Top Mortgage Lenders in Arkansas (2025)
In 2025, 675 lenders made 66,436 home loans worth $18.1 billion in Arkansas, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 21.4% of them. Arvest Bank made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Arkansas, 2025
Ranked by the number of home loans each lender made (originated) in Arkansas in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Arvest Bank Tulsa, OK | 6,558 | $1.6B | $239,000 | 9.9% | 17.3% |
| 2 | Arkansas Federal Credit Union Little Rock, AR | 2,249 | $348.5M | $155,000 | 3.4% | 31.6% |
| 3 | Firsttrust Home Loans Sheridan, AR | 2,197 | $450.7M | $205,000 | 3.3% | 0.6% |
| 4 | United Wholesale Mortgage Plymouth, MI | 1,696 | $477.4M | $281,000 | 2.6% | 15.7% |
| 5 | First Security Bank Searcy, AR | 1,534 | $435.0M | $284,000 | 2.3% | 6.5% |
| 6 | Flat Branch Mortgage, Inc. Columbia, MO | 1,482 | $366.9M | $248,000 | 2.2% | 0.5% |
| 7 | First Community Bank Batesville, AR | 1,415 | $309.1M | $218,000 | 2.1% | 5.8% |
| 8 | Fairway Independent Mort Corp Madison, WI | 1,335 | $229.0M | $172,000 | 2.0% | 7.7% |
| 9 | Centennial Bank Arkansas, AR | 1,278 | $348.0M | $272,000 | 1.9% | 20.8% |
| 10 | Mortgage Research Center Columbia, MO | 1,236 | $322.5M | $261,000 | 1.9% | 28.8% |
| 11 | Regions Bank Birmingham, AL | 1,129 | $170.4M | $151,000 | 1.7% | 44.5% |
| 12 | Bank Ozk Little Rock, AR | 1,001 | $143.1M | $143,000 | 1.5% | 36.3% |
| 13 | Simmons Bank Pine Bluff, AR | 986 | $252.0M | $256,000 | 1.5% | 26.0% |
| 14 | Eagle Bank and Trust Company Little Rock, AR | 975 | $249.6M | $256,000 | 1.5% | 6.8% |
| 15 | PennyMac Loan Services LLC Westlake Village, CA | 947 | $191.5M | $202,000 | 1.4% | 20.3% |
| 16 | Cadence Bank Tupelo, MS | 939 | $185.9M | $198,000 | 1.4% | 20.5% |
| 17 | Freedom Mortgage Corporation Boca Raton, FL | 675 | $171.9M | $255,000 | 1.0% | 14.8% |
| 18 | Highlands Residential Mortgage, Ltd. Allen, TX | 673 | $151.3M | $225,000 | 1.0% | 1.0% |
| 19 | DHI Mortgage Company, Ltd. Austin, TX | 638 | $185.8M | $291,000 | 1.0% | 16.8% |
| 20 | 21st Mortgage Knoxville, TN | 631 | $72.6M | $115,000 | 0.9% | 68.8% |
| 21 | First Horizon Bank Memphis, TN | 628 | $159.6M | $254,000 | 0.9% | 20.9% |
| 22 | US Bank, N.A. Cincinnati, OH | 556 | $97.1M | $175,000 | 0.8% | 48.0% |
| 23 | Southern Bancorp Bank Arkadelphia, AR | 524 | $80.1M | $153,000 | 0.8% | 9.8% |
| 24 | Eustis Mortgage Corp New Orleans, LA | 516 | $121.0M | $234,000 | 0.8% | 0.4% |
| 25 | Click N' Close, Inc. Addison, TX | 515 | $108.2M | $210,000 | 0.8% | 3.3% |
Top Home Purchase Lenders in Arkansas
589 lenders made 38,587 home purchase loans worth $10.4 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Arvest Bank Tulsa, OK | 3,048 | 7.9% |
| 2 | Firsttrust Home Loans Sheridan, AR | 2,034 | 5.3% |
| 3 | Flat Branch Mortgage, Inc. Columbia, MO | 1,367 | 3.5% |
| 4 | Fairway Independent Mort Corp Madison, WI | 1,257 | 3.3% |
| 5 | First Community Bank Batesville, AR | 1,067 | 2.8% |
| 6 | Mortgage Research Center Columbia, MO | 1,006 | 2.6% |
| 7 | Centennial Bank Arkansas, AR | 996 | 2.6% |
| 8 | Eagle Bank and Trust Company Little Rock, AR | 880 | 2.3% |
| 9 | First Security Bank Searcy, AR | 794 | 2.1% |
| 10 | DHI Mortgage Company, Ltd. Austin, TX | 637 | 1.7% |
Top Refinance Lenders in Arkansas
359 lenders made 10,221 refinance loans worth $2.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Arvest Bank Tulsa, OK | 980 | 9.6% |
| 2 | United Wholesale Mortgage Plymouth, MI | 635 | 6.2% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 424 | 4.1% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 311 | 3.0% |
| 5 | Arkansas Federal Credit Union Little Rock, AR | 296 | 2.9% |
| 6 | Bank Ozk Little Rock, AR | 275 | 2.7% |
| 7 | First Security Bank Searcy, AR | 271 | 2.7% |
| 8 | Cadence Bank Tupelo, MS | 233 | 2.3% |
| 9 | Regions Bank Birmingham, AL | 229 | 2.2% |
| 10 | First Community Bank Batesville, AR | 187 | 1.8% |
Top Cash-Out Refinance Lenders in Arkansas
271 lenders made 7,344 cash-out refinance loans worth $1.5 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 436 | 5.9% |
| 2 | Arvest Bank Tulsa, OK | 423 | 5.8% |
| 3 | Amerisave Mortgage Company Sandy Springs, GA | 298 | 4.1% |
| 4 | loanDepot.com LLC Irvine, CA | 235 | 3.2% |
| 5 | Freedom Mortgage Corporation Boca Raton, FL | 217 | 3.0% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 208 | 2.8% |
| 7 | Newrez LLC Fort Washington, PA | 160 | 2.2% |
| 8 | Arkansas Federal Credit Union Little Rock, AR | 139 | 1.9% |
| 9 | New Day Financial, Llc. West Palm Beach, FL | 124 | 1.7% |
| 10 | Nationstar Mortgage Coppell, TX | 124 | 1.7% |
Top FHA Lenders in Arkansas
226 lenders made 10,560 FHA loans worth $2.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Firsttrust Home Loans Sheridan, AR | 732 | 6.9% |
| 2 | Fairway Independent Mort Corp Madison, WI | 624 | 5.9% |
| 3 | Arvest Bank Tulsa, OK | 543 | 5.1% |
| 4 | Flat Branch Mortgage, Inc. Columbia, MO | 426 | 4.0% |
| 5 | United Wholesale Mortgage Plymouth, MI | 362 | 3.4% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 287 | 2.7% |
| 7 | First Community Bank Batesville, AR | 287 | 2.7% |
| 8 | DHI Mortgage Company, Ltd. Austin, TX | 256 | 2.4% |
| 9 | Freedom Mortgage Corporation Boca Raton, FL | 245 | 2.3% |
| 10 | Highlands Residential Mortgage, Ltd. Allen, TX | 235 | 2.2% |
Top VA Lenders in Arkansas
204 lenders made 6,826 VA loans worth $2.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 1,109 | 16.2% |
| 2 | United Wholesale Mortgage Plymouth, MI | 620 | 9.1% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 393 | 5.8% |
| 4 | Navy Federal Credit Union Vienna, VA | 200 | 2.9% |
| 5 | Firsttrust Home Loans Sheridan, AR | 198 | 2.9% |
| 6 | New Day Financial, Llc. West Palm Beach, FL | 197 | 2.9% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 174 | 2.5% |
| 8 | Arvest Bank Tulsa, OK | 172 | 2.5% |
| 9 | Flat Branch Mortgage, Inc. Columbia, MO | 161 | 2.4% |
| 10 | USAA Federal Savings Bank San Antonio, TX | 145 | 2.1% |
Top USDA Lenders in Arkansas
110 lenders made 1,942 USDA loans worth $329.6 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Firsttrust Home Loans Sheridan, AR | 404 | 20.8% |
| 2 | Fairway Independent Mort Corp Madison, WI | 125 | 6.4% |
| 3 | Click N' Close, Inc. Addison, TX | 106 | 5.5% |
| 4 | Arvest Bank Tulsa, OK | 90 | 4.6% |
| 5 | Flat Branch Mortgage, Inc. Columbia, MO | 84 | 4.3% |
| 6 | Das Acquisition Company, LLC Saint Louis, MO | 82 | 4.2% |
| 7 | CMG Mortgage Inc San Ramon, IL | 48 | 2.5% |
| 8 | Eagle Bank and Trust Company Little Rock, AR | 47 | 2.4% |
| 9 | Primary Residential Mortgage, Inc. Salt Lake City, UT | 46 | 2.4% |
| 10 | Highlands Residential Mortgage, Ltd. Allen, TX | 39 | 2.0% |
Get the lender lists
The Arkansas mortgage lender list has the 227 lenders based in Arkansas, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($89 for 2025, $178 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Arkansas lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Arkansas.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Arkansas. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Arkansas
Arkansas mortgage data by county and metro area · mortgage lenders by city in Arkansas
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
Top mortgage lenders in other states
Alabama · Alaska · Arizona · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About