Virginia Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 394,959 mortgage applications in Virginia totaling $135.4 billion, up 13% from 2024. The average application was for $342,000, and applicants reported an average income of $155,000. 51% of applications resulted in an originated loan and 14% were denied. The most active lenders were PennyMac Loan Services LLC (19,481 applications), Navy Federal Credit Union and United Wholesale Mortgage.
See the top mortgage lenders in Virginia, browse lending by metro area and by county, or see the mortgage lenders headquartered in Virginia and Virginia lenders by city.
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Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Virginia's mortgage market trends.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 394,959 |
| Total Mortgage Loan Application Amount | $135,387,645,000 |
| Average Mortgage Loan Application Amount | $342,000 |
| Highest Mortgage Loan Application Amount | $99,405,000 |
| Average Applicant Income | $155,000 |
| Highest Applicant Income | $9,847,000 |
Top 25 Mortgage Lenders in Virginia (2025)
Ranked by the number of mortgage applications each lender received for properties in Virginia in 2025, wherever the lender is based. For lenders headquartered in the state, see the full list of Virginia mortgage companies. For the lenders that made the most loans here in 2025, with the top FHA, VA, purchase and refinance lenders, see top mortgage lenders in Virginia.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | PennyMac Loan Services LLC Westlake Village, CA |
19,481 | $7,496,575,000 | $384,814 | $155,384 |
| 2 | Navy Federal Credit Union Vienna, VA |
19,436 | $4,375,980,000 | $225,148 | $157,797 |
| 3 | United Wholesale Mortgage Plymouth, MI |
14,051 | $5,614,365,000 | $399,570 | $134,176 |
| 4 | Truist Bank Raleigh, NC |
13,963 | $3,860,075,000 | $276,450 | $167,927 |
| 5 | Newrez LLC Fort Washington, PA |
12,131 | $4,607,595,000 | $379,819 | $144,075 |
| 6 | Freedom Mortgage Corporation Boca Raton, FL |
10,507 | $4,440,635,000 | $422,635 | $137,260 |
| 7 | JPMorgan Chase Bank, NA Columbus, OH |
9,023 | $2,588,635,000 | $286,892 | $182,223 |
| 8 | Mortgage Research Center Columbia, MO |
9,002 | $3,579,370,000 | $397,619 | $127,295 |
| 9 | Bank of America NA Westlake Village, CA |
8,103 | $3,028,625,000 | $373,765 | $185,159 |
| 10 | Movement Mortgage, LLC Indian Land, SC |
6,126 | $2,049,240,000 | $334,515 | $124,779 |
| 11 | Amerihome Mortgage Company, LLC Thousand Oaks, CA |
5,912 | $2,149,360,000 | $363,558 | $144,081 |
| 12 | Vanderbilt Mortgage and Finance, Inc Maryville, TN |
5,876 | $869,680,000 | $148,005 | $74,530 |
| 13 | Atlantic Bay Mortgage Group Virginia Beach, VA |
5,410 | $1,787,550,000 | $330,415 | $126,629 |
| 14 | Virginia Federal Credit Union Richmond, VA |
5,365 | $906,585,000 | $168,981 | $125,495 |
| 15 | Nationstar Mortgage Coppell, TX |
5,095 | $1,597,735,000 | $313,588 | $131,759 |
| 16 | Atlantic Union Bank Glen Allen, VA |
4,975 | $1,244,185,000 | $250,087 | $154,573 |
| 17 | Crosscountry Mortgage, LLC Cleveland, OH |
4,341 | $1,906,185,000 | $439,111 | $179,443 |
| 18 | Atlantic Coast Mortgage, LLC Fairfax, VA |
4,306 | $1,885,690,000 | $437,921 | $166,848 |
| 19 | NVR Mortgage Finance, Inc. Pittsburgh, PA |
3,903 | $1,556,825,000 | $398,879 | $133,242 |
| 20 | Figure Lending LLC San Francisco, CA |
3,792 | $343,530,000 | $90,593 | $136,281 |
| 21 | Planet Home Lending, LLC Meriden, CT |
3,773 | $1,446,195,000 | $383,301 | $125,502 |
| 22 | loanDepot.com LLC Irvine, CA |
3,741 | $919,775,000 | $245,863 | $133,382 |
| 23 | PNC Bank N.A. Pittsburgh, PA |
3,634 | $1,303,910,000 | $358,808 | $175,060 |
| 24 | Langley Federal Credit Union Newport News, VA |
3,624 | $461,280,000 | $127,284 | $130,454 |
| 25 | CMG Mortgage Inc San Ramon, IL |
3,602 | $1,731,310,000 | $480,652 | $182,753 |
The tables below break down 2025 mortgage applications in Virginia by loan purpose, applicant race, loan type, outcome and denial reason, followed by totals for every metro area and county. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Virginia in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 184,674 | $79,536,235,000 | $430,000 | $97,405,000 | $162,000 | $9,847,000 |
| Cash-out Refinancing | 67,847 | $17,918,805,000 | $264,000 | $73,715,000 | $130,000 | $8,732,000 |
| Refinancing | 61,508 | $27,433,990,000 | $446,000 | $99,405,000 | $178,000 | $9,698,000 |
| Other Purpose | 43,313 | $5,341,905,000 | $123,000 | $94,505,000 | $150,000 | $8,800,000 |
| Home Improvement | 36,957 | $5,050,040,000 | $136,000 | $74,395,000 | $158,000 | $9,461,000 |
| Not Applicable | 660 | $106,670,000 | $161,000 | $1,405,000 | $60,000 | $319,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 180,358 | $54,477,360,000 | $302,000 | $22,465,000 | $157,000 | $9,847,000 |
| Not applicable | 57,403 | $29,013,815,000 | $505,000 | $99,405,000 | $164,000 | $6,198,000 |
| Not Provided | 53,664 | $18,338,940,000 | $341,000 | $6,955,000 | $166,000 | $8,800,000 |
| Black or African American | 47,285 | $12,600,235,000 | $266,000 | $3,415,000 | $120,000 | $7,442,000 |
| Asian | 27,632 | $12,110,660,000 | $438,000 | $5,005,000 | $200,000 | $9,698,000 |
| Hispanic | 26,096 | $8,133,020,000 | $311,000 | $3,255,000 | $136,000 | $8,702,000 |
| American Indian or Alaskan Native | 1,978 | $549,190,000 | $277,000 | $3,005,000 | $133,000 | $4,826,000 |
| Native Hawaiian or Other Pacific Islander | 516 | $157,010,000 | $304,000 | $1,305,000 | $155,000 | $3,605,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 270,948 | $85,289,085,000 | $314,000 | $99,405,000 | $168,000 | $9,847,000 |
| VA-guaranteed (Veterans Administration) | 69,643 | $32,327,055,000 | $464,000 | $3,805,000 | $140,000 | $6,593,000 |
| FHA-insured (Federal Housing Administration) | 52,145 | $17,266,320,000 | $331,000 | $74,395,000 | $98,000 | $3,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,223 | $505,185,000 | $227,000 | $885,000 | $79,000 | $204,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 202,470 | $73,506,170,000 | $363,000 | $99,405,000 | $163,000 | $9,847,000 |
| Loan Purchased By The Institution | 54,524 | $21,632,770,000 | $396,000 | $3,485,000 | $168,000 | $8,407,000 |
| Application Denied By Financial Institution | 53,980 | $12,361,670,000 | $229,000 | $74,395,000 | $122,000 | $9,056,000 |
| Application Withdrawn By Applicant | 49,584 | $18,235,000,000 | $367,000 | $81,605,000 | $161,000 | $9,461,000 |
| File Closed For Incompleteness | 22,786 | $6,377,470,000 | $279,000 | $4,125,000 | $146,000 | $9,698,000 |
| Application Approved But Not Accepted | 11,113 | $3,046,935,000 | $274,000 | $24,005,000 | $153,000 | $4,591,000 |
| Preapproval Approved but not Accepted | 372 | $170,500,000 | $458,000 | $3,095,000 | $164,000 | $1,247,000 |
| Preapproval Denied by Financial Institution | 130 | $57,130,000 | $439,000 | $1,775,000 | $125,000 | $598,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 336,762 | $121,641,760,000 | $361,000 | $99,405,000 | $162,000 | $9,847,000 |
| Debt-To-Income Ratio | 21,110 | $5,202,870,000 | $246,000 | $57,155,000 | $103,000 | $6,312,000 |
| Credit History | 13,195 | $2,392,225,000 | $181,000 | $5,965,000 | $127,000 | $9,056,000 |
| Credit Application Incomplete | 7,915 | $1,779,865,000 | $224,000 | $3,555,000 | $145,000 | $6,600,000 |
| Collateral | 6,377 | $1,612,965,000 | $252,000 | $74,395,000 | $151,000 | $7,724,000 |
| Other | 5,059 | $1,407,295,000 | $278,000 | $42,745,000 | $149,000 | $4,127,000 |
| Unverifiable Information | 2,848 | $702,660,000 | $246,000 | $4,005,000 | $119,000 | $3,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,146 | $423,620,000 | $369,000 | $2,735,000 | $141,000 | $1,569,000 |
| Employment History | 539 | $222,045,000 | $411,000 | $55,975,000 | $102,000 | $840,000 |
| Mortgage Insurance Denied | 8 | $2,340,000 | $292,000 | $525,000 | $117,000 | $174,000 |
Mortgage Loan Application Totals in 2025 by Virginia Metropolitan Area
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Arlington-Alexandria-Reston, VA-WV | 130,195 | $ 61,431,390,000 | $ 471,000 | $ 209,000 |
| Blacksburg-Christiansburg-Radford, VA | 5,993 | $ 1,368,315,000 | $ 228,000 | $ 119,000 |
| Charlottesville, VA | 9,424 | $ 3,333,350,000 | $ 353,000 | $ 176,000 |
| Harrisonburg, VA | 4,356 | $ 1,205,470,000 | $ 276,000 | $ 127,000 |
| Lynchburg, VA | 11,341 | $ 2,968,115,000 | $ 261,000 | $ 116,000 |
| Richmond, VA | 65,463 | $ 20,413,770,000 | $ 311,000 | $ 140,000 |
| Roanoke, VA | 14,034 | $ 3,331,750,000 | $ 237,000 | $ 120,000 |
| Staunton-Waynesboro, VA | 6,171 | $ 1,399,075,000 | $ 226,000 | $ 103,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 92,531 | $ 27,420,685,000 | $ 296,000 | $ 129,000 |
| Winchester, VA-WV | 6,661 | $ 1,952,015,000 | $ 293,000 | $ 140,000 |
Mortgage Loan Application Totals in 2025 by Virginia County
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Accomack | 1,383 | $ 292,525,000 | $ 211,000 | $ 115,000 |
| Albemarle | 4,555 | $ 1,786,595,000 | $ 392,000 | $ 199,000 |
| Alexandria | 5,431 | $ 3,136,040,000 | $ 577,000 | $ 250,000 |
| Alleghany | 495 | $ 76,705,000 | $ 154,000 | $ 85,000 |
| Amelia | 705 | $ 169,135,000 | $ 239,000 | $ 111,000 |
| Amherst | 1,381 | $ 278,125,000 | $ 201,000 | $ 98,000 |
| Appomattox | 795 | $ 163,385,000 | $ 205,000 | $ 99,000 |
| Arlington | 5,887 | $ 4,274,540,000 | $ 727,000 | $ 280,000 |
| Augusta | 3,636 | $ 869,420,000 | $ 239,000 | $ 105,000 |
| Bath | 167 | $ 31,375,000 | $ 187,000 | $ 110,000 |
| Bedford | 4,040 | $ 1,203,880,000 | $ 297,000 | $ 133,000 |
| Bedford City | n/a | $ n/a | $ n/a | $ n/a |
| Bland | 193 | $ 31,235,000 | $ 161,000 | $ 97,000 |
| Botetourt | 1,619 | $ 436,985,000 | $ 269,000 | $ 124,000 |
| Bristol | 744 | $ 115,310,000 | $ 154,000 | $ 75,000 |
| Brunswick | 485 | $ 106,945,000 | $ 220,000 | $ 116,000 |
| Buchanan | 304 | $ 39,330,000 | $ 129,000 | $ 78,000 |
| Buckingham | 653 | $ 130,425,000 | $ 199,000 | $ 90,000 |
| Buena Vista | 233 | $ 36,735,000 | $ 157,000 | $ 85,000 |
| Campbell | 2,255 | $ 571,655,000 | $ 253,000 | $ 105,000 |
| Caroline | 2,506 | $ 664,060,000 | $ 264,000 | $ 110,000 |
| Carroll | 1,183 | $ 204,205,000 | $ 172,000 | $ 113,000 |
| Charles City | 309 | $ 69,385,000 | $ 224,000 | $ 94,000 |
| Charlotte | 369 | $ 58,385,000 | $ 158,000 | $ 84,000 |
| Charlottesville | 1,164 | $ 564,740,000 | $ 485,000 | $ 210,000 |
| Chesapeake | 14,977 | $ 4,746,625,000 | $ 316,000 | $ 134,000 |
| Chesterfield | 20,733 | $ 6,545,705,000 | $ 315,000 | $ 143,000 |
| Clarke | 624 | $ 216,410,000 | $ 346,000 | $ 187,000 |
| Colonial Heights | 833 | $ 174,465,000 | $ 209,000 | $ 93,000 |
| Covington | 200 | $ 22,200,000 | $ 111,000 | $ 61,000 |
| Craig | 208 | $ 38,860,000 | $ 186,000 | $ 92,000 |
| Culpeper | 2,973 | $ 1,023,435,000 | $ 344,000 | $ 136,000 |
| Cumberland | 526 | $ 117,220,000 | $ 222,000 | $ 98,000 |
| Danville | 1,415 | $ 245,205,000 | $ 173,000 | $ 82,000 |
| Dickenson | 329 | $ 38,655,000 | $ 117,000 | $ 79,000 |
| Dinwiddie | 1,521 | $ 333,215,000 | $ 219,000 | $ 95,000 |
| Emporia | 188 | $ 27,900,000 | $ 148,000 | $ 98,000 |
| Essex | 571 | $ 122,655,000 | $ 214,000 | $ 102,000 |
| Fairfax | 40,651 | $ 21,298,155,000 | $ 523,000 | $ 238,000 |
| Fairfax City | 1,094 | $ 535,170,000 | $ 489,000 | $ 218,000 |
| Falls Church | 492 | $ 363,370,000 | $ 738,000 | $ 313,000 |
| Fauquier | 3,942 | $ 1,625,990,000 | $ 412,000 | $ 188,000 |
| Floyd | 595 | $ 122,735,000 | $ 206,000 | $ 101,000 |
| Fluvanna | 1,723 | $ 414,245,000 | $ 240,000 | $ 122,000 |
| Franklin | 2,537 | $ 687,285,000 | $ 270,000 | $ 155,000 |
| Franklin City | 557 | $ 116,185,000 | $ 208,000 | $ 84,000 |
| Frederick | 5,650 | $ 1,654,190,000 | $ 292,000 | $ 139,000 |
| Fredericksburg | 945 | $ 317,885,000 | $ 336,000 | $ 174,000 |
| Galax | 234 | $ 36,110,000 | $ 154,000 | $ 107,000 |
| Giles | 573 | $ 100,545,000 | $ 175,000 | $ 91,000 |
| Gloucester | 2,273 | $ 569,225,000 | $ 250,000 | $ 117,000 |
| Goochland | 1,574 | $ 650,640,000 | $ 413,000 | $ 195,000 |
| Grayson | 497 | $ 82,865,000 | $ 166,000 | $ 86,000 |
| Greene | 1,147 | $ 329,455,000 | $ 287,000 | $ 123,000 |
| Greensville | 277 | $ 49,865,000 | $ 180,000 | $ 82,000 |
| Halifax | 998 | $ 168,390,000 | $ 168,000 | $ 88,000 |
| Hampton | 7,598 | $ 1,815,600,000 | $ 238,000 | $ 102,000 |
| Hanover | 5,647 | $ 1,706,440,000 | $ 302,000 | $ 151,000 |
| Harrisonburg | 905 | $ 222,340,000 | $ 245,000 | $ 112,000 |
| Henrico | 15,508 | $ 5,218,950,000 | $ 336,000 | $ 143,000 |
| Henry | 1,789 | $ 272,195,000 | $ 152,000 | $ 77,000 |
| Highland | 53 | $ 11,925,000 | $ 225,000 | $ 138,000 |
| Hopewell | 1,242 | $ 241,990,000 | $ 194,000 | $ 83,000 |
| Isle of Wight | 2,712 | $ 813,000,000 | $ 299,000 | $ 136,000 |
| James City | 4,317 | $ 1,374,415,000 | $ 318,000 | $ 158,000 |
| King and Queen | 419 | $ 88,995,000 | $ 212,000 | $ 97,000 |
| King George | 1,685 | $ 567,175,000 | $ 336,000 | $ 149,000 |
| King William | 1,253 | $ 316,505,000 | $ 252,000 | $ 110,000 |
| Lancaster | 695 | $ 204,335,000 | $ 294,000 | $ 155,000 |
| Lee | 618 | $ 88,630,000 | $ 143,000 | $ 84,000 |
| Lexington | 119 | $ 31,215,000 | $ 262,000 | $ 136,000 |
| Loudoun | 22,091 | $ 11,104,905,000 | $ 502,000 | $ 238,000 |
| Louisa | 3,063 | $ 975,575,000 | $ 318,000 | $ 157,000 |
| Lunenburg | 417 | $ 68,425,000 | $ 164,000 | $ 77,000 |
| Lynchburg | 2,870 | $ 751,070,000 | $ 261,000 | $ 114,000 |
| Madison | 670 | $ 185,550,000 | $ 276,000 | $ 132,000 |
| Manassas | 1,556 | $ 557,030,000 | $ 357,000 | $ 140,000 |
| Manassas Park | 674 | $ 255,620,000 | $ 379,000 | $ 137,000 |
| Martinsville | 533 | $ 77,285,000 | $ 145,000 | $ 72,000 |
| Mathews | 526 | $ 133,230,000 | $ 253,000 | $ 129,000 |
| Mecklenburg | 1,294 | $ 294,570,000 | $ 227,000 | $ 128,000 |
| Middlesex | 704 | $ 172,550,000 | $ 245,000 | $ 134,000 |
| Montgomery | 2,899 | $ 786,735,000 | $ 271,000 | $ 144,000 |
| Nelson | 835 | $ 238,315,000 | $ 285,000 | $ 182,000 |
| New Kent | 2,079 | $ 641,355,000 | $ 308,000 | $ 134,000 |
| Newport News | 7,796 | $ 1,894,220,000 | $ 242,000 | $ 103,000 |
| Norfolk | 10,771 | $ 3,156,785,000 | $ 293,000 | $ 119,000 |
| Northampton | 665 | $ 219,135,000 | $ 329,000 | $ 188,000 |
| Northumberland | 904 | $ 241,970,000 | $ 267,000 | $ 140,000 |
| Norton | 88 | $ 12,320,000 | $ 140,000 | $ 83,000 |
| Nottoway | 626 | $ 117,060,000 | $ 186,000 | $ 83,000 |
| Orange | 2,855 | $ 823,645,000 | $ 288,000 | $ 124,000 |
| Page | 1,122 | $ 256,190,000 | $ 228,000 | $ 108,000 |
| Patrick | 583 | $ 105,665,000 | $ 181,000 | $ 90,000 |
| Petersburg | 1,852 | $ 361,890,000 | $ 195,000 | $ 78,000 |
| Pittsylvania | 2,007 | $ 352,025,000 | $ 175,000 | $ 91,000 |
| Poquoson | 883 | $ 313,895,000 | $ 355,000 | $ 153,000 |
| Portsmouth | 6,310 | $ 1,427,730,000 | $ 226,000 | $ 94,000 |
| Powhatan | 1,658 | $ 544,440,000 | $ 328,000 | $ 158,000 |
| Prince Edward | 791 | $ 151,505,000 | $ 191,000 | $ 92,000 |
| Prince George | 1,739 | $ 422,415,000 | $ 242,000 | $ 102,000 |
| Prince William | 22,297 | $ 8,995,940,000 | $ 403,000 | $ 173,000 |
| Pulaski | 1,500 | $ 261,640,000 | $ 174,000 | $ 91,000 |
| Radford | 426 | $ 96,660,000 | $ 226,000 | $ 109,000 |
| Rappahannock | 317 | $ 124,455,000 | $ 392,000 | $ 214,000 |
| Richmond | 374 | $ 72,940,000 | $ 195,000 | $ 103,000 |
| Richmond City | 7,978 | $ 2,852,120,000 | $ 357,000 | $ 162,000 |
| Roanoke | 4,451 | $ 1,056,785,000 | $ 237,000 | $ 122,000 |
| Roanoke City | 4,193 | $ 888,335,000 | $ 211,000 | $ 98,000 |
| Rockbridge | 850 | $ 206,910,000 | $ 243,000 | $ 124,000 |
| Rockingham | 3,451 | $ 983,130,000 | $ 284,000 | $ 130,000 |
| Russell | 610 | $ 89,200,000 | $ 146,000 | $ 79,000 |
| Salem | 1,026 | $ 223,500,000 | $ 217,000 | $ 108,000 |
| Scott | 599 | $ 97,435,000 | $ 162,000 | $ 85,000 |
| Shenandoah | 2,402 | $ 556,150,000 | $ 231,000 | $ 116,000 |
| Smyth | 882 | $ 122,820,000 | $ 139,000 | $ 82,000 |
| Southampton | 768 | $ 164,510,000 | $ 214,000 | $ 97,000 |
| Spotsylvania | 9,442 | $ 3,260,950,000 | $ 345,000 | $ 143,000 |
| Stafford | 9,425 | $ 3,682,235,000 | $ 390,000 | $ 162,000 |
| Staunton | 1,254 | $ 251,410,000 | $ 200,000 | $ 105,000 |
| Suffolk | 7,199 | $ 2,340,695,000 | $ 325,000 | $ 126,000 |
| Surry | 377 | $ 87,805,000 | $ 232,000 | $ 105,000 |
| Sussex | 413 | $ 76,125,000 | $ 184,000 | $ 88,000 |
| Tazewell | 1,015 | $ 141,455,000 | $ 139,000 | $ 85,000 |
| Virginia Beach | 23,040 | $ 7,401,660,000 | $ 321,000 | $ 150,000 |
| Warren | 2,354 | $ 659,260,000 | $ 280,000 | $ 132,000 |
| Washington | 2,018 | $ 400,580,000 | $ 198,000 | $ 104,000 |
| Waynesboro | 1,281 | $ 278,245,000 | $ 217,000 | $ 92,000 |
| Westmoreland | 1,513 | $ 374,425,000 | $ 247,000 | $ 125,000 |
| Williamsburg | 392 | $ 138,350,000 | $ 352,000 | $ 142,000 |
| Winchester | 1,011 | $ 297,825,000 | $ 294,000 | $ 143,000 |
| Wise | 818 | $ 107,990,000 | $ 132,000 | $ 79,000 |
| Wythe | 1,153 | $ 185,865,000 | $ 161,000 | $ 85,000 |
| York | 3,360 | $ 1,207,450,000 | $ 359,000 | $ 150,000 |
Our comprehensive HMDA mortgage statistics offer invaluable insights into Virginia's 2025 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.
This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively.
Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
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