Top Mortgage Lenders in Idaho (2025)
In 2025, 529 lenders made 56,584 home loans worth $18.4 billion in Idaho, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 31.2% of them. Idaho Central Credit Union made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Idaho, 2025
Ranked by the number of home loans each lender made (originated) in Idaho in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Idaho Central Credit Union Chubbuck, ID | 9,871 | $2.4B | $244,000 | 17.4% | 17.6% |
| 2 | United Wholesale Mortgage Plymouth, MI | 3,036 | $1.2B | $399,000 | 5.4% | 10.4% |
| 3 | Premier Mortgage Resources, LLC Meridian, ID | 1,793 | $545.2M | $304,000 | 3.2% | 3.6% |
| 4 | Guild Mortgage Company San Diego, CA | 1,757 | $556.7M | $317,000 | 3.1% | 4.2% |
| 5 | US Bank, N.A. Cincinnati, OH | 1,178 | $395.5M | $336,000 | 2.1% | 33.9% |
| 6 | loanDepot.com LLC Irvine, CA | 1,119 | $349.3M | $312,000 | 2.0% | 16.8% |
| 7 | Mountain America Federal Credit Union Sandy, UT | 1,072 | $201.6M | $188,000 | 1.9% | 44.8% |
| 8 | Glacier Bank Kalispell, MT | 977 | $409.5M | $419,000 | 1.7% | 18.0% |
| 9 | Westmark Credit Union Idaho Falls, ID | 803 | $102.5M | $128,000 | 1.4% | 19.2% |
| 10 | CMG Mortgage Inc San Ramon, IL | 794 | $361.4M | $455,000 | 1.4% | 3.0% |
| 11 | Movement Mortgage, LLC Indian Land, SC | 787 | $271.5M | $345,000 | 1.4% | 6.6% |
| 12 | PennyMac Loan Services LLC Westlake Village, CA | 760 | $267.7M | $352,000 | 1.3% | 15.1% |
| 13 | Evergreen Moneysource Mortgage Company Bellevue, WA | 735 | $260.5M | $354,000 | 1.3% | 0.4% |
| 14 | First Federal Savings Bank Twin Falls, ID | 733 | $180.3M | $246,000 | 1.3% | 19.4% |
| 15 | Fairway Independent Mort Corp Madison, WI | 707 | $252.1M | $357,000 | 1.2% | 8.3% |
| 16 | American Pacific Mortgage Corporation Roseville, CA | 703 | $229.0M | $326,000 | 1.2% | 5.4% |
| 17 | Guaranteed Rate, Inc. Chicago, IL | 643 | $264.4M | $411,000 | 1.1% | 7.4% |
| 18 | Kind Lending, LLC Irvine, CA | 578 | $231.5M | $401,000 | 1.0% | 17.9% |
| 19 | Potlatch No 1 Financial Credit U Lewiston, ID | 568 | $110.7M | $195,000 | 1.0% | 14.9% |
| 20 | Synergy One Lending, Inc. San Diego, CA | 550 | $198.5M | $361,000 | 1.0% | 7.2% |
| 21 | Toll Brothers Mortgage Company Fort Washington, PA | 535 | $215.1M | $402,000 | 0.9% | 6.8% |
| 22 | D. L. Evans Bank Burley, ID | 533 | $158.5M | $297,000 | 0.9% | 17.6% |
| 23 | Zions Bancorporation, N.A. Denver, CO | 517 | $218.4M | $422,000 | 0.9% | 21.3% |
| 24 | Mortgage Research Center Columbia, MO | 515 | $208.8M | $405,000 | 0.9% | 29.0% |
| 25 | Crosscountry Mortgage, LLC Cleveland, OH | 492 | $204.2M | $415,000 | 0.9% | 4.0% |
Top Home Purchase Lenders in Idaho
436 lenders made 29,200 home purchase loans worth $11.6 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Idaho Central Credit Union Chubbuck, ID | 3,182 | 10.9% |
| 2 | United Wholesale Mortgage Plymouth, MI | 1,837 | 6.3% |
| 3 | Premier Mortgage Resources, LLC Meridian, ID | 1,642 | 5.6% |
| 4 | Guild Mortgage Company San Diego, CA | 1,378 | 4.7% |
| 5 | Evergreen Moneysource Mortgage Company Bellevue, WA | 622 | 2.1% |
| 6 | CMG Mortgage Inc San Ramon, IL | 617 | 2.1% |
| 7 | loanDepot.com LLC Irvine, CA | 608 | 2.1% |
| 8 | Movement Mortgage, LLC Indian Land, SC | 602 | 2.1% |
| 9 | Fairway Independent Mort Corp Madison, WI | 599 | 2.1% |
| 10 | American Pacific Mortgage Corporation Roseville, CA | 599 | 2.1% |
Top Refinance Lenders in Idaho
301 lenders made 6,744 refinance loans worth $2.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Idaho Central Credit Union Chubbuck, ID | 910 | 13.5% |
| 2 | United Wholesale Mortgage Plymouth, MI | 743 | 11.0% |
| 3 | Mountain America Federal Credit Union Sandy, UT | 332 | 4.9% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 259 | 3.8% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 141 | 2.1% |
| 6 | First Federal Savings Bank Twin Falls, ID | 118 | 1.7% |
| 7 | Zions Bancorporation, N.A. Denver, CO | 112 | 1.7% |
| 8 | Glacier Bank Kalispell, MT | 110 | 1.6% |
| 9 | Potlatch No 1 Financial Credit U Lewiston, ID | 107 | 1.6% |
| 10 | D. L. Evans Bank Burley, ID | 103 | 1.5% |
Top Cash-Out Refinance Lenders in Idaho
267 lenders made 9,286 cash-out refinance loans worth $2.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Idaho Central Credit Union Chubbuck, ID | 2,030 | 21.9% |
| 2 | United Wholesale Mortgage Plymouth, MI | 456 | 4.9% |
| 3 | Guild Mortgage Company San Diego, CA | 277 | 3.0% |
| 4 | loanDepot.com LLC Irvine, CA | 227 | 2.4% |
| 5 | US Bank, N.A. Cincinnati, OH | 185 | 2.0% |
| 6 | Amerisave Mortgage Company Sandy Springs, GA | 171 | 1.8% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 161 | 1.7% |
| 8 | Freedom Northwest Credit Union Kamiah, ID | 159 | 1.7% |
| 9 | Freedom Mortgage Corporation Boca Raton, FL | 145 | 1.6% |
| 10 | Newrez LLC Fort Washington, PA | 139 | 1.5% |
Top FHA Lenders in Idaho
204 lenders made 7,077 FHA loans worth $2.5 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Premier Mortgage Resources, LLC Meridian, ID | 683 | 9.7% |
| 2 | United Wholesale Mortgage Plymouth, MI | 577 | 8.2% |
| 3 | Guild Mortgage Company San Diego, CA | 367 | 5.2% |
| 4 | Idaho Central Credit Union Chubbuck, ID | 282 | 4.0% |
| 5 | loanDepot.com LLC Irvine, CA | 239 | 3.4% |
| 6 | American Pacific Mortgage Corporation Roseville, CA | 201 | 2.8% |
| 7 | Fairway Independent Mort Corp Madison, WI | 168 | 2.4% |
| 8 | Evergreen Moneysource Mortgage Company Bellevue, WA | 162 | 2.3% |
| 9 | Synergy One Lending, Inc. San Diego, CA | 150 | 2.1% |
| 10 | Freedom Mortgage Corporation Boca Raton, FL | 148 | 2.1% |
Top VA Lenders in Idaho
191 lenders made 4,736 VA loans worth $2.1 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 624 | 13.2% |
| 2 | Mortgage Research Center Columbia, MO | 484 | 10.2% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 242 | 5.1% |
| 4 | Premier Mortgage Resources, LLC Meridian, ID | 177 | 3.7% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 134 | 2.8% |
| 6 | Idaho Central Credit Union Chubbuck, ID | 131 | 2.8% |
| 7 | Guild Mortgage Company San Diego, CA | 125 | 2.6% |
| 8 | loanDepot.com LLC Irvine, CA | 113 | 2.4% |
| 9 | Movement Mortgage, LLC Indian Land, SC | 105 | 2.2% |
| 10 | Crosscountry Mortgage, LLC Cleveland, OH | 93 | 2.0% |
Top USDA Lenders in Idaho
47 lenders made 140 USDA loans worth $37.4 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 25 | 17.9% |
| 2 | United Wholesale Mortgage Plymouth, MI | 20 | 14.3% |
| 3 | Guild Mortgage Company San Diego, CA | 9 | 6.4% |
| 4 | First Colony Mortgage Corporat Orem, UT | 7 | 5.0% |
| 5 | Idaho Central Credit Union Chubbuck, ID | 6 | 4.3% |
| 6 | Canopy Mortgage, LLC Lindon, UT | 6 | 4.3% |
| 7 | Premier Mortgage Resources, LLC Meridian, ID | 5 | 3.6% |
| 8 | Newrez LLC Fort Washington, PA | 4 | 2.9% |
| 9 | American Financial Resources LLC Parsippany, NJ | 4 | 2.9% |
| 10 | Eagle Bank and Trust Company Little Rock, AR | 3 | 2.1% |
Get the lender lists
The Idaho mortgage lender list has the 61 lenders based in Idaho, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($39 for 2025, $78 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Idaho lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Idaho.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Idaho. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Idaho
Idaho mortgage data by county and metro area · mortgage lenders by city in Idaho
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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