Top Mortgage Lenders in Kansas (2025)
In 2025, 678 lenders made 60,281 home loans worth $15.0 billion in Kansas, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 14.8% of them. Communityamerica Federal Credit Union made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Kansas, 2025
Ranked by the number of home loans each lender made (originated) in Kansas in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Communityamerica Federal Credit Union Lenexa, KS | 2,521 | $650.6M | $258,000 | 4.2% | 14.4% |
| 2 | Fairway Independent Mort Corp Madison, WI | 1,876 | $595.2M | $317,000 | 3.1% | 2.5% |
| 3 | United Wholesale Mortgage Plymouth, MI | 1,838 | $519.3M | $283,000 | 3.0% | 13.3% |
| 4 | Capitol Federal Savings Bank Topeka, KS | 1,386 | $552.9M | $399,000 | 2.3% | 14.0% |
| 5 | Mortgage Research Center Columbia, MO | 1,308 | $343.0M | $262,000 | 2.2% | 21.4% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 1,217 | $289.1M | $238,000 | 2.0% | 15.4% |
| 7 | Flat Branch Mortgage, Inc. Columbia, MO | 1,216 | $253.3M | $208,000 | 2.0% | 0.6% |
| 8 | Guild Mortgage Company San Diego, CA | 1,155 | $243.1M | $210,000 | 1.9% | 4.3% |
| 9 | Credit Union of America Wichita, KS | 1,143 | $125.0M | $109,000 | 1.9% | 24.2% |
| 10 | Peoples Bank and Trust Co McPherson, KS | 1,134 | $254.4M | $224,000 | 1.9% | 5.0% |
| 11 | Community National Bank & Trust Chanute, KS | 889 | $128.7M | $145,000 | 1.5% | 5.5% |
| 12 | Meritrust Federal Credit Union Wichita, KS | 852 | $154.3M | $181,000 | 1.4% | 9.9% |
| 13 | Fidelity Bank Wichita, KS | 805 | $176.3M | $219,000 | 1.3% | 14.9% |
| 14 | US Bank, N.A. Cincinnati, OH | 772 | $164.4M | $213,000 | 1.3% | 37.7% |
| 15 | Commerce Bank Kansas City, MO | 751 | $148.8M | $198,000 | 1.2% | 30.7% |
| 16 | Arvest Bank Tulsa, OK | 735 | $318.8M | $434,000 | 1.2% | 17.0% |
| 17 | Envista Federal Credit Union Topeka, KS | 712 | $74.8M | $105,000 | 1.2% | 20.5% |
| 18 | Landmark National Bank Manhattan, KS | 700 | $156.7M | $224,000 | 1.2% | 4.8% |
| 19 | Freedom Mortgage Corporation Boca Raton, FL | 697 | $178.1M | $256,000 | 1.2% | 13.4% |
| 20 | First State Bank of St Charles St Charles, MO | 606 | $227.2M | $375,000 | 1.0% | 0.0% |
| 21 | Emprise Bank Wichita, KS | 598 | $90.6M | $151,000 | 1.0% | 33.4% |
| 22 | Nationstar Mortgage Coppell, TX | 593 | $88.3M | $149,000 | 1.0% | 17.0% |
| 23 | Heartland Credit Union Hutchinson, KS | 581 | $84.8M | $146,000 | 1.0% | 13.3% |
| 24 | Bank of America NA Westlake Village, CA | 578 | $119.2M | $206,000 | 1.0% | 41.3% |
| 25 | Crosscountry Mortgage, LLC Cleveland, OH | 576 | $209.5M | $364,000 | 1.0% | 2.7% |
Top Home Purchase Lenders in Kansas
588 lenders made 33,118 home purchase loans worth $9.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Fairway Independent Mort Corp Madison, WI | 1,620 | 4.9% |
| 2 | Communityamerica Federal Credit Union Lenexa, KS | 1,138 | 3.4% |
| 3 | Flat Branch Mortgage, Inc. Columbia, MO | 1,121 | 3.4% |
| 4 | Mortgage Research Center Columbia, MO | 1,096 | 3.3% |
| 5 | United Wholesale Mortgage Plymouth, MI | 1,043 | 3.1% |
| 6 | Guild Mortgage Company San Diego, CA | 1,032 | 3.1% |
| 7 | Peoples Bank and Trust Co McPherson, KS | 670 | 2.0% |
| 8 | Landmark National Bank Manhattan, KS | 605 | 1.8% |
| 9 | Capitol Federal Savings Bank Topeka, KS | 599 | 1.8% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 506 | 1.5% |
Top Refinance Lenders in Kansas
370 lenders made 9,805 refinance loans worth $2.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 475 | 4.8% |
| 2 | Communityamerica Federal Credit Union Lenexa, KS | 460 | 4.7% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 401 | 4.1% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 320 | 3.3% |
| 5 | Peoples Bank and Trust Co McPherson, KS | 272 | 2.8% |
| 6 | Credit Union of America Wichita, KS | 233 | 2.4% |
| 7 | Community National Bank & Trust Chanute, KS | 208 | 2.1% |
| 8 | Commerce Bank Kansas City, MO | 186 | 1.9% |
| 9 | Capitol Federal Savings Bank Topeka, KS | 174 | 1.8% |
| 10 | Mortgage Research Center Columbia, MO | 170 | 1.7% |
Top Cash-Out Refinance Lenders in Kansas
315 lenders made 7,408 cash-out refinance loans worth $1.4 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 320 | 4.3% |
| 2 | Meritrust Federal Credit Union Wichita, KS | 295 | 4.0% |
| 3 | Amerisave Mortgage Company Sandy Springs, GA | 236 | 3.2% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 231 | 3.1% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 183 | 2.5% |
| 6 | Premier Members Credit Union Boulder, CO | 183 | 2.5% |
| 7 | Newrez LLC Fort Washington, PA | 163 | 2.2% |
| 8 | loanDepot.com LLC Irvine, CA | 160 | 2.2% |
| 9 | Envista Federal Credit Union Topeka, KS | 153 | 2.1% |
| 10 | Nationstar Mortgage Coppell, TX | 121 | 1.6% |
Top FHA Lenders in Kansas
219 lenders made 6,759 FHA loans worth $1.5 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 394 | 5.8% |
| 2 | PennyMac Loan Services LLC Westlake Village, CA | 358 | 5.3% |
| 3 | Flat Branch Mortgage, Inc. Columbia, MO | 321 | 4.7% |
| 4 | Fairway Independent Mort Corp Madison, WI | 287 | 4.2% |
| 5 | Guild Mortgage Company San Diego, CA | 285 | 4.2% |
| 6 | Freedom Mortgage Corporation Boca Raton, FL | 266 | 3.9% |
| 7 | Planet Home Lending, LLC Meriden, CT | 156 | 2.3% |
| 8 | Members Mortgage Services, LLC Hutchinson, KS | 150 | 2.2% |
| 9 | New American Funding, Llc. Tustin, CA | 125 | 1.8% |
| 10 | loanDepot.com LLC Irvine, CA | 120 | 1.8% |
Top VA Lenders in Kansas
191 lenders made 5,630 VA loans worth $1.7 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 1,197 | 21.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 529 | 9.4% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 357 | 6.3% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 235 | 4.2% |
| 5 | Fairway Independent Mort Corp Madison, WI | 216 | 3.8% |
| 6 | Navy Federal Credit Union Vienna, VA | 203 | 3.6% |
| 7 | USAA Federal Savings Bank San Antonio, TX | 148 | 2.6% |
| 8 | Guild Mortgage Company San Diego, CA | 125 | 2.2% |
| 9 | Newrez LLC Fort Washington, PA | 119 | 2.1% |
| 10 | Flat Branch Mortgage, Inc. Columbia, MO | 96 | 1.7% |
Top USDA Lenders in Kansas
91 lenders made 662 USDA loans worth $99.0 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Flat Branch Mortgage, Inc. Columbia, MO | 129 | 19.5% |
| 2 | Landmark National Bank Manhattan, KS | 63 | 9.5% |
| 3 | Mortgage Investment Services Corporation Shawnee, KS | 50 | 7.6% |
| 4 | Guild Mortgage Company San Diego, CA | 39 | 5.9% |
| 5 | Fairway Independent Mort Corp Madison, WI | 28 | 4.2% |
| 6 | Community National Bank & Trust Chanute, KS | 22 | 3.3% |
| 7 | Golden Plains Credit Union Garden City, KS | 18 | 2.7% |
| 8 | Sierra Pacific Mortgage Co. Inc Folsom, CA | 16 | 2.4% |
| 9 | Union Home Mortgage Corp. Strongsville, OH | 13 | 2.0% |
| 10 | Gateway First Bank Jenks, OK | 13 | 2.0% |
Get the lender lists
The Kansas mortgage lender list has the 289 lenders based in Kansas, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($89 for 2025, $178 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Kansas lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Kansas.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Kansas. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Kansas
Kansas mortgage data by county and metro area · mortgage lenders by city in Kansas
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
Top mortgage lenders in other states
Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About