, LLC | Baton Rouge, LA | 237 | $47.2M | $199,000 | 0.6% | 6.3% |
| 36 | Hr Mortgage Corp | Caguas, PR | 233 | $28.6M | $123,000 | 0.6% | 15.5% |
| 37 | Gvc Mortgage, Inc. | Suite 200, IN | 226 | $42.4M | $187,000 | 0.6% | 2.6% |
| 38 | Flanagan State Bank | Flanagan, IL | 218 | $29.0M | $133,000 | 0.6% | 17.1% |
| 39 | Ixonia Bank | Ixonia, WI | 208 | $43.3M | $208,000 | 0.5% | 6.3% |
| 40 | loanDepot.com LLC | Irvine, CA | 194 | $42.2M | $218,000 | 0.5% | 31.3% |
| 41 | Mortgage Investors Group | Nashville, TN | 190 | $42.3M | $223,000 | 0.5% | 8.3% |
| 42 | Geneva Financial LLC | Chandler, AZ | 189 | $39.5M | $209,000 | 0.5% | 7.8% |
| 43 | Banco Popular | San Juan, PR | 175 | $29.5M | $169,000 | 0.4% | 27.7% |
| 44 | Assurance Financial Group, L.L.C. | Baton Rouge, LA | 172 | $32.1M | $187,000 | 0.4% | 8.0% |
| 45 | Eustis Mortgage Corp | New Orleans, LA | 163 | $32.7M | $200,000 | 0.4% | 2.4% |
| 46 | Primary Residential Mortgage, Inc. | Salt Lake City, UT | 161 | $31.6M | $196,000 | 0.4% | 13.0% |
| 47 | NVR Mortgage Finance, Inc. | Pittsburgh, PA | 158 | $45.7M | $289,000 | 0.4% | 23.3% |
| 48 | American Mortgage Bank | Oklahoma City, OK | 158 | $28.2M | $178,000 | 0.4% | 3.5% |
| 49 | Regions Bank | Birmingham, AL | 157 | $29.2M | $186,000 | 0.4% | 22.4% |
| 50 | Mortgage Research Center | Columbia, MO | 156 | $28.4M | $182,000 | 0.4% | 34.4% |
| 51 | American Financial Network, Inc. | Brea, CA | 153 | $36.7M | $240,000 | 0.4% | 18.8% |
| 52 | Canopy Mortgage, LLC | Lindon, UT | 152 | $34.7M | $228,000 | 0.4% | 3.8% |
| 53 | Dsld Mortgage LLC | Baton Rouge, LA | 145 | $35.3M | $243,000 | 0.4% | 15.6% |
| 54 | Arvest Bank | Tulsa, OK | 143 | $25.2M | $176,000 | 0.4% | 9.9% |
| 55 | Gershman Investment Corp. | Chesterfield, MO | 141 | $24.7M | $175,000 | 0.4% | 13.0% |
| 56 | PennyMac Loan Services LLC | Westlake Village, CA | 137 | $31.5M | $230,000 | 0.4% | 44.4% |
| 57 | Everett Financial, Inc. | Dallas, TX | 136 | $26.2M | $193,000 | 0.3% | 6.6% |
| 58 | T2 Financial LLC | Westerville, OH | 134 | $27.5M | $206,000 | 0.3% | 5.7% |
| 59 | Lower, LLC | Columbia, MD | 121 | $25.3M | $209,000 | 0.3% | 13.6% |
| 60 | Gateway First Bank | Jenks, OK | 117 | $22.8M | $195,000 | 0.3% | 9.3% |
| 61 | Polaris Home Funding Corp. | Grandville, MI | 116 | $20.1M | $173,000 | 0.3% | 4.6% |
| 62 | Integrity Home Mortgage Corporation | Winchester, VA | 115 | $29.4M | $256,000 | 0.3% | 4.0% |
| 63 | Highlands Residential Mortgage, Ltd. | Allen, TX | 112 | $23.9M | $214,000 | 0.3% | 2.4% |
| 64 | Planet Home Lending, LLC | Meriden, CT | 112 | $22.6M | $201,000 | 0.3% | 18.8% |
| 65 | US Bank, N.A. | Cincinnati, OH | 109 | $20.0M | $184,000 | 0.3% | 14.4% |
| 66 | Inspire Home Loans Inc. | Newport Beach, CA | 108 | $28.8M | $267,000 | 0.3% | 29.2% |
| 67 | Premier Mortgage Resources, LLC | Meridian, ID | 108 | $22.4M | $208,000 | 0.3% | 5.3% |
| 68 | Home Mortgage Bankers | Carolina, PR | 108 | $13.9M | $129,000 | 0.3% | 0.0% |
| 69 | Leaderone Financial Corp. | Overland Park, KS | 105 | $20.3M | $193,000 | 0.3% | 15.3% |
| 70 | Trustmark Bank | Jackson, MS | 102 | $21.2M | $208,000 | 0.3% | 9.7% |
| 71 | Sierra Pacific Mortgage Co. Inc | Folsom, CA | 101 | $25.8M | $255,000 | 0.3% | 15.7% |
| 72 | Eagle Bank and Trust Company | Little Rock, AR | 99 | $19.5M | $197,000 | 0.3% | 6.5% |
| 73 | The Moneyhouse Inc. | San Juan, PR | 99 | $14.6M | $148,000 | 0.3% | 8.3% |
| 74 | Mortgage Masters of Indiana Inc | Evansville, IN | 97 | $16.4M | $170,000 | 0.2% | 4.7% |
| 75 | Cadence Bank | Tupelo, MS | 95 | $19.2M | $202,000 | 0.2% | 15.0% |
| 76 | Synergy One Lending, Inc. | San Diego, CA | 95 | $18.7M | $197,000 | 0.2% | 12.6% |
| 77 | The Loan Store, Inc | Tucson, AZ | 90 | $23.6M | $262,000 | 0.2% | 17.9% |
| 78 | Plains Commerce Bank | Hoven, SD | 90 | $18.1M | $201,000 | 0.2% | 15.1% |
| 79 | First Colony Mortgage Corporat | Orem, UT | 89 | $20.9M | $235,000 | 0.2% | 9.8% |
| 80 | Firstbank | San Juan, PR | 88 | $14.0M | $159,000 | 0.2% | 34.5% |
| 81 | Lendlo Mortgage, LLC | Houston, TX | 87 | $20.0M | $230,000 | 0.2% | 3.3% |
| 82 | Bayshore Mortgage Funding | Timonium, MD | 87 | $15.3M | $176,000 | 0.2% | 9.3% |
| 83 | American Neighborhood Mortgage Acceptance Company | Mt. Laurel, NJ | 81 | $18.2M | $225,000 | 0.2% | 3.6% |
| 84 | Metro Island Mortgage | Rio Piedras, PR | 80 | $11.4M | $143,000 | 0.2% | 0.0% |
| 85 | Iowa Bankers Mortgage Corporation | Johnston, IA | 80 | $11.3M | $141,000 | 0.2% | 55.0% |
| 86 | Sun West Mortgage Company, Inc | Cerritos, CA | 79 | $16.3M | $207,000 | 0.2% | 17.9% |
| 87 | Success Mortgage Partners, Inc | Plymouth, MI | 78 | $15.1M | $193,000 | 0.2% | 6.0% |
| 88 | Metroplex Mortgage Services | Tampa, FL | 74 | $16.8M | $226,000 | 0.2% | 3.9% |
| 89 | Leaders Credit Union | Jackson, TN | 74 | $13.0M | $176,000 | 0.2% | 28.8% |
| 90 | Gold Star Mortgage Financial Group, Corporation | Ann Arbor, MI | 73 | $15.8M | $216,000 | 0.2% | 5.4% |
| 91 | Loan Simple, Inc. | Englewood, CO | 72 | $18.5M | $257,000 | 0.2% | 6.5% |
| 92 | Cardinal Financial Company, Li | Charlotte, NC | 71 | $13.6M | $191,000 | 0.2% | 24.1% |
| 93 | Nations Lending Corporation | Independence, OH | 71 | $13.4M | $188,000 | 0.2% | 4.5% |
| 94 | Actual Mortgage Bankers | Bayamon, PR | 71 | $9.8M | $138,000 | 0.2% | 5.3% |
| 95 | Vanderbilt Mortgage and Finance, Inc | Maryville, TN | 70 | $19.9M | $284,000 | 0.2% | 5.1% |
| 96 | Cornerstone Capital Bank, SSB | Houston, TX | 70 | $19.7M | $281,000 | 0.2% | 1.4% |
| 97 | Vandyk Mortgage Corporation | Grand Rapids, MI | 70 | $14.8M | $212,000 | 0.2% | 6.5% |
| 98 | Community Banc Mortgage Corp | Chatham, IL | 70 | $8.8M | $125,000 | 0.2% | 21.3% |
| 99 | Mortgage Investment Services Corporation | Shawnee, KS | 70 | $8.3M | $119,000 | 0.2% | 19.0% |
| 100 | Ameris Bank | Atlanta, GA | 67 | $15.5M | $232,000 | 0.2% | 5.6% |
Get the numbers for every lender, not just the top 100
The U.S. mortgage lender list has all 17,667 lenders that have reported HMDA data since 2003, with addresses, phone numbers and each lender's applications and dollar volume every year through 2025. The 2025 detail file breaks every lender's business down by loan type (conventional, FHA, VA, USDA), loan purpose, outcome and denial reason. Excel or CSV: $498 for 2025, $998 for 2003–2025.
See what's in the U.S. lender list Lender lists by stateHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans a lender bought from other lenders are not counted, so each loan counts once, for the lender that made it.
- Market share is the lender's share of all 39,133 USDA loans made in the U.S. in 2025.
- Denial rate is applications the lender denied, divided by applications it approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out of the ranking.
More lender rankings
- Top Mortgage lenders of 2025
- Top Home Purchase lenders of 2025
- Top Refinance lenders of 2025
- Top Cash-Out Refinance lenders of 2025
- Top FHA lenders of 2025
- Top VA lenders of 2025
Top mortgage lenders by state
The lenders that made the most home loans in each state, with the top FHA, VA, purchase and refinance lenders there:
Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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