Top Mortgage Lenders in Wisconsin (2025)

In 2025, 844 lenders made 154,432 home loans worth $38.2 billion in Wisconsin, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 22.9% of them. Summit Credit Union made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.

The 25 largest mortgage lenders in Wisconsin, 2025

Ranked by the number of home loans each lender made (originated) in Wisconsin in 2025, wherever the lender is based.

#LenderLoans madeLoan volumeAvg. loanMarket shareDenial rate
1Summit Credit Union
Cottage Grove, WI
11,322$1.9B$168,0007.3%14.9%
2Uw Credit Union
Madison, WI
8,766$1.6B$188,0005.7%15.2%
3Landmark Credit Union
Brookfield, WI
6,662$1.2B$174,0004.3%19.6%
4Associated Bank NA
Green Bay, WI
4,974$1.2B$240,0003.2%25.7%
5Covantage Credit Union
Antigo, WI
3,656$537.1M$147,0002.4%8.6%
6Community First Credit Union
Neenah, WI
3,509$701.1M$200,0002.3%7.9%
7Educators Credit Union
Mount Pleasant, WI
3,267$427.0M$131,0002.1%25.5%
8United Wholesale Mortgage
Plymouth, MI
3,258$940.7M$289,0002.1%13.5%
9Johnson Bank
Racine, WI
3,047$1.1B$355,0002.0%7.7%
10BMO Harris Bank NA
Chicago, IL
2,970$596.8M$201,0001.9%29.9%
11Fairway Independent Mort Corp
Madison, WI
2,947$902.3M$306,0001.9%4.9%
12Royal Credit Union
Eau Claire, WI
2,893$527.0M$182,0001.9%10.7%
13US Bank, N.A.
Cincinnati, OH
2,785$636.6M$229,0001.8%29.9%
14Fox Communities Credit Union
Appleton, WI
2,436$426.8M$175,0001.6%4.0%
15Nicolet National Bank
Green Bay, WI
2,279$630.0M$276,0001.5%4.3%
16Guild Mortgage Company
San Diego, CA
2,260$600.7M$266,0001.5%4.7%
17Capital Credit Union
Green Bay, WI
2,022$319.2M$158,0001.3%6.7%
18Bank First N.A.
Manitowoc, WI
1,816$404.1M$223,0001.2%9.0%
19Mortgage Research Center
Columbia, MO
1,743$515.5M$296,0001.1%22.4%
20Altra Federal Credit Union
Onalaska, WI
1,466$261.6M$178,0000.9%6.3%
21Westconsin Credit Union
Menomonie, WI
1,374$201.2M$146,0000.9%15.4%
22JPMorgan Chase Bank, NA
Columbus, OH
1,346$496.2M$369,0000.9%13.4%
23Newrez LLC
Fort Washington, PA
1,295$384.6M$297,0000.8%25.6%
24PennyMac Loan Services LLC
Westlake Village, CA
1,253$311.8M$249,0000.8%18.2%
25Bank Five Nine
Oconomowoc, WI
1,245$394.7M$317,0000.8%4.5%

Top Home Purchase Lenders in Wisconsin

732 lenders made 66,654 home purchase loans worth $22.0 billion in 2025. Nationwide ranking

#LenderLoans madeMarket share
1Summit Credit Union
Cottage Grove, WI
2,9324.4%
2Fairway Independent Mort Corp
Madison, WI
2,4643.7%
3Uw Credit Union
Madison, WI
2,0413.1%
4Associated Bank NA
Green Bay, WI
2,0403.1%
5Guild Mortgage Company
San Diego, CA
1,7522.6%
6United Wholesale Mortgage
Plymouth, MI
1,6522.5%
7Johnson Bank
Racine, WI
1,5382.3%
8Landmark Credit Union
Brookfield, WI
1,5032.3%
9Mortgage Research Center
Columbia, MO
1,3682.1%
10Nicolet National Bank
Green Bay, WI
1,2401.9%

Top Refinance Lenders in Wisconsin

549 lenders made 28,638 refinance loans worth $8.2 billion in 2025. Nationwide ranking

#LenderLoans madeMarket share
1Summit Credit Union
Cottage Grove, WI
3,37911.8%
2Uw Credit Union
Madison, WI
2,8239.9%
3Associated Bank NA
Green Bay, WI
1,0493.7%
4United Wholesale Mortgage
Plymouth, MI
1,0143.5%
5Covantage Credit Union
Antigo, WI
9983.5%
6Landmark Credit Union
Brookfield, WI
9103.2%
7Community First Credit Union
Neenah, WI
5792.0%
8Freedom Mortgage Corporation
Boca Raton, FL
4971.7%
9Johnson Bank
Racine, WI
4751.7%
10PennyMac Loan Services LLC
Westlake Village, CA
4611.6%

Top Cash-Out Refinance Lenders in Wisconsin

437 lenders made 22,176 cash-out refinance loans worth $4.4 billion in 2025. Nationwide ranking

#LenderLoans madeMarket share
1BMO Harris Bank NA
Chicago, IL
1,2505.6%
2Landmark Credit Union
Brookfield, WI
9524.3%
3Educators Credit Union
Mount Pleasant, WI
9304.2%
4Summit Credit Union
Cottage Grove, WI
9044.1%
5Community First Credit Union
Neenah, WI
8273.7%
6Covantage Credit Union
Antigo, WI
7703.5%
7Capital Credit Union
Green Bay, WI
7173.2%
8Marine Credit Union
La Crosse, WI
6793.1%
9United Wholesale Mortgage
Plymouth, MI
5922.7%
10US Bank, N.A.
Cincinnati, OH
4372.0%

Top FHA Lenders in Wisconsin

225 lenders made 8,586 FHA loans worth $2.2 billion in 2025. Nationwide ranking

#LenderLoans madeMarket share
1United Wholesale Mortgage
Plymouth, MI
5836.8%
2Guild Mortgage Company
San Diego, CA
4345.1%
3PennyMac Loan Services LLC
Westlake Village, CA
3844.5%
4Fairway Independent Mort Corp
Madison, WI
3574.2%
5Freedom Mortgage Corporation
Boca Raton, FL
3504.1%
6loanDepot.com LLC
Irvine, CA
2142.5%
7Crosscountry Mortgage, LLC
Cleveland, OH
2132.5%
8New American Funding, Llc.
Tustin, CA
2092.4%
9Ixonia Bank
Ixonia, WI
1872.2%
10First Colony Mortgage Corporat
Orem, UT
1682.0%

Top VA Lenders in Wisconsin

194 lenders made 7,075 VA loans worth $2.3 billion in 2025. Nationwide ranking

#LenderLoans madeMarket share
1Mortgage Research Center
Columbia, MO
1,55322.0%
2United Wholesale Mortgage
Plymouth, MI
75510.7%
3Freedom Mortgage Corporation
Boca Raton, FL
4746.7%
4PennyMac Loan Services LLC
Westlake Village, CA
2613.7%
5Navy Federal Credit Union
Vienna, VA
2213.1%
6Newrez LLC
Fort Washington, PA
1952.8%
7Fairway Independent Mort Corp
Madison, WI
1582.2%
8New Day Financial, Llc.
West Palm Beach, FL
1492.1%
9USAA Federal Savings Bank
San Antonio, TX
1341.9%
10Guild Mortgage Company
San Diego, CA
1171.7%

Top USDA Lenders in Wisconsin

69 lenders made 431 USDA loans worth $82.1 million in 2025. Nationwide ranking

#LenderLoans madeMarket share
1Ixonia Bank
Ixonia, WI
6615.3%
2Guild Mortgage Company
San Diego, CA
5913.7%
3CMG Mortgage Inc
San Ramon, IL
4310.0%
4American Pacific Mortgage Corporation
Roseville, CA
337.7%
5Crosscountry Mortgage, LLC
Cleveland, OH
337.7%
6Nations Lending Corporation
Independence, OH
214.9%
7First Colony Mortgage Corporat
Orem, UT
204.6%
8Paramount Residential Mortgage
Corona, CA
122.8%
9Barrington Bank & Trust Company, N.A.
Barrington, IL
112.6%
10Guaranteed Rate, Inc.
Chicago, IL
112.6%

Get the lender lists

The Wisconsin mortgage lender list has the 426 lenders based in Wisconsin, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($129 for 2025, $258 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.

Wisconsin lender list U.S. lender list

How this ranking works

More on Wisconsin

Wisconsin mortgage data by county and metro area · mortgage lenders by city in Wisconsin

Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA

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