Top Mortgage Lenders in Maryland (2025)
In 2025, 708 lenders made 125,631 home loans worth $44.7 billion in Maryland, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 17.0% of them. United Wholesale Mortgage made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Maryland, 2025
Ranked by the number of home loans each lender made (originated) in Maryland in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 6,306 | $2.5B | $402,000 | 5.0% | 18.5% |
| 2 | Navy Federal Credit Union Vienna, VA | 5,163 | $1.1B | $220,000 | 4.1% | 33.2% |
| 3 | First Home Mortgage Baltimore, MD | 3,559 | $1.4B | $399,000 | 2.8% | 2.6% |
| 4 | Truist Bank Raleigh, NC | 3,248 | $1.1B | $326,000 | 2.6% | 39.7% |
| 5 | M&T Bank Buffalo, NY | 3,115 | $776.2M | $249,000 | 2.5% | 34.6% |
| 6 | PNC Bank N.A. Pittsburgh, PA | 2,948 | $495.3M | $168,000 | 2.3% | 33.7% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 2,636 | $828.7M | $314,000 | 2.1% | 19.6% |
| 8 | State Employees Credit Union of MD Linthicum, MD | 2,466 | $485.6M | $197,000 | 2.0% | 49.7% |
| 9 | NFM, Inc Linthicum, MD | 2,255 | $882.6M | $391,000 | 1.8% | 1.7% |
| 10 | Bank of America NA Westlake Village, CA | 2,255 | $709.0M | $314,000 | 1.8% | 48.5% |
| 11 | Freedom Mortgage Corporation Boca Raton, FL | 2,128 | $907.2M | $426,000 | 1.7% | 12.7% |
| 12 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 1,912 | $943.2M | $493,000 | 1.5% | 22.0% |
| 13 | Crosscountry Mortgage, LLC Cleveland, OH | 1,763 | $730.0M | $414,000 | 1.4% | 6.1% |
| 14 | Newrez LLC Fort Washington, PA | 1,711 | $604.3M | $353,000 | 1.4% | 40.7% |
| 15 | Tower Federal Credit Union Laurel, MD | 1,696 | $330.0M | $195,000 | 1.3% | 28.8% |
| 16 | First National Bank of Pa Hermitage, PA | 1,678 | $574.8M | $343,000 | 1.3% | 28.1% |
| 17 | Townebank Portsmouth, VA | 1,552 | $607.2M | $391,000 | 1.2% | 3.4% |
| 18 | Aberdeen Proving Ground FCU Aberdeen, MD | 1,497 | $194.7M | $130,000 | 1.2% | 17.6% |
| 19 | Primary Residential Mortgage, Inc. Salt Lake City, UT | 1,466 | $472.9M | $323,000 | 1.2% | 5.0% |
| 20 | Mortgage Research Center Columbia, MO | 1,405 | $625.1M | $445,000 | 1.1% | 31.0% |
| 21 | CMG Mortgage Inc San Ramon, IL | 1,279 | $508.7M | $398,000 | 1.0% | 2.6% |
| 22 | Nationstar Mortgage Coppell, TX | 1,257 | $266.8M | $212,000 | 1.0% | 18.5% |
| 23 | Prosperity Home Mortgage, LLC Chantilly, VA | 1,233 | $558.4M | $453,000 | 1.0% | 8.2% |
| 24 | JPMorgan Chase Bank, NA Columbus, OH | 1,195 | $659.2M | $552,000 | 1.0% | 10.6% |
| 25 | Atlantic Union Bank Glen Allen, VA | 1,172 | $382.5M | $326,000 | 0.9% | 18.9% |
Top Home Purchase Lenders in Maryland
592 lenders made 63,505 home purchase loans worth $27.6 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | First Home Mortgage Baltimore, MD | 3,151 | 5.0% |
| 2 | United Wholesale Mortgage Plymouth, MI | 2,865 | 4.5% |
| 3 | NFM, Inc Linthicum, MD | 1,960 | 3.1% |
| 4 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 1,912 | 3.0% |
| 5 | Navy Federal Credit Union Vienna, VA | 1,386 | 2.2% |
| 6 | Townebank Portsmouth, VA | 1,375 | 2.2% |
| 7 | Primary Residential Mortgage, Inc. Salt Lake City, UT | 1,301 | 2.0% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 1,265 | 2.0% |
| 9 | Mortgage Research Center Columbia, MO | 1,110 | 1.7% |
| 10 | First Heritage Mortgage, LLC Fairfax, VA | 1,079 | 1.7% |
Top Refinance Lenders in Maryland
472 lenders made 19,355 refinance loans worth $9.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 2,017 | 10.4% |
| 2 | Freedom Mortgage Corporation Boca Raton, FL | 1,283 | 6.6% |
| 3 | PNC Bank N.A. Pittsburgh, PA | 881 | 4.6% |
| 4 | M&T Bank Buffalo, NY | 860 | 4.4% |
| 5 | Truist Bank Raleigh, NC | 831 | 4.3% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 701 | 3.6% |
| 7 | Newrez LLC Fort Washington, PA | 518 | 2.7% |
| 8 | Bank of America NA Westlake Village, CA | 421 | 2.2% |
| 9 | First National Bank of Pa Hermitage, PA | 377 | 1.9% |
| 10 | Village Capital & Investment Henderson, NV | 270 | 1.4% |
Top Cash-Out Refinance Lenders in Maryland
382 lenders made 19,986 cash-out refinance loans worth $5.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,424 | 7.1% |
| 2 | Newrez LLC Fort Washington, PA | 743 | 3.7% |
| 3 | Navy Federal Credit Union Vienna, VA | 679 | 3.4% |
| 4 | Aberdeen Proving Ground FCU Aberdeen, MD | 637 | 3.2% |
| 5 | State Employees Credit Union of MD Linthicum, MD | 598 | 3.0% |
| 6 | Amerisave Mortgage Company Sandy Springs, GA | 561 | 2.8% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 539 | 2.7% |
| 8 | Freedom Mortgage Corporation Boca Raton, FL | 535 | 2.7% |
| 9 | First Financial of Maryland Federal Credit Union Sparks Glencoe, MD | 469 | 2.3% |
| 10 | loanDepot.com LLC Irvine, CA | 414 | 2.1% |
Top FHA Lenders in Maryland
295 lenders made 18,320 FHA loans worth $6.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,507 | 8.2% |
| 2 | Freedom Mortgage Corporation Boca Raton, FL | 874 | 4.8% |
| 3 | First Home Mortgage Baltimore, MD | 719 | 3.9% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 677 | 3.7% |
| 5 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 568 | 3.1% |
| 6 | NFM, Inc Linthicum, MD | 499 | 2.7% |
| 7 | Crosscountry Mortgage, LLC Cleveland, OH | 388 | 2.1% |
| 8 | Townebank Portsmouth, VA | 363 | 2.0% |
| 9 | Direct Mortgage Loans, LLC Hunt Valley, MD | 337 | 1.8% |
| 10 | Primary Residential Mortgage, Inc. Salt Lake City, UT | 330 | 1.8% |
Top VA Lenders in Maryland
249 lenders made 13,381 VA loans worth $6.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,576 | 11.8% |
| 2 | Mortgage Research Center Columbia, MO | 1,332 | 10.0% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 1,017 | 7.6% |
| 4 | Navy Federal Credit Union Vienna, VA | 638 | 4.8% |
| 5 | First Home Mortgage Baltimore, MD | 452 | 3.4% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 419 | 3.1% |
| 7 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 348 | 2.6% |
| 8 | Newrez LLC Fort Washington, PA | 346 | 2.6% |
| 9 | NFM, Inc Linthicum, MD | 268 | 2.0% |
| 10 | Crosscountry Mortgage, LLC Cleveland, OH | 240 | 1.8% |
Top USDA Lenders in Maryland
81 lenders made 421 USDA loans worth $108.8 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 71 | 16.9% |
| 2 | First Home Mortgage Baltimore, MD | 45 | 10.7% |
| 3 | Alcova Mortgage, LLC Roanoke, VA | 26 | 6.2% |
| 4 | Guild Mortgage Company San Diego, CA | 23 | 5.5% |
| 5 | Townebank Portsmouth, VA | 22 | 5.2% |
| 6 | Bay Capital Mortgage Corporation Annapolis, MD | 16 | 3.8% |
| 7 | Millennium Financial Group Inc dba Mlend Middletown, MD | 10 | 2.4% |
| 8 | United Wholesale Mortgage Plymouth, MI | 9 | 2.1% |
| 9 | Crosscountry Mortgage, LLC Cleveland, OH | 9 | 2.1% |
| 10 | Fairway Independent Mort Corp Madison, WI | 8 | 1.9% |
Get the lender lists
The Maryland mortgage lender list has the 353 lenders based in Maryland, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($109 for 2025, $218 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Maryland lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Maryland.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Maryland. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Maryland
Maryland mortgage data by county and metro area · mortgage lenders by city in Maryland
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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