Top Mortgage Lenders in Montana (2025)
In 2025, 482 lenders made 22,968 home loans worth $9.0 billion in Montana, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 32.5% of them. Stockman Bank of Montana made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Montana, 2025
Ranked by the number of home loans each lender made (originated) in Montana in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Stockman Bank of Montana Miles City, MT | 2,183 | $638.3M | $292,000 | 9.5% | 7.5% |
| 2 | Glacier Bank Kalispell, MT | 1,904 | $771.0M | $405,000 | 8.3% | 20.3% |
| 3 | United Wholesale Mortgage Plymouth, MI | 1,414 | $576.0M | $407,000 | 6.2% | 10.5% |
| 4 | Opportunity Bank of Montana Helena, MT | 1,139 | $291.9M | $256,000 | 5.0% | 12.0% |
| 5 | Evergreen Moneysource Mortgage Company Bellevue, WA | 816 | $287.2M | $352,000 | 3.6% | 1.4% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 640 | $259.2M | $405,000 | 2.8% | 6.7% |
| 7 | First Interstate Bank Billings, MT | 610 | $127.0M | $208,000 | 2.7% | 26.7% |
| 8 | Guild Mortgage Company San Diego, CA | 547 | $151.2M | $276,000 | 2.4% | 4.4% |
| 9 | US Bank, N.A. Cincinnati, OH | 538 | $202.7M | $377,000 | 2.3% | 33.3% |
| 10 | Guaranteed Rate, Inc. Chicago, IL | 462 | $211.2M | $457,000 | 2.0% | 9.3% |
| 11 | Mortgage Research Center Columbia, MO | 439 | $171.0M | $389,000 | 1.9% | 26.1% |
| 12 | PennyMac Loan Services LLC Westlake Village, CA | 364 | $121.4M | $334,000 | 1.6% | 17.4% |
| 13 | Altana Federal Credit Union Billings, MT | 356 | $55.2M | $155,000 | 1.5% | 18.9% |
| 14 | Freedom Mortgage Corporation Boca Raton, FL | 331 | $125.1M | $378,000 | 1.4% | 13.8% |
| 15 | Kind Lending, LLC Irvine, CA | 319 | $134.4M | $421,000 | 1.4% | 22.7% |
| 16 | Valley Financial Credit Union Billings, MT | 264 | $46.8M | $177,000 | 1.1% | 21.8% |
| 17 | Lower, LLC Columbia, MD | 221 | $65.3M | $295,000 | 1.0% | 9.8% |
| 18 | Cornerstone Capital Bank, SSB Houston, TX | 218 | $101.6M | $466,000 | 0.9% | 1.4% |
| 19 | Nationstar Mortgage Coppell, TX | 217 | $45.1M | $208,000 | 0.9% | 18.1% |
| 20 | loanDepot.com LLC Irvine, CA | 215 | $48.6M | $226,000 | 0.9% | 33.5% |
| 21 | Fairway Independent Mort Corp Madison, WI | 207 | $63.9M | $309,000 | 0.9% | 5.9% |
| 22 | Newrez LLC Fort Washington, PA | 197 | $68.0M | $345,000 | 0.9% | 26.8% |
| 23 | Trailwest Bank Lolo, MT | 196 | $83.3M | $425,000 | 0.9% | 8.8% |
| 24 | Yellowstone Bank Laurel, MT | 190 | $69.5M | $366,000 | 0.8% | 5.0% |
| 25 | Union Home Mortgage Corp. Strongsville, OH | 183 | $69.2M | $378,000 | 0.8% | 5.5% |
Top Home Purchase Lenders in Montana
386 lenders made 11,754 home purchase loans worth $5.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Stockman Bank of Montana Miles City, MT | 1,266 | 10.8% |
| 2 | Glacier Bank Kalispell, MT | 909 | 7.7% |
| 3 | Evergreen Moneysource Mortgage Company Bellevue, WA | 726 | 6.2% |
| 4 | United Wholesale Mortgage Plymouth, MI | 696 | 5.9% |
| 5 | Opportunity Bank of Montana Helena, MT | 658 | 5.6% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 443 | 3.8% |
| 7 | Guild Mortgage Company San Diego, CA | 428 | 3.6% |
| 8 | Guaranteed Rate, Inc. Chicago, IL | 355 | 3.0% |
| 9 | Mortgage Research Center Columbia, MO | 345 | 2.9% |
| 10 | Kind Lending, LLC Irvine, CA | 241 | 2.1% |
Top Refinance Lenders in Montana
232 lenders made 3,783 refinance loans worth $1.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 419 | 11.1% |
| 2 | Stockman Bank of Montana Miles City, MT | 315 | 8.3% |
| 3 | Glacier Bank Kalispell, MT | 311 | 8.2% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 206 | 5.4% |
| 5 | First Interstate Bank Billings, MT | 143 | 3.8% |
| 6 | Opportunity Bank of Montana Helena, MT | 126 | 3.3% |
| 7 | Crosscountry Mortgage, LLC Cleveland, OH | 82 | 2.2% |
| 8 | Altana Federal Credit Union Billings, MT | 78 | 2.1% |
| 9 | Mortgage Research Center Columbia, MO | 69 | 1.8% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 63 | 1.7% |
Top Cash-Out Refinance Lenders in Montana
199 lenders made 3,393 cash-out refinance loans worth $1.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 299 | 8.8% |
| 2 | Amerisave Mortgage Company Sandy Springs, GA | 124 | 3.7% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 104 | 3.1% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 96 | 2.8% |
| 5 | loanDepot.com LLC Irvine, CA | 94 | 2.8% |
| 6 | Glacier Bank Kalispell, MT | 91 | 2.7% |
| 7 | Guild Mortgage Company San Diego, CA | 91 | 2.7% |
| 8 | Newrez LLC Fort Washington, PA | 81 | 2.4% |
| 9 | Stockman Bank of Montana Miles City, MT | 79 | 2.3% |
| 10 | US Bank, N.A. Cincinnati, OH | 74 | 2.2% |
Top FHA Lenders in Montana
128 lenders made 2,457 FHA loans worth $832.1 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 200 | 8.1% |
| 2 | Evergreen Moneysource Mortgage Company Bellevue, WA | 165 | 6.7% |
| 3 | Stockman Bank of Montana Miles City, MT | 165 | 6.7% |
| 4 | Guild Mortgage Company San Diego, CA | 138 | 5.6% |
| 5 | Opportunity Bank of Montana Helena, MT | 112 | 4.6% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 102 | 4.2% |
| 7 | Glacier Bank Kalispell, MT | 95 | 3.9% |
| 8 | Freedom Mortgage Corporation Boca Raton, FL | 90 | 3.7% |
| 9 | Lower, LLC Columbia, MD | 81 | 3.3% |
| 10 | Guaranteed Rate, Inc. Chicago, IL | 66 | 2.7% |
Top VA Lenders in Montana
125 lenders made 2,642 VA loans worth $1.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 416 | 15.7% |
| 2 | United Wholesale Mortgage Plymouth, MI | 383 | 14.5% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 214 | 8.1% |
| 4 | Stockman Bank of Montana Miles City, MT | 131 | 5.0% |
| 5 | Evergreen Moneysource Mortgage Company Bellevue, WA | 97 | 3.7% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 75 | 2.8% |
| 7 | Navy Federal Credit Union Vienna, VA | 63 | 2.4% |
| 8 | USAA Federal Savings Bank San Antonio, TX | 59 | 2.2% |
| 9 | Newrez LLC Fort Washington, PA | 57 | 2.2% |
| 10 | Guaranteed Rate, Inc. Chicago, IL | 50 | 1.9% |
Top USDA Lenders in Montana
30 lenders made 86 USDA loans worth $20.3 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Stockman Bank of Montana Miles City, MT | 17 | 19.8% |
| 2 | Guild Mortgage Company San Diego, CA | 9 | 10.5% |
| 3 | Evergreen Moneysource Mortgage Company Bellevue, WA | 6 | 7.0% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 6 | 7.0% |
| 5 | Opportunity Bank of Montana Helena, MT | 6 | 7.0% |
| 6 | Glacier Bank Kalispell, MT | 5 | 5.8% |
| 7 | Guaranteed Rate, Inc. Chicago, IL | 4 | 4.7% |
| 8 | Paramount Residential Mortgage Corona, CA | 3 | 3.5% |
| 9 | New American Funding, Llc. Tustin, CA | 3 | 3.5% |
| 10 | CMG Mortgage Inc San Ramon, IL | 3 | 3.5% |
Get the lender lists
The Montana mortgage lender list has the 72 lenders based in Montana, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($39 for 2025, $78 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Montana lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Montana.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Montana. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Montana
Montana mortgage data by county and metro area · mortgage lenders by city in Montana
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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