Top Mortgage Lenders in the District of Columbia (2025)
In 2025, 403 lenders made 9,229 home loans worth $6.9 billion in the District of Columbia, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 17.5% of them. First Savings Mortgage Corporation made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in the District of Columbia, 2025
Ranked by the number of home loans each lender made (originated) in the District of Columbia in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | First Savings Mortgage Corporation McLean, VA | 451 | $344.7M | $764,000 | 4.9% | 1.1% |
| 2 | JPMorgan Chase Bank, NA Columbus, OH | 307 | $381.5M | $1,243,000 | 3.3% | 10.0% |
| 3 | Navy Federal Credit Union Vienna, VA | 297 | $101.9M | $343,000 | 3.2% | 42.3% |
| 4 | Citibank, NA New York, NY | 281 | $410.4M | $1,460,000 | 3.0% | 12.2% |
| 5 | First Home Mortgage Baltimore, MD | 280 | $141.0M | $503,000 | 3.0% | 3.1% |
| 6 | Bank of America NA Westlake Village, CA | 249 | $146.5M | $588,000 | 2.7% | 41.6% |
| 7 | Truist Bank Raleigh, NC | 240 | $130.3M | $543,000 | 2.6% | 46.7% |
| 8 | Bank Fund Staff Federal Credit Washington, DC | 220 | $110.9M | $504,000 | 2.4% | 9.9% |
| 9 | PNC Bank N.A. Pittsburgh, PA | 211 | $255.9M | $1,213,000 | 2.3% | 39.4% |
| 10 | Prosperity Home Mortgage, LLC Chantilly, VA | 210 | $133.6M | $636,000 | 2.3% | 2.8% |
| 11 | United Wholesale Mortgage Plymouth, MI | 198 | $102.1M | $515,000 | 2.1% | 21.8% |
| 12 | Guaranteed Rate, Inc. Chicago, IL | 182 | $134.7M | $740,000 | 2.0% | 6.5% |
| 13 | M&T Bank Buffalo, NY | 172 | $113.9M | $662,000 | 1.9% | 24.6% |
| 14 | Atlantic Coast Mortgage, LLC Fairfax, VA | 148 | $85.5M | $578,000 | 1.6% | 1.8% |
| 15 | Capital Bank, N.A. Rockville, MD | 145 | $91.3M | $630,000 | 1.6% | 2.7% |
| 16 | Wells Fargo Bank NA Minneapolis, MN | 130 | $274.4M | $2,111,000 | 1.4% | 23.8% |
| 17 | Vellum Mortgage, Inc. Fairfax, VA | 125 | $88.2M | $706,000 | 1.4% | 1.6% |
| 18 | Fairway Independent Mort Corp Madison, WI | 124 | $76.3M | $615,000 | 1.3% | 3.8% |
| 19 | Movement Mortgage, LLC Indian Land, SC | 122 | $70.6M | $579,000 | 1.3% | 2.8% |
| 20 | United Bank VA Morgantown, WV | 110 | $81.7M | $742,000 | 1.2% | 11.9% |
| 21 | TD Bank Mount Laurel, NJ | 110 | $54.4M | $495,000 | 1.2% | 28.8% |
| 22 | Crosscountry Mortgage, LLC Cleveland, OH | 108 | $72.9M | $675,000 | 1.2% | 10.9% |
| 23 | PennyMac Loan Services LLC Westlake Village, CA | 105 | $55.3M | $526,000 | 1.1% | 23.4% |
| 24 | Newrez LLC Fort Washington, PA | 105 | $47.8M | $455,000 | 1.1% | 43.9% |
| 25 | Atlantic Union Bank Glen Allen, VA | 96 | $68.7M | $715,000 | 1.0% | 22.2% |
Top Home Purchase Lenders in the District of Columbia
312 lenders made 5,459 home purchase loans worth $3.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | First Savings Mortgage Corporation McLean, VA | 386 | 7.1% |
| 2 | First Home Mortgage Baltimore, MD | 264 | 4.8% |
| 3 | Citibank, NA New York, NY | 237 | 4.3% |
| 4 | JPMorgan Chase Bank, NA Columbus, OH | 212 | 3.9% |
| 5 | Prosperity Home Mortgage, LLC Chantilly, VA | 183 | 3.4% |
| 6 | Guaranteed Rate, Inc. Chicago, IL | 136 | 2.5% |
| 7 | Atlantic Coast Mortgage, LLC Fairfax, VA | 126 | 2.3% |
| 8 | M&T Bank Buffalo, NY | 121 | 2.2% |
| 9 | Bank of America NA Westlake Village, CA | 116 | 2.1% |
| 10 | Capital Bank, N.A. Rockville, MD | 115 | 2.1% |
Top Refinance Lenders in the District of Columbia
212 lenders made 1,443 refinance loans worth $1.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 63 | 4.4% |
| 2 | Truist Bank Raleigh, NC | 63 | 4.4% |
| 3 | PNC Bank N.A. Pittsburgh, PA | 58 | 4.0% |
| 4 | First Savings Mortgage Corporation McLean, VA | 50 | 3.5% |
| 5 | JPMorgan Chase Bank, NA Columbus, OH | 47 | 3.3% |
| 6 | Bank of America NA Westlake Village, CA | 47 | 3.3% |
| 7 | Freedom Mortgage Corporation Boca Raton, FL | 46 | 3.2% |
| 8 | United Bank VA Morgantown, WV | 38 | 2.6% |
| 9 | Newrez LLC Fort Washington, PA | 34 | 2.4% |
| 10 | Guaranteed Rate, Inc. Chicago, IL | 32 | 2.2% |
Top Cash-Out Refinance Lenders in the District of Columbia
159 lenders made 1,084 cash-out refinance loans worth $673.5 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Bank Fund Staff Federal Credit Washington, DC | 101 | 9.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 50 | 4.6% |
| 3 | Newrez LLC Fort Washington, PA | 42 | 3.9% |
| 4 | Amerisave Mortgage Company Sandy Springs, GA | 42 | 3.9% |
| 5 | loanDepot.com LLC Irvine, CA | 36 | 3.3% |
| 6 | Navy Federal Credit Union Vienna, VA | 36 | 3.3% |
| 7 | JPMorgan Chase Bank, NA Columbus, OH | 33 | 3.0% |
| 8 | Congressional Federal Credit Union Oakton, VA | 19 | 1.8% |
| 9 | Ocmbc, Inc. Irvine, CA | 17 | 1.6% |
| 10 | First Savings Mortgage Corporation McLean, VA | 15 | 1.4% |
Top FHA Lenders in the District of Columbia
104 lenders made 501 FHA loans worth $253.3 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 39 | 7.8% |
| 2 | Capital Bank, N.A. Rockville, MD | 26 | 5.2% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 25 | 5.0% |
| 4 | First Home Mortgage Baltimore, MD | 20 | 4.0% |
| 5 | loanDepot.com LLC Irvine, CA | 15 | 3.0% |
| 6 | Lower, LLC Columbia, MD | 15 | 3.0% |
| 7 | CMG Mortgage Inc San Ramon, IL | 13 | 2.6% |
| 8 | New American Funding, Llc. Tustin, CA | 13 | 2.6% |
| 9 | Mutual of Omaha Mortgage Lombard, IL | 13 | 2.6% |
| 10 | Movement Mortgage, LLC Indian Land, SC | 12 | 2.4% |
Top VA Lenders in the District of Columbia
87 lenders made 569 VA loans worth $400.0 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 59 | 10.4% |
| 2 | Freedom Mortgage Corporation Boca Raton, FL | 40 | 7.0% |
| 3 | United Wholesale Mortgage Plymouth, MI | 37 | 6.5% |
| 4 | Navy Federal Credit Union Vienna, VA | 33 | 5.8% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 24 | 4.2% |
| 6 | Prosperity Home Mortgage, LLC Chantilly, VA | 22 | 3.9% |
| 7 | Movement Mortgage, LLC Indian Land, SC | 21 | 3.7% |
| 8 | Guaranteed Rate, Inc. Chicago, IL | 17 | 3.0% |
| 9 | First Home Mortgage Baltimore, MD | 17 | 3.0% |
| 10 | First Savings Mortgage Corporation McLean, VA | 16 | 2.8% |
Get the lender lists
The District of Columbia mortgage lender list has the 34 lenders based in the District of Columbia, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($29 for 2025, $58 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
District of Columbia lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in the District of Columbia.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in the District of Columbia. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on the District of Columbia
District of Columbia mortgage data by county and metro area · mortgage lenders by city in the District of Columbia
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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