Top Mortgage Lenders in Ohio (2025)
In 2025, 978 lenders made 276,314 home loans worth $63.0 billion in Ohio, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 24.1% of them. Huntington National Bank made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Ohio, 2025
Ranked by the number of home loans each lender made (originated) in Ohio in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Huntington National Bank Columbus, OH | 24,819 | $4.4B | $178,000 | 9.0% | 29.9% |
| 2 | Fifth Third Bank, National Association Cincinnati, OH | 12,389 | $2.0B | $163,000 | 4.5% | 30.4% |
| 3 | Crosscountry Mortgage, LLC Cleveland, OH | 11,011 | $2.6B | $235,000 | 4.0% | 4.2% |
| 4 | United Wholesale Mortgage Plymouth, MI | 10,425 | $2.7B | $262,000 | 3.8% | 15.2% |
| 5 | Third Federal Savings and Loan Cleveland, OH | 7,970 | $1.2B | $154,000 | 2.9% | 25.8% |
| 6 | PNC Bank N.A. Pittsburgh, PA | 6,725 | $1.2B | $172,000 | 2.4% | 29.2% |
| 7 | Union Savings Bank Cincinnati, OH | 5,594 | $1.6B | $280,000 | 2.0% | 5.8% |
| 8 | Union Home Mortgage Corp. Strongsville, OH | 5,380 | $1.3B | $235,000 | 1.9% | 5.6% |
| 9 | Wright Patt Credit Union Inc Beavercreek, OH | 5,207 | $829.2M | $159,000 | 1.9% | 29.9% |
| 10 | Citizens Bank, NA Providence, RI | 4,732 | $682.9M | $144,000 | 1.7% | 27.8% |
| 11 | JPMorgan Chase Bank, NA Columbus, OH | 4,171 | $1.3B | $305,000 | 1.5% | 13.9% |
| 12 | US Bank, N.A. Cincinnati, OH | 3,965 | $749.5M | $189,000 | 1.4% | 44.3% |
| 13 | loanDepot.com LLC Irvine, CA | 3,505 | $573.4M | $164,000 | 1.3% | 24.9% |
| 14 | NFM, Inc Linthicum, MD | 3,308 | $925.4M | $280,000 | 1.2% | 1.5% |
| 15 | Mortgage Research Center Columbia, MO | 3,302 | $860.5M | $261,000 | 1.2% | 27.6% |
| 16 | The Park National Bank Newark, OH | 3,251 | $538.8M | $166,000 | 1.2% | 19.0% |
| 17 | Wesbanco Bank, Inc. Wheeling, WV | 3,020 | $700.6M | $232,000 | 1.1% | 19.3% |
| 18 | PennyMac Loan Services LLC Westlake Village, CA | 2,964 | $654.0M | $221,000 | 1.1% | 18.1% |
| 19 | First Financial Bank Cincinnati, OH | 2,850 | $777.3M | $273,000 | 1.0% | 24.8% |
| 20 | Guaranteed Rate, Inc. Chicago, IL | 2,795 | $765.9M | $274,000 | 1.0% | 6.3% |
| 21 | Fairway Independent Mort Corp Madison, WI | 2,685 | $585.0M | $218,000 | 1.0% | 4.2% |
| 22 | Freedom Mortgage Corporation Boca Raton, FL | 2,477 | $625.9M | $253,000 | 0.9% | 14.6% |
| 23 | Newrez LLC Fort Washington, PA | 2,258 | $495.1M | $219,000 | 0.8% | 32.5% |
| 24 | Superior Credit Union, Inc. Lima, OH | 2,178 | $354.9M | $163,000 | 0.8% | 16.4% |
| 25 | Keybank National Association Cleveland, OH | 2,071 | $400.7M | $193,000 | 0.7% | 28.8% |
Top Home Purchase Lenders in Ohio
861 lenders made 132,240 home purchase loans worth $37.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Crosscountry Mortgage, LLC Cleveland, OH | 8,678 | 6.6% |
| 2 | Huntington National Bank Columbus, OH | 6,442 | 4.9% |
| 3 | United Wholesale Mortgage Plymouth, MI | 5,435 | 4.1% |
| 4 | Union Home Mortgage Corp. Strongsville, OH | 4,135 | 3.1% |
| 5 | NFM, Inc Linthicum, MD | 2,908 | 2.2% |
| 6 | Union Savings Bank Cincinnati, OH | 2,861 | 2.2% |
| 7 | Mortgage Research Center Columbia, MO | 2,668 | 2.0% |
| 8 | Fifth Third Bank, National Association Cincinnati, OH | 2,660 | 2.0% |
| 9 | Fairway Independent Mort Corp Madison, WI | 2,525 | 1.9% |
| 10 | JPMorgan Chase Bank, NA Columbus, OH | 2,455 | 1.9% |
Top Refinance Lenders in Ohio
610 lenders made 43,798 refinance loans worth $11.5 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Huntington National Bank Columbus, OH | 4,296 | 9.8% |
| 2 | Fifth Third Bank, National Association Cincinnati, OH | 3,858 | 8.8% |
| 3 | United Wholesale Mortgage Plymouth, MI | 2,798 | 6.4% |
| 4 | Third Federal Savings and Loan Cleveland, OH | 2,236 | 5.1% |
| 5 | PNC Bank N.A. Pittsburgh, PA | 1,961 | 4.5% |
| 6 | Citizens Bank, NA Providence, RI | 1,637 | 3.7% |
| 7 | Freedom Mortgage Corporation Boca Raton, FL | 1,403 | 3.2% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 1,170 | 2.7% |
| 9 | Union Savings Bank Cincinnati, OH | 1,083 | 2.5% |
| 10 | Wright Patt Credit Union Inc Beavercreek, OH | 971 | 2.2% |
Top Cash-Out Refinance Lenders in Ohio
503 lenders made 39,492 cash-out refinance loans worth $8.1 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Huntington National Bank Columbus, OH | 4,397 | 11.1% |
| 2 | United Wholesale Mortgage Plymouth, MI | 2,192 | 5.6% |
| 3 | Amerisave Mortgage Company Sandy Springs, GA | 940 | 2.4% |
| 4 | loanDepot.com LLC Irvine, CA | 884 | 2.2% |
| 5 | Freedom Mortgage Corporation Boca Raton, FL | 863 | 2.2% |
| 6 | Newrez LLC Fort Washington, PA | 828 | 2.1% |
| 7 | JPMorgan Chase Bank, NA Columbus, OH | 697 | 1.8% |
| 8 | US Bank, N.A. Cincinnati, OH | 662 | 1.7% |
| 9 | Fifth Third Bank, National Association Cincinnati, OH | 635 | 1.6% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 631 | 1.6% |
Top FHA Lenders in Ohio
330 lenders made 34,431 FHA loans worth $8.1 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Crosscountry Mortgage, LLC Cleveland, OH | 3,217 | 9.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 2,263 | 6.6% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 1,171 | 3.4% |
| 4 | Union Home Mortgage Corp. Strongsville, OH | 1,118 | 3.2% |
| 5 | loanDepot.com LLC Irvine, CA | 1,080 | 3.1% |
| 6 | Huntington National Bank Columbus, OH | 1,038 | 3.0% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 1,022 | 3.0% |
| 8 | New American Funding, Llc. Tustin, CA | 746 | 2.2% |
| 9 | NFM, Inc Linthicum, MD | 654 | 1.9% |
| 10 | Fairway Independent Mort Corp Madison, WI | 552 | 1.6% |
Top VA Lenders in Ohio
277 lenders made 17,282 VA loans worth $5.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 2,957 | 17.1% |
| 2 | United Wholesale Mortgage Plymouth, MI | 1,900 | 11.0% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 1,066 | 6.2% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 721 | 4.2% |
| 5 | Navy Federal Credit Union Vienna, VA | 565 | 3.3% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 505 | 2.9% |
| 7 | New Day Financial, Llc. West Palm Beach, FL | 452 | 2.6% |
| 8 | Newrez LLC Fort Washington, PA | 382 | 2.2% |
| 9 | Union Home Mortgage Corp. Strongsville, OH | 340 | 2.0% |
| 10 | Huntington National Bank Columbus, OH | 278 | 1.6% |
Top USDA Lenders in Ohio
136 lenders made 1,386 USDA loans worth $249.5 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Crosscountry Mortgage, LLC Cleveland, OH | 136 | 9.8% |
| 2 | Union Home Mortgage Corp. Strongsville, OH | 95 | 6.9% |
| 3 | Polaris Home Funding Corp. Grandville, MI | 66 | 4.8% |
| 4 | Paramount Residential Mortgage Corona, CA | 63 | 4.5% |
| 5 | Click N' Close, Inc. Addison, TX | 59 | 4.3% |
| 6 | Newrez LLC Fort Washington, PA | 51 | 3.7% |
| 7 | Ixonia Bank Ixonia, WI | 44 | 3.2% |
| 8 | Fairway Independent Mort Corp Madison, WI | 41 | 3.0% |
| 9 | loanDepot.com LLC Irvine, CA | 40 | 2.9% |
| 10 | Equity Prime Mortgage LLC Atlanta, GA | 39 | 2.8% |
Get the lender lists
The Ohio mortgage lender list has the 750 lenders based in Ohio, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($189 for 2025, $378 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Ohio lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Ohio.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Ohio. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Ohio
Ohio mortgage data by county and metro area · mortgage lenders by city in Ohio
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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