Top Mortgage Lenders in Arizona (2025)
In 2025, 954 lenders made 183,621 home loans worth $66.4 billion in Arizona, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 23.8% of them. United Wholesale Mortgage made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Arizona, 2025
Ranked by the number of home loans each lender made (originated) in Arizona in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 19,328 | $7.7B | $399,000 | 10.5% | 11.6% |
| 2 | Desert Financial Credit Union Phoenix, AZ | 10,566 | $1.5B | $142,000 | 5.8% | 26.1% |
| 3 | Crosscountry Mortgage, LLC Cleveland, OH | 4,945 | $1.8B | $366,000 | 2.7% | 5.4% |
| 4 | Fairway Independent Mort Corp Madison, WI | 4,724 | $1.7B | $356,000 | 2.6% | 7.3% |
| 5 | loanDepot.com LLC Irvine, CA | 4,138 | $1.2B | $301,000 | 2.3% | 19.1% |
| 6 | Guild Mortgage Company San Diego, CA | 3,467 | $1.1B | $311,000 | 1.9% | 5.3% |
| 7 | Nova Financial & Investment Corporation Tucson, AZ | 3,413 | $1.0B | $306,000 | 1.9% | 15.3% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 3,232 | $1.2B | $357,000 | 1.8% | 17.1% |
| 9 | JPMorgan Chase Bank, NA Columbus, OH | 2,864 | $1.5B | $532,000 | 1.6% | 15.0% |
| 10 | Lennar Mortgage, LLC Miami, FL | 2,623 | $1.1B | $409,000 | 1.4% | 11.7% |
| 11 | Bank of America NA Westlake Village, CA | 2,582 | $776.2M | $301,000 | 1.4% | 43.3% |
| 12 | The Loan Store, Inc Tucson, AZ | 2,579 | $847.4M | $329,000 | 1.4% | 10.8% |
| 13 | DHI Mortgage Company, Ltd. Austin, TX | 2,406 | $970.6M | $403,000 | 1.3% | 15.4% |
| 14 | V.I.P. Mortgage, Inc. Scottsdale, AZ | 2,321 | $929.2M | $400,000 | 1.3% | 3.0% |
| 15 | Arizona Financial Credit Union Phoenix, AZ | 2,172 | $332.8M | $153,000 | 1.2% | 27.7% |
| 16 | Freedom Mortgage Corporation Boca Raton, FL | 2,123 | $760.7M | $358,000 | 1.2% | 12.1% |
| 17 | Oneaz Credit Union Phoenix, AZ | 1,992 | $509.4M | $256,000 | 1.1% | 35.2% |
| 18 | Navy Federal Credit Union Vienna, VA | 1,960 | $418.5M | $214,000 | 1.1% | 34.7% |
| 19 | Newrez LLC Fort Washington, PA | 1,845 | $667.7M | $362,000 | 1.0% | 30.6% |
| 20 | US Bank, N.A. Cincinnati, OH | 1,813 | $861.7M | $475,000 | 1.0% | 46.7% |
| 21 | CMG Mortgage Inc San Ramon, IL | 1,798 | $789.5M | $439,000 | 1.0% | 6.5% |
| 22 | Nationstar Mortgage Coppell, TX | 1,744 | $347.1M | $199,000 | 0.9% | 18.1% |
| 23 | Taylor Morrison Home Funding, Inc. Maitland, FL | 1,731 | $821.5M | $475,000 | 0.9% | 12.9% |
| 24 | Spring Eq, LLC Conshohocken, PA | 1,610 | $171.7M | $107,000 | 0.9% | 56.5% |
| 25 | Mortgage Research Center Columbia, MO | 1,565 | $578.4M | $370,000 | 0.9% | 30.3% |
Top Home Purchase Lenders in Arizona
821 lenders made 94,846 home purchase loans worth $41.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 10,748 | 11.3% |
| 2 | Fairway Independent Mort Corp Madison, WI | 3,771 | 4.0% |
| 3 | Crosscountry Mortgage, LLC Cleveland, OH | 3,592 | 3.8% |
| 4 | Lennar Mortgage, LLC Miami, FL | 2,620 | 2.8% |
| 5 | Guild Mortgage Company San Diego, CA | 2,572 | 2.7% |
| 6 | Nova Financial & Investment Corporation Tucson, AZ | 2,560 | 2.7% |
| 7 | loanDepot.com LLC Irvine, CA | 2,437 | 2.6% |
| 8 | DHI Mortgage Company, Ltd. Austin, TX | 2,404 | 2.5% |
| 9 | V.I.P. Mortgage, Inc. Scottsdale, AZ | 1,921 | 2.0% |
| 10 | Taylor Morrison Home Funding, Inc. Maitland, FL | 1,730 | 1.8% |
Top Refinance Lenders in Arizona
549 lenders made 27,772 refinance loans worth $12.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 5,194 | 18.7% |
| 2 | Desert Financial Credit Union Phoenix, AZ | 2,716 | 9.8% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 1,392 | 5.0% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 713 | 2.6% |
| 5 | Crosscountry Mortgage, LLC Cleveland, OH | 653 | 2.4% |
| 6 | Newrez LLC Fort Washington, PA | 506 | 1.8% |
| 7 | Bank of America NA Westlake Village, CA | 494 | 1.8% |
| 8 | Fairway Independent Mort Corp Madison, WI | 450 | 1.6% |
| 9 | JPMorgan Chase Bank, NA Columbus, OH | 390 | 1.4% |
| 10 | Arizona Financial Credit Union Phoenix, AZ | 376 | 1.4% |
Top Cash-Out Refinance Lenders in Arizona
462 lenders made 27,317 cash-out refinance loans worth $7.7 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 3,386 | 12.4% |
| 2 | loanDepot.com LLC Irvine, CA | 739 | 2.7% |
| 3 | Newrez LLC Fort Washington, PA | 700 | 2.6% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 623 | 2.3% |
| 5 | Goodleap, LLC Roseville, CA | 594 | 2.2% |
| 6 | Amerisave Mortgage Company Sandy Springs, GA | 577 | 2.1% |
| 7 | JPMorgan Chase Bank, NA Columbus, OH | 568 | 2.1% |
| 8 | Nova Financial & Investment Corporation Tucson, AZ | 534 | 2.0% |
| 9 | Guild Mortgage Company San Diego, CA | 529 | 1.9% |
| 10 | Freedom Mortgage Corporation Boca Raton, FL | 518 | 1.9% |
Top FHA Lenders in Arizona
292 lenders made 31,762 FHA loans worth $11.1 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 4,210 | 13.3% |
| 2 | Crosscountry Mortgage, LLC Cleveland, OH | 1,504 | 4.7% |
| 3 | DHI Mortgage Company, Ltd. Austin, TX | 1,418 | 4.5% |
| 4 | loanDepot.com LLC Irvine, CA | 1,240 | 3.9% |
| 5 | Fairway Independent Mort Corp Madison, WI | 1,188 | 3.7% |
| 6 | Lennar Mortgage, LLC Miami, FL | 1,067 | 3.4% |
| 7 | Nova Financial & Investment Corporation Tucson, AZ | 1,048 | 3.3% |
| 8 | Freedom Mortgage Corporation Boca Raton, FL | 832 | 2.6% |
| 9 | Guild Mortgage Company San Diego, CA | 805 | 2.5% |
| 10 | Velocio Mortgage, L.L.C. Houston, TX | 766 | 2.4% |
Top VA Lenders in Arizona
278 lenders made 18,040 VA loans worth $7.6 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 3,110 | 17.2% |
| 2 | Mortgage Research Center Columbia, MO | 1,494 | 8.3% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 1,069 | 5.9% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 704 | 3.9% |
| 5 | loanDepot.com LLC Irvine, CA | 535 | 3.0% |
| 6 | Newrez LLC Fort Washington, PA | 475 | 2.6% |
| 7 | Fairway Independent Mort Corp Madison, WI | 467 | 2.6% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 435 | 2.4% |
| 9 | Navy Federal Credit Union Vienna, VA | 404 | 2.2% |
| 10 | Lennar Mortgage, LLC Miami, FL | 384 | 2.1% |
Top USDA Lenders in Arizona
65 lenders made 619 USDA loans worth $165.7 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Velocio Mortgage, L.L.C. Houston, TX | 80 | 12.9% |
| 2 | American Pacific Mortgage Corporation Roseville, CA | 50 | 8.1% |
| 3 | DHI Mortgage Company, Ltd. Austin, TX | 42 | 6.8% |
| 4 | United Wholesale Mortgage Plymouth, MI | 37 | 6.0% |
| 5 | Nova Financial & Investment Corporation Tucson, AZ | 35 | 5.7% |
| 6 | Efinity Financial LLC Bedford, TX | 33 | 5.3% |
| 7 | CMG Mortgage Inc San Ramon, IL | 26 | 4.2% |
| 8 | Fairway Independent Mort Corp Madison, WI | 25 | 4.0% |
| 9 | Crosscountry Mortgage, LLC Cleveland, OH | 22 | 3.6% |
| 10 | Geneva Financial LLC Chandler, AZ | 21 | 3.4% |
Get the lender lists
The Arizona mortgage lender list has the 201 lenders based in Arizona, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($89 for 2025, $178 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Arizona lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Arizona.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Arizona. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Arizona
Arizona mortgage data by county and metro area · mortgage lenders by city in Arizona
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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